NYSE: RY

Royal Bank Of Canada (RY) Stock Analysis & Forecast

Nov 4 close

$209.79+6.18 (+3.0%)

Gekko Brief

AI summaryNov 4 close

Royal Bank of Canada's recent news centers on product updates, scheduled results, and analyst coverage rather than any single catalyst. The bank announced enhancements to its RBC Cash Back Mastercard and RBC Cash Back Preferred World Elite Mastercard, confirmed its fourth-quarter and fiscal 2026 results will be released on 3 December 2026, and raised its prime rate by 25 basis points to 4.70%. It also restricted third-party AI agents from its digital banking channels following a security review, while twelve brokerages hold a "Moderate Buy" consensus with an average 12-month target of C$292.86. Separate filings disclosed new structured note offerings, including Auto-Callable Enhanced Return Barrier Notes and S&P 500-linked notes.

RY closes at $209.79, up 3% this week, trading above its 50-day average of $201.56 and its 200-day average of $189.78, with the 50-day above the 200-day. The stock sits in the GekkoIndex Neutral zone, with a reading of 49.9, down slightly from five sessions ago. Price stands about 1.7% above Gekko Fair Value of $206.24.

Over the next 20 trading days, the next earnings date falls on 3 December 2026, 28 days away, placing results within a typical holding window; the last report beat estimates by $3.07 versus $2.89 with a -1.4% reaction. No insider, Congress, or unusual options activity appears within the past 90 and 30 days respectively. Seasonally, the next 20 trading days have averaged a 3% gain over five years, rising in 4 of them, with a typical 20-day move of 3.7% and a consensus target of $213.33.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

Royal Bank Of Canada price vs fair value

$209.79$206.24Nov ’25May ’26Nov ’26
Close $209.79200-day averageGekko Fair Value $206.24

Royal Bank Of Canada quick facts

Market cap
$290.9B
P/E ratio
17.7
Forward P/E
15.9
EPS, TTM
$11.53
Revenue, TTM
$67.15B
Profit margin
33.9%
Dividend yield
3.24%
Beta
0.92
Volume
836,943 avg 1.07M
1-year return
+42.3%
Typical daily move
±1.5%
Typical 20-day move
±3.7%
50-day average
$201.56
200-day average
$189.78
Next earnings
Dec 3
Shares outstanding
1.38B
52-week range
$143.38$218.57

Royal Bank Of Canada swing-trade checklist

Royal Bank Of Canada scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $209.79 is above the 50-day ($201.56) and 200-day ($189.78) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    49.9, Neutral

    Reading 49.9 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    1.7% above

    Price is within 5% of Gekko Fair Value (1.7% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 28 days

    Reports on Dec 3, 2026, 28 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +3.0% on average

    From this point in the calendar, the next 20 trading days averaged +3% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Royal Bank Of Canada stock chart and price history

Royal Bank Of Canada closed at $209.79 on Nov 4, 2026, +42.3% over the past year, inside a 52-week range of $143.38 to $218.57.

Close50-day average200-day averageVolume
Royal Bank Of Canada share price, past year, with 50-day and 200-day moving averages and volume$140$160$180$200$220DecJan 2026FebMarAprMayJunJulAugSepOct209.79

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+6.8%
3 months
−0.8%
6 months
+15.5%
1 year
+42.3%
The full RY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open RY in Gekko

Follow Royal Bank Of Canada through every session

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About Royal Bank Of Canada

Royal Bank of Canada is a broad-based financial services provider serving individuals, businesses, institutions and governments. Its retail banking arm gives everyday customers checking and savings accounts, mortgages, personal and auto loans, private banking, credit cards, payment tools and investment products such as mutual funds and GICs, delivered through branches, ATMs and mobile apps. The company is also known for offering insurance products covering life, health, home, auto, travel and business needs, sold through advice centers, dedicated insurance outlets, mobile advisors, digital channels, brokers and travel partners.

Beyond retail banking and insurance, the company serves small and mid-sized businesses with financing, leasing, deposit and cash management, foreign exchange and trade services, and works with auto dealers on financing arrangements. Its wealth management unit builds tailored advisory strategies for affluent and institutional clients, while a separate treasury and investor services division handles custody, payments, fund administration, compliance and liquidity management for financial institutions. A capital markets segment rounds out its offerings, handling debt and equity issuance, advisory work, and trading services for corporations, asset managers, private equity firms and public sector entities.

Royal Bank of Canada trades on the NYSE under the ticker RY.

Listed
NYSE
Sector
Finance
Industry
Major banks
Website
rbc.com

Royal Bank Of Canada GekkoIndex: the smart money zone

Royal Bank Of Canada’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 49.9, in the Neutral zone, down 0.8 points over five sessions.

010049.9Neutral

Down 0.8 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying9Too few readings yet
Accumulation164+0.5%+1.3%+2.5%+7.3%
Neutral (current zone)448+0.4%+0.8%+1.9%+5.6%
Distribution75+1.1%+2.2%+3.0%+5.3%
Selling1Too few readings yet

Average RY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the RY price, zone by zone.Track RY in Gekko

Is Royal Bank Of Canada stock overvalued? Gekko Fair Value

Royal Bank Of Canada trades 1.7% above Gekko Fair Value of $206.24, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Royal Bank Of Canada shares are worth, recalculated every trading day.

$206.24

Gekko Fair Value, Nov 4, 2026

1.7% above fair value · About fair value

At the end of Aug 2026 the price was 1.5% below the estimate.

Gekko Fair ValueShare price, month end
$206$204Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open RY in Gekko

Royal Bank Of Canada insider and Congress trading

No open-market insider purchases were filed for Royal Bank Of Canada, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for RY in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every RY insider filing, plotted on the chart in Gekko.Open RY in Gekko

Congress trades last 90 days

No trades in RY were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for RY, plotted on the chart in Gekko.Open RY in Gekko

Royal Bank Of Canada earnings: next date and track record

Royal Bank Of Canada reports on Dec 3, 2026 (28 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.6%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+2.6%Dec ’24−1.1%Feb ’25−1.8%May ’25+5.9%Aug ’25+4.0%Dec ’25−3.7%Feb ’26+0.2%May ’26−1.4%Aug ’26

Last earnings call, Aug 27, 2026 AI summary

What they said
RBC reported record Q3 2026 earnings of $6 billion, up 11% year-over-year, with revenues growing 9% YoY. Adjusted operating leverage of 2.4% and efficiency ratio of 52% demonstrate improved cost discipline. ROE reached nearly 18% with a robust CET1 ratio of 13.5%. Book value per share grew 10% YoY, and the total payout ratio increased to 69%. RBC was named Canada's and North America's Best Bank by Euromoney 2026.
Guidance
Management sees constructive market conditions supporting Capital Markets and Wealth Management growth. Section 338 tariffs could impact ~40bps of Canadian GDP, though ~80% of exports remain duty-free. RBC aims to grow dividends toward the 40-50% payout ratio midpoint while continuing disciplined share buybacks.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 27, 2026$3.07
est $2.89
+6.2%$13.22B
est $12.98B
+1.8%−1.4%
May 28, 2026$2.84
est $2.81
+1.1%$12.84B
est $12.74B
+0.8%+0.2%
Feb 26, 2026$2.94
est $2.81
+4.6%$13.18B
est $12.85B
+2.5%−3.7%
Dec 3, 2025$2.76
est $2.51
+10.0%$17.20B
est $12.52B
+37.3%+4.0%
Aug 27, 2025$2.79
est $2.36
+18.2%$16.96B
est $12.11B
+40.1%+5.9%
May 29, 2025$2.20
est $2.25
−2.2%$15.66B
est $11.85B
+32.1%−1.8%
Feb 27, 2025$2.55
est $2.28
+11.8%$16.72B
est $10.84B
+54.3%−1.1%
Dec 4, 2024$2.25
est $2.15
+4.7%$15.06B
est $10.84B
+38.9%+2.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Royal Bank Of Canada stock forecast and analyst price targets

Analysts’ average 12-month price target for Royal Bank Of Canada is $213.33, +1.7% from the last close.

$213.33consensus 12-month target, +1.7% from the last close
+1.9%average 20-day move after past Neutral readings
+3.0%average move over the next 20 trading days in the last 5 years
±1.5%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Royal Bank Of Canada seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, Royal Bank Of Canada averaged +3.0% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

−5.8%2021+4.0%2022+7.5%2023+2.0%2024+7.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.4%3 of 5
Next 10 trading days+1.9%4 of 5
Next 15 trading days+1.6%4 of 5
Next 20 trading days+3.0%4 of 5
Next 30 trading days+4.9%3 of 5

For scale, RY’s typical 20-trading-day move in either direction is about 3.7%.

Royal Bank Of Canada market cap and key statistics

Royal Bank Of Canada’s market cap is $290.9B, with a P/E ratio of 17.7 and revenue of $67.15B over the last twelve months.

Valuation

Market cap
$290.9B
P/E ratio
17.7
Forward P/E
15.9
EPS, TTM
$11.53
Gekko Fair Value
$206.24

Trading

Volume
836,943
Avg volume, 20 days
1.07M
52-week high
$218.57
52-week low
$143.38
Shares outstanding
1.38B

Financials

Revenue, TTM
$67.15B
Profit margin
33.9%
Return on equity
16.2%
Quarterly earnings growth, YoY
+12.8%

Risk and income

Beta
0.92
Typical daily move
±1.5%
Typical 20-day move
±3.7%
Dividend yield
3.24%

Royal Bank Of Canada stock news this week

Coverage of Royal Bank Of Canada this week reads positive: 4 positive, 4 neutral and 1 negative headlines.

News sentiment positive

Royal Bank Of Canada peers

Royal Bank Of Canada’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase+1.8%Neutral0.8% below
BACBank of America+0.7%Accumulation12.3% below
WFCWells Fargo+0.2%Neutral2.4% below
TDToronto Dominion Bank+0.8%Neutral5.8% above
CCitigroup−1.4%Accumulation9.8% below
BMOBank Of Montreal+1.1%Neutral4.6% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

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Royal Bank Of Canada stock FAQ

What is Royal Bank Of Canada’s market cap?

Royal Bank Of Canada’s market cap is $290.9B at the Nov 4, 2026 close of $209.79, with 1.38B shares outstanding. The shares trade on a P/E ratio of 17.7.

What is the Royal Bank Of Canada stock forecast?

The consensus analyst 12-month price target for Royal Bank Of Canada is $213.33, +1.7% from the last close. Gekko doesn’t publish price predictions of its own.

Is Royal Bank Of Canada stock overvalued or undervalued?

On Gekko’s estimate Royal Bank Of Canada is about fair value: the Nov 4, 2026 close of $209.79 is 1.7% above Gekko Fair Value of $206.24. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Royal Bank Of Canada report earnings next?

Royal Bank Of Canada is expected to report on Dec 3, 2026 (28 days away). Analysts expect earnings of $2.98 per share on revenue of $13.22B. Royal Bank Of Canada beat the earnings estimate in 7 of its last 8 reports, moving 2.6% on average across the report.

What is Royal Bank Of Canada’s 52-week high and low?

Royal Bank Of Canada’s 52-week high is $218.57 and its 52-week low is $143.38; it closed at $209.79 on Nov 4, 2026, +42.3% over the past year.

Is Royal Bank Of Canada stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (trend and seasonality), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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