Insider buying last 90 days
No open-market insider purchases were filed for BAP in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BAP insider filing, plotted on the chart in Gekko.Open BAP in Gekko
NYSE: BAP
Credicorp (BAP) Stock Analysis & Forecast
Nov 4 close
$359.21+7.95 (+2.3%)
Gekko Brief
AI summaryNov 4 closeCredicorp shares edge up pre-market on 4 November, part of a broader positive market mood following the US midterm elections and a significant crude oil inventory draw reported by the API. The bigger focus for the stock is the upcoming third-quarter 2026 earnings release, scheduled for 9 November after market close, with a conference call to follow. One commentary piece ahead of the report describes Credicorp's digital financial services, including Yape, as a meaningful contributor to revenue, and frames the stock as undervalued.
Credicorp closed at $359.21, up 2.3%, with the close sitting between its 50-day average of $377.19 and its 200-day average of $359.57, pointing to a mixed trend. The GekkoIndex reads 66.3, placing the stock in the Accumulation zone. Price sits 9.8% below the Gekko Fair Value of $398.28. Over the past year the stock has returned 37.9%, though the past month and three months show declines of 6.7% and 8.5% respectively, alongside a six-month gain of 10%.
The next earnings date falls on 9 November, just 4 days away and well inside a typical 20-trading-day holding window, following a prior quarter where actual EPS of $7.29 came in just under the $7.31 estimate with a 3.8% reaction. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality from this point in the calendar has averaged a -0.2% move over the next 20 trading days across 5 years, rising in 3 of them. Four analysts cover the stock, with 3 at buy and 1 at hold, and a consensus target of $427.48.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Credicorp price vs fair value
Close $359.21200-day averageGekko Fair Value $398.28
Credicorp quick facts
- Market cap
- $28.53B
- P/E ratio
- 13.6
- Forward P/E
- 10.1
- EPS, TTM
- $26.55
- Revenue, TTM
- $22.27B
- Profit margin
- 33.1%
- Dividend yield
- 3.99%
- Beta
- 0.87
- Volume
- 270,365 avg 320,503
- 1-year return
- +37.9%
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±5.2%
- 50-day average
- $377.19
- 200-day average
- $359.57
- Next earnings
- Nov 9
- Shares outstanding
- 79.42M
Credicorp swing-trade checklist
Credicorp scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $359.21 sits between the 50-day ($377.19) and 200-day ($359.57) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
66.3, Accumulation
Reading 66.3 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
9.8% below
Price is 9.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 4 days
Reports on Nov 9, 2026, 4 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
−0.2% on average
From this point in the calendar, the next 20 trading days averaged −0.2% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Credicorp stock chart and price history
Credicorp closed at $359.21 on Nov 4, 2026, +37.9% over the past year, inside a 52-week range of $230.45 to $413.25.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −6.7%
- 3 months
- −8.5%
- 6 months
- +10.0%
- 1 year
- +37.9%
The full BAP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BAP in Gekko
Follow Credicorp through every session
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About Credicorp
Credicorp offers a broad range of banking and financial services across Peru and several other countries, including Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. Its offerings span lending and deposit products for individuals and businesses, insurance coverage spanning property, transport, marine, auto, life, and health lines, medical services, and pension fund management for plan affiliates.
The company organizes its activities into four segments: Universal Banking, Insurance, Medical Services and Pensions, Microfinance, and Investment Management and Advisory. Through these units it serves small and microenterprises with credit and deposit services, and provides corporations, institutional investors, governments, and foundations with brokerage, investment management, securities issuance and trading, securitization, and mutual fund management. It also handles custody, trustee, asset management, and payment processing work, runs a digital e-commerce platform, develops digital business lines, and administers private pension funds.
Credicorp traces its founding to 1889 and is headquartered in Lima, Peru. Its shares are listed on the NYSE under the ticker BAP.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- grupocredicorp.com
Credicorp GekkoIndex: the smart money zone
Credicorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66.3, in the Accumulation zone, down 0.2 points over five sessions.
66.3Accumulation
Down 0.2 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 5 | Too few readings yet | |||
| Accumulation (current zone) | 157 | +1.4% | +4.6% | ||
| Neutral | 464 | +0.3% | +2.1% | ||
| Distribution | 61 | +1.5% | +4.2% | ||
| Selling | 10 | +2.1% | +2.7% | ||
Average BAP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the BAP price, zone by zone.Track BAP in Gekko
Is Credicorp stock overvalued? Gekko Fair Value
Credicorp trades 9.8% below Gekko Fair Value of $398.28, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Credicorp shares are worth, recalculated every trading day.
$398.28
Gekko Fair Value, Oct 31, 2026
9.8% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open BAP in Gekko
Credicorp insider and Congress trading
No open-market insider purchases were filed for Credicorp, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BAP were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BAP, plotted on the chart in Gekko.Open BAP in Gekko
Credicorp earnings: next date and track record
Credicorp reports on Nov 9, 2026 (4 days away), and beat the EPS estimate in 4 of its last 8 reports.
Next earnings report
Nov 9, 2026
4 days away
- EPS estimate
- $7.25
- Revenue estimate
- $1.92B
4 of 8reports beat the EPS estimate
±2.2%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 13, 2026 AI summary
- What they said
- Credicorp reported Q2 2026 ROE of 20.3%, reflecting strong performance across its diversified business model. Private investment in Peru grew ~13% YoY and domestic demand exceeded 5%, supported by favorable commodity prices (gold up ~100% since 2023, copper up ~60%). Innovation portfolio contributed 9.9% of risk-adjusted revenues. Management expressed confidence in Peru's medium-term growth trajectory despite El Niño near-term risks.
- Guidance
- Management targets a medium-term ROE of approximately 22%. El Niño is viewed as a temporary, manageable risk that does not alter medium-term outlook. Full 2026 financial outlook to be detailed by CFO Alejandro Perez-Reyes.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 13, 2026 | $7.29 est $7.31 | $1.85B est $1.82B | +3.8% |
| May 14, 2026 | $7.59 est $7.26 | $1.73B est $1.55B | −0.4% |
| Feb 12, 2026 | $5.93 est $6.15 | $1.78B est $1.75B | −4.0% |
| Nov 13, 2025 | $6.17 est $6.29 | $1.53B est $1.64B | −3.3% |
| Aug 14, 2025 | $6.24 est $5.93 | $2.09B est $1.56B | +1.0% |
| May 19, 2025 | $6.02 est $5.43 | $1.48B est $1.52B | −3.7% |
| Feb 10, 2025 | $3.79 est $4.34 | $1.40B est $1.42B | −0.9% |
| Nov 7, 2024 | $5.08 est $4.57 | $1.41B est $1.46B | +0.8% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Credicorp stock forecast and analyst price targets
Analysts’ average 12-month price target for Credicorp is $427.48, +19.0% from the last close, from 4 firms rating the stock in the last 90 days.
$427.48consensus 12-month target, +19.0% from the last close
Now $359.21Avg $427.48
Low $399High $483
Each firm’s latest rating in the last 90 days: 4 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 16 | J.P. Morgan | $483 | +34.5% |
| Aug 20 | UBS | $473 | +31.7% |
| Aug 16 | Goldman Sachs | $399 | +11.1% |
| Aug 14 | Bank of America Securities | $467 | +30.0% |
| Aug 13 | Bank of America Securities | $467 | +30.0% |
+4.6%average 20-day move after past Accumulation readings
−0.2%average move over the next 20 trading days in the last 5 years
±3.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Credicorp seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, Credicorp averaged −0.2% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.2% | 4 of 5 |
| Next 10 trading days | +0.5% | 2 of 5 |
| Next 15 trading days | −1.0% | 2 of 5 |
| Next 20 trading days | −0.2% | 3 of 5 |
| Next 30 trading days | +2.6% | 3 of 5 |
For scale, BAP’s typical 20-trading-day move in either direction is about 5.2%.
Credicorp market cap and key statistics
Credicorp’s market cap is $28.53B, with a P/E ratio of 13.6 and revenue of $22.27B over the last twelve months.
Valuation
- Market cap
- $28.53B
- P/E ratio
- 13.6
- Forward P/E
- 10.1
- EPS, TTM
- $26.55
- Gekko Fair Value
- $398.28
Trading
- Volume
- 270,365
- Avg volume, 20 days
- 320,503
- 52-week high
- $413.25
- 52-week low
- $230.45
- Shares outstanding
- 79.42M
Financials
- Revenue, TTM
- $22.27B
- Profit margin
- 33.1%
- Return on equity
- 20.4%
- Quarterly earnings growth, YoY
- +8.6%
Risk and income
- Beta
- 0.87
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±5.2%
- Dividend yield
- 3.99%
Credicorp stock news this week
Coverage of Credicorp this week reads neutral: 2 positive, 6 neutral and 0 negative headlines.
- Credicorp Stock Edges Up Pre-Market After Midterms, OilAdmirals, Nov 4
- Credicorp Ltd. (BAPN.MX) stock price, news, quote and historyYahoo Finance UK, Nov 1
- Credicorp Ltd. (BAP.LM) Seasonal returns chartYahoo Finance UK, Oct 31
- Credicorp Ltd. (BAP) Seasonal returns chartYahoo Finance UK, Oct 31
- Credicorp Ltd.: Credicorp's Earnings Release and Conference Call 3Q26富途牛牛, Oct 30
- Credicorp Ltd. Announces 3Q26 Earnings Release and Conference Call ScheduleMoomoo, Oct 28
Credicorp peers
Credicorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Neutral | 0.8% below |
| BACBank of America | Accumulation | 12.3% below |
| RYRoyal Bank Of Canada | Neutral | 1.7% above |
| WFCWells Fargo | Neutral | 2.4% below |
| TDToronto Dominion Bank | Neutral | 5.8% above |
| CCitigroup | Accumulation | 9.8% below |
A peer links to its own page where one exists.
Credicorp stock FAQ
What is Credicorp’s market cap?
Credicorp’s market cap is $28.53B at the Nov 4, 2026 close of $359.21, with 79.42M shares outstanding. The shares trade on a P/E ratio of 13.6.
What is the Credicorp stock forecast?
The consensus analyst 12-month price target for Credicorp is $427.48, +19.0% from the last close. Of the 4 firms that rated the stock in the last 90 days, 3 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Credicorp stock overvalued or undervalued?
On Gekko’s estimate Credicorp is undervalued: the Nov 4, 2026 close of $359.21 is 9.8% below Gekko Fair Value of $398.28. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Credicorp report earnings next?
Credicorp is expected to report on Nov 9, 2026 (4 days away). Analysts expect earnings of $7.25 per share on revenue of $1.92B. Credicorp beat the earnings estimate in 4 of its last 8 reports, moving 2.2% on average across the report.
What is Credicorp’s 52-week high and low?
Credicorp’s 52-week high is $413.25 and its 52-week low is $230.45; it closed at $359.21 on Nov 4, 2026, +37.9% over the past year.
Is Credicorp stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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