Insider buying last 90 days
No open-market insider purchases were filed for AX in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every AX insider filing, plotted on the chart in Gekko.Open AX in Gekko
NYSE: AX
Axos Financial (AX) Stock Analysis & Forecast
Sep 28 close
$87.72−0.80 (−0.9%)
Gekko Brief
AI summaryAxos Financial's stock this week reflects several developments: CEO Gregory Garrabrants' 2026 compensation was disclosed at $12,054,932, marking a 2.99% increase, alongside insider trading activity showing 3 sales and no purchases in the last six months. Separately, brokerages maintain an average price target of $115.67 with a "Moderate Buy" consensus, following the company's recent earnings and revenue beat. Shareholders are also set to vote on November 12 on director elections, executive pay, and auditor ratification. Commentary has also noted the stock's 10.7% decline over four weeks alongside an oversold RSI reading of 25.47.
Axos closed at $87.72, down 0.9%, sitting below both its 50-day average of $96.41 and 200-day average of $92.27. Over the past month the stock is down 9.9%, though it remains up 5.7% over six months. The GekkoIndex reads 69.6, placing it in the Accumulation zone, down 5 points recently. Price sits 16.5% below Gekko Fair Value of $105.07.
The next earnings date falls on 29 October 2026, after close, 30 days out and outside a typical 20-day holding window; the prior quarter beat estimates ($2.25 vs $2.07) with a 7.8% reaction, part of a track record of 7 beats in 8 quarters. No insider, Congress, or unusual options activity appears in their respective windows. Seasonality over 5 years shows an average 20-day return of 0.3%, positive in 3 of those years. Analyst consensus stands at 4 buy, 1 hold, with a consensus target of $117.71.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Axos Financial price vs fair value
Close $87.72200-day averageGekko Fair Value $105.07
Axos Financial quick facts
- Market cap
- $4.99B
- P/E ratio
- 10.3
- Forward P/E
- 9.6
- EPS, TTM
- $8.57
- Revenue, TTM
- $1.38B
- Profit margin
- 35.5%
- Dividend yield
- —
- Beta
- 1.22
- Volume
- 356,339 avg 392,060
- 1-year return
- +0.5%
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±8.1%
- 50-day average
- $96.41
- 200-day average
- $92.27
- Next earnings
- Oct 29 after close
- Shares outstanding
- 56.73M
Axos Financial swing-trade checklist
Axos Financial scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $87.72 sits between the 50-day ($96.41) and 200-day ($92.27) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
69.6, Accumulation
Reading 69.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
16.5% below
Price is 16.5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 30 days
Next report Oct 29, 2026, 30 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+0.3% on average
From this point in the calendar, the next 20 trading days averaged +0.3% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Axos Financial stock chart and price history
Axos Financial closed at $87.72 on Sep 28, 2026, +0.5% over the past year, inside a 52-week range of $74.89 to $105.74.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −9.9%
- 3 months
- −9.0%
- 6 months
- +5.7%
- 1 year
- +0.5%
The full AX chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open AX in Gekko
Follow Axos Financial through every session
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About Axos Financial
Axos Financial provides banking and financial services to everyday consumers as well as businesses across the United States. It is known for combining traditional deposit and lending products with a range of digital tools, giving customers ways to bank, pay, and move money without relying on physical branches.
The company runs its operations through two main areas: a banking business and a securities business. On the banking side, it offers checking, savings, and money market accounts alongside various mortgage and commercial lending products, plus consumer loans covering vehicles, unsecured credit, and specialized options like SBA and securities-backed loans. It also supports businesses with payment processing, wire transfers, and cash management services. Through its securities business, Axos handles clearing and back-office functions for brokerage clients, including trade reporting, custody of securities, and margin lending, along with financing arrangements for those clients.
Axos Financial was founded in Las Vegas, Nevada, in 1999 and previously operated under the name BofI Holding before adopting its current name in September 2018. Its shares are listed on the NYSE under the ticker AX.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- axosfinancial.com
Axos Financial GekkoIndex: the smart money zone
Axos Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69.6, in the Accumulation zone, down 5 points over five sessions.
69.6Accumulation
Down 5 points over five sessions, from the Buying zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 34 | +1.0% | +4.4% | ||
| Accumulation (current zone) | 219 | +0.5% | +4.2% | ||
| Neutral | 355 | +0.5% | +2.1% | ||
| Distribution | 55 | +0.5% | −3.6% | ||
| Selling | 9 | Too few readings yet | |||
Average AX share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the AX price, zone by zone.Track AX in Gekko
Is Axos Financial stock overvalued? Gekko Fair Value
Axos Financial trades 16.5% below Gekko Fair Value of $105.07, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Axos Financial shares are worth, recalculated every trading day.
$105.07
Gekko Fair Value, Sep 26, 2026
16.5% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open AX in Gekko
Axos Financial insider and Congress trading
No open-market insider purchases were filed for Axos Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in AX were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for AX, plotted on the chart in Gekko.Open AX in Gekko
Buybacks
Axos Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $33.01M
- As a share of market cap
- 0.66%
From company filings.
Hedge funds and billionaires quarter ended Jun 30
0of the funds Gekko tracks hold AX.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Axos Financial earnings: next date and track record
Axos Financial reports on Oct 29, 2026, after the close (30 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 29, 2026
Expected after the close, 30 days away
- EPS estimate
- $2.25
- Revenue estimate
- $386.3M
7 of 8reports beat the EPS estimate
±3.8%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 29, 2026 AI summary
- What they said
- Axos Financial reports a strong quarter with solid loan growth, rising net interest margin, and improved profitability metrics. The company highlights broad-based growth across asset-based lending, commercial specialty, and equity finance; notable expansion in non-interest income led by broker-dealer and advisory fees post-Verdant acquisition. The quarter benefited from one FDIC loan prepaid, contributing to interest income. Management emphasizes balance across multiple business lines, explicit steps to manage expenses, and continued focus on capital, liquidity, and deposit funding. Verdant integration appears to be a meaningful driver of growth in non-interest income and deposits, with seasonal patterns noted for the leasing business. The call includes several questions around margins, funding, Verdant's impact, Crestle expansion, and future growth pipelines. Overall, the tone is confident, with management outlining guidance assumptions and a steady outlook for the next quarters while acknowledging some seasonality and integration dynamics. The Q&A delves into specifics on net interest margin, paydowns, pipeline opportunities, and Verdant-related profitability and depreciation dynamics.
- Guidance
- Management reiterated a low-to-mid teens revenue/loan growth outlook for the year including Verdant effects; expects balanced growth across Crestle, fund finance, and other segments with Verdant contributing to non-interest income and deposits. They anticipate margins to be under pressure modestly due to rate dynamics but expect NII neutrality with ongoing deposit beta management. No material changes to the full-year revenue growth guidance beyond ongoing expectations; maintain expense discipline with a target to keep non-interest expense growth contained to roughly 30% of revenue growth.
- Risks flagged
- Risks include rate and deposit repricing dynamics, potential prepayments impacting accretion, and ongoing integration risks with Verdant and Qualia partnerships. They note cyclical seasonality in Verdant’s business and variability in Crestle tailwinds. Macro headwinds and credit risk management in a growth-heavy funding strategy are acknowledged but not emphasized as imminent threats.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 29, 2026 | $2.25 est $2.07 | $385.1M est $347.2M | +7.8% |
| Oct 29, 2025 | $2.07 est $1.92 | $319.2M est $335.5M | −1.6% |
| Jul 30, 2025 | $1.94 est $1.82 | $317.2M est $320.6M | +0.9% |
| Apr 29, 2025 | $1.81 est $1.74 | $304.7M est $305.0M | +1.0% |
| Jan 28, 2025 | $1.82 est $1.74 | $303.6M est $302.2M | −4.4% |
| Oct 30, 2024 | $1.96 est $1.78 | $316.4M est $298.6M | +2.1% |
| Jul 30, 2024 | $1.80 est $1.81 | $287.1M est $300.2M | −4.7% |
| Apr 30, 2024 | $1.91 est $1.70 | $290.3M est $284.9M | +7.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Axos Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Axos Financial is $117.71, +34.2% from the last close, from 5 firms rating the stock in the last 90 days.
$117.71consensus 12-month target, +34.2% from the last close
Now $87.72Avg $117.71
Low $110High $128
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 31 | Jefferies | $120 | +36.8% |
| Jul 31 | D.A. Davidson | $121 | +37.9% |
| Jul 31 | Needham | $128 | +45.9% |
| Jul 31 | KBW | $110 | +25.4% |
| Jul 8 | Benchmark Co. | $115 | +31.1% |
+4.2%average 20-day move after past Accumulation readings
+0.3%average move over the next 20 trading days in the last 5 years
±2.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Axos Financial seasonality: the next 20 trading days
Over the next 20 trading days from Sep 26, Axos Financial averaged +0.3% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | 0.0% | 2 of 5 |
| Next 10 trading days | −0.3% | 2 of 5 |
| Next 15 trading days | +2.3% | 4 of 5 |
| Next 20 trading days | +0.3% | 3 of 5 |
| Next 30 trading days | +11.5% | 4 of 5 |
For scale, AX’s typical 20-trading-day move in either direction is about 8.1%.
Axos Financial market cap and key statistics
Axos Financial’s market cap is $4.99B, with a P/E ratio of 10.3 and revenue of $1.38B over the last twelve months.
Valuation
- Market cap
- $4.99B
- P/E ratio
- 10.3
- Forward P/E
- 9.6
- EPS, TTM
- $8.57
- Gekko Fair Value
- $105.07
Trading
- Volume
- 356,339
- Avg volume, 20 days
- 392,060
- 52-week high
- $105.74
- 52-week low
- $74.89
- Shares outstanding
- 56.73M
Financials
- Revenue, TTM
- $1.38B
- Profit margin
- 35.5%
- Return on equity
- 16.8%
- Quarterly earnings growth, YoY
- +12.4%
Risk and income
- Beta
- 1.22
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±8.1%
Axos Financial stock news this week
Coverage of Axos Financial this week reads positive: 4 positive, 1 neutral and 1 negative headlines.
- Axos Financial, Inc. ($AX) CEO 2026 Pay RevealedQuiver Quantitative, Sep 25
- Axos Financial, Inc (NYSE:AX) Stock Has Average Price Target of $115.67 According to BrokeragesMarketBeat, Sep 25
- Axos Financial (AX) shareholders vote November 12 on three directors, executive pay and an auditor.Stock Titan, Sep 25
- Axos Financial, Inc $AX Shares Newly Purchased by Bank of America Corp DEMarketBeat, Sep 25
- Axos Financial, Inc. (AX) stock price, news, quote and historyYahoo Finance UK, Sep 25
- Down 10.7% in 4 Weeks, Here's Why Axos Financial (AX) Looks Ripe for a TurnaroundYahoo Finance, Sep 24
Axos Financial peers
Axos Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Buying | 13.8% below |
| RYRoyal Bank Of Canada | Accumulation | 3.6% below |
| WFCWells Fargo | Accumulation | 12.4% below |
| CCitigroup | Neutral | 7.8% below |
| TDToronto Dominion Bank | Accumulation | 0.8% above |
A peer links to its own page where one exists.
Axos Financial stock FAQ
What is Axos Financial’s market cap?
Axos Financial’s market cap is $4.99B at the Sep 28, 2026 close of $87.72, with 56.73M shares outstanding. The shares trade on a P/E ratio of 10.3.
What is the Axos Financial stock forecast?
The consensus analyst 12-month price target for Axos Financial is $117.71, +34.2% from the last close. Of the 5 firms that rated the stock in the last 90 days, 4 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Axos Financial stock overvalued or undervalued?
On Gekko’s estimate Axos Financial is undervalued: the Sep 28, 2026 close of $87.72 is 16.5% below Gekko Fair Value of $105.07. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Axos Financial report earnings next?
Axos Financial is expected to report on Oct 29, 2026, after the market closes (30 days away). Analysts expect earnings of $2.25 per share on revenue of $386.3M. Axos Financial beat the earnings estimate in 7 of its last 8 reports, moving 3.8% on average across the report.
What is Axos Financial’s 52-week high and low?
Axos Financial’s 52-week high is $105.74 and its 52-week low is $74.89; it closed at $87.72 on Sep 28, 2026, +0.5% over the past year.
Is Axos Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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