Insider buying last 90 days
No open-market insider purchases were filed for ESQ in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every ESQ insider filing, plotted on the chart in Gekko.Open ESQ in Gekko
NASDAQ: ESQ
Esquire Financial (ESQ) Stock Analysis & Forecast
Oct 12 close
$121.18+2.61 (+2.2%)
Gekko Brief
AI summaryOct 12 closeThis week's attention on Esquire Financial centers on the approaching third-quarter earnings release, scheduled for after market close on 27 October, with a conference call to follow featuring CEO Andrew C. Sagliocca and CFO Michael Lacapria. Coverage also includes a comparison piece weighing ESQ against peer First Western Financial on profitability, ownership, and risk measures, alongside a rule-based strategy note citing a short setup with a 24.5:1 risk-reward ratio.
ESQ closed at $121.18, up 2.2%, sitting above both its 50-day average of $120.79 and its 200-day average of $113.21, with the 50-day above the 200-day. The stock's one-month return stands at 1.1%, its three-month at 1.6%, and its one-year return at 17.6%, trading within a 52-week range of $92.10 to $134.82. The GekkoIndex reads 55.8, placing it in the Neutral zone, down 4.7 points over five days. Gekko Fair Value is set at $126.17, putting the current price 4% below that mark.
Earnings arrive on 27 October, 14 days out, falling inside a typical 20-trading-day holding window, with a typical 20-day move of 5.3% historically. No insider, Congress, or unusual options activity appears in the recent windows. Seasonally, the next 20 trading days have averaged an 8.7% return over five years, with gains in 4 of those years. The lone covering analyst holds a hold rating, with a consensus target of $134 implying 10.6% upside.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Esquire Financial price vs fair value
Close $121.18200-day averageGekko Fair Value $126.17
Esquire Financial quick facts
- Market cap
- $1.05B
- P/E ratio
- 19.5
- Forward P/E
- —
- EPS, TTM
- $6.06
- Revenue, TTM
- $149.3M
- Profit margin
- 35.3%
- Dividend yield
- 0.65%
- Beta
- 0.40
- Volume
- 109,743 avg 195,893
- 1-year return
- +17.6%
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±5.3%
- 50-day average
- $120.79
- 200-day average
- $113.21
- Next earnings
- Oct 27
- Shares outstanding
- 12.10M
Esquire Financial swing-trade checklist
Esquire Financial scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendsupportive
Above 50 and 200-day
Close $121.18 is above the 50-day ($120.79) and 200-day ($113.21) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
55.8, Neutral
Reading 55.8 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
4.0% below
Price is within 5% of Gekko Fair Value (4% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 15 days
Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.7% on average
From this point in the calendar, the next 20 trading days averaged +8.7% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Esquire Financial stock chart and price history
Esquire Financial closed at $121.18 on Oct 12, 2026, +17.6% over the past year, inside a 52-week range of $92.10 to $134.82.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +1.1%
- 3 months
- +1.6%
- 6 months
- +7.0%
- 1 year
- +17.6%
The full ESQ chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ESQ in Gekko
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About Esquire Financial
Esquire Financial owns and runs Esquire Bank, National Association, a bank that serves customers throughout the country with a range of banking and financing products. Its customers include law firms, small business owners, and both companies and individual consumers, and the bank has built a notable presence around legal industry clients and merchant financing arrangements.
The bank gathers deposits through checking, savings, money market, and time deposit accounts, as well as certificates of deposit. On the lending side, it issues commercial loans that help businesses cover near-term needs like stocking inventory, bridging receivables, or purchasing supplies, and it also supports approved merchants with financing and extends business lines of credit. For individual borrowers, it offers loans tied to settlements, including post-settlement and structured settlement funding for plaintiffs, along with personal loans used for things like paying off debt, covering medical bills, or managing everyday expenses. It additionally writes mortgages for multifamily buildings, single-family homes, commercial sites, and construction work, and provides merchant processing services.
The company got its start in 2006 and keeps its headquarters in Jericho, New York, with an additional administrative site in Boca Raton, Florida. Its stock is listed on the NASDAQ under the ticker ESQ.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Major banks
- Website
- esquirebank.com
Esquire Financial GekkoIndex: the smart money zone
Esquire Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 55.8, in the Neutral zone, down 4.7 points over five sessions.
55.8Neutral
Down 4.7 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 14 | +1.1% | +3.8% | ||
| Accumulation | 138 | +1.4% | +5.9% | ||
| Neutral (current zone) | 479 | +0.7% | +2.5% | ||
| Distribution | 49 | −0.2% | −0.2% | ||
| Selling | 2 | Too few readings yet | |||
Average ESQ share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the ESQ price, zone by zone.Track ESQ in Gekko
Is Esquire Financial stock overvalued? Gekko Fair Value
Esquire Financial trades 4.0% below Gekko Fair Value of $126.17, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Esquire Financial shares are worth, recalculated every trading day.
$126.17
Gekko Fair Value, Oct 10, 2026
4.0% below fair value · About fair value
At the end of Aug 2026 the price was 12.1% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open ESQ in Gekko
Esquire Financial insider and Congress trading
No open-market insider purchases were filed for Esquire Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in ESQ were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for ESQ, plotted on the chart in Gekko.Open ESQ in Gekko
Buybacks
Esquire Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $153K
- As a share of market cap
- 0.01%
From company filings.
Esquire Financial earnings: next date and track record
Esquire Financial reports on Oct 27, 2026 (15 days away).
Next earnings report
Oct 27, 2026
15 days away
- EPS estimate
- $1.89
- Revenue estimate
- $59.93M
Esquire Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Esquire Financial is $134.00, +10.6% from the last close, from 1 firm rating the stock in the last 90 days.
$134.00consensus 12-month target, +10.6% from the last close
Each firm’s latest rating in the last 90 days: 1 firm.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 24 | KBW | $125 | +3.2% |
+2.5%average 20-day move after past Neutral readings
+8.7%average move over the next 20 trading days in the last 5 years
±2.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Esquire Financial seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Esquire Financial averaged +8.7% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.2% | 2 of 5 |
| Next 10 trading days | +0.6% | 3 of 5 |
| Next 15 trading days | +5.0% | 3 of 5 |
| Next 20 trading days | +8.7% | 4 of 5 |
| Next 30 trading days | +8.9% | 4 of 5 |
For scale, ESQ’s typical 20-trading-day move in either direction is about 5.3%.
Esquire Financial market cap and key statistics
Esquire Financial’s market cap is $1.05B, with a P/E ratio of 19.5 and revenue of $149.3M over the last twelve months.
Valuation
- Market cap
- $1.05B
- P/E ratio
- 19.5
- EPS, TTM
- $6.06
- Gekko Fair Value
- $126.17
Trading
- Volume
- 109,743
- Avg volume, 20 days
- 195,893
- 52-week high
- $134.82
- 52-week low
- $92.10
- Shares outstanding
- 12.10M
Financials
- Revenue, TTM
- $149.3M
- Profit margin
- 35.3%
- Return on equity
- 18.3%
- Quarterly earnings growth, YoY
- +8.0%
Risk and income
- Beta
- 0.40
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±5.3%
- Dividend yield
- 0.65%
Esquire Financial stock news this week
Coverage of Esquire Financial this week reads neutral: 0 positive, 3 neutral and 0 negative headlines.
- Price-Driven Insight from (ESQ) for Rule-Based StrategyStock Traders Daily, Oct 11
- Contrasting Esquire Financial (NASDAQ:ESQ) & First Western Financial (NASDAQ:MYFW)Defense World, Oct 10
- Esquire Financial Holdings, Inc. Announces Third Quarter 2026 Earnings Release and Conference Call on October 27, 2026Moomoo, Oct 9
- Esquire Financial sets Q3 2026 earnings call for Oct. 27 | ESQ Stock NewsStock Titan, Oct 8
Esquire Financial peers
Esquire Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
Esquire Financial stock FAQ
What is Esquire Financial’s market cap?
Esquire Financial’s market cap is $1.05B at the Oct 12, 2026 close of $121.18, with 12.10M shares outstanding. The shares trade on a P/E ratio of 19.5.
What is the Esquire Financial stock forecast?
The consensus analyst 12-month price target for Esquire Financial is $134.00, +10.6% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Esquire Financial stock overvalued or undervalued?
On Gekko’s estimate Esquire Financial is about fair value: the Oct 12, 2026 close of $121.18 is 4.0% below Gekko Fair Value of $126.17. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Esquire Financial report earnings next?
Esquire Financial is expected to report on Oct 27, 2026 (15 days away). Analysts expect earnings of $1.89 per share on revenue of $59.93M.
What is Esquire Financial’s 52-week high and low?
Esquire Financial’s 52-week high is $134.82 and its 52-week low is $92.10; it closed at $121.18 on Oct 12, 2026, +17.6% over the past year.
Is Esquire Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (trend and seasonality), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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