Insider buying last 90 days
No open-market insider purchases were filed for NIC in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every NIC insider filing, plotted on the chart in Gekko.Open NIC in Gekko
NYSE: NIC
Nicolet Bankshares (NIC) Stock Analysis & Forecast
Oct 12 close
$164.10+1.31 (+0.8%)
Gekko Brief
AI summaryOct 12 closeThis week's attention centers on a valuation piece highlighting that Nicolet Bankshares has climbed 136% over the past three years, with an Excess Returns model suggesting the stock may still be undervalued relative to its intrinsic value, even as the current share price sits well below that estimate.
NIC closes at $164.10, up 0.8%, with the price sitting between its 50-day average of $169.99 and 200-day average of $154.05, reflecting a mixed trend picture. The GekkoIndex reads 62.5, placing the stock in the Accumulation zone. Price sits 8.2% below Gekko Fair Value of $178.79. Looking further out, the stock has returned 24.7% over the past year, though the most recent month shows a 3.7% pullback, and shares trade within a 52-week range of $114.12 to $180.00.
Earnings are due on 20 October 2026, just 8 days away and inside a typical 20-trading-day holding window; the prior report on 20 January 2026 saw EPS of $2.73 beat the $2.54 estimate, producing a 10.3% reaction, with 8 beats across 8 quarters and an average absolute reaction of 6.1%. Seasonality from this point in the calendar has averaged a 6.6% gain over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress, or unusual options activity appears in the current windows. Consensus among 2 covering firms stands at buy, with a target of $191.80 implying 16.9% upside.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Nicolet Bankshares price vs fair value
Close $164.10200-day averageGekko Fair Value $178.79
Nicolet Bankshares quick facts
- Market cap
- $2.83B
- P/E ratio
- 18.4
- Forward P/E
- 14.8
- EPS, TTM
- $8.93
- Revenue, TTM
- $510.2M
- Profit margin
- 30.2%
- Dividend yield
- 0.82%
- Beta
- 0.64
- Volume
- 119,570 avg 160,015
- 1-year return
- +24.7%
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.5%
- 50-day average
- $169.99
- 200-day average
- $154.05
- Next earnings
- Oct 20
- Shares outstanding
- 20.96M
Nicolet Bankshares swing-trade checklist
Nicolet Bankshares scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $164.10 sits between the 50-day ($169.99) and 200-day ($154.05) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.5, Accumulation
Reading 62.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
8.2% below
Price is 8.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 8 days
Reports on Oct 20, 2026, 8 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+6.6% on average
From this point in the calendar, the next 20 trading days averaged +6.6% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Nicolet Bankshares stock chart and price history
Nicolet Bankshares closed at $164.10 on Oct 12, 2026, +24.7% over the past year, inside a 52-week range of $114.12 to $180.00.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.7%
- 3 months
- −0.4%
- 6 months
- +4.2%
- 1 year
- +24.7%
The full NIC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open NIC in Gekko
Follow Nicolet Bankshares through every session
Put NIC on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About Nicolet Bankshares
Nicolet Bankshares serves as the holding company behind Nicolet National Bank, which delivers banking services to individuals and businesses across Wisconsin, Michigan, and Minnesota. Its deposit offerings include checking, savings, money market accounts, certificates of deposit, and individual retirement accounts, while its lending extends across commercial, agricultural, real estate, construction, residential, and consumer categories. The bank is also known for supporting business clients through commercial and industrial loans alongside more specialized products such as agricultural real estate financing.
Beyond deposits and loans, the company rounds out its offerings with cash management, international banking, brokerage, trust and fiduciary work, wealth management, and retirement plan administration. Customers can also access mortgage refinancing, online and mobile banking tools, remote deposit capture, debit and credit cards, wire transfers, and crop insurance facilitation, reflecting a broad mix of consumer and commercial banking services under one roof.
Nicolet Bankshares traces its roots to Green Bay Financial Corporation, having adopted its current name in March 2002 after incorporation in 2000. The company is headquartered in Green Bay, Wisconsin, and its shares trade on the NYSE under the ticker NIC.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- nicoletbank.com
Nicolet Bankshares GekkoIndex: the smart money zone
Nicolet Bankshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.5, in the Accumulation zone, up 0.2 points over five sessions.
62.5Accumulation
Up 0.2 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 7 | Too few readings yet | |||
| Accumulation (current zone) | 209 | +1.3% | +6.8% | ||
| Neutral | 408 | +0.3% | +1.1% | ||
| Distribution | 51 | −0.3% | −2.4% | ||
| Selling | 7 | Too few readings yet | |||
Average NIC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the NIC price, zone by zone.Track NIC in Gekko
Is Nicolet Bankshares stock overvalued? Gekko Fair Value
Nicolet Bankshares trades 8.2% below Gekko Fair Value of $178.79, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Nicolet Bankshares shares are worth, recalculated every trading day.
$178.79
Gekko Fair Value, Oct 10, 2026
8.2% Undervalued
At the end of Aug 2026 the price was 7.9% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open NIC in Gekko
Nicolet Bankshares insider and Congress trading
No open-market insider purchases were filed for Nicolet Bankshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in NIC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for NIC, plotted on the chart in Gekko.Open NIC in Gekko
Buybacks
Nicolet Bankshares has been buying back its own shares.
- Latest authorization
- $150.0M, Jul 21, 2026
- Bought back, quarter ended Jun 30, 2026
- $40.24M
- As a share of market cap
- 1.42%
- Trailing four quarters
- $88.52M
From company filings.
Nicolet Bankshares earnings: next date and track record
Nicolet Bankshares reports on Oct 20, 2026 (8 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 20, 2026
8 days away
- EPS estimate
- $3.07
- Revenue estimate
- $173.6M
8 of 8reports beat the EPS estimate
±6.1%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 20, 2026 | $2.73 est $2.54 | $104.0M est $101.1M | +10.3% |
| Oct 23, 2025 | $2.66 est $2.37 | $102.9M est $97.25M | −4.6% |
| Jul 15, 2025 | $2.35 est $2.14 | $54.21M est $76.83M | +4.3% |
| Apr 15, 2025 | $2.10 est $1.96 | $89.43M est $71.66M | +3.6% |
| Jan 21, 2025 | $2.17 est $1.99 | $91.19M est $68.57M | +3.2% |
| Oct 15, 2024 | $2.04 est $1.87 | $90.74M est $85.64M | +7.3% |
| Jul 16, 2024 | $1.88 est $1.66 | $84.95M est $65.52M | +13.0% |
| Apr 16, 2024 | $1.72 est $1.65 | $82.23M est $71.74M | −2.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Nicolet Bankshares stock forecast and analyst price targets
Analysts’ average 12-month price target for Nicolet Bankshares is $191.80, +16.9% from the last close, from 2 firms rating the stock in the last 90 days.
$191.80consensus 12-month target, +16.9% from the last close
Now $164.10Avg $191.80
Low $185High $194
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 23 | KBW | $185 | +12.7% |
| Jul 22 | Piper Sandler | $194 | +18.2% |
+6.8%average 20-day move after past Accumulation readings
+6.6%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Nicolet Bankshares seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Nicolet Bankshares averaged +6.6% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.4% | 4 of 5 |
| Next 10 trading days | 0.0% | 2 of 5 |
| Next 15 trading days | +1.7% | 3 of 5 |
| Next 20 trading days | +6.6% | 4 of 5 |
| Next 30 trading days | +5.0% | 3 of 5 |
For scale, NIC’s typical 20-trading-day move in either direction is about 5.5%.
Nicolet Bankshares market cap and key statistics
Nicolet Bankshares’s market cap is $2.83B, with a P/E ratio of 18.4 and revenue of $510.2M over the last twelve months.
Valuation
- Market cap
- $2.83B
- P/E ratio
- 18.4
- Forward P/E
- 14.8
- EPS, TTM
- $8.93
- Gekko Fair Value
- $178.79
Trading
- Volume
- 119,570
- Avg volume, 20 days
- 160,015
- 52-week high
- $180.00
- 52-week low
- $114.12
- Shares outstanding
- 20.96M
Financials
- Revenue, TTM
- $510.2M
- Profit margin
- 30.2%
- Return on equity
- 8.9%
- Quarterly earnings growth, YoY
- +12.0%
Risk and income
- Beta
- 0.64
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.5%
- Dividend yield
- 0.82%
Nicolet Bankshares stock news this week
1 headline about Nicolet Bankshares from the past week, newest first, each linking to the publisher.
- Nicolet Bankshares (NIC) Stock Still Looks Undervalued After A 136% RunYahoo Finance, Oct 12
Nicolet Bankshares peers
Nicolet Bankshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
Nicolet Bankshares stock FAQ
What is Nicolet Bankshares’s market cap?
Nicolet Bankshares’s market cap is $2.83B at the Oct 12, 2026 close of $164.10, with 20.96M shares outstanding. The shares trade on a P/E ratio of 18.4.
What is the Nicolet Bankshares stock forecast?
The consensus analyst 12-month price target for Nicolet Bankshares is $191.80, +16.9% from the last close. Of the 2 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Nicolet Bankshares stock overvalued or undervalued?
On Gekko’s estimate Nicolet Bankshares is undervalued: the Oct 12, 2026 close of $164.10 is 8.2% below Gekko Fair Value of $178.79. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Nicolet Bankshares report earnings next?
Nicolet Bankshares is expected to report on Oct 20, 2026 (8 days away). Analysts expect earnings of $3.07 per share on revenue of $173.6M. Nicolet Bankshares beat the earnings estimate in 8 of its last 8 reports, moving 6.1% on average across the report.
What is Nicolet Bankshares’s 52-week high and low?
Nicolet Bankshares’s 52-week high is $180.00 and its 52-week low is $114.12; it closed at $164.10 on Oct 12, 2026, +24.7% over the past year.
Is Nicolet Bankshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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