Insider buying last 90 days
No open-market insider purchases were filed for MA in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every MA insider filing, plotted on the chart in Gekko.Open MA in Gekko
NYSE: MA
Mastercard (MA) Stock Analysis & Forecast
$565.24−0.49 (−0.1%)
Close on Sep 18, 2026. Page updated Sep 19, 9:14 pm ET.
Gekko Brief
AI summaryMastercard closes at $565.24, down 0.1%, sitting between its 50-day average of $566.26 and its 200-day average of $531.70. The GekkoIndex reads 63.2, placing the stock in the Accumulation zone, and price stands 6.8% below Gekko Fair Value of $606.44.
This week's coverage centers on Mastercard's push into AI-driven commerce and small-business services. Citi launched Mastercard's Smart Subscriptions tool in the UAE, while separate reports describe Mastercard backing common identity standards for autonomous shopping agents as Visa and American Express prepare similar systems. Other coverage highlights Mastercard targeting small-business demand through integrated tools, cybersecurity and premium features, alongside a refreshed "Priceless" marketing campaign and a Dreamonomics report noting 68% of surveyed small and medium businesses prioritize stability over fast growth. Separately, Visa and Mastercard agreed to a $167.5 million class action settlement tied to allegations concerning ATM surcharge practices.
Mastercard's next earnings report is set for 29 October 2026, 39 days out, placing it outside a typical 20-trading-day window; the prior quarter beat estimates with EPS of $5.04 against a $4.77 estimate and an 8-for-8 beat streak, producing a 1.7% reaction. Congress recorded 1 buy and 0 sells over the last 90 days. Seasonality over the next 20 trading days has averaged -0.7% across 5 years, rising in 2 of them. Analyst coverage from 24 firms shows 21 buy ratings and a consensus target of $666.71.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $565.24200-day averageGekko Fair Value $606.44
Key stats
- Market cap
- $495.7B
- P/E ratio
- 31.3
- Forward P/E
- 24.6
- EPS, TTM
- $18.10
- Revenue, TTM
- $35.08B
- Profit margin
- 46.3%
- Dividend yield
- 0.59%
- Beta
- 0.74
- Volume
- 5.25M avg 2.55M
- 1-year return
- −5.6%
- Typical daily move
- ±1.5%
- Typical 20-day move
- ±4%
- 50-day average
- $566.26
- 200-day average
- $531.70
- Next earnings
- Oct 29 before open
- Shares outstanding
- 869.5M
Mastercard swing-trade checklist
Mastercard scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $565.24 sits between the 50-day ($566.26) and 200-day ($531.70) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
63.2, Accumulation
Reading 63.2 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
6.8% below
Price is 6.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneysupportive
Leans bullish
Last 90 days: Congress 1 buy / 0 sales.
See smart money - Earnings risksupportive
Reports in 39 days
Next report Oct 29, 2026, 39 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−0.7% on average
From this point in the calendar, the next 20 trading days averaged −0.7% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Mastercard stock chart and price history
Mastercard closed at $565.24 on Sep 18, 2026, −5.6% over the past year, inside a 52-week range of $464.52 to $601.62.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −1.5%
- 3 months
- +15.4%
- 6 months
- +15.1%
- 1 year
- −5.6%
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About Mastercard
Mastercard operates as a technology company built around payment processing, handling the authorization, clearing, and settlement steps that make a transaction work. It is widely recognized for its branded payment networks, which include MasterCard, Maestro, and Cirrus, used to move money between cardholders, merchants, and banks around the world.
The company's offerings extend well beyond basic processing. It builds tools for deferred payment credit, prepaid cards, commercial credit and debit products, and access to deposit accounts, alongside cybersecurity and fraud-prevention services and data-driven insights for its partners. Online merchants can draw on its analytics, testing platforms, consulting, loyalty programs, and secure payment gateways, while Mastercard also runs open banking and digital identity platforms. Its customer base spans everyday cardholders, merchants, financial institutions, businesses, and government bodies, reflecting the range of parties involved in a typical transaction.
Mastercard was established in 1966 and is headquartered in Purchase, New York. Its business reaches both the United States and international markets. The company's shares are listed on the NYSE under the ticker MA.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- mastercard.com
Mastercard GekkoIndex: the smart money zone
Mastercard’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.2, in the Accumulation zone, up 3.8 points over five sessions.
63.2Accumulation
Up 3.8 points over five sessions, from the Neutral zone.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 13 | +3.5% | +6.1% |
| Accumulation (current zone) | 198 | +0.5% | +1.0% |
| Neutral | 397 | 0.0% | +0.5% |
| Distribution | 39 | −0.1% | +1.7% |
| Selling | 15 | +1.8% | +5.2% |
Average MA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the MA price, zone by zone.Track MA in Gekko
Is Mastercard stock overvalued? Gekko Fair Value
Mastercard trades 6.8% below Gekko Fair Value of $606.44, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Mastercard shares are worth, recalculated every trading day.
$606.44
Gekko Fair Value, Sep 19, 2026
6.8% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open MA in Gekko
Mastercard insider and Congress trading
No open-market insider purchases were filed for Mastercard, and members of Congress disclosed 1 purchase and 0 sales, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
1trade disclosed: 1 purchase and 0 sales.
| Member | Amount | Disclosed |
|---|---|---|
| Michael T. McCaul House, TX, purchase | $1,001 - $15,000 | Jul 13 traded Jun 29 |
From congressional disclosures, which report amounts as ranges.
Buybacks
Mastercard has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $4.90B
- As a share of market cap
- 0.99%
- Trailing four quarters
- $17.33B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
5of the funds Gekko tracks hold MA.
1added3opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Mastercard earnings: next date and track record
Mastercard reports on Oct 29, 2026, before the open (39 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 29, 2026
Expected before the open, 39 days away
- EPS estimate
- $5.13
- Revenue estimate
- $9.65B
8 of 8reports beat the EPS estimate
±2%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 30, 2026 AI summary
- What they said
- Mastercard reported a strong Q2 2026 driven by growth across its payment network and value-added services. On a non-GAAP, currency-neutral basis, net revenue rose 12% year-over-year, adjusted net income increased 16%, EPS was $5.04 (including $0.14 from share repurchases), and value-added services (VAS) net revenue grew 18%. Worldwide GDV rose 8% (U.S. +6%, ex-U.S. +9%), and cross-border volume grew 12%. Management highlighted strength in consumer and commercial spending, share gains in several markets, continued investments in cybersecurity and threat intelligence (including Recorded Future), and strategic technology initiatives (real-time switches and modular infrastructure). Leadership changes were announced: Ling Hai will become CFO effective August 3 and Sachin Mehra moves to Chief Business Officer. The company repurchased $4.9 billion in the quarter and an additional ~$700 million through July 27, 2026. Management emphasized disciplined deal-making, balance in VAS revenue mix (approx. 60% network-linked), and continued portfolio development in areas like Agentic Commerce, stablecoins, cyber, and domestic switching solutions.
- Guidance
- No earnings or revenue guidance was provided. Management provided the following forward-looking operational guidance/expectations: (1) Rebates and incentives for Q3 are expected to be slightly higher as a percentage of payment network assessments versus Q2 (timing and lumpiness acknowledged). (2) The BVNK acquisition is expected to close in Q3 and is contemplated in the published financial materials; it should have minimal net revenue impact and some operating expense impact. (3) Ongoing expectation of continued customer spending and supportive macro conditions, while monitoring geopolitical risks.
- Risks flagged
- Management called out geopolitical uncertainty (Middle East conflict) and macro risks as potential headwinds. They noted lapping effects in regions (e.g., Europe) and competitive dynamics in local markets. Venezuela’s prior repatriation constraints (and recent improvements) were discussed as a variable factor. They also acknowledged that rebates and incentives are timing-sensitive and can be lumpy. Regulatory and market uncertainty around stablecoins/digital currency initiatives and competition in Europe/digital currency developments were also mentioned.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 30, 2026 | $5.04 est $4.77 | $9.28B est $9.08B | +1.7% |
| Apr 30, 2026 | $4.60 est $4.41 | $8.40B est $8.26B | −5.7% |
| Jan 29, 2026 | $4.76 est $4.24 | $8.81B est $8.77B | +3.3% |
| Oct 30, 2025 | $4.38 est $4.32 | $8.60B est $8.53B | −0.5% |
| Jul 31, 2025 | $4.15 est $4.03 | $8.13B est $7.93B | +0.1% |
| May 1, 2025 | $3.73 est $3.58 | $7.25B est $7.13B | +2.1% |
| Jan 30, 2025 | $3.82 est $3.69 | $7.49B est $7.39B | +1.2% |
| Oct 31, 2024 | $3.89 est $3.75 | $7.37B est $7.27B | −1.1% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Mastercard stock forecast and analyst price targets
Analysts’ average 12-month price target for Mastercard is $666.71, +18.0% from the last close, from 24 firms rating the stock in the last 90 days.
$666.71consensus 12-month target, +18.0% from the last close
Now $565.24Avg $666.71
Low $550High $740
Each firm’s latest rating in the last 90 days: 24 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 28 | RBC Capital | $696 | +23.1% |
| Aug 25 | Wolfe Research | $740 | +30.9% |
| Aug 17 | Wolfe Research | $680 | +20.3% |
| Aug 12 | Bernstein | $710 | +25.6% |
| Aug 5 | Truist Financial | $633 | +12.0% |
+1.0%average 20-day move after past Accumulation readings
−0.7%average move over the next 20 trading days in the last 5 years
±1.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Mastercard seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Mastercard averaged −0.7% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −2.3% | 1 of 5 |
| Next 10 trading days | −2.4% | 2 of 5 |
| Next 15 trading days | −2.3% | 2 of 5 |
| Next 20 trading days | −0.7% | 2 of 5 |
| Next 30 trading days | −1.6% | 2 of 5 |
For scale, MA’s typical 20-trading-day move in either direction is about 4%.
Mastercard market cap and key statistics
Mastercard’s market cap is $495.7B, with a P/E ratio of 31.3 and revenue of $35.08B over the last twelve months.
Valuation
- Market cap
- $495.7B
- P/E ratio
- 31.3
- Forward P/E
- 24.6
- EPS, TTM
- $18.10
- Gekko Fair Value
- $606.44
Trading
- Volume
- 5.25M
- Avg volume, 20 days
- 2.55M
- 52-week high
- $601.62
- 52-week low
- $464.52
- Shares outstanding
- 869.5M
Financials
- Revenue, TTM
- $35.08B
- Profit margin
- 46.3%
- Return on equity
- 241.2%
- Quarterly earnings growth, YoY
- +22.1%
Risk and income
- Beta
- 0.74
- Typical daily move
- ±1.5%
- Typical 20-day move
- ±4%
- Dividend yield
- 0.59%
Mastercard stock news this week
6 headlines about Mastercard from the past week, newest first, each linking to the publisher.
- Citi Launches Mastercard Subscription Management Tool in UAEPYMNTS, Sep 17
- Is Small-Business Demand Creating New Growth Levers for Mastercard?Zacks Investment Research, Sep 17
- Mastercard Inks Deal as Payment Giants Brace for New Era of AI ShoppingWSJ, Sep 17
- $167.5M Visa, Mastercard non-bank ATM class action settlementTop Class Actions, Sep 16
- Visa vs. Mastercard: Which Payment Stock Has More Upside?Zacks Investment Research, Sep 16
- Mastercard Slips as AI Payments Trade Exclusivity for ScaleGuruFocus, Sep 16
Mastercard peers
Mastercard’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Accumulation | 5.1% below |
| AXPAmerican Express | Buying | 14.4% below |
| COFCapital One Financial | Accumulation | 12.3% below |
| URIUnited Rentals | Accumulation | 3.7% below |
| RKTRocket Companies | Buying | 19.9% below |
| SYFSynchrony Financial | Accumulation | 8.4% below |
A peer links to its own page where one exists.
Mastercard stock FAQ
What is Mastercard’s market cap?
Mastercard’s market cap is $495.7B at the Sep 18, 2026 close of $565.24, with 869.5M shares outstanding. The shares trade on a P/E ratio of 31.3.
What is the Mastercard stock forecast?
The consensus analyst 12-month price target for Mastercard is $666.71, +18.0% from the last close. Of the 24 firms that rated the stock in the last 90 days, 21 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Mastercard stock overvalued or undervalued?
On Gekko’s estimate Mastercard is undervalued: the Sep 18, 2026 close of $565.24 is 6.8% below Gekko Fair Value of $606.44. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Mastercard report earnings next?
Mastercard is expected to report on Oct 29, 2026, before the market opens (39 days away). Analysts expect earnings of $5.13 per share on revenue of $9.65B. Mastercard beat the earnings estimate in 8 of its last 8 reports, moving 2% on average across the report.
What is Mastercard’s 52-week high and low?
Mastercard’s 52-week high is $601.62 and its 52-week low is $464.52; it closed at $565.24 on Sep 18, 2026, −5.6% over the past year.
Is Mastercard stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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