NYSE: FBK

FB Financial (FBK) Stock Analysis & Forecast

Oct 12 close

$52.95+0.30 (+0.6%)

Gekko Brief

AI summaryOct 12 close

FB Financial heads into its Q3 report with Wall Street projecting earnings of $1.21 per share, a 13.1% year-over-year increase, and revenue of $180.14 million, up 3.6%. Argus lowered its rating on the stock to Hold, while a series of Form 4 filings this week reflected routine tax withholding on vested restricted stock units for several executives rather than open-market buying or selling.

FBK closed at $52.95, up 0.6%, with the stock sitting between its 50-day average of $56.37 and 200-day average of $55.71, a mixed trend picture. Shares are down 3.3% over the past month, 9.3% over three months, and 8.9% over the past year. The GekkoIndex reads 62.9, placing FBK in the Accumulation zone, while the price sits 12.4% below the Gekko Fair Value estimate of $60.45.

FB Financial reports earnings on 13 October 2026 before the open, with no days of lead time remaining. In the prior quarter, adjusted EPS of $1.12 beat the $1.11 estimate, producing a muted 0.4% reaction; the company has beaten estimates in 6 of its last 8 quarters, with an average absolute post-earnings move of 3.3%. Two covering analysts carry Buy ratings, with a consensus target of $66.34, implying 25.3% upside. Seasonally, the next 20 trading days have averaged a 9.4% gain over the past 5 years, with gains in 4 of those years, a pattern worth noting alongside the immediate earnings event.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

FB Financial price vs fair value

$60.45$52.95Oct ’25Apr ’26Oct ’26
Close $52.95200-day averageGekko Fair Value $60.45

FB Financial quick facts

Market cap
$2.73B
P/E ratio
14
Forward P/E
14.9
EPS, TTM
$3.78
Revenue, TTM
$650.8M
Profit margin
30.2%
Dividend yield
1.53%
Beta
0.97
Volume
612,905 avg 669,285
1-year return
−8.9%
Typical daily move
±1.7%
Typical 20-day move
±6%
50-day average
$56.37
200-day average
$55.71
Next earnings
Oct 13 before open
Shares outstanding
49.98M
52-week range
$49.24$62.66

FB Financial swing-trade checklist

FB Financial scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $52.95 sits between the 50-day ($56.37) and 200-day ($55.71) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.9, Accumulation

    Reading 62.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    12.4% below

    Price is 12.4% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports tomorrow

    Reports on Oct 13, 2026, tomorrow — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.4% on average

    From this point in the calendar, the next 20 trading days averaged +9.4% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

FB Financial stock chart and price history

FB Financial closed at $52.95 on Oct 12, 2026, −8.9% over the past year, inside a 52-week range of $49.24 to $62.66.

Close50-day average200-day averageVolume
FB Financial share price, past year, with 50-day and 200-day moving averages and volume$50$55$60NovDecJan 2026FebMarAprMayJunJulAugSepOct52.95

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−3.3%
3 months
−9.3%
6 months
−5.4%
1 year
−8.9%
The full FBK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FBK in Gekko

Follow FB Financial through every session

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About FB Financial

FB Financial is the holding company behind FirstBank, which provides banking services to businesses, professionals and individual customers. It offers a full range of deposit accounts, including checking, savings, money market and time deposit products, alongside lending for commercial and investment real estate, residential mortgages, construction and land development, and commercial and industrial purposes. On the consumer side, it extends credit for vehicles, manufactured homes and personal lines, and it also originates and services mortgages, while providing trust, insurance, investment advisory and digital banking tools.

The business is split into two segments, Banking and Mortgage, reflecting its combined focus on traditional deposit and lending activity alongside mortgage origination and servicing. Its branch network and mortgage offices serve customers across Tennessee, Northern Alabama, Southern Kentucky and Northern Georgia, with mortgage operations extending more broadly across the southeastern United States, supported by both physical branches and online platforms.

FB Financial traces its roots to 1906 and operated for many years as First South Bancorp before taking its current name in 2016. The company is headquartered in Nashville, Tennessee, and its shares trade on the NYSE under the ticker FBK.

Listed
NYSE
Sector
Finance
Industry
Major banks
Website
firstbankonline.com

FB Financial GekkoIndex: the smart money zone

FB Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.9, in the Accumulation zone, down 1.8 points over five sessions.

010062.9Accumulation

Down 1.8 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying46+0.4%+1.4%+2.9%+3.1%
Accumulation (current zone)171+0.7%+1.0%+2.2%+6.7%
Neutral422+0.2%+0.7%+1.2%+3.6%
Distribution410.0%−1.6%−1.5%+0.9%
Selling2Too few readings yet

Average FBK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FBK price, zone by zone.Track FBK in Gekko

Is FB Financial stock overvalued? Gekko Fair Value

FB Financial trades 12.4% below Gekko Fair Value of $60.45, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what FB Financial shares are worth, recalculated every trading day.

$60.45

Gekko Fair Value, Oct 10, 2026

12.4% Undervalued

At the end of Aug 2026 the price was 10.5% below the estimate.

Gekko Fair ValueShare price, month end
$60$53Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FBK in Gekko

FB Financial insider and Congress trading

No open-market insider purchases were filed for FB Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FBK in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FBK insider filing, plotted on the chart in Gekko.Open FBK in Gekko

Congress trades last 90 days

No trades in FBK were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FBK, plotted on the chart in Gekko.Open FBK in Gekko

Buybacks

FB Financial has been buying back its own shares.

Latest authorization
$175.0M, Apr 27, 2026
Bought back, quarter ended Jun 30, 2026
$84.20M
As a share of market cap
3.09%
Trailing four quarters
$217.8M

From company filings.

FB Financial earnings: next date and track record

FB Financial reports on Oct 13, 2026, before the open (tomorrow), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±3.3%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+11.1%Jul ’24+6.0%Oct ’24+0.9%Jan ’25−0.5%Apr ’25−2.6%Jul ’25+1.0%Oct ’25+3.8%Jan ’26−0.4%Apr ’26

Last earnings call, Apr 13, 2026 AI summary

What they said
FB Financial reported Q1 2026 EPS of $1.10 ($1.12 adjusted) with net income of $57.5 million. The bank won J.D. Power's #1 customer satisfaction award in the South Central region. Pretax preprovision net revenue was $77.2 million ($78.2 million adjusted), maintaining PPNR return on average assets at 1.93% (1.95% adjusted). Revenue declined slightly but expenses decreased more, keeping profitability in line with expectations.
Guidance
Management expressed optimism about the remainder of 2026, citing momentum gained during the quarter. They continue to believe it's a great time to be FirstBank and are optimistic about creating shareholder value.
ReportedEPSSurpriseRevenueSurpriseMove
Apr 13, 2026$1.12
est $1.11
+0.9%$172.3M
est $175.3M
−1.7%−0.4%
Jan 21, 2026$1.16
est $1.14
+1.8%$178.6M
est $176.0M
+1.5%+3.8%
Oct 14, 2025$1.07
est $0.96
+11.5%$173.9M
est $167.8M
+3.6%+1.0%
Jul 14, 2025$0.88
est $0.89
−1.1%$147.5M
est $136.3M
+8.2%−2.6%
Apr 14, 2025$0.85
est $0.85
0.0%$130.7M
est $131.9M
−0.9%−0.5%
Jan 21, 2025$0.85
est $0.84
+1.2%$132.5M
est $132.3M
+0.2%+0.9%
Oct 15, 2024$0.86
est $0.80
+7.8%$169.1M
est $128.3M
+31.9%+6.0%
Jul 15, 2024$0.84
est $0.76
+10.5%$128.2M
est $123.5M
+3.8%+11.1%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

FB Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for FB Financial is $66.34, +25.3% from the last close, from 2 firms rating the stock in the last 90 days.

$66.34consensus 12-month target, +25.3% from the last close
Low $65High $67
Buy2
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 15Benchmark Co.Buy, maintained$67+26.5%
Jul 14KBWBuy, maintained$65+22.8%
+2.2%average 20-day move after past Accumulation readings
+9.4%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

FB Financial seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, FB Financial averaged +9.4% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+7.2%2021+7.2%2022+11.3%2023+18.8%2024−1.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.8%3 of 5
Next 10 trading days+1.3%2 of 5
Next 15 trading days+4.0%4 of 5
Next 20 trading days+9.4%4 of 5
Next 30 trading days+8.8%4 of 5

For scale, FBK’s typical 20-trading-day move in either direction is about 6%.

FB Financial market cap and key statistics

FB Financial’s market cap is $2.73B, with a P/E ratio of 14 and revenue of $650.8M over the last twelve months.

Valuation

Market cap
$2.73B
P/E ratio
14
Forward P/E
14.9
EPS, TTM
$3.78
Gekko Fair Value
$60.45

Trading

Volume
612,905
Avg volume, 20 days
669,285
52-week high
$62.66
52-week low
$49.24
Shares outstanding
49.98M

Financials

Revenue, TTM
$650.8M
Profit margin
30.2%
Return on equity
11.1%
Quarterly earnings growth, YoY
+1,783.0%

Risk and income

Beta
0.97
Typical daily move
±1.7%
Typical 20-day move
±6%
Dividend yield
1.53%

FB Financial peers

FB Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase0.0%Accumulation6.9% below
BACBank of America+0.2%Accumulation13.1% below
RYRoyal Bank Of Canada+0.4%Accumulation6.5% below
WFCWells Fargo−0.8%Neutral8.5% below
CCitigroup+1.5%Neutral6.6% below
TDToronto Dominion Bank+1.2%Accumulation2.9% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

FB Financial stock FAQ

What is FB Financial’s market cap?

FB Financial’s market cap is $2.73B at the Oct 12, 2026 close of $52.95, with 49.98M shares outstanding. The shares trade on a P/E ratio of 14.

What is the FB Financial stock forecast?

The consensus analyst 12-month price target for FB Financial is $66.34, +25.3% from the last close. Of the 2 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is FB Financial stock overvalued or undervalued?

On Gekko’s estimate FB Financial is undervalued: the Oct 12, 2026 close of $52.95 is 12.4% below Gekko Fair Value of $60.45. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does FB Financial report earnings next?

FB Financial is expected to report on Oct 13, 2026, before the market opens (tomorrow). Analysts expect earnings of $1.21 per share on revenue of $181.6M. FB Financial beat the earnings estimate in 6 of its last 8 reports, moving 3.3% on average across the report.

What is FB Financial’s 52-week high and low?

FB Financial’s 52-week high is $62.66 and its 52-week low is $49.24; it closed at $52.95 on Oct 12, 2026, −8.9% over the past year.

Is FB Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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