Insider buying last 90 days
No open-market insider purchases were filed for COF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every COF insider filing, plotted on the chart in Gekko.Open COF in Gekko
NYSE: COF
Capital One Financial (COF) Stock Analysis & Forecast
Nov 4 close
$206.31−2.40 (−1.1%)
Gekko Brief
AI summaryNov 4 closeCapital One reported third quarter 2026 results this week, with net income of $3.539 billion, up 11% from the prior year, and total net revenue rising 6% to $16.344 billion. Diluted EPS came in at $5.61, against an adjusted figure of $6.69 versus an estimate of $5.50, with the results incorporating impacts from the Discover and Brex acquisitions. Net interest margin expanded 40bps to 8.41%, and the company also announced its quarterly dividend. Coverage this week has also noted new stakes taken by Provenance Wealth Advisors LLC and Associated Banc Corp.
Shares closed at $206.31, down 1.1% on the day, but remain above both the 50-day average of $204.19 and the 200-day average of $200.81. Over the past month the stock is up 5.4%, though it remains down 6.2% over three months and 6.9% over the past year. The GekkoIndex reads 53.1, placing it in the Neutral zone, down 1.3 over the last five readings. Price sits 8.2% below Gekko Fair Value of $224.71.
The next earnings date falls on 28 January 2027, 84 days out and beyond a typical 20-day holding window. Over the next 20 trading days, seasonality over five years shows an average return of 2.4%, with gains in 3 of those years. No insider, Congress, or unusual options activity is recorded in the respective windows. Among 15 covering analysts, 12 rate it buy and 3 hold, with a consensus target of $255.19, implying 23.7% upside from current levels.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Capital One Financial price vs fair value
Close $206.31200-day averageGekko Fair Value $224.71
Capital One Financial quick facts
- Market cap
- $126.6B
- P/E ratio
- 12.6
- Forward P/E
- 8.6
- EPS, TTM
- $16.79
- Revenue, TTM
- $48.89B
- Profit margin
- 22.2%
- Dividend yield
- 1.56%
- Beta
- 1.09
- Volume
- 8.66M avg 4.31M
- 1-year return
- −6.9%
- Typical daily move
- ±2.9%
- Typical 20-day move
- ±6.1%
- 50-day average
- $204.19
- 200-day average
- $200.81
- Next earnings
- Jan 28 after close
- Shares outstanding
- 613.5M
Capital One Financial swing-trade checklist
Capital One Financial scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendsupportive
Above 50 and 200-day
Close $206.31 is above the 50-day ($204.19) and 200-day ($200.81) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
53.1, Neutral
Reading 53.1 is in the Neutral zone.
See the GekkoIndex - Fair valuesupportive
8.2% below
Price is 8.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 84 days
Next report Jan 28, 2027, 84 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+2.4% on average
From this point in the calendar, the next 20 trading days averaged +2.4% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Capital One Financial stock chart and price history
Capital One Financial closed at $206.31 on Nov 4, 2026, −6.9% over the past year, inside a 52-week range of $174.24 to $259.64.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +5.4%
- 3 months
- −6.2%
- 6 months
- +6.7%
- 1 year
- −6.9%
The full COF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open COF in Gekko
Follow Capital One Financial through every session
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About Capital One Financial
Capital One Financial is a holding company for banking subsidiaries that provide a wide range of financial products across the United States, Canada, and the United Kingdom. It is known for its credit card business alongside consumer and commercial banking services, and it offers deposit accounts such as checking, savings, money market, NOW, and time deposits, plus lending for credit cards, auto loans, retail banking, and commercial and multifamily real estate.
The company organizes its work into three segments: Credit Card, Consumer Banking, and Commercial Banking. Beyond deposits and lending, it handles card issuance, online direct banking, and treasury and custodial services. Its customers range from individual consumers and small businesses to larger commercial clients, reached through digital tools, branches, and café-style locations, with a notable presence in states including New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California.
Capital One Financial was founded in 1988 and is headquartered in McLean, Virginia. Its shares are listed on the NYSE under the ticker COF.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- capitalone.com
Capital One Financial GekkoIndex: the smart money zone
Capital One Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 53.1, in the Neutral zone, down 1.3 points over five sessions.
53.1Neutral
Down 1.3 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 19 | +3.1% | +7.8% | ||
| Accumulation | 190 | +0.7% | +2.2% | ||
| Neutral (current zone) | 444 | +0.2% | +1.2% | ||
| Distribution | 39 | +0.8% | −0.1% | ||
| Selling | 5 | Too few readings yet | |||
Average COF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the COF price, zone by zone.Track COF in Gekko
Is Capital One Financial stock overvalued? Gekko Fair Value
Capital One Financial trades 8.2% below Gekko Fair Value of $224.71, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Capital One Financial shares are worth, recalculated every trading day.
$224.71
Gekko Fair Value, Nov 4, 2026
8.2% Undervalued
At the end of Aug 2026 the price was 11.2% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open COF in Gekko
Capital One Financial insider and Congress trading
No open-market insider purchases were filed for Capital One Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in COF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for COF, plotted on the chart in Gekko.Open COF in Gekko
Buybacks
Capital One Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $2.79B
- As a share of market cap
- 2.21%
- Trailing four quarters
- $8.61B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
6of the funds Gekko tracks hold COF.
2added0opened4trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko
Capital One Financial earnings: next date and track record
Capital One Financial reports on Jan 28, 2027, after the close (84 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Jan 28, 2027
Expected after the close, 84 days away
- EPS estimate
- $4.86
- Revenue estimate
- $16.60B
6 of 8reports beat the EPS estimate
±3.9%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Oct 20, 2026 AI summary
- What they said
- Capital One reported Q3 2026 earnings of $3.5 billion, or $5.61 per diluted share ($6.69 adjusted), incorporating impacts from Discover and Brex acquisitions. Revenue grew 3% linked-quarter while non-interest expense declined 2%, driving 10% pre-provision earnings growth. Net interest margin expanded 40bps to 8.41%. Provision for credit losses was $2.9 billion with a $225 million allowance release. CET1 ratio held at 13.8% with $2.6 billion in share repurchases.
- Guidance
- No explicit forward guidance provided in this excerpt. Management highlighted continued favorable credit trends in domestic card, strong auto loan growth, and geopolitical risk considerations factored into allowance modeling.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 20, 2026 | $6.69 est $5.50 | $16.30B est $16.25B | +3.4% |
| Jul 21, 2026 | $5.81 est $4.79 | $15.85B est $15.76B | −2.6% |
| Apr 21, 2026 | $4.42 est $4.57 | $15.23B est $15.35B | −3.1% |
| Jan 22, 2026 | $3.86 est $4.14 | $15.58B est $15.47B | −5.9% |
| Oct 21, 2025 | $5.95 est $4.49 | $15.36B est $15.07B | +2.6% |
| Jul 22, 2025 | $5.48 est $4.05 | $12.58B est $12.37B | +1.7% |
| Apr 22, 2025 | $4.06 est $3.64 | $10.00B est $10.06B | +6.8% |
| Jan 21, 2025 | $3.09 est $2.80 | $10.19B est $10.21B | +5.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Capital One Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Capital One Financial is $255.19, +23.7% from the last close, from 15 firms rating the stock in the last 90 days.
$255.19consensus 12-month target, +23.7% from the last close
Now $206.31Avg $255.19
Low $225High $290
Each firm’s latest rating in the last 90 days: 15 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Nov 2 | UBS | $274 | +32.8% |
| Oct 27 | Evercore ISI | $230 | +11.5% |
| Oct 27 | KBW | $290 | +40.6% |
| Oct 22 | Wells Fargo | $260 | +26.0% |
| Oct 22 | Citi | $285 | +38.1% |
+1.2%average 20-day move after past Neutral readings
+2.4%average move over the next 20 trading days in the last 5 years
±2.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Capital One Financial seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, Capital One Financial averaged +2.4% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +6.4% | 4 of 5 |
| Next 10 trading days | +0.3% | 2 of 5 |
| Next 15 trading days | +2.1% | 1 of 5 |
| Next 20 trading days | +2.4% | 3 of 5 |
| Next 30 trading days | +4.5% | 3 of 5 |
For scale, COF’s typical 20-trading-day move in either direction is about 6.1%.
Capital One Financial market cap and key statistics
Capital One Financial’s market cap is $126.6B, with a P/E ratio of 12.6 and revenue of $48.89B over the last twelve months.
Valuation
- Market cap
- $126.6B
- P/E ratio
- 12.6
- Forward P/E
- 8.6
- EPS, TTM
- $16.79
- Gekko Fair Value
- $224.71
Trading
- Volume
- 8.66M
- Avg volume, 20 days
- 4.31M
- 52-week high
- $259.64
- 52-week low
- $174.24
- Shares outstanding
- 613.5M
Financials
- Revenue, TTM
- $48.89B
- Profit margin
- 22.2%
- Return on equity
- 9.4%
- Quarterly earnings growth, YoY
- +16.2%
Risk and income
- Beta
- 1.09
- Typical daily move
- ±2.9%
- Typical 20-day move
- ±6.1%
- Dividend yield
- 1.56%
Capital One Financial stock news this week
Coverage of Capital One Financial this week reads positive: 10 positive, 5 neutral and 1 negative headlines.
- Capital One Announces Quarterly DividendBusiness Wire, Nov 4
- Capital One Financial Corporation $COF Stock Acquired by Provenance Wealth Advisors LLCMarketBeat, Nov 4
- 213,209 Shares of Capital One Financial Corporation $COF Acquired by Associated Banc CorpMarketBeat, Nov 4
- Revenue rose 6% at Capital One (COF) as quarterly profit climbed.Stock Titan, Nov 4
- Capital One 3Q 2026: Revenue $16.3B, Net income $3.42B, EPS $5.61— 10-Q SummaryTradingView, Nov 3
- What Makes Capital One (COF) a New Buy StockZacks Investment Research, Nov 3
Capital One Financial peers
Capital One Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Distribution | 7.2% above |
| MAMastercard | Distribution | 5.8% above |
| AXPAmerican Express | Neutral | 1.1% below |
| URIUnited Rentals | Neutral | 2.1% below |
| RKTRocket Companies | Distribution | 12.7% above |
| AERAerCap | Distribution | 2.0% above |
A peer links to its own page where one exists.
Capital One Financial stock FAQ
What is Capital One Financial’s market cap?
Capital One Financial’s market cap is $126.6B at the Nov 4, 2026 close of $206.31, with 613.5M shares outstanding. The shares trade on a P/E ratio of 12.6.
What is the Capital One Financial stock forecast?
The consensus analyst 12-month price target for Capital One Financial is $255.19, +23.7% from the last close. Of the 15 firms that rated the stock in the last 90 days, 12 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Capital One Financial stock overvalued or undervalued?
On Gekko’s estimate Capital One Financial is undervalued: the Nov 4, 2026 close of $206.31 is 8.2% below Gekko Fair Value of $224.71. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Capital One Financial report earnings next?
Capital One Financial is expected to report on Jan 28, 2027, after the market closes (84 days away). Analysts expect earnings of $4.86 per share on revenue of $16.60B. Capital One Financial beat the earnings estimate in 6 of its last 8 reports, moving 3.9% on average across the report.
What is Capital One Financial’s 52-week high and low?
Capital One Financial’s 52-week high is $259.64 and its 52-week low is $174.24; it closed at $206.31 on Nov 4, 2026, −6.9% over the past year.
Is Capital One Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (trend, fair value, earnings risk and seasonality), 1 as mixed (gekkoindex). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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