Insider buying last 90 days
No open-market insider purchases were filed for MA in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every MA insider filing, plotted on the chart in Gekko.Open MA in Gekko
NYSE: MA
Mastercard (MA) Stock Analysis & Forecast
Nov 4 close
$672.68+25.50 (+3.9%)
Gekko Brief
AI summaryNov 4 closeMastercard's week centers on strategic expansion and steady analyst support following its Q3 2026 results. The company formed partnerships with OpenAI and Tencent to drive agentic commerce, with CEO Michael Miebach describing the OpenAI agreement as spanning payments, joint services growth and AI transformation. Mastercard also expanded mobile payment options in Morocco with Samsung Pay, while Coforge launched a customer engagement solution built on Mastercard Dynamic Yield. TD Cowen reaffirmed a Buy rating with a $726.00 price target, and Mizuho Securities also issued a Buy rating, while Evercore ISI maintained a Hold.
Shares closed at $672.68, up 3.9%, sitting above both the 50-day average of $590.69 and the 200-day average of $537.55, with the stock near its 52-week high of $673.50. The GekkoIndex reads 44.8, placing Mastercard in the Distribution zone, down 6.6 over five sessions. Price stands 5.8% above Gekko Fair Value of $635.95.
Looking ahead, the next earnings date falls on 28 January 2027, 84 days out and beyond a typical 20-trading-day hold. No insider, Congress, or unusual options activity appears in their respective windows. Seasonality over the past 5 years shows the next 20 trading days averaging a 3.6% return, with gains in 4 of those years. Analyst consensus among 26 firms stands at 24 buy and 2 hold, with a consensus target of $706.04.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Mastercard price vs fair value
Close $672.68200-day averageGekko Fair Value $635.95
Mastercard quick facts
- Market cap
- $589.6B
- P/E ratio
- 33.4
- Forward P/E
- 27.6
- EPS, TTM
- $19.71
- Revenue, TTM
- $36.29B
- Profit margin
- 46.7%
- Dividend yield
- 0.55%
- Beta
- 0.77
- Volume
- 4.57M avg 3.43M
- 1-year return
- +23.6%
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.1%
- 50-day average
- $590.69
- 200-day average
- $537.55
- Next earnings
- Jan 28 before open
- Shares outstanding
- 864.7M
Mastercard swing-trade checklist
Mastercard scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendsupportive
Above 50 and 200-day
Close $672.68 is above the 50-day ($590.69) and 200-day ($537.55) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexheadwind
44.8, Distribution
Reading 44.8 is in the Distribution zone.
See the GekkoIndex - Fair valueheadwind
5.8% above
Price is 5.8% above Gekko Fair Value (more than 5% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 84 days
Next report Jan 28, 2027, 84 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.6% on average
From this point in the calendar, the next 20 trading days averaged +3.6% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Mastercard stock chart and price history
Mastercard closed at $672.68 on Nov 4, 2026, +23.6% over the past year, inside a 52-week range of $464.52 to $673.50.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +18.7%
- 3 months
- +16.8%
- 6 months
- +36.8%
- 1 year
- +23.6%
The full MA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open MA in Gekko
Follow Mastercard through every session
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About Mastercard
Mastercard operates as a technology company built around payment processing, handling the authorization, clearing, and settlement steps that make a transaction work. It is widely recognized for its branded payment networks, which include MasterCard, Maestro, and Cirrus, used to move money between cardholders, merchants, and banks around the world.
The company's offerings extend well beyond basic processing. It builds tools for deferred payment credit, prepaid cards, commercial credit and debit products, and access to deposit accounts, alongside cybersecurity and fraud-prevention services and data-driven insights for its partners. Online merchants can draw on its analytics, testing platforms, consulting, loyalty programs, and secure payment gateways, while Mastercard also runs open banking and digital identity platforms. Its customer base spans everyday cardholders, merchants, financial institutions, businesses, and government bodies, reflecting the range of parties involved in a typical transaction.
Mastercard was established in 1966 and is headquartered in Purchase, New York. Its business reaches both the United States and international markets. The company's shares are listed on the NYSE under the ticker MA.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- mastercard.com
Mastercard GekkoIndex: the smart money zone
Mastercard’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 44.8, in the Distribution zone, down 6.6 points over five sessions.
44.8Distribution
Down 6.6 points over five sessions, from the Neutral zone.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 13 | +3.5% | +6.1% |
| Accumulation | 208 | +0.5% | +1.5% |
| Neutral | 413 | +0.1% | +0.4% |
| Distribution (current zone) | 48 | +0.1% | +1.7% |
| Selling | 15 | +1.8% | +5.2% |
Average MA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Distribution readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Distribution zone: Institutions potentially offloading. About the five zones →
See every daily GekkoIndex reading plotted over the MA price, zone by zone.Track MA in Gekko
Is Mastercard stock overvalued? Gekko Fair Value
Mastercard trades 5.8% above Gekko Fair Value of $635.95, so the shares are overvalued on Gekko’s estimate.
Gekko’s own estimate of what Mastercard shares are worth, recalculated every trading day.
$635.95
Gekko Fair Value, Nov 4, 2026
5.8% Overvalued
At the end of Aug 2026 the price was 6.1% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open MA in Gekko
Mastercard insider and Congress trading
No open-market insider purchases were filed for Mastercard, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in MA were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for MA, plotted on the chart in Gekko.Open MA in Gekko
Buybacks
Mastercard has been buying back its own shares.
- Bought back, quarter ended Sep 30, 2026
- $2.96B
- As a share of market cap
- 0.50%
- Trailing four quarters
- $15.45B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
5of the funds Gekko tracks hold MA.
1added3opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Mastercard earnings: next date and track record
Mastercard reports on Jan 28, 2027, before the open (84 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Jan 28, 2027
Expected before the open, 84 days away
- EPS estimate
- $5.12
- Revenue estimate
- $9.93B
8 of 8reports beat the EPS estimate
±2.4%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Oct 29, 2026 AI summary
- What they said
- Mastercard reported Q3 2026 net revenue growth of 14% and net income growth of 18% year-over-year on a non-GAAP, currency-neutral basis. The company now has 200+ million acceptance locations and 300 million digital access points globally, with merchant acceptance up 20% in H1 2026. Key initiatives include 15 Essential Debit programs targeting 70 million unbanked adults, 100 new affluent credit/debit program wins, and a new co-brand partnership with Beast Industries.
- Guidance
- Management did not provide explicit forward-looking financial targets in this excerpt. The company expressed confidence in continued growth, citing resilient consumer spending and business investment despite ongoing economic and geopolitical uncertainty.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 29, 2026 | $5.31 est $5.17 | $9.81B est $9.66B | +4.5% |
| Jul 30, 2026 | $5.04 est $4.77 | $9.28B est $9.08B | +1.7% |
| Apr 30, 2026 | $4.60 est $4.41 | $8.40B est $8.26B | −5.7% |
| Jan 29, 2026 | $4.76 est $4.24 | $8.81B est $8.77B | +3.3% |
| Oct 30, 2025 | $4.38 est $4.32 | $8.60B est $8.53B | −0.5% |
| Jul 31, 2025 | $4.15 est $4.03 | $8.13B est $7.93B | +0.1% |
| May 1, 2025 | $3.73 est $3.58 | $7.25B est $7.13B | +2.1% |
| Jan 30, 2025 | $3.82 est $3.69 | $7.49B est $7.39B | +1.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Mastercard stock forecast and analyst price targets
Analysts’ average 12-month price target for Mastercard is $706.04, +5.0% from the last close, from 26 firms rating the stock in the last 90 days.
$706.04consensus 12-month target, +5.0% from the last close
Now $672.68Avg $706.04
Low $535High $775
Each firm’s latest rating in the last 90 days: 26 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Nov 2 | Cantor Fitzgerald | $765 | +13.7% |
| Oct 30 | KeyBanc | $735 | +9.3% |
| Oct 30 | Clear Street | $732 | +8.8% |
| Oct 30 | KBW | $750 | +11.5% |
| Oct 30 | Morgan Stanley | $712 | +5.8% |
+1.7%average 20-day move after past Distribution readings
+3.6%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Mastercard seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, Mastercard averaged +3.6% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.1% | 5 of 5 |
| Next 10 trading days | +2.8% | 4 of 5 |
| Next 15 trading days | +2.8% | 3 of 5 |
| Next 20 trading days | +3.6% | 4 of 5 |
| Next 30 trading days | +5.7% | 5 of 5 |
For scale, MA’s typical 20-trading-day move in either direction is about 4.1%.
Mastercard market cap and key statistics
Mastercard’s market cap is $589.6B, with a P/E ratio of 33.4 and revenue of $36.29B over the last twelve months.
Valuation
- Market cap
- $589.6B
- P/E ratio
- 33.4
- Forward P/E
- 27.6
- EPS, TTM
- $19.71
- Gekko Fair Value
- $635.95
Trading
- Volume
- 4.57M
- Avg volume, 20 days
- 3.43M
- 52-week high
- $673.50
- 52-week low
- $464.52
- Shares outstanding
- 864.7M
Financials
- Revenue, TTM
- $36.29B
- Profit margin
- 46.7%
- Return on equity
- 231.4%
- Quarterly earnings growth, YoY
- +21.7%
Risk and income
- Beta
- 0.77
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.1%
- Dividend yield
- 0.55%
Mastercard stock news this week
Coverage of Mastercard this week reads positive: 5 positive, 4 neutral and 0 negative headlines.
- Mastercard Expands Mobile Payment Choice in Morocco With Samsung PayBusiness Wire, Nov 4
- Mastercard vs. S&P Global: Which Financial Stock Is a Better Buy for 2027?The Motley Fool, Nov 4
- Mastercard Incorporated $MA Shares Newly Purchased by Associated Banc CorpDefense World, Nov 4
- Mastercard (MA) CFO Ling sold 8,635 shares for $5.54M at an average $641.72 under a 10b5-1 planQuantisnow, Nov 3
- Mastercard (MA) CFO sells 4,318 shares at $642.43 and 4,317 shares at $641.Stock Titan, Nov 3
- Coforge Launches BridgeCX Real-Time Personalization Solution Built on Pega Customer Decision Hub and Mastercard Dynamic YieldDirectors Club News -, Nov 3
Mastercard peers
Mastercard’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Distribution | 7.2% above |
| AXPAmerican Express | Neutral | 1.1% below |
| COFCapital One Financial | Neutral | 8.2% below |
| URIUnited Rentals | Neutral | 2.1% below |
| RKTRocket Companies | Distribution | 12.7% above |
| AERAerCap | Distribution | 2.0% above |
A peer links to its own page where one exists.
Mastercard stock FAQ
What is Mastercard’s market cap?
Mastercard’s market cap is $589.6B at the Nov 4, 2026 close of $672.68, with 864.7M shares outstanding. The shares trade on a P/E ratio of 33.4.
What is the Mastercard stock forecast?
The consensus analyst 12-month price target for Mastercard is $706.04, +5.0% from the last close. Of the 26 firms that rated the stock in the last 90 days, 24 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Mastercard stock overvalued or undervalued?
On Gekko’s estimate Mastercard is overvalued: the Nov 4, 2026 close of $672.68 is 5.8% above Gekko Fair Value of $635.95. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Mastercard report earnings next?
Mastercard is expected to report on Jan 28, 2027, before the market opens (84 days away). Analysts expect earnings of $5.12 per share on revenue of $9.93B. Mastercard beat the earnings estimate in 8 of its last 8 reports, moving 2.4% on average across the report.
What is Mastercard’s 52-week high and low?
Mastercard’s 52-week high is $673.50 and its 52-week low is $464.52; it closed at $672.68 on Nov 4, 2026, +23.6% over the past year.
Is Mastercard stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (trend, earnings risk and seasonality) and 2 as headwinds (gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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