NASDAQ: CHCO

City (CHCO) Stock Analysis & Forecast

Oct 12 close

$139.94−0.03 (0.0%)

Gekko Brief

AI summaryOct 12 close

City draws attention this week mainly from technical commentary rather than company news: an analysis piece on CHCO highlights weak near-term sentiment against longer-term strength, flags resistance levels, and lays out a short setup. Separately, the company has confirmed that its Q3 2026 earnings date falls on 28 October, with a conference call previously noted for 21 October.

Shares close at $139.94, unchanged on the day, sitting between the 50-day average of $143.40 and the 200-day average of $130.14, a mixed trend picture. The GekkoIndex reads 61.9, placing CHCO in the Accumulation zone, up 3.7 over five sessions. Price trades 2.2% below Gekko Fair Value of $143.11, a gap Gekko treats as within a 5% band.

Over the next 20 trading days, earnings on 28 October arrive 15 days out, placing the report inside a typical holding window and adding event risk; the company has beaten estimates in 7 of its last 8 quarters, with an average absolute reaction of 2.9% historically. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonally, the next 20 trading days from this point have averaged a 7.2% gain across 5 years, positive in all 5. The sole covering firm holds a rating with a consensus target of $142.40, implying 1.8% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

City price vs fair value

$143.11$139.94Oct ’25Apr ’26Oct ’26
Close $139.94200-day averageGekko Fair Value $143.11

City quick facts

Market cap
$1.97B
P/E ratio
15.5
Forward P/E
16.4
EPS, TTM
$9.03
Revenue, TTM
$320.5M
Profit margin
41.1%
Dividend yield
2.46%
Beta
0.48
Volume
91,452 avg 128,833
1-year return
+15.3%
Typical daily move
±1.7%
Typical 20-day move
±3.4%
50-day average
$143.40
200-day average
$130.14
Next earnings
Oct 28
Shares outstanding
14.05M
52-week range
$113.21$148.99

City swing-trade checklist

City scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $139.94 sits between the 50-day ($143.40) and 200-day ($130.14) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    61.9, Accumulation

    Reading 61.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuemixed

    2.2% below

    Price is within 5% of Gekko Fair Value (2.2% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +7.2% on average

    From this point in the calendar, the next 20 trading days averaged +7.2% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

City stock chart and price history

City closed at $139.94 on Oct 12, 2026, +15.3% over the past year, inside a 52-week range of $113.21 to $148.99.

Close50-day average200-day averageVolume
City share price, past year, with 50-day and 200-day moving averages and volume$120$130NovDecJan 2026FebMarAprMayJunJulAugSepOct139.94

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.8%
3 months
+4.3%
6 months
+11.0%
1 year
+15.3%
The full CHCO chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CHCO in Gekko

Follow City through every session

Put CHCO on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About City

City is the holding company behind City National Bank of West Virginia, which provides banking, wealth management, and investment services to customers across the United States. It is known for a full range of deposit accounts, from checking and savings to money market and retirement accounts, alongside lending that spans commercial, real estate, residential, and consumer needs.

Its loan offerings cover financing for small and mid-sized businesses, commercial and multi-family real estate, home purchases and refinancing, and secured or unsecured personal borrowing, including options tied to vehicles or deposits. A mortgage banking arm manages fixed and adjustable-rate loans, construction and land financing, and mortgage servicing, while business clients can access treasury management, lockbox, and card processing tools. The wealth management side serves both individuals and corporations with trust, custodial, estate planning, and retirement plan services, and everyday banking is supported through ATMs, interactive teller machines, mobile apps, and phone systems. The bank operates numerous branches and employs several hundred people across West Virginia, Virginia, Kentucky, and Ohio.

City traces back to 1957 and is based in Charleston, West Virginia. Its shares are listed on the NASDAQ under the ticker CHCO.

Listed
NASDAQ
Sector
Finance
Industry
Major banks
Website
bankatcity.com

City GekkoIndex: the smart money zone

City’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.9, in the Accumulation zone, up 3.7 points over five sessions.

010061.9Accumulation

Up 3.7 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying12+1.0%+2.2%+3.5%+3.3%
Accumulation (current zone)202+1.1%+1.5%+2.5%+3.8%
Neutral430−0.1%+0.1%+0.7%+3.0%
Distribution34+0.1%−0.3%−2.5%−3.2%
Selling4Too few readings yet

Average CHCO share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the CHCO price, zone by zone.Track CHCO in Gekko

Is City stock overvalued? Gekko Fair Value

City trades 2.2% below Gekko Fair Value of $143.11, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what City shares are worth, recalculated every trading day.

$143.11

Gekko Fair Value, Oct 9, 2026

2.2% below fair value · About fair value

At the end of Aug 2026 the price was 2.0% above the estimate.

Gekko Fair ValueShare price, month end
$143$141Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CHCO in Gekko

City insider and Congress trading

No open-market insider purchases were filed for City, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CHCO in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CHCO insider filing, plotted on the chart in Gekko.Open CHCO in Gekko

Congress trades last 90 days

No trades in CHCO were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CHCO, plotted on the chart in Gekko.Open CHCO in Gekko

Buybacks

City has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$7.28M
As a share of market cap
0.37%

From company filings.

City earnings: next date and track record

City reports on Oct 28, 2026 (16 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.9%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+2.5%Apr ’24−1.7%Jul ’24−1.0%Oct ’24−2.6%Jan ’25+3.0%Apr ’25+7.7%Jul ’25−0.5%Oct ’25+3.9%Jan ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jan 21, 2026$2.18
est $2.26
−3.5%$80.20M
est $81.38M
−1.5%+3.9%
Oct 23, 2025$2.41
est $2.17
+11.1%$79.03M
est $79.72M
−0.9%−0.5%
Jul 22, 2025$2.29
est $1.97
+16.2%$75.67M
est $80.19M
−5.6%+7.7%
Apr 23, 2025$2.06
est $1.84
+12.0%$72.40M
est $74.42M
−2.7%+3.0%
Jan 23, 2025$1.94
est $1.93
+0.5%$70.05M
est $73.19M
−4.3%−2.6%
Oct 24, 2024$2.02
est $1.92
+5.2%$73.66M
est $73.57M
+0.1%−1.0%
Jul 23, 2024$1.96
est $1.91
+2.6%$71.24M
est $73.28M
−2.8%−1.7%
Apr 23, 2024$1.97
est $1.86
+5.9%$70.11M
est $71.41M
−1.8%+2.5%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

City stock forecast and analyst price targets

Analysts’ average 12-month price target for City is $142.40, +1.8% from the last close, from 1 firm rating the stock in the last 90 days.

$142.40consensus 12-month target, +1.8% from the last close
Buy0
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 1KBWHold, maintained$145+3.6%
Jul 23KBWHold, reiterated$135−3.5%
+2.5%average 20-day move after past Accumulation readings
+7.2%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

City seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, City averaged +7.2% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+6.2%2021+8.5%2022+3.8%2023+11.5%2024+1.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.1%4 of 5
Next 10 trading days+2.9%4 of 5
Next 15 trading days+3.3%3 of 5
Next 20 trading days+7.2%5 of 5
Next 30 trading days+6.8%5 of 5

For scale, CHCO’s typical 20-trading-day move in either direction is about 3.4%.

City market cap and key statistics

City’s market cap is $1.97B, with a P/E ratio of 15.5 and revenue of $320.5M over the last twelve months.

Valuation

Market cap
$1.97B
P/E ratio
15.5
Forward P/E
16.4
EPS, TTM
$9.03
Gekko Fair Value
$143.11

Trading

Volume
91,452
Avg volume, 20 days
128,833
52-week high
$148.99
52-week low
$113.21
Shares outstanding
14.05M

Financials

Revenue, TTM
$320.5M
Profit margin
41.1%
Return on equity
16.8%
Quarterly earnings growth, YoY
+2.8%

Risk and income

Beta
0.48
Typical daily move
±1.7%
Typical 20-day move
±3.4%
Dividend yield
2.46%

City peers

City’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase0.0%Accumulation6.9% below
BACBank of America+0.2%Accumulation13.1% below
RYRoyal Bank Of Canada+0.4%Accumulation6.5% below
WFCWells Fargo−0.8%Neutral8.5% below
CCitigroup+1.5%Neutral6.6% below
TDToronto Dominion Bank+1.2%Accumulation2.9% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

City stock FAQ

What is City’s market cap?

City’s market cap is $1.97B at the Oct 12, 2026 close of $139.94, with 14.05M shares outstanding. The shares trade on a P/E ratio of 15.5.

What is the City stock forecast?

The consensus analyst 12-month price target for City is $142.40, +1.8% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is City stock overvalued or undervalued?

On Gekko’s estimate City is about fair value: the Oct 12, 2026 close of $139.94 is 2.2% below Gekko Fair Value of $143.11. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does City report earnings next?

City is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $2.36 per share on revenue of $83.07M. City beat the earnings estimate in 7 of its last 8 reports, moving 2.9% on average across the report.

What is City’s 52-week high and low?

City’s 52-week high is $148.99 and its 52-week low is $113.21; it closed at $139.94 on Oct 12, 2026, +15.3% over the past year.

Is City stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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