NYSE: UHAL

U-Haul (UHAL) Stock Analysis & Forecast

Sep 28 close

$60.72−0.25 (−0.4%)

Gekko Brief

AI summary

U-Haul shares have pulled back this week after the company's fiscal 2027 first-quarter results, which showed net income of $123 million, down from $142 million a year earlier, and EPS of $0.63 versus $0.73 prior year. Equipment rental revenues rose $29 million and storage revenue grew 7%, though same-store occupancy fell to 88.3% amid stricter delinquency enforcement. Commentary this week has been mixed: one piece flagged a 25.48% year-to-date gain even after an 11% monthly decline, while another argued the stock still looks pricey on a price-to-sales basis, and a separate technical note pointed to a weak near-term setup.

UHAL closed at $60.72, down 0.4%, sitting between its 50-day average of $68.86 and 200-day average of $57.84, with the one-month return at -11.2% and the six-month return at 32.9%. The GekkoIndex reads 70.4, placing the stock in the Buying zone. Price sits 20.6% below Gekko Fair Value of $76.52.

Earnings are next scheduled for 4 November 2026, 36 days out, placing the report outside a typical 20-trading-day holding window; the prior release produced a 1.8% reaction against an average absolute move of 4.5%. Insider, Congress and unusual options activity show no signals in their respective 90-day and 30-day windows. Seasonality over this stretch of the calendar has averaged -0.2% across 5 years, higher in 2 of them, a modest headwind worth noting alongside the current typical 20-day move of 5.6%.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

U-Haul price vs fair value

$76.52$60.72Sep ’25Mar ’26Sep ’26
Close $60.72200-day averageGekko Fair Value $76.52

U-Haul quick facts

Market cap
$11.87B
P/E ratio
434.2
Forward P/E
56.2
EPS, TTM
$0.14
Revenue, TTM
$6.09B
Profit margin
1.1%
Dividend yield
—
Beta
1.08
Volume
131,694 avg 146,529
1-year return
+6.0%
Typical daily move
±2%
Typical 20-day move
±5.6%
50-day average
$68.86
200-day average
$57.84
Next earnings
Nov 4
Shares outstanding
19.44M
52-week range
$41.95$76.45

U-Haul swing-trade checklist

U-Haul scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $60.72 sits between the 50-day ($68.86) and 200-day ($57.84) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    70.4, Buying

    Reading 70.4 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    20.6% below

    Price is 20.6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 36 days

    Next report Nov 4, 2026, 36 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −0.2% on average

    From this point in the calendar, the next 20 trading days averaged −0.2% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

U-Haul stock chart and price history

U-Haul closed at $60.72 on Sep 28, 2026, +6.0% over the past year, inside a 52-week range of $41.95 to $76.45.

Close50-day average200-day averageVolume
U-Haul share price, past year, with 50-day and 200-day moving averages and volume$50$70NovDecJan 2026FebMarAprMayJunJulAugSep60.72

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−11.2%
3 months
−9.4%
6 months
+32.9%
1 year
+6.0%
The full UHAL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open UHAL in Gekko

Follow U-Haul through every session

Put UHAL on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About U-Haul

U-Haul supplies self-service moving and storage help to households and businesses across the United States and Canada. People turn to it for truck, trailer and portable-storage rentals, along with specialty equipment, self-storage space, packing supplies, towing accessories and propane. It also runs an online platform linking customers to independent moving helpers and storage-facility partners, and it sells protective materials for fragile items alongside general packing goods.

The company runs its rental and storage business through company-owned retail centers and a much larger web of independent dealerships. Beyond moving and storage, it offers protection plans covering cargo, towing, damage and liability for its rental and storage customers, handled through an insurance arm that also manages claims. A separate part of the business sells life and health coverage aimed at older customers, underwriting policies directly and reinsuring products such as life insurance, Medicare supplements and annuities.

U-Haul traces back to 1945, when it was founded as AMERCO, and it is headquartered in Reno, Nevada. Its shares are listed on the NYSE under the ticker UHAL.

Listed
NYSE
Sector
Finance
Industry
Finance/Rental/Leasing
Website
uhaul.com

U-Haul GekkoIndex: the smart money zone

U-Haul’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 70.4, in the Buying zone, up 2.3 points over five sessions.

010070.4Buying

Up 2.3 points over five sessions, from the Accumulation zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)36+1.8%+3.5%+5.0%+9.0%
Accumulation271+0.4%+0.6%+1.0%+1.4%
Neutral333−0.4%−0.8%−0.8%+0.1%
Distribution31+0.1%+0.5%−0.2%+1.0%
Selling1Too few readings yet

Average UHAL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the UHAL price, zone by zone.Track UHAL in Gekko

Is U-Haul stock overvalued? Gekko Fair Value

U-Haul trades 20.6% below Gekko Fair Value of $76.52, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what U-Haul shares are worth, recalculated every trading day.

$76.52

Gekko Fair Value, Sep 26, 2026

20.6% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open UHAL in Gekko

U-Haul insider and Congress trading

No open-market insider purchases were filed for U-Haul, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for UHAL in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every UHAL insider filing, plotted on the chart in Gekko.Open UHAL in Gekko

Congress trades last 90 days

No trades in UHAL were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for UHAL, plotted on the chart in Gekko.Open UHAL in Gekko

Buybacks

U-Haul has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$48.02M
As a share of market cap
0.40%

From company filings.

U-Haul earnings: next date and track record

U-Haul reports on Nov 4, 2026 (36 days away), and beat the EPS estimate in 1 of its last 8 reports.

1 of 8reports beat the EPS estimate
±4.5%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−2.1%Nov ’24−0.7%Feb ’25+0.6%May ’25+1.8%Aug ’25−0.9%Nov ’25−12.5%Feb ’26+15.6%May ’26+1.8%Aug ’26

Last earnings call, Aug 5, 2026 AI summary

What they said
UHAL Q1 FY2027 earnings fell to $123M from $142M year-over-year, with EPS of $0.63 vs $0.73 prior year. Adjusted EBITDA declined $9M to $537M. Equipment rental revenues rose $29M with transaction growth in both In-Town and one-way markets. Storage revenues grew 7% to ~$240M, though same-store occupancy dropped 456bps to 88.3% due to stricter delinquency enforcement. Company added 75 new locations and 1,100+ independent dealers.
Guidance
July revenue trends in line with Q1 results. Net fleet investing expected to decrease over $500M in remaining three quarters. Self-storage development spending projected to continue declining, with 5.7M sq ft actively under development.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 5, 2026$0.58
est $0.85
−31.8%$1.68B
est $1.68B
0.0%+1.8%
May 27, 2026−$0.70
est −$0.65
−7.7%$1.27B
est $1.31B
−2.8%+15.6%
Feb 4, 2026−$0.23
est −$0.24
+4.2%$1.42B
est $1.43B
−1.0%−12.5%
Nov 5, 2025$0.49
est $0.87
−43.5%$1.72B
est $1.73B
−0.5%−0.9%
Aug 6, 2025$0.68
est $0.70
−2.9%$1.63B
est $1.61B
+1.0%+1.8%
May 28, 2025−$0.46
est −$0.22
−106.0%$1.23B
est $1.16B
+6.5%+0.6%
Feb 5, 2025$0.36
est $0.51
−29.6%$1.39B
est $1.16B
+20.1%−0.7%
Nov 6, 2024$0.91
est $1.32
−31.1%$1.66B
est $1.69B
−1.7%−2.1%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

U-Haul stock forecast and analyst price targets

Analysts’ average 12-month price target for U-Haul is $87.67, +44.4% from the last close, from 1 firm rating the stock in the last 90 days.

$87.67consensus 12-month target, +44.4% from the last close
Buy1
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 15Citizens JMPBuy, initiated$90+48.2%
+5.0%average 20-day move after past Buying readings
−0.2%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

U-Haul seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, U-Haul averaged −0.2% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+8.0%2021+12.7%2022−9.4%2023−6.6%2024−4.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.4%2 of 5
Next 10 trading days+0.4%2 of 5
Next 15 trading days−0.6%2 of 5
Next 20 trading days−0.2%2 of 5
Next 30 trading days−0.5%2 of 5

For scale, UHAL’s typical 20-trading-day move in either direction is about 5.6%.

U-Haul market cap and key statistics

U-Haul’s market cap is $11.87B, with a P/E ratio of 434.2 and revenue of $6.09B over the last twelve months.

Valuation

Market cap
$11.87B
P/E ratio
434.2
Forward P/E
56.2
EPS, TTM
$0.14
Gekko Fair Value
$76.52

Trading

Volume
131,694
Avg volume, 20 days
146,529
52-week high
$76.45
52-week low
$41.95
Shares outstanding
19.44M

Financials

Revenue, TTM
$6.09B
Profit margin
1.1%
Return on equity
0.8%
Quarterly earnings growth, YoY
−13.5%

Risk and income

Beta
1.08
Typical daily move
±2%
Typical 20-day move
±5.6%

U-Haul stock news this week

Coverage of U-Haul this week reads positive: 5 positive, 2 neutral and 1 negative headlines.

News sentiment positive

U-Haul peers

U-Haul’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
VVisa+0.3%Neutral5.4% below
MAMastercard+0.4%Neutral6.5% below
AXPAmerican Express−0.4%Accumulation12.9% below
COFCapital One Financial−1.4%Accumulation14.8% below
URIUnited Rentals+0.5%Neutral9.0% below
RKTRocket Companies−1.8%Accumulation23.5% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

U-Haul stock FAQ

What is U-Haul’s market cap?

U-Haul’s market cap is $11.87B at the Sep 28, 2026 close of $60.72, with 19.44M shares outstanding. The shares trade on a P/E ratio of 434.2.

What is the U-Haul stock forecast?

The consensus analyst 12-month price target for U-Haul is $87.67, +44.4% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is U-Haul stock overvalued or undervalued?

On Gekko’s estimate U-Haul is undervalued: the Sep 28, 2026 close of $60.72 is 20.6% below Gekko Fair Value of $76.52. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does U-Haul report earnings next?

U-Haul is expected to report on Nov 4, 2026 (36 days away). Analysts expect earnings of $0.78 per share on revenue of $1.79B. U-Haul beat the earnings estimate in 1 of its last 8 reports, moving 4.5% on average across the report.

What is U-Haul’s 52-week high and low?

U-Haul’s 52-week high is $76.45 and its 52-week low is $41.95; it closed at $60.72 on Sep 28, 2026, +6.0% over the past year. Over the last five years the shares peaked at $79.04 on Oct 1, 2024.

Is U-Haul stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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