Insider buying last 90 days
No open-market insider purchases were filed for BKU in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BKU insider filing, plotted on the chart in Gekko.Open BKU in Gekko
NYSE: BKU
BankUnited (BKU) Stock Analysis & Forecast
Oct 12 close
$42.22−0.06 (−0.1%)
Gekko Brief
AI summaryOct 12 closeThis week's news flow around BankUnited centers on routine corporate items rather than operating results: a quarterly dividend of $0.33 per share going ex-dividend on October 9th, representing a $1.32 annualized dividend, and the appointment of Tony Coley as senior vice president and commercial banking market leader for Tampa Bay. The company also confirmed it will report third quarter 2026 results on 21 October before market open, with a conference call to follow.
BKU closed at $42.22, down 0.1%, sitting below both its 50-day average of $45.19 and 200-day average of $46.49, with the shorter average below the longer one. Over the past month the stock is down 5.7%, and over three months down 11.9%, though it remains up 5.5% over the past year. The GekkoIndex reads 66.9, placing it in the Accumulation zone, while price sits 9.7% below Gekko Fair Value of $46.74.
The next 20 trading days bring earnings on 21 October, just 9 days away, placing the report inside a typical holding window. Last quarter's EPS of $0.94 beat the $0.85 estimate and produced an 8.3% reaction, part of a streak of 8 beats in 8 quarters, with an average absolute reaction of 2.9%. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 6.3% return over 5 years, rising in 4 of them. Analyst consensus across 8 firms includes 2 buy, 5 hold, and 1 sell ratings, with a consensus target of $48.82.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
BankUnited price vs fair value
Close $42.22200-day averageGekko Fair Value $46.74
BankUnited quick facts
- Market cap
- $3.07B
- P/E ratio
- 11.6
- Forward P/E
- 9.8
- EPS, TTM
- $3.64
- Revenue, TTM
- $1.04B
- Profit margin
- 26.2%
- Dividend yield
- 2.98%
- Beta
- 1.20
- Volume
- 607,712 avg 955,267
- 1-year return
- +5.5%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.9%
- 50-day average
- $45.19
- 200-day average
- $46.49
- Next earnings
- Oct 21 before open
- Shares outstanding
- 71.23M
BankUnited swing-trade checklist
BankUnited scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $42.22 is below the 50-day ($45.19) and 200-day ($46.49) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
66.9, Accumulation
Reading 66.9 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
9.7% below
Price is 9.7% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 9 days
Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+6.3% on average
From this point in the calendar, the next 20 trading days averaged +6.3% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
BankUnited stock chart and price history
BankUnited closed at $42.22 on Oct 12, 2026, +5.5% over the past year, inside a 52-week range of $35.10 to $52.11.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.7%
- 3 months
- −11.9%
- 6 months
- −10.2%
- 1 year
- +5.5%
The full BKU chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BKU in Gekko
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About BankUnited
BankUnited operates as the parent of a national bank that offers a broad mix of financial services to customers across the United States. It is recognized for its range of deposit products, including checking, savings, money market accounts and certificates of deposit, alongside commercial lending that spans equipment financing, secured and unsecured credit lines, owner-occupied real estate loans, and government-backed funding through the SBA, USDA and Export-Import Bank programs.
The bank also supports businesses through treasury and cash management tools, commercial payments, trade finance, mortgage warehouse facilities, letters of credit and commercial credit cards, while individual customers can access residential mortgages and other consumer loans. Banking is carried out through physical branches as well as online, mobile and telephone channels, reflecting a customer base that includes both commercial clients and everyday depositors.
The company, previously known as BU Financial Corporation, was incorporated in 2009 and is headquartered in Miami Lakes, Florida. Its shares trade on the NYSE under the ticker BKU.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- bankunited.com
BankUnited GekkoIndex: the smart money zone
BankUnited’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66.9, in the Accumulation zone, up 2.5 points over five sessions.
66.9Accumulation
Up 2.5 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +1.3% | +2.0% | ||
| Accumulation (current zone) | 181 | +1.1% | +3.7% | ||
| Neutral | 439 | −0.1% | +1.0% | ||
| Distribution | 30 | +1.7% | −0.3% | ||
| Selling | 2 | Too few readings yet | |||
Average BKU share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the BKU price, zone by zone.Track BKU in Gekko
Is BankUnited stock overvalued? Gekko Fair Value
BankUnited trades 9.7% below Gekko Fair Value of $46.74, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what BankUnited shares are worth, recalculated every trading day.
$46.74
Gekko Fair Value, Oct 9, 2026
9.7% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open BKU in Gekko
BankUnited insider and Congress trading
No open-market insider purchases were filed for BankUnited, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BKU were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BKU, plotted on the chart in Gekko.Open BKU in Gekko
Buybacks
BankUnited has been buying back its own shares.
- Latest authorization
- $200.0M, Jan 21, 2026
- Bought back, quarter ended Jun 30, 2026
- $50.63M
- As a share of market cap
- 1.65%
From company filings.
BankUnited earnings: next date and track record
BankUnited reports on Oct 21, 2026, before the open (9 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 21, 2026
Expected before the open, 9 days away
- EPS estimate
- $1.03
- Revenue estimate
- $292.7M
8 of 8reports beat the EPS estimate
±2.9%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 21, 2026 AI summary
- What they said
- BankUnited, Inc. Q4 and FY2025 earnings call: Management (CEO Rajinder Singh, COO Tom Cornish, CFO Jim Mackie) presented strong full-year and quarter results driven by double-digit growth across EPS, earnings, PPNR, and NIDDA; NIM expanded modestly to 3.06%; Q4 net income $69.3M ($0.90/share) with adjusted EPS $0.94 excluding software write-downs. Core loans grew $769M in Q4; deposits up $735M in Q4 and $1.5B for FY; NIDDA average growth +$505M for Q4, +$844M average for year. Management highlighted broad-based deposit growth across business lines, improved loan production, and optimism on pipeline and new markets (Texas, Atlanta, Tampa, North Carolina, New York). CRE growth expected mid-single digits in 2026, with diversification to keep any single asset class under 25%. Credit: charge-offs ~$25M for quarter, one borrower fraud in NY C&I fully written off; no systemic credit concerns. Guidance: expecting double-digit NIDDA growth and continued loan growth; NIDDA mix target ~33-34% DDA; modest rate cut assumptions baked in (two cuts) with ~80% deposit beta; modest NII sensitivity to a few cuts; plan assumes continued spread tightening and loan spread compression into 2026; expense plan focuses on revenue hires and technology modernization while maintaining discipline. Capital allocation: opportunistic buybacks, target CET1 ~11.5%, will use buybacks/dividends/growth to reach peer-like capital. Risks: rate uncertainty, geopolitical noise, potential extreme rate scenarios, competitive CRE market, payoffs from M&A/refinance, volatility in stock price affecting buybacks.
- Guidance
- Management provided forward-looking assumptions: expecting double-digit NIDDA growth and continued core loan growth (core loans growth guided as strong); NIDDA/DDA mix target around 33-34% (Jim suggested ~33%); deposit beta ~80% for rate cuts (management baked in two rate cuts); CRE growth mid-single digits in 2026; assumptions that spreads will tighten further and modeled modest asset sensitivity so NII not highly impacted by a few rate cuts; plan anticipates investments in 2026 (revenue hires, tech) and buybacks opportunistically to reach CET1 around 11.5%.
- Risks flagged
- Mentioned risks: interest rate uncertainty (magnitude/timing of Fed cuts), geopolitical risks and news-driven volatility, competitive pressures in CRE and private credit, potential large payoffs from M&A/refinance or client shifts to private credit, potential extreme rate scenarios (e.g., rates to zero) that would materially hurt earnings, one material fraud loss in NY C&I (idiosyncratic credit risk).
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 21, 2026 | $0.94 est $0.85 | $288.2M est $280.1M | +8.3% |
| Oct 22, 2025 | $0.95 est $0.88 | $519.7M est $280.2M | +0.1% |
| Jul 23, 2025 | $0.91 est $0.79 | $273.9M est $277.4M | +0.2% |
| Apr 28, 2025 | $0.78 est $0.75 | $255.4M est $263.6M | −1.3% |
| Jan 22, 2025 | $0.90 est $0.73 | $264.5M est $261.0M | −0.5% |
| Oct 22, 2024 | $0.81 est $0.73 | $257.0M est $260.9M | −0.7% |
| Jul 18, 2024 | $0.71 est $0.64 | $250.2M est $243.6M | +6.3% |
| Apr 17, 2024 | $0.63 est $0.60 | $241.7M est $245.6M | +5.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
BankUnited stock forecast and analyst price targets
Analysts’ average 12-month price target for BankUnited is $48.82, +15.6% from the last close, from 8 firms rating the stock in the last 90 days.
$48.82consensus 12-month target, +15.6% from the last close
Now $42.22Avg $48.82
Low $42High $55
Each firm’s latest rating in the last 90 days: 8 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 9 | RBC Capital | $49 | +16.1% |
| Oct 6 | Raymond James | $49 | +16.1% |
| Oct 5 | Barclays | $48 | +13.7% |
| Oct 2 | Piper Sandler | $47 | +11.3% |
| Sep 30 | Wells Fargo | $47 | +11.3% |
+3.7%average 20-day move after past Accumulation readings
+6.3%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
BankUnited seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, BankUnited averaged +6.3% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.5% | 4 of 5 |
| Next 10 trading days | −0.5% | 2 of 5 |
| Next 15 trading days | +1.6% | 4 of 5 |
| Next 20 trading days | +6.3% | 4 of 5 |
| Next 30 trading days | +9.6% | 5 of 5 |
For scale, BKU’s typical 20-trading-day move in either direction is about 5.9%.
BankUnited market cap and key statistics
BankUnited’s market cap is $3.07B, with a P/E ratio of 11.6 and revenue of $1.04B over the last twelve months.
Valuation
- Market cap
- $3.07B
- P/E ratio
- 11.6
- Forward P/E
- 9.8
- EPS, TTM
- $3.64
- Gekko Fair Value
- $46.74
Trading
- Volume
- 607,712
- Avg volume, 20 days
- 955,267
- 52-week high
- $52.11
- 52-week low
- $35.10
- Shares outstanding
- 71.23M
Financials
- Revenue, TTM
- $1.04B
- Profit margin
- 26.2%
- Return on equity
- 9.2%
- Quarterly earnings growth, YoY
- +6.7%
Risk and income
- Beta
- 1.20
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.9%
- Dividend yield
- 2.98%
BankUnited stock news this week
Coverage of BankUnited this week reads neutral: 2 positive, 5 neutral and 1 negative headlines.
- BankUnited Share Price - BKU, RNS News, Articles, Quotes, & Charts (NYSE:BKU)Proactive financial news, Oct 9
- Artemis Investment Management LLP Lowers Stock Position in BankUnited, Inc. $BKUMarketBeat, Oct 8
- BankUnited, Inc. (BKU) Stock ForecastsYahoo! Finance Canada, Oct 7
- BankUnited, Inc. (BKU) To Go Ex-Dividend on October 9thDefense World, Oct 7
- BankUnited, Inc. (BKU) Stock Price, News, Quote & HistoryYahoo! Finance Canada, Oct 7
- BankUnited Names Commercial Banking Regional Market Leader for the Tampa Bay AreaStock Titan, Oct 6
BankUnited peers
BankUnited’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
BankUnited stock FAQ
What is BankUnited’s market cap?
BankUnited’s market cap is $3.07B at the Oct 12, 2026 close of $42.22, with 71.23M shares outstanding. The shares trade on a P/E ratio of 11.6.
What is the BankUnited stock forecast?
The consensus analyst 12-month price target for BankUnited is $48.82, +15.6% from the last close. Of the 8 firms that rated the stock in the last 90 days, 2 rate it a buy, 5 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is BankUnited stock overvalued or undervalued?
On Gekko’s estimate BankUnited is undervalued: the Oct 12, 2026 close of $42.22 is 9.7% below Gekko Fair Value of $46.74. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does BankUnited report earnings next?
BankUnited is expected to report on Oct 21, 2026, before the market opens (9 days away). Analysts expect earnings of $1.03 per share on revenue of $292.7M. BankUnited beat the earnings estimate in 8 of its last 8 reports, moving 2.9% on average across the report.
What is BankUnited’s 52-week high and low?
BankUnited’s 52-week high is $52.11 and its 52-week low is $35.10; it closed at $42.22 on Oct 12, 2026, +5.5% over the past year.
Is BankUnited stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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