Insider buying last 90 days
No open-market insider purchases were filed for QCRH in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every QCRH insider filing, plotted on the chart in Gekko.Open QCRH in Gekko
Gekko Brief
AI summaryOct 12 closeRaymond James upgraded QCR Holdings to a Moderate Buy rating on October 3, noting that recent results showed earnings per share beating consensus while revenue missed. The firm's move comes ahead of QCR's third quarter 2026 results, scheduled for release on 20 October 2026.
QCR closed at $98.25, up 1.1%, with price sitting between its 50-day average of $101.46 and 200-day average of $93.31. The GekkoIndex reads 63.1, placing the stock in the Accumulation zone. Gekko Fair Value stands at $105.13, putting the current price 6.5% below that level. Over the past year the stock has returned 36.3%, though the past month shows a 4.2% decline.
QCR reports earnings on 20 October 2026, just 8 days away, placing the release inside a typical 20-trading-day holding window. The prior quarter's call emphasized record profitability, net interest margin expansion, and loan growth, with eight consecutive quarters of beats on earnings per share estimates and an average absolute reaction of 2.2%. Seasonality data covering five years shows the next 20 trading days have averaged an 8.5% gain, with gains in 4 of those years. Analyst consensus across 5 firms shows 3 buy and 2 hold ratings, with a consensus target of $110.50. No insider, Congress, or unusual options activity appears in the current window.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
QCR price vs fair value
Close $98.25200-day averageGekko Fair Value $105.13
QCR quick facts
- Market cap
- $1.62B
- P/E ratio
- 11.7
- Forward P/E
- 12.2
- EPS, TTM
- $8.45
- Revenue, TTM
- $379.2M
- Profit margin
- 37.4%
- Dividend yield
- 0.33%
- Beta
- 0.75
- Volume
- 105,045 avg 115,387
- 1-year return
- +36.3%
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.1%
- 50-day average
- $101.46
- 200-day average
- $93.31
- Next earnings
- Oct 20
- Shares outstanding
- 16.38M
QCR swing-trade checklist
QCR scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $98.25 sits between the 50-day ($101.46) and 200-day ($93.31) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
63.1, Accumulation
Reading 63.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
6.5% below
Price is 6.5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 8 days
Reports on Oct 20, 2026, 8 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.5% on average
From this point in the calendar, the next 20 trading days averaged +8.5% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
QCR stock chart and price history
QCR closed at $98.25 on Oct 12, 2026, +36.3% over the past year, inside a 52-week range of $66.65 to $108.11.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −4.2%
- 3 months
- +2.3%
- 6 months
- +7.8%
- 1 year
- +36.3%
The full QCRH chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open QCRH in Gekko
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About QCR
QCR functions as a parent company for a group of banks that together handle everyday banking for businesses and households while also offering trust and asset management work. Customers can open checking accounts that pay interest or not, along with time deposits and brokered deposit arrangements. The firm has built a name around combining standard banking with leasing and lending services tailored to different types of borrowers.
Much of the lending centers on smaller and mid-sized companies, giving them working capital lines, term loans to cover equipment or building purchases, and financing tied to commercial or residential property. On the consumer side, QCR arranges loans for home repairs, equity lines tied to a residence, car purchases, and smaller signature-based credit. The company also leases machinery to industrial and commercial clients and takes part in issuing trust preferred securities. It works with corporations, partnerships, government entities, and private individuals located in and around Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield.
QCR traces back to 1993 and runs its main offices out of Moline, Illinois. Its stock trades on the NASDAQ under the ticker QCRH.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Major banks
- Website
- qcrh.com
QCR GekkoIndex: the smart money zone
QCR’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.1, in the Accumulation zone, up 4.4 points over five sessions.
63.1Accumulation
Up 4.4 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 31 | +1.0% | +0.4% |
| Accumulation (current zone) | 192 | +0.3% | +2.9% |
| Neutral | 396 | +0.6% | +2.1% |
| Distribution | 52 | +0.1% | −0.6% |
| Selling | 11 | +1.7% | −2.6% |
Average QCRH share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the QCRH price, zone by zone.Track QCRH in Gekko
Is QCR stock overvalued? Gekko Fair Value
QCR trades 6.5% below Gekko Fair Value of $105.13, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what QCR shares are worth, recalculated every trading day.
$105.13
Gekko Fair Value, Oct 10, 2026
6.5% Undervalued
At the end of Aug 2026 the price was 7.3% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open QCRH in Gekko
QCR insider and Congress trading
No open-market insider purchases were filed for QCR, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in QCRH were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for QCRH, plotted on the chart in Gekko.Open QCRH in Gekko
Buybacks
QCR has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $13.47M
- As a share of market cap
- 0.83%
- Trailing four quarters
- $55.67M
From company filings.
QCR earnings: next date and track record
QCR reports on Oct 20, 2026 (8 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 20, 2026
8 days away
- EPS estimate
- $2.09
- Revenue estimate
- $109.0M
8 of 8reports beat the EPS estimate
±2.2%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 28, 2026 AI summary
- What they said
- QCR Holdings, Inc. reported fourth quarter and full-year 2025 results with a focus on record profitability, strong NIM expansion, loan growth, and a diversified business mix (traditional banking, wealth management, LIHTC lending). The call highlighted guidance improvements for net interest income and capital markets, an expanded NIE (digital transformation) investment program, and a plan to fund growth with core deposits while maintaining disciplined expense growth. Management outlined a path toward modest near-term margin benefits from rate cuts, a securitization plan for construction loans (targeting $300-350 million before June 30, 2026), and an end-2026 loan run-rate just under $10 billion with upside into 2027. They also emphasized LIHTC growth opportunities and the importance of not over-relying on LIHTC for earnings, maintaining ROA progression through traditional banking and wealth management improvements. The call included Q&A sessions with several analysts. Overall tone is confident with cautious guardrails about seasonality, securitization timing, and the longer runway for efficiency improvements.
- Guidance
- Forward-looking guidance issued: - NIE (non-interest expenses) guidance increased to $55-$58 million for 2026, implying about 5% year-over-year growth. - 2026 gross loan growth guided around 8-12% in the first quarter with acceleration to about 12-15% in the latter three quarters; full-year gross loan growth around ~12%. - Net interest income (NII) growth targeted around 9% for the full year, supported by NIM expansion and rate arbitrage; 965 program and depreciation-like investments in digital transformation discussed. - End-2026 loan balance expected to be just under $10 billion; 2027 expected to surpass $10 billion, with Durbin impact starting in 2028; plan to securitize $300-350 million of perm loans in 1H/2026 prior to June 30. - Deposit strategy focusing on core deposits, private banking, treasury management, and growth in non-interest-bearing deposits; NIB (non-interest bearing) deposits to be improved to peer levels over time. - Efficiency improvement to begin in 2027 with more pronounced benefits in 2028; targeted ROA growth to high-single digits and double-digit EPS/TBV growth, with LIHTC contributing but not being the sole driver. - 8-10% earnings yield or ROA improvement goals; maintain rolling 4-quarter guidance; capex and transformation expense to sustain growth. - Tax rate expectations around 8-10% for 2026's next quarter, with the high-level expectation that tax-exempt balance sheet components will moderate effective tax rate over time.
- Risks flagged
- Key risk factors discussed or implied: - Delays or changes in Freddie Mac's M-Series securitization program affecting planned $300-350 million securitization before June 30, 2026. - Seasonal seasonality in Q1 for capital markets revenue and overall capital markets activity (slower first quarter). - Potential moderating arbitrage in rate environment as Fed rate cuts progress; deposit costs declines may decelerate; NIB funding improvement could take time. - Competition in LIHTC financing and traditional banking markets; pricing pressure and competition in some markets; industry headwinds. - Dependency on LIHTC growth as a profitability lever; risk of overreliance and the need to diversify earnings (traditional banking, wealth management). - Macro sensitivity and regulatory dynamics including Durbin impact and potential balance sheet constraints; M&A developments (MOFG) altering market dynamics. - Timing and execution risk around offtake, securitization, and construction loan sales, impacting NII and annual loan growth pace. - Tax rate composition fluctuations and the proportion of tax-exempt income that flows to the income statement; variability across quarters.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 28, 2026 | $2.21 est $1.99 | $107.0M est $106.9M | +3.0% |
| Oct 22, 2025 | $2.17 est $1.73 | $99.11M est $104.5M | +3.6% |
| Jul 23, 2025 | $1.73 est $1.63 | $81.80M est $99.04M | −1.3% |
| Apr 22, 2025 | $1.53 est $1.52 | $74.62M est $97.19M | +0.7% |
| Jan 22, 2025 | $1.93 est $1.76 | $89.01M est $99.99M | −2.7% |
| Oct 23, 2024 | $1.78 est $1.52 | $84.18M est $61.47M | −1.0% |
| Jul 24, 2024 | $1.73 est $1.41 | $84.83M est $65.25M | +4.2% |
| Apr 23, 2024 | $1.59 est $1.30 | $79.68M est $60.58M | +1.4% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
QCR stock forecast and analyst price targets
Analysts’ average 12-month price target for QCR is $110.50, +12.5% from the last close, from 5 firms rating the stock in the last 90 days.
$110.50consensus 12-month target, +12.5% from the last close
Now $98.25Avg $110.50
Low $105High $123
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 1 | Raymond James | $110 | +12.0% |
| Sep 17 | Stephens | $107 | +8.9% |
| Jul 27 | D.A. Davidson | $105 | +6.9% |
| Jul 27 | Piper Sandler | $123 | +25.2% |
| Jul 24 | KBW | $108 | +9.9% |
+2.9%average 20-day move after past Accumulation readings
+8.5%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
QCR seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, QCR averaged +8.5% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.6% | 4 of 5 |
| Next 10 trading days | +3.7% | 4 of 5 |
| Next 15 trading days | +3.6% | 3 of 5 |
| Next 20 trading days | +8.5% | 4 of 5 |
| Next 30 trading days | +9.4% | 4 of 5 |
For scale, QCRH’s typical 20-trading-day move in either direction is about 5.1%.
QCR market cap and key statistics
QCR’s market cap is $1.62B, with a P/E ratio of 11.7 and revenue of $379.2M over the last twelve months.
Valuation
- Market cap
- $1.62B
- P/E ratio
- 11.7
- Forward P/E
- 12.2
- EPS, TTM
- $8.45
- Gekko Fair Value
- $105.13
Trading
- Volume
- 105,045
- Avg volume, 20 days
- 115,387
- 52-week high
- $108.11
- 52-week low
- $66.65
- Shares outstanding
- 16.38M
Financials
- Revenue, TTM
- $379.2M
- Profit margin
- 37.4%
- Return on equity
- 12.9%
- Quarterly earnings growth, YoY
- +28.1%
Risk and income
- Beta
- 0.75
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.1%
- Dividend yield
- 0.33%
QCR stock news this week
1 headline about QCR from the past week, newest first, each linking to the publisher.
- Raymond James upgrades QCR Holdings stock to Moderate BuyAD HOC NEWS, Oct 8
QCR peers
QCR’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
QCR stock FAQ
What is QCR’s market cap?
QCR’s market cap is $1.62B at the Oct 12, 2026 close of $98.25, with 16.38M shares outstanding. The shares trade on a P/E ratio of 11.7.
What is the QCR stock forecast?
The consensus analyst 12-month price target for QCR is $110.50, +12.5% from the last close. Of the 5 firms that rated the stock in the last 90 days, 3 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is QCR stock overvalued or undervalued?
On Gekko’s estimate QCR is undervalued: the Oct 12, 2026 close of $98.25 is 6.5% below Gekko Fair Value of $105.13. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does QCR report earnings next?
QCR is expected to report on Oct 20, 2026 (8 days away). Analysts expect earnings of $2.09 per share on revenue of $109.0M. QCR beat the earnings estimate in 8 of its last 8 reports, moving 2.2% on average across the report.
What is QCR’s 52-week high and low?
QCR’s 52-week high is $108.11 and its 52-week low is $66.65; it closed at $98.25 on Oct 12, 2026, +36.3% over the past year.
Is QCR stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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