NASDAQ: FSUN

FirstSun Capital Bancorp (FSUN) Stock Analysis & Forecast

Oct 12 close

$38.81+0.32 (+0.8%)

Gekko Brief

AI summaryOct 12 close

FSUN closes at $38.81, up 0.8% on the day, with its price sitting between the 50-day average of $39.77 and the 200-day average of $37.84. Returns are mixed across horizons: -3.4% over one month, 9.9% over three months, 1.7% over six months and -4.2% over the past year, within a 52-week range of $29.95 to $42.34. The GekkoIndex reads 62.3, placing FSUN in the Accumulation zone, up 2.2 over the past five sessions. Against a Gekko Fair Value of $42.16, the stock trades 7.9% below that level.

Earnings are due 26 October 2026, 14 days away, after the close, falling inside a typical 20-trading-day holding window. The prior report, on 27 July 2026, showed EPS of $0.93 against an estimate of $0.17, with a 14.1% reaction; FSUN has beaten estimates in 4 of the last 7 quarters, with an average absolute reaction of 6.3%. Seasonally, the next 20 trading days have averaged -1.5% over 4 years, rising in 2 of them. No insider or Congress activity appears in the 90-day window, and no unusual options activity appears in the 30-day window. Three analysts cover the stock, all with buy ratings, with a consensus target of $45.75, implying 17.9% upside from current levels.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

FirstSun Capital Bancorp price vs fair value

$42.16$38.81Oct ’25Apr ’26Oct ’26
Close $38.81200-day averageGekko Fair Value $42.16

FirstSun Capital Bancorp quick facts

Market cap
$1.81B
P/E ratio
23.1
Forward P/E
—
EPS, TTM
$1.67
Revenue, TTM
$446.6M
Profit margin
10.5%
Dividend yield
—
Beta
0.21
Volume
201,379 avg 390,983
1-year return
−4.2%
Typical daily move
±2.2%
Typical 20-day move
±5.4%
50-day average
$39.77
200-day average
$37.84
Next earnings
Oct 26 after close
Shares outstanding
43.95M
52-week range
$29.95$42.34

FirstSun Capital Bancorp swing-trade checklist

FirstSun Capital Bancorp scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $38.81 sits between the 50-day ($39.77) and 200-day ($37.84) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.3, Accumulation

    Reading 62.3 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    7.9% below

    Price is 7.9% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 14 days

    Reports on Oct 26, 2026, 14 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    −1.5% on average

    From this point in the calendar, the next 20 trading days averaged −1.5% over 4 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

FirstSun Capital Bancorp stock chart and price history

FirstSun Capital Bancorp closed at $38.81 on Oct 12, 2026, −4.2% over the past year, inside a 52-week range of $29.95 to $42.34.

Close50-day average200-day averageVolume
FirstSun Capital Bancorp share price, past year, with 50-day and 200-day moving averages and volume$30$35$40NovDecJan 2026FebMarAprMayJunJulAugSepOct38.81

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−3.4%
3 months
+9.9%
6 months
+1.7%
1 year
−4.2%
The full FSUN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FSUN in Gekko

Follow FirstSun Capital Bancorp through every session

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About FirstSun Capital Bancorp

FirstSun Capital Bancorp is the holding company behind Sunflower Bank, which provides commercial and retail banking services mainly to small and mid-sized businesses. Its deposit products span checking, savings, money market accounts, and certificates of deposit, while its lending covers commercial and industrial loans, commercial real estate financing, residential and multi-family mortgages, and home equity lines. On the consumer side, it also offers installment loans, credit cards, and overdraft and revolving credit arrangements.

Beyond everyday banking, the company provides cash and treasury management tools along with wealth management and trust services, including personal accounts, employee benefit plans, investment advisory work, and management of foundation and endowment funds. Its banking branches operate across Kansas, Colorado, New Mexico, Texas, and Arizona, placing its customer base largely in the central and southwestern United States.

The company traces back to 1892 and is headquartered in Denver, Colorado. It operated for years as Sunflower Financial, Inc. before adopting the FirstSun Capital Bancorp name in June 2017. Its shares trade on the NASDAQ under the ticker FSUN.

Listed
NASDAQ
Sector
Finance
Industry
Major banks
Website
ir.firstsuncb.com

FirstSun Capital Bancorp GekkoIndex: the smart money zone

FirstSun Capital Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.3, in the Accumulation zone, up 2.2 points over five sessions.

010062.3Accumulation

Up 2.2 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying70−0.9%+0.1%+3.8%+10.0%
Accumulation (current zone)195+0.8%+1.2%+3.6%+5.4%
Neutral306−0.1%−0.2%−1.7%−1.4%
Distribution76+0.4%+0.3%+0.6%−4.0%
Selling8Too few readings yet

Average FSUN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FSUN price, zone by zone.Track FSUN in Gekko

Is FirstSun Capital Bancorp stock overvalued? Gekko Fair Value

FirstSun Capital Bancorp trades 7.9% below Gekko Fair Value of $42.16, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what FirstSun Capital Bancorp shares are worth, recalculated every trading day.

$42.16

Gekko Fair Value, Oct 10, 2026

7.9% Undervalued

At the end of Aug 2026 the price was 7.3% below the estimate.

Gekko Fair ValueShare price, month end
$42$38Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FSUN in Gekko

FirstSun Capital Bancorp insider and Congress trading

No open-market insider purchases were filed for FirstSun Capital Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FSUN in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FSUN insider filing, plotted on the chart in Gekko.Open FSUN in Gekko

Congress trades last 90 days

No trades in FSUN were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FSUN, plotted on the chart in Gekko.Open FSUN in Gekko

Buybacks

FirstSun Capital Bancorp has been buying back its own shares.

Latest authorization
$150.0M, Jul 27, 2026
Bought back, quarter ended Sep 30, 2025
$241K
As a share of market cap
0.01%

From company filings.

Hedge funds and billionaires quarter ended Jun 30

0of the funds Gekko tracks hold FSUN.

0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

FirstSun Capital Bancorp earnings: next date and track record

FirstSun Capital Bancorp reports on Oct 26, 2026, after the close (14 days away), and beat the EPS estimate in 4 of its last 7 reports.

4 of 7reports beat the EPS estimate
±6.3%average move across the report
2 of 8reports followed by a gain

Share-price move across each report

−0.8%Oct ’24−3.9%Mar ’25−2.0%Apr ’25−7.4%Jul ’25−17.1%Oct ’25+3.0%Jan ’26−2.4%Apr ’26+14.1%Jul ’26

Last earnings call, Jul 27, 2026 AI summary

What they said
FSUN reported a Q2 2026 net loss of $23M, impacted by $44M after-tax merger expenses and $30M after-tax credit loss provisioning following completion of the First Foundation acquisition on April 1st. Balance sheet repositioning was completed as planned, reducing concentration, liquidity, and interest rate risk. Deposit growth ran at ~5% annualized (ex-acquisition), service fees represented 22% of revenues, and tangible book value dilution came in at ~10%, below the original estimate.
Guidance
Management announced a $150M share repurchase program beginning Q3 2026 over four quarters. Cost saves are expected to exceed original targets as First Foundation integration and conversion progresses. Southern California and Southwest Florida markets are positioned to drive future deposit and loan growth.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 27, 2026$0.93
est $0.17
+447.1%$184.1M
est $182.9M
+0.7%+14.1%
Apr 27, 2026$0.84
est $0.87
−3.4%$110.0M
est $108.8M
+1.1%−2.4%
Jan 26, 2026$0.95
est $0.86
+10.5%$110.2M
est $107.6M
+2.4%+3.0%
Oct 27, 2025$0.82
est $0.89
−7.7%$107.3M
est $107.0M
+0.3%−17.1%
Jul 28, 2025$0.93
est $0.89
+5.1%$105.6M
est $106.0M
−0.4%−7.4%
Apr 28, 2025$0.83
est $0.80
+4.1%$96.21M
est $103.4M
−7.0%−2.0%
Mar 7, 2025$0.58—$128.4M—−3.9%
Oct 28, 2024$0.79
est $0.86
−8.1%$98.23M
est $98.67M
−0.4%−0.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

FirstSun Capital Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for FirstSun Capital Bancorp is $45.75, +17.9% from the last close, from 3 firms rating the stock in the last 90 days.

$45.75consensus 12-month target, +17.9% from the last close
Low $45High $47
Buy3
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Aug 5KBWBuy, maintained$45+15.9%
Aug 3Piper SandlerBuy, maintained$47+21.1%
Jul 29StephensBuy, maintained$45+15.9%
Jul 28Piper SandlerBuy, maintained$45+15.9%
+3.6%average 20-day move after past Accumulation readings
−1.5%average move over the next 20 trading days in the last 4 years
±2.2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

FirstSun Capital Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, FirstSun Capital Bancorp averaged −1.5% across the last 4 years, rising in 2 of them.

Next 20 trading days, by year

+17.7%2022+7.9%2023−13.1%2024−17.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.3%3 of 4
Next 10 trading days+3.0%3 of 4
Next 15 trading days−1.9%2 of 4
Next 20 trading days−1.5%2 of 4
Next 30 trading days+0.2%2 of 4

For scale, FSUN’s typical 20-trading-day move in either direction is about 5.4%.

FirstSun Capital Bancorp market cap and key statistics

FirstSun Capital Bancorp’s market cap is $1.81B, with a P/E ratio of 23.1 and revenue of $446.6M over the last twelve months.

Valuation

Market cap
$1.81B
P/E ratio
23.1
EPS, TTM
$1.67
Gekko Fair Value
$42.16

Trading

Volume
201,379
Avg volume, 20 days
390,983
52-week high
$42.34
52-week low
$29.95
Shares outstanding
43.95M

Financials

Revenue, TTM
$446.6M
Profit margin
10.5%
Return on equity
3.2%
Quarterly earnings growth, YoY
−8.4%

Risk and income

Beta
0.21
Typical daily move
±2.2%
Typical 20-day move
±5.4%

FirstSun Capital Bancorp peers

FirstSun Capital Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase0.0%Accumulation6.9% below
BACBank of America+0.2%Accumulation13.1% below
RYRoyal Bank Of Canada+0.4%Accumulation6.5% below
WFCWells Fargo−0.8%Neutral8.5% below
CCitigroup+1.5%Neutral6.6% below
TDToronto Dominion Bank+1.2%Accumulation2.9% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

FirstSun Capital Bancorp stock FAQ

What is FirstSun Capital Bancorp’s market cap?

FirstSun Capital Bancorp’s market cap is $1.81B at the Oct 12, 2026 close of $38.81, with 43.95M shares outstanding. The shares trade on a P/E ratio of 23.1.

What is the FirstSun Capital Bancorp stock forecast?

The consensus analyst 12-month price target for FirstSun Capital Bancorp is $45.75, +17.9% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is FirstSun Capital Bancorp stock overvalued or undervalued?

On Gekko’s estimate FirstSun Capital Bancorp is undervalued: the Oct 12, 2026 close of $38.81 is 7.9% below Gekko Fair Value of $42.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does FirstSun Capital Bancorp report earnings next?

FirstSun Capital Bancorp is expected to report on Oct 26, 2026, after the market closes (14 days away). Analysts expect earnings of $0.97 per share on revenue of $181.0M. FirstSun Capital Bancorp beat the earnings estimate in 4 of its last 7 reports, moving 6.3% on average across the report.

What is FirstSun Capital Bancorp’s 52-week high and low?

FirstSun Capital Bancorp’s 52-week high is $42.34 and its 52-week low is $29.95; it closed at $38.81 on Oct 12, 2026, −4.2% over the past year. Over the last five years the shares peaked at $45.32 on Feb 12, 2025.

Is FirstSun Capital Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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