Insider buying last 90 days
No open-market insider purchases were filed for INTR in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every INTR insider filing, plotted on the chart in Gekko.Open INTR in Gekko
NASDAQ: INTR
Inter (INTR) Stock Analysis & Forecast
Oct 12 close
$7.74+0.06 (+0.8%)
Gekko Brief
AI summaryOct 12 closeInter shares climbed this week after JPMorgan raised its price target on the stock to $11 from $9 while maintaining an Overweight rating, citing accelerating digital-banking growth and improved earnings estimates. The stock had already surged nearly 24% in a prior session, its largest percentage increase since July 2022, and coverage this week noted the move extended with a further 7.1% gain tied to the JPMorgan update. Broader commentary pointed to Inter's digital fintech SuperApp strategy as a theme behind the sustained attention, alongside questions about whether the rally has further room given recent earnings estimate revisions.
Inter closes at $7.74, up 0.8%, with the close sitting above both the 50-day average of $5.65 and the 200-day average of $6.97. The GekkoIndex reads 35.2, placing the stock in the Distribution zone, down 8.2 over the last five readings. Price sits 12.7% above Gekko Fair Value of $6.87. One-month returns stand at 35.6% and three-month returns at 35.8%, while six-month and one-year returns remain negative at -7.3% and -9.7% respectively.
The next earnings date falls on 12 November 2026, 31 days away and outside a typical 20-trading-day holding window. The prior report on 5 August 2026 showed EPS of $0.19 against an estimate of $0.17, with an average absolute reaction of 6.1% historically. Seasonality over the next 20 trading days has averaged 4.4% across 4 years, rising in 3 of them. Three analysts cover the stock, all with buy ratings, and consensus target sits at $8.77. No insider, Congress or unusual options activity appears in the current window.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Inter price vs fair value
Close $7.74200-day averageGekko Fair Value $6.87
Inter quick facts
- Market cap
- $3.42B
- P/E ratio
- 11.1
- Forward P/E
- 10.8
- EPS, TTM
- $0.65
- Revenue, TTM
- $6.66B
- Profit margin
- 22.9%
- Dividend yield
- 8.68%
- Beta
- 0.96
- Volume
- 4.87M avg 7.38M
- 1-year return
- −9.7%
- Typical daily move
- ±5%
- Typical 20-day move
- ±10.1%
- 50-day average
- $5.65
- 200-day average
- $6.97
- Next earnings
- Nov 12 before open
- Shares outstanding
- 325.8M
Inter swing-trade checklist
Inter scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $7.74 sits between the 50-day ($5.65) and 200-day ($6.97) averages, or the averages disagree.
See the chart - GekkoIndexheadwind
35.2, Distribution
Reading 35.2 is in the Distribution zone.
See the GekkoIndex - Fair valueheadwind
12.7% above
Price is 12.7% above Gekko Fair Value (more than 5% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 31 days
Next report Nov 12, 2026, 31 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+4.4% on average
From this point in the calendar, the next 20 trading days averaged +4.4% over 4 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Inter stock chart and price history
Inter closed at $7.74 on Oct 12, 2026, −9.7% over the past year, inside a 52-week range of $4.97 to $10.36.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +35.6%
- 3 months
- +35.8%
- 6 months
- −7.3%
- 1 year
- −9.7%
The full INTR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open INTR in Gekko
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About Inter
Inter operates through a group of subsidiaries that together cover banking, securities, insurance brokerage, online marketplace activity, asset management and related support services. Its banking arm handles everyday financial products such as current accounts, payment cards, deposits, and credit and lending options, making this the most recognizable part of its business.
Beyond core banking, the company runs a securities unit that buys, sells and safeguards financial instruments, manages portfolios, and sets up and administers investment funds. Its insurance brokerage business distributes policies spanning life, property, auto, travel, dental, warranty, credit protection and card-loss coverage. A separate marketplace division operates a digital platform for purchasing goods and services, while an asset management segment oversees investment portfolios and client assets, and a services unit supports the group with data handling, software development and licensing, and IT maintenance.
Inter is a Brazilian company founded in 1994 and based in Belo Horizonte. Its shares trade on the NASDAQ under the ticker INTR.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Major banks
- Website
- inter.co
Inter GekkoIndex: the smart money zone
Inter’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 35.2, in the Distribution zone, down 8.2 points over five sessions.
35.2Distribution
Down 8.2 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +2.5% | +1.6% | ||
| Accumulation | 246 | +1.0% | +2.2% | ||
| Neutral | 350 | +0.3% | +0.6% | ||
| Distribution (current zone) | 53 | −0.8% | +1.2% | ||
| Selling | 3 | Too few readings yet | |||
Average INTR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Distribution readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Distribution zone: Institutions potentially offloading. About the five zones →
See every daily GekkoIndex reading plotted over the INTR price, zone by zone.Track INTR in Gekko
Is Inter stock overvalued? Gekko Fair Value
Inter trades 12.7% above Gekko Fair Value of $6.87, so the shares are overvalued on Gekko’s estimate.
Gekko’s own estimate of what Inter shares are worth, recalculated every trading day.
$6.87
Gekko Fair Value, Oct 10, 2026
12.7% Overvalued
At the end of Aug 2026 the price was 28.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open INTR in Gekko
Inter insider and Congress trading
No open-market insider purchases were filed for Inter, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in INTR were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for INTR, plotted on the chart in Gekko.Open INTR in Gekko
Inter earnings: next date and track record
Inter reports on Nov 12, 2026, before the open (31 days away), and beat the EPS estimate in 3 of its last 8 reports.
Next earnings report
Nov 12, 2026
Expected before the open, 31 days away
- EPS estimate
- $0.19
- Revenue estimate
- $539.3M
3 of 8reports beat the EPS estimate
±6.1%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 5, 2026 AI summary
- What they said
- Inter & Co's Q2 2026 earnings call highlighted strong growth and operational execution, centered around the newly introduced 'Rule of 50' and the 60-30-30 North Star. Management emphasized simultaneous revenue growth and profitability: total net revenue grew 32% year-over-year, ROE exceeded 16%, and NIM reached a record 10.1%. Active clients expanded to 45.3 million with higher-quality cohorts and increased engagement (22 million daily log-ins). Transaction volume (cards and PIX) reached a BRL 1.8 trillion run-rate, and the bank is gaining market share in fixed transactions (~9%). NII grew consistently (~40% YoY for eight quarters). Management discussed strategic repricing, portfolio mix shifts toward higher-yielding assets (private payroll, buy now pay later, PIX credit), liability repricing (lower LCI rates), and technical changes (credit card write-off policy move from 360 to 330 days). Asset quality showed some early NPL increases and higher Stage 3 formation partly due to renegotiation programs (BACEN) and write-off policy change; coverage ratio moved from ~146% down to ~134% as products season. Management reiterated confidence in growing loan portfolio at ~30% pace, while managing risk with tools like credit insurance, relinkage, and underwriting adjustments. Several Q&A topics covered drivers of NIM volatility, inflation-linked hedges, income from securities/derivatives, coverage ratio movement, private payroll product tuning, and the effect of debt renegotiation programs. Closing remarks were optimistic about addressable market and the bank's transition from capital consumption to capital generation.
- Guidance
- Management reiterated expectations for annual NIM increase of ~40 basis points year-over-year. They indicated confidence in continuing growth (~30%-ish loan growth for a few years) and targeting marginal ROE of ~30% for the private payroll product. No explicit numeric revenue or EPS guidance beyond NIM and growth cadence was provided.
- Risks flagged
- Mentioned risks and challenges include inflation dynamics impacting NIM timing, early NPL increases and higher cost of risk for new products (private payroll), macroeconomic/election uncertainty in Brazil, potential reduction in fiscal spending, exposure to renegotiation programs (BACEN) affecting Stage 3 and P&L, and uncertainty on pace of product growth and loan mix which will affect coverage and provisioning.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 5, 2026 | $0.19 est $0.17 | $526.8M est $513.3M | +0.4% |
| May 7, 2026 | $0.18 est $0.17 | $496.4M est $495.3M | −17.3% |
| Feb 11, 2026 | $0.16 est $0.16 | $462.3M est $2.34B | −2.8% |
| Nov 13, 2025 | $0.14 est $0.15 | $715.3M est $394.6M | −6.9% |
| Aug 6, 2025 | $0.13 est $0.12 | $630.9M est $347.6M | +18.2% |
| May 12, 2025 | $0.11 est $0.12 | $516.6M est $325.4M | −0.4% |
| Feb 6, 2025 | $0.11 est $0.11 | $449.3M est $295.3M | +0.8% |
| Nov 14, 2024 | $0.09 est $0.10 | $459.7M est $282.3M | −2.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Inter stock forecast and analyst price targets
Analysts’ average 12-month price target for Inter is $8.77, +13.3% from the last close, from 3 firms rating the stock in the last 90 days.
$8.77consensus 12-month target, +13.3% from the last close
Now $7.74Avg $8.77
Low $8.80High $11
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 6 | J.P. Morgan | $11 | +42.1% |
| Aug 11 | UBS | $8.80 | +13.7% |
| Aug 11 | UBS | $8.80 | +13.7% |
| Aug 6 | Bank of America Securities | — | — |
+1.2%average 20-day move after past Distribution readings
+4.4%average move over the next 20 trading days in the last 4 years
±5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Inter seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Inter averaged +4.4% across the last 4 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.7% | 1 of 4 |
| Next 10 trading days | +1.2% | 2 of 4 |
| Next 15 trading days | +2.9% | 2 of 4 |
| Next 20 trading days | +4.4% | 3 of 4 |
| Next 30 trading days | −0.3% | 1 of 4 |
For scale, INTR’s typical 20-trading-day move in either direction is about 10.1%.
Inter market cap and key statistics
Inter’s market cap is $3.42B, with a P/E ratio of 11.1 and revenue of $6.66B over the last twelve months.
Valuation
- Market cap
- $3.42B
- P/E ratio
- 11.1
- Forward P/E
- 10.8
- EPS, TTM
- $0.65
- Gekko Fair Value
- $6.87
Trading
- Volume
- 4.87M
- Avg volume, 20 days
- 7.38M
- 52-week high
- $10.36
- 52-week low
- $4.97
- Shares outstanding
- 325.8M
Financials
- Revenue, TTM
- $6.66B
- Profit margin
- 22.9%
- Return on equity
- 16.2%
- Quarterly earnings growth, YoY
- +32.4%
Risk and income
- Beta
- 0.96
- Typical daily move
- ±5%
- Typical 20-day move
- ±10.1%
- Dividend yield
- 8.68%
Inter stock news this week
Coverage of Inter this week reads positive: 3 positive, 1 neutral and 0 negative headlines.
- Net loan losses of Inter & Co., Inc. Class A – HAN:QN7TradingView, Oct 12
- INTR Jumps As JPMorgan Hikes Price Target To $11www.timothysykes.com, Oct 10
- Inter & Co, Inc. (INTR) stock price, news, quote and historyYahoo Finance UK, Oct 8
- Inter & Co. Inc. (INTR) Surges 19.7%: Is This an Indication of Further Gains?Zacks Investment Research, Oct 6
- Inter's 2026 Outlook: Digital Fintech SuperApp Strategy Targets Sustained GrowthFool - Investing News, Oct 6
- Inter & Co. Up Nearly 24%, on Pace for Largest Percent Increase Since July 2022 -- Data TalkMoomoo, Oct 5
Inter peers
Inter’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
Inter stock FAQ
What is Inter’s market cap?
Inter’s market cap is $3.42B at the Oct 12, 2026 close of $7.74, with 325.8M shares outstanding. The shares trade on a P/E ratio of 11.1.
What is the Inter stock forecast?
The consensus analyst 12-month price target for Inter is $8.77, +13.3% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Inter stock overvalued or undervalued?
On Gekko’s estimate Inter is overvalued: the Oct 12, 2026 close of $7.74 is 12.7% above Gekko Fair Value of $6.87. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Inter report earnings next?
Inter is expected to report on Nov 12, 2026, before the market opens (31 days away). Analysts expect earnings of $0.19 per share on revenue of $539.3M. Inter beat the earnings estimate in 3 of its last 8 reports, moving 6.1% on average across the report.
What is Inter’s 52-week high and low?
Inter’s 52-week high is $10.36 and its 52-week low is $4.97; it closed at $7.74 on Oct 12, 2026, −9.7% over the past year.
Is Inter stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (earnings risk and seasonality), 1 as mixed (trend) and 2 as headwinds (gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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