Insider buying last 90 days
No open-market insider purchases were filed for COF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every COF insider filing, plotted on the chart in Gekko.Open COF in Gekko
NYSE: COF
Capital One Financial (COF) Stock Analysis & Forecast
$202.43+0.39 (+0.2%)
Close on Sep 18, 2026. Page updated Sep 19, 9:15 pm ET.
Gekko Brief
AI summaryCapital One Financial (COF) closes at $202.43, up 0.2%, sitting between its 50-day average of $212.68 and 200-day average of $207.42. The GekkoIndex reads 69.4, placing it in the Accumulation zone. Price stands 12.3% below Gekko Fair Value of $230.92.
This week's news centers on Capital One's ongoing integration of Discover, targeted for a 2027 finish, with CEO Richard Fairbank noting resilient consumer credit performance, spending trends and bank balances despite inflation and energy-price concerns. The stock also underperformed peers on Wednesday, falling 1.77% to close at $203.19 amid a broader market downturn, leaving it 21.74% below its 52-week high of $259.64 from January 6th. Separately, Retail Bank President Celia Karam sold 2,017 shares on September 15 under a pre-planned Rule 10b5-1 trading plan, and Capital One presented at the Barclays 24th Annual Global Financial Services Conference on September 16.
Looking ahead, Capital One's next earnings report is scheduled for 20 October 2026 after close, 30 days out, placing it just beyond a typical 20-trading-day holding window. In the last 90 days, Bank of America Corp DE disclosed a $1.44 billion new position in COF per a Form 13F filing. Analyst coverage stands at 17 buy and 2 hold ratings among 19 firms, with a consensus target of $258.27. Seasonality over the past 5 years shows the next 20 trading days averaging 0.2%, positive in 2 of those years.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $202.43200-day averageGekko Fair Value $230.92
Key stats
- Market cap
- $124.2B
- P/E ratio
- 11.2
- Forward P/E
- 8.6
- EPS, TTM
- $18.04
- Revenue, TTM
- $48.11B
- Profit margin
- 21.9%
- Dividend yield
- 1.48%
- Beta
- 1.02
- Volume
- 7.16M avg 3.24M
- 1-year return
- −10.3%
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±6.1%
- 50-day average
- $212.68
- 200-day average
- $207.42
- Next earnings
- Oct 20 after close
- Shares outstanding
- 613.5M
Capital One Financial swing-trade checklist
Capital One Financial scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $202.43 sits between the 50-day ($212.68) and 200-day ($207.42) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
69.4, Accumulation
Reading 69.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
12.3% below
Price is 12.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 30 days
Next report Oct 20, 2026, 30 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+0.2% on average
From this point in the calendar, the next 20 trading days averaged +0.2% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Capital One Financial stock chart and price history
Capital One Financial closed at $202.43 on Sep 18, 2026, −10.3% over the past year, inside a 52-week range of $174.24 to $259.64.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −8.3%
- 3 months
- +0.4%
- 6 months
- +12.6%
- 1 year
- −10.3%
The full COF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open COF in Gekko
Follow Capital One Financial through every session
Put COF on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About Capital One Financial
Capital One Financial is a holding company for banking subsidiaries that provide a wide range of financial products across the United States, Canada, and the United Kingdom. It is known for its credit card business alongside consumer and commercial banking services, and it offers deposit accounts such as checking, savings, money market, NOW, and time deposits, plus lending for credit cards, auto loans, retail banking, and commercial and multifamily real estate.
The company organizes its work into three segments: Credit Card, Consumer Banking, and Commercial Banking. Beyond deposits and lending, it handles card issuance, online direct banking, and treasury and custodial services. Its customers range from individual consumers and small businesses to larger commercial clients, reached through digital tools, branches, and café-style locations, with a notable presence in states including New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California.
Capital One Financial was founded in 1988 and is headquartered in McLean, Virginia. Its shares are listed on the NYSE under the ticker COF.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- capitalone.com
Capital One Financial GekkoIndex: the smart money zone
Capital One Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69.4, in the Accumulation zone, up 6 points over five sessions.
69.4Accumulation
Up 6 points over five sessions.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 17 | +3.6% | +8.2% | ||
| Accumulation (current zone) | 166 | +0.8% | +2.5% | ||
| Neutral | 435 | +0.2% | +1.5% | ||
| Distribution | 39 | +0.8% | −0.1% | ||
| Selling | 5 | Too few readings yet | |||
Average COF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the COF price, zone by zone.Track COF in Gekko
Is Capital One Financial stock overvalued? Gekko Fair Value
Capital One Financial trades 12.3% below Gekko Fair Value of $230.92, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Capital One Financial shares are worth, recalculated every trading day.
$230.92
Gekko Fair Value, Sep 19, 2026
12.3% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open COF in Gekko
Capital One Financial insider and Congress trading
No open-market insider purchases were filed for Capital One Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in COF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for COF, plotted on the chart in Gekko.Open COF in Gekko
Buybacks
Capital One Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $2.79B
- As a share of market cap
- 2.25%
- Trailing four quarters
- $8.61B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
6of the funds Gekko tracks hold COF.
2added0opened4trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko
Capital One Financial earnings: next date and track record
Capital One Financial reports on Oct 20, 2026, after the close (30 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 20, 2026
Expected after the close, 30 days away
- EPS estimate
- $5.40
- Revenue estimate
- $16.28B
6 of 8reports beat the EPS estimate
±4.1%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 21, 2026 AI summary
- What they said
- Capital One Q2 2026 earnings: $3B net income, $4.73 diluted EPS ($5.81 adjusted). Revenue grew 4% QoQ while provision for credit losses fell 27% to $3B with $3.7B net charge-offs. NIM expanded 14bps to 8.01%. CET1 ratio at 13.7%, down 70bps, reflecting $2.7B share repurchases and Brex acquisition impact. Domestic card coverage ratio at 6.99% amid favorable credit trends.
- Guidance
- Management noted modest decrease in economic uncertainty considerations driving allowance releases. No explicit forward guidance provided in this excerpt. Brex and Discover integrations continue with purchase accounting details disclosed separately.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 21, 2026 | $5.81 est $4.79 | $15.85B est $15.76B | −2.6% |
| Apr 21, 2026 | $4.42 est $4.57 | $15.23B est $15.35B | −3.1% |
| Jan 22, 2026 | $3.86 est $4.14 | $15.58B est $15.47B | −5.9% |
| Oct 21, 2025 | $5.95 est $4.49 | $15.36B est $15.07B | +2.6% |
| Jul 22, 2025 | $5.48 est $4.05 | $12.58B est $12.37B | +1.7% |
| Apr 22, 2025 | $4.06 est $3.64 | $10.00B est $10.06B | +6.8% |
| Jan 21, 2025 | $3.09 est $2.80 | $10.19B est $10.21B | +5.2% |
| Oct 24, 2024 | $4.51 est $3.76 | $10.01B est $9.88B | +4.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Capital One Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Capital One Financial is $258.27, +27.6% from the last close, from 19 firms rating the stock in the last 90 days.
$258.27consensus 12-month target, +27.6% from the last close
Now $202.43Avg $258.27
Low $222High $300
Each firm’s latest rating in the last 90 days: 19 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 16 | Barclays | $240 | +18.6% |
| Sep 15 | Wells Fargo | $260 | +28.4% |
| Sep 15 | Bank of America Securities | $253 | +25.0% |
| Sep 15 | TD Cowen | $253 | +25.0% |
| Sep 14 | Wells Fargo | $260 | +28.4% |
+2.5%average 20-day move after past Accumulation readings
+0.2%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Capital One Financial seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Capital One Financial averaged +0.2% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −1.6% | 2 of 5 |
| Next 10 trading days | −2.9% | 2 of 5 |
| Next 15 trading days | −2.9% | 2 of 5 |
| Next 20 trading days | +0.2% | 2 of 5 |
| Next 30 trading days | +2.4% | 2 of 5 |
For scale, COF’s typical 20-trading-day move in either direction is about 6.1%.
Capital One Financial market cap and key statistics
Capital One Financial’s market cap is $124.2B, with a P/E ratio of 11.2 and revenue of $48.11B over the last twelve months.
Valuation
- Market cap
- $124.2B
- P/E ratio
- 11.2
- Forward P/E
- 8.6
- EPS, TTM
- $18.04
- Gekko Fair Value
- $230.92
Trading
- Volume
- 7.16M
- Avg volume, 20 days
- 3.24M
- 52-week high
- $259.64
- 52-week low
- $174.24
- Shares outstanding
- 613.5M
Financials
- Revenue, TTM
- $48.11B
- Profit margin
- 21.9%
- Return on equity
- 9%
- Quarterly earnings growth, YoY
- −3.2%
Risk and income
- Beta
- 1.02
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±6.1%
- Dividend yield
- 1.48%
Capital One Financial stock news this week
Coverage of Capital One Financial this week reads negative: 0 positive, 2 neutral and 2 negative headlines.
- Capital One Sees Resilient Consumers as Discover Integration Targets 2027 FinishMarketBeat, Sep 17
- Capital One Financial Corp. stock underperforms Wednesday when compared to competitorsMarketWatch, Sep 17
- Celia Karam of Capital One (NYSE: COF) sells 2,017 sharesStock Titan, Sep 17
- Barclays 2026 event to feature Capital One (NYSE: COF) webcastStock Titan, Sep 16
- Capital One Financial Corporation (COF) Presents at Barclays 24th Annual Global Financial Services Conference TranscriptSeeking Alpha, Sep 16
- Preliminary Approval Granted in Aramark Capital One Arena Fee CaseAlmeida Law Group, Sep 16
Capital One Financial peers
Capital One Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Accumulation | 5.1% below |
| MAMastercard | Accumulation | 6.8% below |
| AXPAmerican Express | Buying | 14.4% below |
| URIUnited Rentals | Accumulation | 3.7% below |
| RKTRocket Companies | Buying | 19.9% below |
| SYFSynchrony Financial | Accumulation | 8.4% below |
A peer links to its own page where one exists.
Capital One Financial stock FAQ
What is Capital One Financial’s market cap?
Capital One Financial’s market cap is $124.2B at the Sep 18, 2026 close of $202.43, with 613.5M shares outstanding. The shares trade on a P/E ratio of 11.2.
What is the Capital One Financial stock forecast?
The consensus analyst 12-month price target for Capital One Financial is $258.27, +27.6% from the last close. Of the 19 firms that rated the stock in the last 90 days, 17 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Capital One Financial stock overvalued or undervalued?
On Gekko’s estimate Capital One Financial is undervalued: the Sep 18, 2026 close of $202.43 is 12.3% below Gekko Fair Value of $230.92. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Capital One Financial report earnings next?
Capital One Financial is expected to report on Oct 20, 2026, after the market closes (30 days away). Analysts expect earnings of $5.40 per share on revenue of $16.28B. Capital One Financial beat the earnings estimate in 6 of its last 8 reports, moving 4.1% on average across the report.
What is Capital One Financial’s 52-week high and low?
Capital One Financial’s 52-week high is $259.64 and its 52-week low is $174.24; it closed at $202.43 on Sep 18, 2026, −10.3% over the past year.
Is Capital One Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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