Insider buying last 90 days
No open-market insider purchases were filed for RF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every RF insider filing, plotted on the chart in Gekko.Open RF in Gekko
NYSE: RF
Regions Financial (RF) Stock Analysis & Forecast
Sep 28 close
$27.26−0.36 (−1.3%)
Gekko Brief
AI summaryRegions Financial trades this week around several analyst actions and company updates. Morgan Stanley cut its price target to $35.00 from $36.00 while keeping an "equal weight" rating, and Jefferies lowered its target to $30 from $32 while maintaining a "Hold" rating, with the same article noting Baird's upgrade to Neutral with a $28 target and a Deutsche Bank downgrade. Separately, the company disclosed a finance leadership reshuffle, with Allen Mayer named Treasurer and Craig Harrison joining as head of Corporate Finance, and Regions Bank confirmed plans for five branch closures following a network review, alongside a prime lending rate hike to 7.00%.
The stock closed at $27.26, down 1.3%, sitting between its 50-day average of $30.28 and 200-day average of $28.71, and trading 15.74 percent below its 52-week high of $32.47. Over one month the shares are down 10.3%, though the one-year return remains positive at 2.5%. The GekkoIndex reads 73.1, placing the stock in the Buying zone, and the current price sits 13% below the Gekko Fair Value of $31.33.
Regions Financial reports next on 16 October 2026, 17 days away, falling inside a typical 20-trading-day holding window; its last report on 17 July 2026 beat estimates with adjusted EPS of $0.68 versus $0.63 expected, though shares reacted -4%. Seasonality over the next 20 trading days has averaged -1.8% across 5 years, rising in 3 of them. Analyst views remain split, with 16 firms covering the stock at a consensus target of $32.76.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Regions Financial price vs fair value
Close $27.26200-day averageGekko Fair Value $31.33
Regions Financial quick facts
- Market cap
- $23.26B
- P/E ratio
- 11.1
- Forward P/E
- 9.4
- EPS, TTM
- $2.45
- Revenue, TTM
- $7.24B
- Profit margin
- 30.8%
- Dividend yield
- 3.87%
- Beta
- 1.00
- Volume
- 12.37M avg 8.44M
- 1-year return
- +2.5%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.4%
- 50-day average
- $30.28
- 200-day average
- $28.71
- Next earnings
- Oct 16
- Shares outstanding
- 851.9M
Regions Financial swing-trade checklist
Regions Financial scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $27.26 sits between the 50-day ($30.28) and 200-day ($28.71) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
73.1, Buying
Reading 73.1 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
13.0% below
Price is 13% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 17 days
Reports on Oct 16, 2026, 17 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
−1.8% on average
From this point in the calendar, the next 20 trading days averaged −1.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Regions Financial stock chart and price history
Regions Financial closed at $27.26 on Sep 28, 2026, +2.5% over the past year, inside a 52-week range of $22.70 to $32.47.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −10.3%
- 3 months
- −9.9%
- 6 months
- +8.3%
- 1 year
- +2.5%
The full RF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open RF in Gekko
Follow Regions Financial through every session
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About Regions Financial
Regions Financial is a bank holding company that provides lending, deposit, and advisory services to households, businesses, and larger corporate clients. It is widely recognized for its broad branch and ATM network across the Southern, Midwestern, and Texas regions of the United States, through which it offers products ranging from mortgages and credit cards to commercial and real estate financing.
The company runs its business through three main units. The corporate bank arm handles commercial lending, equipment leasing, deposit management, and capital markets work such as underwriting, loan syndication, currency and derivatives trading, and mergers and acquisitions advice, serving corporations, mid-sized businesses, and real estate developers. The consumer bank unit focuses on individuals, offering mortgages, home equity products, credit cards, and deposit accounts. Its wealth management division provides planning, trust, retirement, and estate services to individuals, businesses, government bodies, and non-profits. The company also offers insurance and investment products and takes part in financing tied to low-income housing tax credits.
Regions Financial traces its founding to 1971 and is headquartered in Birmingham, Alabama. Its shares are listed on the NYSE under the ticker RF.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- regions.com
Regions Financial GekkoIndex: the smart money zone
Regions Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 73.1, in the Buying zone, unchanged over five sessions.
73.1Buying
Unchanged over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 35 | +0.2% | +2.6% | ||
| Accumulation | 160 | −0.3% | +2.3% | ||
| Neutral | 427 | +0.8% | +1.7% | ||
| Distribution | 46 | −1.6% | −0.7% | ||
| Selling | 4 | Too few readings yet | |||
Average RF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the RF price, zone by zone.Track RF in Gekko
Is Regions Financial stock overvalued? Gekko Fair Value
Regions Financial trades 13.0% below Gekko Fair Value of $31.33, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Regions Financial shares are worth, recalculated every trading day.
$31.33
Gekko Fair Value, Sep 26, 2026
13.0% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open RF in Gekko
Regions Financial insider and Congress trading
No open-market insider purchases were filed for Regions Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in RF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for RF, plotted on the chart in Gekko.Open RF in Gekko
Buybacks
Regions Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $59.00M
- As a share of market cap
- 0.25%
- Trailing four quarters
- $1.14B
From company filings.
Regions Financial earnings: next date and track record
Regions Financial reports on Oct 16, 2026 (17 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 16, 2026
17 days away
- EPS estimate
- $0.66
- Revenue estimate
- $1.99B
6 of 8reports beat the EPS estimate
±2.5%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 17, 2026 AI summary
- What they said
- Regions Financial reported Q2 2026 earnings of $549M ($0.64 EPS), with adjusted EPS of $0.68 and adjusted pretax pre-provision income of $831M. Adjusted return on tangible common equity reached 20%. Average loans grew ~2% QoQ driven by C&I lending, while noninterest-bearing deposits grew over 1%. Wealth management posted a record quarter, credit metrics improved with lower net charge-offs, and the company announced acquisition of Frazer Lanier to expand capital markets.
- Guidance
- Management expects continued loan growth supported by strong pipelines and new commercial relationships. Core deposit system conversion remains on track for 2027. No specific revenue or EPS targets provided, but leadership expressed confidence in sustained profitable growth.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 17, 2026 | $0.68 est $0.63 | $1.95B est $1.94B | −4.0% |
| Apr 17, 2026 | $0.62 est $0.60 | $1.87B est $1.91B | +1.4% |
| Jan 16, 2026 | $0.57 est $0.61 | $1.92B est $1.93B | −3.1% |
| Oct 17, 2025 | $0.63 est $0.60 | $1.92B est $1.92B | +3.0% |
| Jul 18, 2025 | $0.60 est $0.56 | $1.91B est $1.86B | +6.3% |
| Apr 17, 2025 | $0.54 est $0.51 | $1.78B est $1.83B | −0.4% |
| Jan 17, 2025 | $0.59 est $0.55 | $1.82B est $1.85B | +0.5% |
| Oct 18, 2024 | $0.49 est $0.53 | $1.79B est $1.80B | −1.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Regions Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Regions Financial is $32.76, +20.2% from the last close, from 16 firms rating the stock in the last 90 days.
$32.76consensus 12-month target, +20.2% from the last close
Now $27.26Avg $32.76
Low $28High $36
Each firm’s latest rating in the last 90 days: 16 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | Morgan Stanley | $35 | +28.4% |
| Sep 23 | Truist Financial | $31 | +13.7% |
| Sep 18 | Robert W. Baird | $28 | +2.7% |
| Sep 16 | Barclays | $30 | +10.1% |
| Sep 8 | Morgan Stanley | $36 | +32.1% |
+2.6%average 20-day move after past Buying readings
−1.8%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Regions Financial seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Regions Financial averaged −1.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.5% | 2 of 5 |
| Next 10 trading days | −1.2% | 3 of 5 |
| Next 15 trading days | −2.8% | 2 of 5 |
| Next 20 trading days | −1.8% | 3 of 5 |
| Next 30 trading days | +4.5% | 3 of 5 |
For scale, RF’s typical 20-trading-day move in either direction is about 6.4%.
Regions Financial market cap and key statistics
Regions Financial’s market cap is $23.26B, with a P/E ratio of 11.1 and revenue of $7.24B over the last twelve months.
Valuation
- Market cap
- $23.26B
- P/E ratio
- 11.1
- Forward P/E
- 9.4
- EPS, TTM
- $2.45
- Gekko Fair Value
- $31.33
Trading
- Volume
- 12.37M
- Avg volume, 20 days
- 8.44M
- 52-week high
- $32.47
- 52-week low
- $22.70
- Shares outstanding
- 851.9M
Financials
- Revenue, TTM
- $7.24B
- Profit margin
- 30.8%
- Return on equity
- 11.9%
- Quarterly earnings growth, YoY
- +8.5%
Risk and income
- Beta
- 1.00
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.4%
- Dividend yield
- 3.87%
Regions Financial stock news this week
Coverage of Regions Financial this week reads positive: 9 positive, 3 neutral and 3 negative headlines.
- Regions Financial stock trades 15.74 percent below yearly highAD HOC NEWS, Sep 28
- Regions Financial (NYSE:RF) Price Target Cut to $35.00 by Analysts at Morgan StanleyMarketBeat, Sep 28
- Morgan Stanley Adjusts PT on Regions Financial to $35 From $36, Keeps Equalweight Ratingmarketscreener.com, Sep 28
- Regions Financial Corporation $RF Shares Bought by Envestnet Asset Management Inc.MarketBeat, Sep 27
- Is Finance Team Reshuffle Altering The Investment Case For Regions Financial (RF)?Simply Wall Street, Sep 27
- Regions Bank plans five branch closuresThe Business Journals, Sep 24
Regions Financial peers
Regions Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Buying | 13.8% below |
| RYRoyal Bank Of Canada | Accumulation | 3.6% below |
| WFCWells Fargo | Accumulation | 12.4% below |
| CCitigroup | Neutral | 7.8% below |
| TDToronto Dominion Bank | Accumulation | 0.8% above |
A peer links to its own page where one exists.
Regions Financial stock FAQ
What is Regions Financial’s market cap?
Regions Financial’s market cap is $23.26B at the Sep 28, 2026 close of $27.26, with 851.9M shares outstanding. The shares trade on a P/E ratio of 11.1.
What is the Regions Financial stock forecast?
The consensus analyst 12-month price target for Regions Financial is $32.76, +20.2% from the last close. Of the 16 firms that rated the stock in the last 90 days, 3 rate it a buy, 10 a hold and 3 a sell. Gekko doesn’t publish price predictions of its own.
Is Regions Financial stock overvalued or undervalued?
On Gekko’s estimate Regions Financial is undervalued: the Sep 28, 2026 close of $27.26 is 13.0% below Gekko Fair Value of $31.33. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Regions Financial report earnings next?
Regions Financial is expected to report on Oct 16, 2026 (17 days away). Analysts expect earnings of $0.66 per share on revenue of $1.99B. Regions Financial beat the earnings estimate in 6 of its last 8 reports, moving 2.5% on average across the report.
What is Regions Financial’s 52-week high and low?
Regions Financial’s 52-week high is $32.47 and its 52-week low is $22.70; it closed at $27.26 on Sep 28, 2026, +2.5% over the past year.
Is Regions Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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