Insider buying last 90 days
No open-market insider purchases were filed for SSB in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SSB insider filing, plotted on the chart in Gekko.Open SSB in Gekko
NYSE: SSB
SouthState Bank (SSB) Stock Analysis & Forecast
Sep 28 close
$101.69−0.77 (−0.8%)
Gekko Brief
SouthState Bank closed at $101.69 on 28 September 2026, -0.8% on the day. The price sits between the 50-day ($105.98) and 200-day ($99.54) moving averages, inside a 52-week range of $84.48 to $112.20. The GekkoIndex reads 67.6, in the Accumulation zone, up 0.5 points over five sessions. Gekko Fair Value is $111.41, so the price is 8.7% below it.
The next earnings report is due on 28 October 2026, 29 days away (before open). Over the last 8 reports the company beat the earnings estimate 8 times, with an average move of 2.5% across the report. Seasonally, the next 20 trading days from this point averaged -0.8% over the last 5 years, rising in 2 of them.
10 firms rate the stock: 9 buy, 1 hold and 0 sell, with a consensus target of $119.50. A typical daily move is about 1.7%, and a typical 20-day move about 5.4%. On the swing-trade checklist, 3 items read supportive and 1 reads as a headwind (seasonality).
Generated Sep 29, 2026 from the data above.
SouthState Bank price vs fair value
Close $101.69200-day averageGekko Fair Value $111.41
SouthState Bank quick facts
- Market cap
- $9.86B
- P/E ratio
- 10.7
- Forward P/E
- 10.3
- EPS, TTM
- $9.55
- Revenue, TTM
- $2.68B
- Profit margin
- 35.5%
- Dividend yield
- 2.36%
- Beta
- 0.71
- Volume
- 543,169 avg 663,605
- 1-year return
- +1.6%
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±5.4%
- 50-day average
- $105.98
- 200-day average
- $99.54
- Next earnings
- Oct 28 before open
- Shares outstanding
- 96.98M
SouthState Bank swing-trade checklist
SouthState Bank scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $101.69 sits between the 50-day ($105.98) and 200-day ($99.54) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
67.6, Accumulation
Reading 67.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
8.7% below
Price is 8.7% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 29 days
Next report Oct 28, 2026, 29 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−0.8% on average
From this point in the calendar, the next 20 trading days averaged −0.8% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
SouthState Bank stock chart and price history
SouthState Bank closed at $101.69 on Sep 28, 2026, +1.6% over the past year, inside a 52-week range of $84.48 to $112.20.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −4.1%
- 3 months
- +1.7%
- 6 months
- +13.3%
- 1 year
- +1.6%
The full SSB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SSB in Gekko
Follow SouthState Bank through every session
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About SouthState Bank
SouthState Bank acts as the parent company overseeing SouthState Bank, National Association, a lender that serves everyday customers and businesses throughout the country. Its core offerings include checking, savings, money market, and time deposit accounts, along with a variety of loans covering commercial real estate, home mortgages, and industrial financing. It also extends consumer credit for vehicles, boats, and personal expenses, making it recognizable for the breadth of its lending menu.
Beyond basic deposits and loans, the bank supports business customers with treasury tools such as merchant processing, automated clearing house transfers, and remote deposit capture, plus correspondent services like bond accounting and liquidity consulting. For individual clients, it provides wealth and trust management, brokerage access, annuities, mutual funds, and private banking arrangements. Cardholders and account holders can manage funds through mobile apps, online platforms, phone banking, wire transfers, and letters of credit.
Founded in 1933, SouthState Bank is headquartered in Winter Haven, Florida, and was known as SouthState Corporation until it took its present name in September 2025. Its stock trades on the NYSE under the ticker SSB.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- southstatebank.com
SouthState Bank GekkoIndex: the smart money zone
SouthState Bank’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.6, in the Accumulation zone, up 0.5 points over five sessions.
67.6Accumulation
Up 0.5 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 38 | +0.8% | +3.6% | ||
| Accumulation (current zone) | 185 | 0.0% | +2.8% | ||
| Neutral | 408 | +0.3% | +0.2% | ||
| Distribution | 37 | 0.0% | −1.3% | ||
| Selling | 4 | Too few readings yet | |||
Average SSB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the SSB price, zone by zone.Track SSB in Gekko
Is SouthState Bank stock overvalued? Gekko Fair Value
SouthState Bank trades 8.7% below Gekko Fair Value of $111.41, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what SouthState Bank shares are worth, recalculated every trading day.
$111.41
Gekko Fair Value, Sep 26, 2026
8.7% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open SSB in Gekko
SouthState Bank insider and Congress trading
No open-market insider purchases were filed for SouthState Bank, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SSB were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SSB, plotted on the chart in Gekko.Open SSB in Gekko
Buybacks
SouthState Bank has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $97.96M
- As a share of market cap
- 0.99%
- Trailing four quarters
- $482.9M
From company filings.
SouthState Bank earnings: next date and track record
SouthState Bank reports on Oct 28, 2026, before the open (29 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 28, 2026
Expected before the open, 29 days away
- EPS estimate
- $2.39
- Revenue estimate
- $690.7M
8 of 8reports beat the EPS estimate
±2.5%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 22, 2026 AI summary
- What they said
- SouthState Bank's Q4 2025 earnings call reviews a successful year highlighted by the integration of Independent Financial, strong financial results, and positive operating metrics. Management emphasized EPS growth >30% (ex-merger costs), double-digit growth in tangible book value, a raised dividend, and share repurchases. Q4 PPNR was $323M, EPS $2.47, full-year PPNR $1.27B and EPS $9.50; ROTCE ~20%. Net interest margin (NIM) was 3.86% (tax-equivalent); deposit cost 1.82%; accretion income declined to $50M; $260M remaining loan discount to accrete. Loan and deposit growth at 8% annualized in Q4; higher cash balances. Noninterest income $106M driven by correspondent Capital Markets performance. Management reiterated 2026 guidance: earning assets $61-62B average, NIM 3.80%-3.90%, deposit beta ~27%, loan accretion $125M, mid- to upper-single-digit loan growth, expense growth ~4% on $1.407B base, expense investments focused on revenue-producing hires/tech, buyback flexibility with payout ratio guidance 40%-60% over time. Capital return and buyback usage to be flexible. Credit metrics improved overall with declines in past dues, NPAs and charge-offs; slight rise in substandard (mostly current, multifamily lease-up). Hiring activity remains robust (550-600 commercial RMs added; potential 10-15% further increase). Investments include AI, FX platform, loan servicing/syndication technology. Management optimistic about momentum in Texas and Colorado with strong production growth. Q&A tone was confident with measured optimism.
- Guidance
- - Average interest-earning assets for 2026: $61B-$62B - NIM guidance for 2026: 3.80% - 3.90% - Deposit beta target: ~27% (potentially moving toward 30% over time) - Loan accretion forecast for 2026: $125 million - Loan growth guidance: mid- to upper-single-digit for 2026 - Expense guidance: ~4% growth on $1.407 billion base (2025 operating expenses) - Buyback/dividend payout: flexible; long-term total payout ratio target ~40%-60% (could vary)
- Risks flagged
- - Integration risks largely mitigated but always present in large deals (noted as navigated successfully). - Interest rate and yield curve uncertainty (three rate cuts assumed; NIM sensitive to rate moves and deposit beta). - Deposit cost/competitive funding (deposit beta and CD repricing lag). - Concentration in CRE and multifamily lease-up timing (increase in substandard loans due to lease-up properties).
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 22, 2026 | $2.47 est $2.30 | $686.9M est $667.8M | −0.4% |
| Oct 22, 2025 | $2.58 est $2.11 | $698.8M est $663.8M | −4.9% |
| Jul 24, 2025 | $2.30 est $2.00 | $664.8M est $654.3M | +1.3% |
| Apr 24, 2025 | $2.15 est $1.43 | $630.6M est $612.2M | −1.5% |
| Jan 23, 2025 | $1.93 est $1.73 | $450.4M est $542.3M | +4.2% |
| Oct 23, 2024 | $1.90 est $1.64 | $426.4M est $429.3M | +0.9% |
| Jul 24, 2024 | $1.79 est $1.54 | $425.5M est $430.5M | +4.3% |
| Apr 25, 2024 | $1.58 est $1.55 | $415.5M est $414.3M | −2.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
SouthState Bank stock forecast and analyst price targets
Analysts’ average 12-month price target for SouthState Bank is $119.50, +17.5% from the last close, from 10 firms rating the stock in the last 90 days.
$119.50consensus 12-month target, +17.5% from the last close
Now $101.69Avg $119.50
Low $108High $126
Each firm’s latest rating in the last 90 days: 10 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 13 | Truist Financial | — | — |
| Aug 10 | Barclays | $118 | +16.0% |
| Aug 4 | Barclays | $118 | +16.0% |
| Jul 28 | D.A. Davidson | $125 | +22.9% |
| Jul 28 | TD Cowen | $120 | +18.0% |
+2.8%average 20-day move after past Accumulation readings
−0.8%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
SouthState Bank seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, SouthState Bank averaged −0.8% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.0% | 5 of 5 |
| Next 10 trading days | +2.0% | 3 of 5 |
| Next 15 trading days | +1.9% | 3 of 5 |
| Next 20 trading days | −0.8% | 2 of 5 |
| Next 30 trading days | +5.5% | 4 of 5 |
For scale, SSB’s typical 20-trading-day move in either direction is about 5.4%.
SouthState Bank market cap and key statistics
SouthState Bank’s market cap is $9.86B, with a P/E ratio of 10.7 and revenue of $2.68B over the last twelve months.
Valuation
- Market cap
- $9.86B
- P/E ratio
- 10.7
- Forward P/E
- 10.3
- EPS, TTM
- $9.55
- Gekko Fair Value
- $111.41
Trading
- Volume
- 543,169
- Avg volume, 20 days
- 663,605
- 52-week high
- $112.20
- 52-week low
- $84.48
- Shares outstanding
- 96.98M
Financials
- Revenue, TTM
- $2.68B
- Profit margin
- 35.5%
- Return on equity
- 10.6%
- Quarterly earnings growth, YoY
- +11.4%
Risk and income
- Beta
- 0.71
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±5.4%
- Dividend yield
- 2.36%
SouthState Bank stock news this week
Coverage of SouthState Bank this week reads positive: 3 positive, 0 neutral and 0 negative headlines.
SouthState Bank peers
SouthState Bank’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Buying | 13.8% below |
| RYRoyal Bank Of Canada | Accumulation | 3.6% below |
| WFCWells Fargo | Accumulation | 12.4% below |
| CCitigroup | Neutral | 7.8% below |
| TDToronto Dominion Bank | Accumulation | 0.8% above |
A peer links to its own page where one exists.
SouthState Bank stock FAQ
What is SouthState Bank’s market cap?
SouthState Bank’s market cap is $9.86B at the Sep 28, 2026 close of $101.69, with 96.98M shares outstanding. The shares trade on a P/E ratio of 10.7.
What is the SouthState Bank stock forecast?
The consensus analyst 12-month price target for SouthState Bank is $119.50, +17.5% from the last close. Of the 10 firms that rated the stock in the last 90 days, 9 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is SouthState Bank stock overvalued or undervalued?
On Gekko’s estimate SouthState Bank is undervalued: the Sep 28, 2026 close of $101.69 is 8.7% below Gekko Fair Value of $111.41. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does SouthState Bank report earnings next?
SouthState Bank is expected to report on Oct 28, 2026, before the market opens (29 days away). Analysts expect earnings of $2.39 per share on revenue of $690.7M. SouthState Bank beat the earnings estimate in 8 of its last 8 reports, moving 2.5% on average across the report.
What is SouthState Bank’s 52-week high and low?
SouthState Bank’s 52-week high is $112.20 and its 52-week low is $84.48; it closed at $101.69 on Sep 28, 2026, +1.6% over the past year. Over the last five years the shares peaked at $114.27 on Nov 25, 2024.
Is SouthState Bank stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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