NASDAQ: VLY

Valley National Bancorp (VLY) Stock Analysis & Forecast

Sep 28 close

$12.78−0.30 (−2.3%)

Gekko Brief

AI summary

This week's attention centers on an M&A-related call from Valley National Bancorp, concerning merger and acquisition matters at the bank. No further detail on the substance of the discussion is given, but the disclosure lands amid a stretch of share-price weakness for VLY.

The stock closes at $12.78, down 2.3%, sitting below its 50-day average of $14.11 but above its 200-day average of $13.31. Shares are down 8.4% over one month and 12.8% over three months, though still up 20% over the past year, and trade well off the 52-week high of $15.20, closer to the 52-week low of $9.64. The GekkoIndex reads 69.9, placing VLY in the Accumulation zone, up 1.4 over five days. Gekko Fair Value stands at $15.16, putting the current price 15.7% below that mark.

Earnings are due 22 October 2026, 23 days out and inside a typical 20-trading-day holding window; the last report on 23 July showed EPS of $0.30 against a $0.31 estimate, with a -1.2% reaction, and the bank has beaten estimates in 4 of the last 8 quarters. No insider, Congress or unusual options activity appears in the current windows. Seasonality over the next 20 trading days has averaged +0.9% across 5 years, rising in 3 of them. Analyst coverage shows 7 buy and 3 hold ratings among 10 firms, with a consensus target of $16.68.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Valley National Bancorp price vs fair value

$15.16$12.78Sep ’25Mar ’26Sep ’26
Close $12.78200-day averageGekko Fair Value $15.16

Valley National Bancorp quick facts

Market cap
$7.08B
P/E ratio
11.1
Forward P/E
8.4
EPS, TTM
$1.18
Revenue, TTM
$2.01B
Profit margin
34.5%
Dividend yield
3.40%
Beta
1.05
Volume
11.95M avg 6.92M
1-year return
+20.0%
Typical daily move
±2.4%
Typical 20-day move
±6.7%
50-day average
$14.11
200-day average
$13.31
Next earnings
Oct 22
Shares outstanding
552.6M
52-week range
$9.64$15.20

Valley National Bancorp swing-trade checklist

Valley National Bancorp scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $12.78 sits between the 50-day ($14.11) and 200-day ($13.31) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    69.9, Accumulation

    Reading 69.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    15.7% below

    Price is 15.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 23 days

    Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +0.9% on average

    From this point in the calendar, the next 20 trading days averaged +0.9% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Valley National Bancorp stock chart and price history

Valley National Bancorp closed at $12.78 on Sep 28, 2026, +20.0% over the past year, inside a 52-week range of $9.64 to $15.20.

Close50-day average200-day averageVolume
Valley National Bancorp share price, past year, with 50-day and 200-day moving averages and volume$10$12$14NovDecJan 2026FebMarAprMayJunJulAugSep12.78

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−8.4%
3 months
−12.8%
6 months
+6.9%
1 year
+20.0%
The full VLY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open VLY in Gekko

Follow Valley National Bancorp through every session

Put VLY on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track VLY in GekkoFree for 7 days. No credit card required.

About Valley National Bancorp

Valley National Bancorp stands behind Valley National Bank, offering customers a wide mix of commercial, retail, insurance, and wealth management products. It takes deposits in several forms, from savings and money market accounts to time deposits, and lends to businesses and households alike through mortgages, auto loans, and lines secured by home equity. The bank also handles cross-border needs for clients, arranging letters of credit, currency exchange, and international wire transfers.

Internally, the company is divided into commercial lending, consumer lending, and investment management divisions. Its offerings extend to trusts, estate planning, custodial and escrow work, and tailored investment strategies for retirement accounts, alongside insurance coverage for property, life, health, and title matters. It also supports equipment leasing for healthcare and other commercial purposes and advises on tax credits. Day-to-day banking is available through mobile apps, phone service, ATMs, and physical branches, with 232 locations spread across New Jersey, New York, Florida, and Alabama as of the close of 2021.

Valley National Bancorp began operating in 1927 and runs its main offices out of New York, New York. Its stock trades on the NASDAQ under the ticker VLY.

Listed
NASDAQ
Sector
Finance
Industry
Major banks
Website
valley.com

Valley National Bancorp GekkoIndex: the smart money zone

Valley National Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69.9, in the Accumulation zone, up 1.4 points over five sessions.

010069.9Accumulation

Up 1.4 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying37+1.6%+2.9%+4.3%+2.2%
Accumulation (current zone)179+0.4%+0.7%+2.6%+5.2%
Neutral422+0.2%+0.6%+1.2%+5.2%
Distribution33−1.3%−3.3%−4.1%−0.4%
Selling1Too few readings yet

Average VLY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the VLY price, zone by zone.Track VLY in Gekko

Is Valley National Bancorp stock overvalued? Gekko Fair Value

Valley National Bancorp trades 15.7% below Gekko Fair Value of $15.16, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Valley National Bancorp shares are worth, recalculated every trading day.

$15.16

Gekko Fair Value, Sep 26, 2026

15.7% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open VLY in Gekko

Valley National Bancorp insider and Congress trading

No open-market insider purchases were filed for Valley National Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for VLY in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every VLY insider filing, plotted on the chart in Gekko.Open VLY in Gekko

Congress trades last 90 days

No trades in VLY were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for VLY, plotted on the chart in Gekko.Open VLY in Gekko

Buybacks

Valley National Bancorp has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$8.34M
As a share of market cap
0.12%
Trailing four quarters
$148.4M

From company filings.

Hedge funds and billionaires quarter ended Mar 31

0of the funds Gekko tracks hold VLY.

0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Valley National Bancorp earnings: next date and track record

Valley National Bancorp reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±2.6%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+1.6%Oct ’24+3.8%Jan ’25−0.5%Apr ’25−2.8%Jul ’25+8.4%Oct ’25+1.5%Jan ’26+0.9%Apr ’26−1.2%Jul ’26

Last earnings call, Jul 23, 2026 AI summary

What they said
Valley National Bancorp reported Q2 2026 net income of ~$171M ($0.29/diluted share), with adjusted net income of ~$173M ($0.30/diluted share). Adjusted pre-provision net revenue rose 6% sequentially, reaching 1.64% of average assets, highest since Q4 2022. The bank generated ~$300M in noninterest-bearing deposit growth, broad-based C&I loan growth, and expanded fee income through capital markets and tax credit advisory. AI adoption is a strategic priority targeting ~500bps efficiency ratio improvement.
Guidance
Management is maintaining 2026 growth objectives based on first-half momentum. Priorities include growing core deposits, deepening commercial relationships, diversifying loan and fee income, and improving operating efficiency to drive stronger shareholder returns.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 23, 2026$0.30
est $0.31
−3.2%$560.7M
est $557.2M
+0.6%−1.2%
Apr 23, 2026$0.28
est $0.27
+3.7%$540.4M
est $533.0M
+1.4%+0.9%
Jan 29, 2026$0.31
est $0.29
+6.9%$541.2M
est $525.8M
+2.9%+1.5%
Oct 23, 2025$0.28
est $0.26
+8.6%$511.1M
est $510.9M
0.0%+8.4%
Jul 24, 2025$0.23
est $0.22
+4.5%$495.0M
est $511.7M
−3.3%−2.8%
Apr 24, 2025$0.18
est $0.19
−5.3%$478.4M
est $483.3M
−1.0%−0.5%
Jan 23, 2025$0.13
est $0.14
−7.1%$474.6M
est $474.3M
+0.1%+3.8%
Oct 24, 2024$0.18
est $0.18
0.0%$463.8M
est $468.0M
−0.9%+1.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Valley National Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for Valley National Bancorp is $16.68, +30.5% from the last close, from 10 firms rating the stock in the last 90 days.

$16.68consensus 12-month target, +30.5% from the last close
Low $15High $17
Buy7
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 10 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 28Morgan StanleyHold, reiterated$16+25.2%
Sep 8Morgan StanleyHold, reiterated$17+33.0%
Aug 26Truist FinancialBuy, maintained——
Aug 26Piper SandlerBuy, reiterated$17+33.0%
Aug 26BarclaysHold, maintained$15+17.4%
+2.6%average 20-day move after past Accumulation readings
+0.9%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Valley National Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Valley National Bancorp averaged +0.9% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

−1.4%2021+4.8%2022−9.3%2023+5.4%2024+4.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.9%4 of 5
Next 10 trading days+1.3%2 of 5
Next 15 trading days−0.6%3 of 5
Next 20 trading days+0.9%3 of 5
Next 30 trading days+7.0%4 of 5

For scale, VLY’s typical 20-trading-day move in either direction is about 6.7%.

Valley National Bancorp market cap and key statistics

Valley National Bancorp’s market cap is $7.08B, with a P/E ratio of 11.1 and revenue of $2.01B over the last twelve months.

Valuation

Market cap
$7.08B
P/E ratio
11.1
Forward P/E
8.4
EPS, TTM
$1.18
Gekko Fair Value
$15.16

Trading

Volume
11.95M
Avg volume, 20 days
6.92M
52-week high
$15.20
52-week low
$9.64
Shares outstanding
552.6M

Financials

Revenue, TTM
$2.01B
Profit margin
34.5%
Return on equity
9%
Quarterly earnings growth, YoY
+31.8%

Risk and income

Beta
1.05
Typical daily move
±2.4%
Typical 20-day move
±6.7%
Dividend yield
3.40%

Valley National Bancorp stock news this week

1 headline about Valley National Bancorp from the past week, newest first, each linking to the publisher.

Valley National Bancorp peers

Valley National Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase−1.5%Accumulation6.9% below
BACBank of America−1.7%Buying13.8% below
RYRoyal Bank Of Canada−0.3%Accumulation3.6% below
WFCWells Fargo−2.3%Accumulation12.4% below
CCitigroup−1.7%Neutral7.8% below
TDToronto Dominion Bank−0.8%Accumulation0.8% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Valley National Bancorp stock FAQ

What is Valley National Bancorp’s market cap?

Valley National Bancorp’s market cap is $7.08B at the Sep 28, 2026 close of $12.78, with 552.6M shares outstanding. The shares trade on a P/E ratio of 11.1.

What is the Valley National Bancorp stock forecast?

The consensus analyst 12-month price target for Valley National Bancorp is $16.68, +30.5% from the last close. Of the 10 firms that rated the stock in the last 90 days, 7 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Valley National Bancorp stock overvalued or undervalued?

On Gekko’s estimate Valley National Bancorp is undervalued: the Sep 28, 2026 close of $12.78 is 15.7% below Gekko Fair Value of $15.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Valley National Bancorp report earnings next?

Valley National Bancorp is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $0.33 per share on revenue of $578.5M. Valley National Bancorp beat the earnings estimate in 4 of its last 8 reports, moving 2.6% on average across the report.

What is Valley National Bancorp’s 52-week high and low?

Valley National Bancorp’s 52-week high is $15.20 and its 52-week low is $9.64; it closed at $12.78 on Sep 28, 2026, +20.0% over the past year.

Is Valley National Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See Valley National Bancorp the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,380 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.