Insider buying last 90 days
No open-market insider purchases were filed for BAP in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BAP insider filing, plotted on the chart in Gekko.Open BAP in Gekko
NYSE: BAP
Credicorp (BAP) Stock Analysis & Forecast
$381.83−2.13 (−0.6%)
Close on Sep 18, 2026. Page updated Sep 19, 9:16 pm ET.
Gekko Brief
AI summaryCredicorp trades at $381.83, down 0.6%, sitting just below its 50-day average of $383.43 and above its 200-day average of $345.19. The GekkoIndex reads 56, placing the stock in the Neutral zone. Shares stand 4.4% below Gekko Fair Value of $399.25. Over the past year the stock has returned 37.2%, with six-month gains of 16.3% and one-month gains of 3.5%, while the three-month return is slightly negative at -0.2%.
This week's news centers on regulatory and analyst activity. Credicorp's subsidiary Banco de Crédito del Perú received Florida approval to fully acquire Helm Bank USA, a deal still pending U.S. Federal Reserve sign-off and other closing conditions. Separately, JPMorgan upgraded Credicorp to Overweight from Neutral and raised its price target to $482 from $453. California State Teachers Retirement System also disclosed a sharply increased stake, reporting a purchase of 4,100,928 shares in its latest 13F filing.
Looking ahead, Credicorp's next earnings report is scheduled for 9 November 2026, 50 days out and beyond a typical 20-trading-day holding window. In its last report on 14 May 2026, earnings of $7.59 beat the $7.26 estimate, part of a streak of 5 beats in the last 8 quarters, though the share reaction was muted at -0.4%. Analyst coverage currently shows 4 buy ratings and 1 hold among 5 firms, with a consensus target of $422.69, implying 10.7% upside. Seasonally, the next 20 trading days have averaged a 3.7% gain over 5 years, rising in 3 of those years.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $381.83200-day averageGekko Fair Value $399.25
Key stats
- Market cap
- $30.34B
- P/E ratio
- 13.9
- Forward P/E
- 10.1
- EPS, TTM
- $27.37
- Revenue, TTM
- $22.27B
- Profit margin
- 33.1%
- Dividend yield
- 3.86%
- Beta
- 0.84
- Volume
- 496,925 avg 340,360
- 1-year return
- +37.2%
- Typical daily move
- ±2.3%
- Typical 20-day move
- ±5.5%
- 50-day average
- $383.43
- 200-day average
- $345.19
- Next earnings
- Nov 9
- Shares outstanding
- 79.42M
Credicorp swing-trade checklist
Credicorp scores 2 supportive, 3 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive3 mixed0 headwinds
- Trendmixed
Averages disagree
Close $381.83 sits between the 50-day ($383.43) and 200-day ($345.19) averages, or the averages disagree.
See the chart - GekkoIndexmixed
56, Neutral
Reading 56 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
4.4% below
Price is within 5% of Gekko Fair Value (4.4% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 50 days
Next report Nov 9, 2026, 50 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.7% on average
From this point in the calendar, the next 20 trading days averaged +3.7% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Credicorp stock chart and price history
Credicorp closed at $381.83 on Sep 18, 2026, +37.2% over the past year, inside a 52-week range of $230.45 to $413.25.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +3.5%
- 3 months
- −0.2%
- 6 months
- +16.3%
- 1 year
- +37.2%
The full BAP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BAP in Gekko
Follow Credicorp through every session
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About Credicorp
Credicorp offers a broad range of banking and financial services across Peru and several other countries, including Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. Its offerings span lending and deposit products for individuals and businesses, insurance coverage spanning property, transport, marine, auto, life, and health lines, medical services, and pension fund management for plan affiliates.
The company organizes its activities into four segments: Universal Banking, Insurance, Medical Services and Pensions, Microfinance, and Investment Management and Advisory. Through these units it serves small and microenterprises with credit and deposit services, and provides corporations, institutional investors, governments, and foundations with brokerage, investment management, securities issuance and trading, securitization, and mutual fund management. It also handles custody, trustee, asset management, and payment processing work, runs a digital e-commerce platform, develops digital business lines, and administers private pension funds.
Credicorp traces its founding to 1889 and is headquartered in Lima, Peru. Its shares are listed on the NYSE under the ticker BAP.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- grupocredicorp.com
Credicorp GekkoIndex: the smart money zone
Credicorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 56, in the Neutral zone, down 1.5 points over five sessions.
56Neutral
Down 1.5 points over five sessions.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 5 | Too few readings yet | |||
| Accumulation | 151 | +1.4% | +4.9% | ||
| Neutral (current zone) | 435 | +0.4% | +2.2% | ||
| Distribution | 61 | +1.5% | +4.2% | ||
| Selling | 10 | +2.1% | +2.7% | ||
Average BAP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the BAP price, zone by zone.Track BAP in Gekko
Is Credicorp stock overvalued? Gekko Fair Value
Credicorp trades 4.4% below Gekko Fair Value of $399.25, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Credicorp shares are worth, recalculated every trading day.
$399.25
Gekko Fair Value, Sep 18, 2026
4.4% below fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open BAP in Gekko
Credicorp insider and Congress trading
No open-market insider purchases were filed for Credicorp, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BAP were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BAP, plotted on the chart in Gekko.Open BAP in Gekko
Credicorp earnings: next date and track record
Credicorp reports on Nov 9, 2026 (50 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Nov 9, 2026
50 days away
- EPS estimate
- $7.48
- Revenue estimate
- $1.97B
5 of 8reports beat the EPS estimate
±1.9%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
Last earnings call, May 14, 2026 AI summary
- What they said
- Credicorp reported a strong first-quarter 2026 with record net income driven by solid loan growth, improved asset quality, higher net interest income and diversified fee and FX income. Loans grew 8.2% (quarter-end balances) led by BCP retail and wholesale and Mibanco. NPL ratio improved to 4.3% and cost of risk was 1.3%, aided by better payment performance, refinements in underwriting and one‑off effects (mining profit‑sharing and pension inflows). Net interest income rose 10.9% with NIM at 6.6% as low-cost deposits (63.9% of funding) increased. Other core income grew 19.5% and fee income rose 15.6%; FX gains increased 30.6%. Insurance underwriting results declined 9.1% (inflation-linked claim effects), but excluding inflation impacts underwriting rose 4% YoY. ROE was 21.1% for the quarter. Management highlighted strategic progress on digital initiatives (Yape growth, neo-banking unit, internationalization prospects), resilience of the franchise, and governance updates following board refreshment. They emphasized macro risks (geopolitical tensions, higher oil prices) and local risks (presidential elections, potential El Niño impacts) and remain cautious despite strong operational momentum.
- Guidance
- GDP growth (Peru) for 2026 maintained at ~3.5%. Credicorp's medium‑term ROE guidance remains ~19.5% for the year, but management said they expect to be on the upper side of that range given Q1 performance (no formal upward revision provided). Loan growth guidance referenced around mid-single digits (management previously indicated ~8.5% guidance for the year) and risk‑adjusted NIM is expected to increase; cost of risk is expected to normalize higher from the current unusually low quarter but remain manageable. Management said they may update sustainable ROE/medium‑term targets after greater political clarity post‑elections.
- Risks flagged
- Key risks discussed include political uncertainty from the presidential election (possible policy shifts), potential El Niño weather event impacting agriculture and regional economic activity (could reduce GDP by ~0.8–1.7% depending on severity), external geopolitical tensions raising energy prices and inflation, possible reversal of pension‑withdrawal related deposit inflows (temporary liquidity), one‑off drivers to asset quality (mining profit‑sharing) that may not persist, and competitive/ regulatory changes in payments (UPI implementation and new entrants).
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| May 14, 2026 | $7.59 est $7.26 | $1.73B est $1.55B | −0.4% |
| Feb 12, 2026 | $5.93 est $6.15 | $1.78B est $1.75B | −4.0% |
| Nov 13, 2025 | $6.17 est $6.29 | $1.53B est $1.64B | −3.3% |
| Aug 14, 2025 | $6.24 est $5.93 | $2.09B est $1.56B | +1.0% |
| May 19, 2025 | $6.02 est $5.43 | $1.91B est $1.52B | −3.7% |
| May 15, 2025 | $6.06 est $5.44 | $1.91B est $1.52B | −0.7% |
| Feb 10, 2025 | $3.79 est $4.34 | $1.40B est $1.42B | −0.9% |
| Nov 7, 2024 | $5.08 est $4.57 | $1.84B est $1.46B | +0.8% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Credicorp stock forecast and analyst price targets
Analysts’ average 12-month price target for Credicorp is $422.69, +10.7% from the last close, from 5 firms rating the stock in the last 90 days.
$422.69consensus 12-month target, +10.7% from the last close
Now $381.83Avg $422.69
Low $399High $483
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 16 | J.P. Morgan | $483 | +26.5% |
| Aug 20 | UBS | $473 | +23.9% |
| Aug 16 | Goldman Sachs | $399 | +4.5% |
| Aug 14 | Bank of America Securities | $467 | +22.3% |
| Aug 13 | Bank of America Securities | $467 | +22.3% |
+2.2%average 20-day move after past Neutral readings
+3.7%average move over the next 20 trading days in the last 5 years
±2.3%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Credicorp seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Credicorp averaged +3.7% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −1.6% | 2 of 5 |
| Next 10 trading days | −0.9% | 3 of 5 |
| Next 15 trading days | +2.3% | 2 of 5 |
| Next 20 trading days | +3.7% | 3 of 5 |
| Next 30 trading days | +7.0% | 3 of 5 |
For scale, BAP’s typical 20-trading-day move in either direction is about 5.5%.
Credicorp market cap and key statistics
Credicorp’s market cap is $30.34B, with a P/E ratio of 13.9 and revenue of $22.27B over the last twelve months.
Valuation
- Market cap
- $30.34B
- P/E ratio
- 13.9
- Forward P/E
- 10.1
- EPS, TTM
- $27.37
- Gekko Fair Value
- $399.25
Trading
- Volume
- 496,925
- Avg volume, 20 days
- 340,360
- 52-week high
- $413.25
- 52-week low
- $230.45
- Shares outstanding
- 79.42M
Financials
- Revenue, TTM
- $22.27B
- Profit margin
- 33.1%
- Return on equity
- 20.4%
- Quarterly earnings growth, YoY
- +8.6%
Risk and income
- Beta
- 0.84
- Typical daily move
- ±2.3%
- Typical 20-day move
- ±5.5%
- Dividend yield
- 3.86%
Credicorp stock news this week
Coverage of Credicorp this week reads positive: 2 positive, 1 neutral and 0 negative headlines.
- Credicorp Ltd. (NYSE: BAP) Obtains Florida Approval for Full Acquisition of Helm Bank USAKalkine Media, Sep 17
- Credicorp (BAP) 10K Form and Latest SEC Filings 2026MarketBeat, Sep 16
- JPMorgan Upgrades Credicorp to Overweight From Neutral, Adjusts PT to $482 From $453marketscreener.com, Sep 16
- Here Are Wednesday’s Top Wall Street Analyst Research Calls: Airbnb, Booking Holdings, Credicorp, Dutch Bros, Expedia, Hartford Financial Services, Group, Meritage Homes, Patchex, Yum! Brands, and More247 Wallst, Sep 16
- California State Teachers Retirement System Purchases 4,100,928 Shares of Credicorp Ltd. $BAPDefense World, Sep 12
Credicorp peers
Credicorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 3.4% below |
| BACBank of America | Buying | 10.9% below |
| RYRoyal Bank Of Canada | Accumulation | 3.0% below |
| WFCWells Fargo | Accumulation | 6.9% below |
| CCitigroup | Accumulation | 7.7% below |
| TDToronto Dominion Bank | Neutral | 1.0% above |
A peer links to its own page where one exists.
Credicorp stock FAQ
What is Credicorp’s market cap?
Credicorp’s market cap is $30.34B at the Sep 18, 2026 close of $381.83, with 79.42M shares outstanding. The shares trade on a P/E ratio of 13.9.
What is the Credicorp stock forecast?
The consensus analyst 12-month price target for Credicorp is $422.69, +10.7% from the last close. Of the 5 firms that rated the stock in the last 90 days, 4 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Credicorp stock overvalued or undervalued?
On Gekko’s estimate Credicorp is about fair value: the Sep 18, 2026 close of $381.83 is 4.4% below Gekko Fair Value of $399.25. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Credicorp report earnings next?
Credicorp is expected to report on Nov 9, 2026 (50 days away). Analysts expect earnings of $7.48 per share on revenue of $1.97B. Credicorp beat the earnings estimate in 5 of its last 8 reports, moving 1.9% on average across the report.
What is Credicorp’s 52-week high and low?
Credicorp’s 52-week high is $413.25 and its 52-week low is $230.45; it closed at $381.83 on Sep 18, 2026, +37.2% over the past year.
Is Credicorp stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (earnings risk and seasonality), 3 as mixed (trend, gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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