NYSE: BAC

Bank of America (BAC) Stock Analysis & Forecast

Nov 4 close

$51.63+1.97 (+4.0%)

Gekko Brief

AI summaryNov 4 close

This week's news flow around Bank of America centers on heightened legal and regulatory scrutiny following the bank's resolution of enforcement actions disclosed on 14 October. Senator Elizabeth Warren has called for a Department of Justice criminal probe over alleged anti-money laundering and sanctions law violations, and multiple law firms have announced securities class action lawsuits with a lead plaintiff deadline of 12/15/2026. Separately, Bank of America Securities updated its Value 10 portfolio, adding T-Mobile (TMUS) and Regeneron (REGN), while leaving its Growth 10 list unchanged.

BAC closed at $51.63, down 4% on the day, with its 1-month return at -4.5% and its 3-month return at -18%. The stock sits between its 50-day average of $55.72 and 200-day average of $54.92, and remains within its 52-week range of $46.12 to $65.22. The GekkoIndex reads 62.3, placing BAC in the Accumulation zone, down 3 points over the past 5 readings. Price stands 12.3% below Gekko Fair Value of $58.85.

The next earnings date falls on 15 January 2027, 71 days away and outside a typical 20-trading-day hold. Over the last 30 days, 2 unusual options signals have registered, with call premium of $11.1 million against put premium of $10.0 million. Two billionaire holders and one trailblazer holder are noted. Seasonally, the next 20 trading days have averaged a 1.8% return over 5 years, rising in 3 of them. Analyst consensus stands at 16 buy and 2 hold ratings among 18 firms, with a consensus target of $62.84.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

Bank of America price vs fair value

$58.85$51.63Nov ’25May ’26Nov ’26
Close $51.63200-day averageGekko Fair Value $58.85

Bank of America quick facts

Market cap
$357.4B
P/E ratio
11.9
Forward P/E
9.7
EPS, TTM
$4.19
Revenue, TTM
$114.9B
Profit margin
28.1%
Dividend yield
2.27%
Beta
1.21
Volume
45.62M avg 42.90M
1-year return
−3.6%
Typical daily move
±2.1%
Typical 20-day move
±5.9%
50-day average
$55.72
200-day average
$54.92
Next earnings
Jan 15 before open
Shares outstanding
6.90B
52-week range
$46.12$65.22

Bank of America swing-trade checklist

Bank of America scores 5 supportive, 1 mixed and 0 headwinds across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

5 supportive1 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $51.63 sits between the 50-day ($55.72) and 200-day ($54.92) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.3, Accumulation

    Reading 62.3 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    12.3% below

    Price is 12.3% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 30 days: 2 unusual options signals.

    See smart money
  • Earnings risksupportive

    Reports in 71 days

    Next report Jan 15, 2027, 71 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +1.8% on average

    From this point in the calendar, the next 20 trading days averaged +1.8% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Bank of America stock chart and price history

Bank of America closed at $51.63 on Nov 4, 2026, −3.6% over the past year, inside a 52-week range of $46.12 to $65.22.

Close50-day average200-day averageVolume
Bank of America share price, past year, with 50-day and 200-day moving averages and volume$45$50$55$60$65DecJan 2026FebMarAprMayJunJulAugSepOct51.63

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.5%
3 months
−18.0%
6 months
−3.7%
1 year
−3.6%
The full BAC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BAC in Gekko

Follow Bank of America through every session

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About Bank of America

Bank of America provides banking and financial services through a network of subsidiaries reaching individual customers, small and mid-sized businesses, large corporations, institutional investors, and government entities around the world. It is recognized for the breadth of its consumer offerings, spanning everyday checking and savings accounts, credit and debit cards, mortgages, and various forms of lending for homes, vehicles, and personal needs.

The company runs through distinct segments. Its consumer banking arm handles retail deposits, cards, and loans, while its wealth and investment management unit offers brokerage, trust, retirement, and tailored asset management services. A global banking segment supplies commercial lending, treasury and cash management tools, and underwriting and advisory work tied to mergers and acquisitions, and a global markets segment covers trading, financing, securities clearing, and derivative-based risk management products. Together these serve everyone from individual account holders to institutional and corporate clients.

Bank of America was founded in 1784 and is headquartered in Charlotte, North Carolina. Its shares are listed on the NYSE under the ticker BAC.

Listed
NYSE
Sector
Finance
Industry
Major banks
Website
bankofamerica.com

Bank of America GekkoIndex: the smart money zone

Bank of America’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.3, in the Accumulation zone, down 3 points over five sessions.

010062.3Accumulation

Down 3 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying40+0.3%+0.8%−1.4%+14.9%
Accumulation (current zone)139+0.5%+1.0%+3.3%+7.3%
Neutral444+0.4%+0.7%+1.3%+2.7%
Distribution67+0.6%+0.8%+1.8%+5.8%
Selling7Too few readings yet

Average BAC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BAC price, zone by zone.Track BAC in Gekko

Is Bank of America stock overvalued? Gekko Fair Value

Bank of America trades 12.3% below Gekko Fair Value of $58.85, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Bank of America shares are worth, recalculated every trading day.

$58.85

Gekko Fair Value, Nov 3, 2026

12.3% Undervalued

At the end of Aug 2026 the price was 6.3% below the estimate.

Gekko Fair ValueShare price, month end
$59$50Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BAC in Gekko

Bank of America insider and Congress trading

No open-market insider purchases were filed for Bank of America, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BAC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BAC insider filing, plotted on the chart in Gekko.Open BAC in Gekko

Congress trades last 90 days

No trades in BAC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BAC, plotted on the chart in Gekko.Open BAC in Gekko

Buybacks

Bank of America has been buying back its own shares.

Bought back, quarter ended Sep 30, 2026
$6.01B
As a share of market cap
1.68%
Trailing four quarters
$25.56B

From company filings.

Unusual options activity last 30 days

2signals, 53% of the flagged premium in calls.

Latest: Bullish flow on Oct 24, $10.26M in unusual premium.

Hedge funds and billionaires quarter ended Jun 30

3of the funds Gekko tracks hold BAC.

0added1opened2trimmed2sold out
Every signal with its contract, strike and premium, and which funds are on each side.Unlock in Gekko

Bank of America earnings: next date and track record

Bank of America reports on Jan 15, 2027, before the open (71 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.2%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

−1.2%Jan ’25+1.8%Apr ’25+1.9%Jul ’25+0.7%Oct ’25−3.6%Jan ’26+0.3%Apr ’26+3.5%Jul ’26−4.2%Oct ’26

Last earnings call, Oct 14, 2026 AI summary

What they said
BAC reported Q3 net income of $6.9 billion ($0.91 EPS), impacted by a $1.2 billion non-tax-deductible regulatory settlement charge ($0.17/share). Excluding the charge, net income was $8.1 billion ($1.08 EPS), up year-over-year. Consumer activity remained resilient with year-to-date money movement up 5%. The bank added 200,000 net new checking accounts, opened 1 million+ new card accounts, grew card balances ~5%, and generated $41 billion in wealth client flows.
Guidance
Management cited continued consumer spending strength and early October activity consistent with Q3 trends. Commercial loan growth across all segments and expanding treasury services relationships signal positive near-term loan growth momentum. No specific EPS or revenue targets were provided in this excerpt.
ReportedEPSSurpriseRevenueSurpriseMove
Oct 14, 2026$1.08
est $1.10
−1.8%$30.00B
est $30.58B
−1.9%−4.2%
Jul 14, 2026$1.21
est $1.13
+7.1%$31.56B
est $30.78B
+2.5%+3.5%
Apr 15, 2026$1.11
est $1.02
+8.8%$30.27B
est $29.95B
+1.1%+0.3%
Jan 14, 2026$0.98
est $0.96
+2.3%$28.37B
est $27.76B
+2.2%−3.6%
Oct 15, 2025$1.06
est $0.95
+11.3%$28.09B
est $27.52B
+2.1%+0.7%
Jul 16, 2025$0.89
est $0.86
+3.5%$26.46B
est $26.72B
−1.0%+1.9%
Apr 15, 2025$0.90
est $0.82
+10.2%$27.37B
est $26.98B
+1.4%+1.8%
Jan 16, 2025$0.82
est $0.77
+6.5%$25.35B
est $25.12B
+0.9%−1.2%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Bank of America stock forecast and analyst price targets

Analysts’ average 12-month price target for Bank of America is $62.84, +21.7% from the last close, from 18 firms rating the stock in the last 90 days.

$62.84consensus 12-month target, +21.7% from the last close
Low $56High $75
Buy16
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 18 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Nov 2BarclaysBuy, maintained$68+31.7%
Nov 2UBSBuy, maintained$62+20.1%
Oct 30J.P. MorganBuy, maintained$59.50+15.2%
Oct 19Freedom Capital MarketsBuy, maintained$63+22.0%
Oct 18JLPascualBuy, upgraded$65.60+27.1%
+3.3%average 20-day move after past Accumulation readings
+1.8%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Bank of America seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, Bank of America averaged +1.8% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

−7.3%2021−6.3%2022+7.9%2023+13.3%2024+1.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.8%4 of 5
Next 10 trading days+2.8%3 of 5
Next 15 trading days+2.8%3 of 5
Next 20 trading days+1.8%3 of 5
Next 30 trading days+1.7%3 of 5

For scale, BAC’s typical 20-trading-day move in either direction is about 5.9%.

Bank of America market cap and key statistics

Bank of America’s market cap is $357.4B, with a P/E ratio of 11.9 and revenue of $114.9B over the last twelve months.

Valuation

Market cap
$357.4B
P/E ratio
11.9
Forward P/E
9.7
EPS, TTM
$4.19
Gekko Fair Value
$58.85

Trading

Volume
45.62M
Avg volume, 20 days
42.90M
52-week high
$65.22
52-week low
$46.12
Shares outstanding
6.90B

Financials

Revenue, TTM
$114.9B
Profit margin
28.1%
Return on equity
10.7%
Quarterly earnings growth, YoY
−14.3%

Risk and income

Beta
1.21
Typical daily move
±2.1%
Typical 20-day move
±5.9%
Dividend yield
2.27%

Bank of America peers

Bank of America’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase+1.8%Neutral0.8% below
RYRoyal Bank Of Canada+1.3%Neutral1.7% above
WFCWells Fargo+0.2%Neutral2.4% below
TDToronto Dominion Bank+0.8%Neutral5.8% above
CCitigroup−1.4%Accumulation9.8% below
BMOBank Of Montreal+1.1%Neutral4.6% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

More stocks in Major banks

Bank of America stock FAQ

What is Bank of America’s market cap?

Bank of America’s market cap is $357.4B at the Nov 4, 2026 close of $51.63, with 6.90B shares outstanding. The shares trade on a P/E ratio of 11.9.

What is the Bank of America stock forecast?

The consensus analyst 12-month price target for Bank of America is $62.84, +21.7% from the last close. Of the 18 firms that rated the stock in the last 90 days, 16 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Bank of America stock overvalued or undervalued?

On Gekko’s estimate Bank of America is undervalued: the Nov 4, 2026 close of $51.63 is 12.3% below Gekko Fair Value of $58.85. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Bank of America report earnings next?

Bank of America is expected to report on Jan 15, 2027, before the market opens (71 days away). Analysts expect earnings of $1.14 per share on revenue of $30.47B. Bank of America beat the earnings estimate in 7 of its last 8 reports, moving 2.2% on average across the report.

What is Bank of America’s 52-week high and low?

Bank of America’s 52-week high is $65.22 and its 52-week low is $46.12; it closed at $51.63 on Nov 4, 2026, −3.6% over the past year.

Is Bank of America stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 5 of the 6 items with data read as supportive (gekkoindex, fair value, smart money, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.

Is there unusual options activity in Bank of America?

Gekko flagged 2 unusual options signals in Bank of America over the last 30 days, with $11.12M of flagged premium in calls and $10.01M in puts. The latest, bullish flow, was on Oct 24, 2026 with $10.26M in unusual premium. The signal-by-signal table is in Gekko.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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