Insider buying last 90 days
No open-market insider purchases were filed for CASH in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every CASH insider filing, plotted on the chart in Gekko.Open CASH in Gekko
NASDAQ: CASH
Pathward Financial (CASH) Stock Analysis & Forecast
Oct 12 close
$72.28+0.41 (+0.6%)
Gekko Brief
AI summaryOct 12 closePathward Financial extends its partnership with fintech company Clair this week, continuing to provide earned wage advances through Clair's platform and underscoring demand for Pathward's banking-as-a-service infrastructure. Separately, Argus raised its price target on CASH to $69.00, while the stock traded at $71.14 at the time of that note. The company also confirmed it will report fourth quarter and fiscal year 2026 results on 21 October 2026 after market close.
CASH closes at $72.28, up 0.6%, remaining below both its 50-day average of $79.94 and its 200-day average of $84.96, with the 50-day below the 200-day. The stock sits 20.5% lower over three months and 24.1% lower over six months, within a 52-week range of $65.87 to $101.26. The GekkoIndex reads 67.5, placing CASH in the Accumulation zone, and the current price stands 17.1% below Gekko Fair Value of $87.16.
Earnings arrive on 21 October 2026, after the close, 8 days out and inside a typical 20-trading-day holding window; the prior report showed EPS of $1.37 against a $1.95 estimate, with a -6.2% reaction, against an average absolute reaction of 6% across past quarters. No insider, Congress, or unusual options activity appears in their respective windows. Seasonally, the next 20 trading days have averaged +8.6% over 5 years, rising in 3 of them. Consensus among 2 firms stands at a $97.50 target, with both rated buy.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Pathward Financial price vs fair value
Close $72.28200-day averageGekko Fair Value $87.16
Pathward Financial quick facts
- Market cap
- $1.53B
- P/E ratio
- 9
- Forward P/E
- 11.2
- EPS, TTM
- $7.99
- Revenue, TTM
- $752.0M
- Profit margin
- 23.4%
- Dividend yield
- 0.28%
- Beta
- 0.66
- Volume
- 143,207 avg 251,167
- 1-year return
- −2.4%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.1%
- 50-day average
- $79.94
- 200-day average
- $84.96
- Next earnings
- Oct 21 after close
- Shares outstanding
- 20.77M
Pathward Financial swing-trade checklist
Pathward Financial scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $72.28 is below the 50-day ($79.94) and 200-day ($84.96) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
67.5, Accumulation
Reading 67.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
17.1% below
Price is 17.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 9 days
Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.6% on average
From this point in the calendar, the next 20 trading days averaged +8.6% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Pathward Financial stock chart and price history
Pathward Financial closed at $72.28 on Oct 12, 2026, −2.4% over the past year, inside a 52-week range of $65.87 to $101.26.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −8.1%
- 3 months
- −20.5%
- 6 months
- −24.1%
- 1 year
- −2.4%
The full CASH chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CASH in Gekko
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About Pathward Financial
Pathward Financial is the holding company behind Pathward, National Association, a bank that offers a wide array of financial products across the United States. It handles everyday banking items like checking, savings, money market accounts, and certificates of deposit, while also issuing prepaid and credit cards and supporting tax refund transfers. The firm is also tied into payment infrastructure, working with merchant acquirers and giving customers access to ATM networks through various debit systems.
Beyond consumer banking, Pathward works with businesses and other organizations through its commercial arm, offering term loans, factoring, lease and insurance premium financing, asset-based lending, and government-backed loan programs. It also provides short-term advances tied to tax refunds and warehouse financing arrangements. Its activities are organized into three segments: Consumer, Commercial, and Corporate Services/Other, reflecting this mix of retail banking, business lending, and payment-related services.
The company was formerly called Meta Financial Group and took on the Pathward Financial name in July 2022. It was founded in 1954 and is based in Sioux Falls, South Dakota. Its shares trade on the NASDAQ under the ticker CASH.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Major banks
- Website
- pathwardfinancial.com
Pathward Financial GekkoIndex: the smart money zone
Pathward Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.5, in the Accumulation zone, up 0.8 points over five sessions.
67.5Accumulation
Up 0.8 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 42 | +1.5% | +2.8% | ||
| Accumulation (current zone) | 205 | +0.3% | +2.0% | ||
| Neutral | 374 | +0.4% | +1.4% | ||
| Distribution | 54 | −0.7% | −0.5% | ||
| Selling | 7 | Too few readings yet | |||
Average CASH share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the CASH price, zone by zone.Track CASH in Gekko
Is Pathward Financial stock overvalued? Gekko Fair Value
Pathward Financial trades 17.1% below Gekko Fair Value of $87.16, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Pathward Financial shares are worth, recalculated every trading day.
$87.16
Gekko Fair Value, Oct 10, 2026
17.1% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open CASH in Gekko
Pathward Financial insider and Congress trading
No open-market insider purchases were filed for Pathward Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in CASH were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for CASH, plotted on the chart in Gekko.Open CASH in Gekko
Buybacks
Pathward Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $28.28M
- As a share of market cap
- 1.85%
- Trailing four quarters
- $167.0M
From company filings.
Hedge funds and billionaires quarter ended Dec 31
0of the funds Gekko tracks hold CASH.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Pathward Financial earnings: next date and track record
Pathward Financial reports on Oct 21, 2026, after the close (9 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Oct 21, 2026
Expected after the close, 9 days away
- EPS estimate
- $1.58
- Revenue estimate
- $179.1M
5 of 8reports beat the EPS estimate
±6%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 22, 2026 | $1.37 est $1.95 | $189.6M est $191.2M | −6.2% |
| Apr 22, 2026 | $3.35 est $3.35 | $276.3M est $272.0M | −10.4% |
| Jan 22, 2026 | $1.57 est $1.38 | $173.1M est $185.8M | +11.0% |
| Oct 21, 2025 | $1.69 est $1.38 | $155.4M est $195.0M | −0.3% |
| Jul 28, 2025 | $1.81 est $1.67 | — | −3.1% |
| Apr 22, 2025 | $3.41 est $2.78 | $230.2M est $188.9M | +12.3% |
| Jan 21, 2025 | $1.26 est $1.24 | $135.9M est $255.0M | −0.6% |
| Oct 23, 2024 | $1.35 est $1.41 | $137.7M est $167.2M | −4.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Pathward Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Pathward Financial is $97.50, +34.9% from the last close, from 2 firms rating the stock in the last 90 days.
$97.50consensus 12-month target, +34.9% from the last close
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 8 | KBW | — | — |
| Jul 23 | KBW | $97 | +34.2% |
| Jul 23 | Piper Sandler | $105 | +45.3% |
+2.0%average 20-day move after past Accumulation readings
+8.6%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Pathward Financial seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Pathward Financial averaged +8.6% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.4% | 3 of 5 |
| Next 10 trading days | +2.2% | 3 of 5 |
| Next 15 trading days | +2.3% | 3 of 5 |
| Next 20 trading days | +8.6% | 3 of 5 |
| Next 30 trading days | +10.2% | 4 of 5 |
For scale, CASH’s typical 20-trading-day move in either direction is about 6.1%.
Pathward Financial market cap and key statistics
Pathward Financial’s market cap is $1.53B, with a P/E ratio of 9 and revenue of $752.0M over the last twelve months.
Valuation
- Market cap
- $1.53B
- P/E ratio
- 9
- Forward P/E
- 11.2
- EPS, TTM
- $7.99
- Gekko Fair Value
- $87.16
Trading
- Volume
- 143,207
- Avg volume, 20 days
- 251,167
- 52-week high
- $101.26
- 52-week low
- $65.87
- Shares outstanding
- 20.77M
Financials
- Revenue, TTM
- $752.0M
- Profit margin
- 23.4%
- Return on equity
- 21.2%
- Quarterly earnings growth, YoY
- −24.7%
Risk and income
- Beta
- 0.66
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.1%
- Dividend yield
- 0.28%
Pathward Financial stock news this week
Coverage of Pathward Financial this week reads positive: 3 positive, 2 neutral and 0 negative headlines.
- Pathward Financial (CASH) Extends Partnership with Clair, Reinforcing Fintech Sponsorship ConfidenceGuruFocus, Oct 8
- Pathward Financial Renews Partnership With Fintech Company ClairYahoo Finance, Oct 8
- Pathward and Clair Extend Partnership to Expand Access to Earned Wage AdvancesBluefield Daily Telegraph, Oct 8
- Pathward Financial, Inc. (CASH) Stock ForecastsYahoo! Finance Canada, Oct 8
- Pathward Financial, Inc. to Announce Fourth Quarter and Fiscal Year 2026 Earnings and Host Conference Call on October 21, 2026Business Wire, Oct 7
Pathward Financial peers
Pathward Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
Pathward Financial stock FAQ
What is Pathward Financial’s market cap?
Pathward Financial’s market cap is $1.53B at the Oct 12, 2026 close of $72.28, with 20.77M shares outstanding. The shares trade on a P/E ratio of 9.
What is the Pathward Financial stock forecast?
The consensus analyst 12-month price target for Pathward Financial is $97.50, +34.9% from the last close. Of the 2 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Pathward Financial stock overvalued or undervalued?
On Gekko’s estimate Pathward Financial is undervalued: the Oct 12, 2026 close of $72.28 is 17.1% below Gekko Fair Value of $87.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Pathward Financial report earnings next?
Pathward Financial is expected to report on Oct 21, 2026, after the market closes (9 days away). Analysts expect earnings of $1.58 per share on revenue of $179.1M. Pathward Financial beat the earnings estimate in 5 of its last 8 reports, moving 6% on average across the report.
What is Pathward Financial’s 52-week high and low?
Pathward Financial’s 52-week high is $101.26 and its 52-week low is $65.87; it closed at $72.28 on Oct 12, 2026, −2.4% over the past year.
Is Pathward Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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