NYSE: AXP

American Express (AXP) Stock Analysis & Forecast

Nov 4 close

$332.59+7.09 (+2.2%)

Gekko Brief

AI summaryNov 4 close

American Express saw a mix of product, partnership, and commentary news this week. The company expanded its NBA and WNBA partnership internationally, teamed with Equinox for a Centurion and Platinum cardholder event, and confirmed it will make its Pay Over Time feature permanent on eligible charge cards starting February 1, 2027. Separately, Bill Ackman voiced concern about the rapid growth of fintech competitor Ramp, valued at $60 billion, though this concerns competitive positioning rather than reported results.

Shares closed at $332.59, up 2.2%, sitting above both the 50-day average of $316.74 and the 200-day average of $325.63. The GekkoIndex reads 49, placing AXP in the Neutral zone, with the five-day change at -8.3. Price sits 1.1% below Gekko Fair Value of $336.40.

The next earnings date is 29 January 2027, 85 days away, placing it outside a typical 20-trading-day holding window. Over the last 90 days, Congress recorded 1 buy and 0 sells, and the last 30 days show 1 unusual options signal with call premium of $11.4 million against no put premium. Seasonally, the next 20 trading days have averaged a 5.1% return over 5 years, with gains in 4 of those years. Analyst consensus across 17 firms includes 8 buy and 9 hold ratings, with a consensus target of $365.79.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

American Express price vs fair value

$336.40$332.59Nov ’25May ’26Nov ’26
Close $332.59200-day averageGekko Fair Value $336.40

American Express quick facts

Market cap
$223.0B
P/E ratio
18.5
Forward P/E
15.9
EPS, TTM
$17.75
Revenue, TTM
$72.85B
Profit margin
16.8%
Dividend yield
1.15%
Beta
1.08
Volume
3.84M avg 3.05M
1-year return
−8.0%
Typical daily move
±2.3%
Typical 20-day move
±5.6%
50-day average
$316.74
200-day average
$325.63
Next earnings
Jan 29 before open
Shares outstanding
670.6M
52-week range
$290.97$387.49

American Express swing-trade checklist

American Express scores 3 supportive, 3 mixed and 0 headwinds across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive3 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $332.59 sits between the 50-day ($316.74) and 200-day ($325.63) averages, or the averages disagree.

    See the chart
  • GekkoIndexmixed

    49, Neutral

    Reading 49 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    1.1% below

    Price is within 5% of Gekko Fair Value (1.1% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: Congress 1 buy / 0 sales. Last 30 days: 1 unusual options signal.

    See smart money
  • Earnings risksupportive

    Reports in 85 days

    Next report Jan 29, 2027, 85 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +5.1% on average

    From this point in the calendar, the next 20 trading days averaged +5.1% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

American Express stock chart and price history

American Express closed at $332.59 on Nov 4, 2026, −8.0% over the past year, inside a 52-week range of $290.97 to $387.49.

Close50-day average200-day averageVolume
American Express share price, past year, with 50-day and 200-day moving averages and volume$300$320$340$360$380DecJan 2026FebMarAprMayJunJulAugSepOct332.59

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+9.2%
3 months
−2.9%
6 months
+3.3%
1 year
−8.0%
The full AXP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open AXP in Gekko

Follow American Express through every session

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About American Express

American Express provides charge and credit card products along with a range of travel-related services to customers around the world. It is widely recognized for its payment cards, which come with various financing options, and for the network infrastructure that supports transactions between businesses and consumers. Beyond cards, the company offers expense management tools, travel and lifestyle assistance, fraud protection, and loyalty programs designed to reward ongoing customer engagement.

The company organizes its operations into three main areas: consumer services, commercial services, and merchant and network services. Its merchant-facing work includes signing up businesses to accept its cards, processing transactions, handling settlements, and supporting point-of-sale marketing efforts. Customers span individual consumers, small and mid-sized businesses, and large corporations, and American Express reaches them through mobile and online platforms, partnerships with outside vendors, direct mail and phone outreach, internal sales teams, and advertising.

Founded in 1850, American Express is headquartered in New York, New York. Its shares are listed on the NYSE under the ticker AXP.

Listed
NYSE
Sector
Finance
Industry
Finance/Rental/Leasing
Website
americanexpress.com

American Express GekkoIndex: the smart money zone

American Express’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 49, in the Neutral zone, down 8.3 points over five sessions.

010049Neutral

Down 8.3 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying29−0.4%0.0%−0.4%+9.0%
Accumulation175+0.5%+0.7%+2.0%+5.2%
Neutral (current zone)430+0.5%+1.0%+1.5%+2.8%
Distribution58+0.1%+1.0%+1.7%+4.2%
Selling5Too few readings yet

Average AXP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the AXP price, zone by zone.Track AXP in Gekko

Is American Express stock overvalued? Gekko Fair Value

American Express trades 1.1% below Gekko Fair Value of $336.40, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what American Express shares are worth, recalculated every trading day.

$336.40

Gekko Fair Value, Nov 4, 2026

1.1% below fair value · About fair value

At the end of Aug 2026 the price was 9.4% below the estimate.

Gekko Fair ValueShare price, month end
$336$326Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open AXP in Gekko

American Express insider and Congress trading

No open-market insider purchases were filed for American Express, and members of Congress disclosed 1 purchase and 0 sales, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for AXP in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every AXP insider filing, plotted on the chart in Gekko.Open AXP in Gekko

Congress trades last 90 days

1trade disclosed: 1 purchase and 0 sales.

MemberTypeAmountDisclosed
Ro Khanna
House, CA, purchase
Purchase$1,001 - $15,000Oct 9
traded Sep 15

From congressional disclosures, which report amounts as ranges.

Buybacks

American Express has been buying back its own shares.

Bought back, quarter ended Sep 30, 2026
$1.59B
As a share of market cap
0.71%
Trailing four quarters
$6.70B

From company filings.

Unusual options activity last 30 days

1signal, 100% of the flagged premium in calls.

Latest: Bullish flow on Oct 9, $11.42M in unusual premium.

Hedge funds and billionaires quarter ended Jun 30

1of the funds Gekko tracks holds AXP.

0added0opened1trimmed1sold out
Every signal with its contract, strike and premium, and which funds are on each side.Unlock in Gekko

American Express earnings: next date and track record

American Express reports on Jan 29, 2027, before the open (85 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±3.9%average move across the report
1 of 8reports followed by a gain

Share-price move across each report

−2.9%Jan ’25−4.1%Apr ’25−3.9%Jul ’25+8.2%Oct ’25−1.6%Jan ’26−5.7%Apr ’26−1.6%Jul ’26−3.1%Oct ’26

Last earnings call, Oct 23, 2026 AI summary

What they said
AXP reported record Q3 2026 revenues of $20 billion, up 9% YoY, with reported EPS of $5.42 and adjusted EPS of $4.68. Results included a gain from the Global Business Travel transaction closing, partially offset by a $336 million restructuring charge targeting ~5% global workforce reduction. The OCC civil money penalty and legal expenses impacted adjusted EPS but not full-year guidance. New Airbnb partnership expands Amex Travel program to 1 million+ listings.
Guidance
Management reaffirmed 10% revenue growth guidance for 2026 while raising EPS guidance to $18.30-$18.60 reported ($17.60-$17.90 adjusted). The OCC fine and remediation costs are not expected to affect 2027 guidance.
ReportedEPSSurpriseRevenueSurpriseMove
Oct 23, 2026$4.68
est $4.50
+4.0%$20.06B
est $20.12B
−0.3%−3.1%
Jul 24, 2026$4.53
est $4.41
+2.7%$19.64B
est $19.70B
−0.3%−1.6%
Apr 23, 2026$4.28
est $3.99
+7.3%$18.91B
est $18.61B
+1.6%−5.7%
Jan 30, 2026$3.53
est $3.55
−0.6%$18.98B
est $18.92B
+0.3%−1.6%
Oct 17, 2025$4.14
est $4.00
+3.5%$18.43B
est $18.05B
+2.1%+8.2%
Jul 18, 2025$4.08
est $3.89
+4.9%$17.86B
est $17.71B
+0.8%−3.9%
Apr 17, 2025$3.64
est $3.47
+4.9%$16.97B
est $16.94B
+0.1%−4.1%
Jan 24, 2025$3.04
est $3.00
+1.3%$17.18B
est $17.16B
+0.1%−2.9%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

American Express stock forecast and analyst price targets

Analysts’ average 12-month price target for American Express is $365.79, +10.0% from the last close, from 17 firms rating the stock in the last 90 days.

$365.79consensus 12-month target, +10.0% from the last close
Low $330High $425
Buy8
Hold9
Sell0

Each firm’s latest rating in the last 90 days: 17 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Nov 2UBSHold, maintained$346+4.0%
Oct 29J.P. MorganBuy, maintained$365+9.7%
Oct 27Evercore ISIHold, maintained$330−0.8%
Oct 27CitiHold, reiterated$335+0.7%
Oct 26Evercore ISIHold, maintained$320−3.8%
+1.5%average 20-day move after past Neutral readings
+5.1%average move over the next 20 trading days in the last 5 years
±2.3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

American Express seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, American Express averaged +5.1% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

−9.6%2021+7.8%2022+11.6%2023+11.8%2024+2.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+4.9%5 of 5
Next 10 trading days+2.8%4 of 5
Next 15 trading days+3.2%4 of 5
Next 20 trading days+5.1%4 of 5
Next 30 trading days+5.7%4 of 5

For scale, AXP’s typical 20-trading-day move in either direction is about 5.6%.

American Express market cap and key statistics

American Express’s market cap is $223.0B, with a P/E ratio of 18.5 and revenue of $72.85B over the last twelve months.

Valuation

Market cap
$223.0B
P/E ratio
18.5
Forward P/E
15.9
EPS, TTM
$17.75
Gekko Fair Value
$336.40

Trading

Volume
3.84M
Avg volume, 20 days
3.05M
52-week high
$387.49
52-week low
$290.97
Shares outstanding
670.6M

Financials

Revenue, TTM
$72.85B
Profit margin
16.8%
Return on equity
35.9%
Quarterly earnings growth, YoY
+30.9%

Risk and income

Beta
1.08
Typical daily move
±2.3%
Typical 20-day move
±5.6%
Dividend yield
1.15%

American Express stock news this week

Coverage of American Express this week reads positive: 14 positive, 6 neutral and 1 negative headlines.

News sentiment positive

American Express peers

American Express’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
VVisa+2.1%Distribution7.2% above
MAMastercard+1.8%Distribution5.8% above
COFCapital One Financial−3.8%Neutral8.2% below
URIUnited Rentals−4.7%Neutral2.1% below
RKTRocket Companies+5.0%Distribution12.7% above
AERAerCap+1.1%Distribution2.0% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

More stocks in Finance/Rental/Leasing

American Express stock FAQ

What is American Express’s market cap?

American Express’s market cap is $223.0B at the Nov 4, 2026 close of $332.59, with 670.6M shares outstanding. The shares trade on a P/E ratio of 18.5.

What is the American Express stock forecast?

The consensus analyst 12-month price target for American Express is $365.79, +10.0% from the last close. Of the 17 firms that rated the stock in the last 90 days, 8 rate it a buy, 9 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is American Express stock overvalued or undervalued?

On Gekko’s estimate American Express is about fair value: the Nov 4, 2026 close of $332.59 is 1.1% below Gekko Fair Value of $336.40. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does American Express report earnings next?

American Express is expected to report on Jan 29, 2027, before the market opens (85 days away). Analysts expect earnings of $4.30 per share on revenue of $20.81B. American Express beat the earnings estimate in 7 of its last 8 reports, moving 3.9% on average across the report.

What is American Express’s 52-week high and low?

American Express’s 52-week high is $387.49 and its 52-week low is $290.97; it closed at $332.59 on Nov 4, 2026, −8.0% over the past year.

Is American Express stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 6 items with data read as supportive (smart money, earnings risk and seasonality), 3 as mixed (trend, gekkoindex and fair value). The checklist is a description of current data, not a recommendation.

Is there unusual options activity in American Express?

Gekko flagged 1 unusual options signal in American Express over the last 30 days, with $11.42M of flagged premium in calls and $0 in puts. The latest, bullish flow, was on Oct 9, 2026 with $11.42M in unusual premium. The signal-by-signal table is in Gekko.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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