Insider buying last 90 days
No open-market insider purchases were filed for OMF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every OMF insider filing, plotted on the chart in Gekko.Open OMF in Gekko
Gekko Brief
AI summaryOneMain's shares have been under pressure this week following mixed commentary from Wall Street. Wells Fargo issued a Hold rating with a $65.00 price target, while separate coverage flagged weak near and mid-term sentiment alongside a neutral long-term outlook and resistance testing. Another report referenced the company's second-quarter results, with EPS of USD 1.31 and revenue of USD 1.62 billion, up 6.7 percent year-over-year, after shares had opened at USD 60.49 following that earnings beat.
OMF closed at $56.23, down 2% on the day, with a one-month return of -12% and a three-month return of -9.8%, though the six-month return stands at 9.1%. The stock sits between its 50-day average of $62.29 and 200-day average of $59.84, reflecting a mixed trend. The GekkoIndex reads 71.4, placing OMF in the Buying zone, and the price sits 13.8% below Gekko Fair Value of $65.26.
The next earnings date falls on 30 October 2026, 31 days out, before the open, placing it outside a typical 20-trading-day holding window. Prior quarters show 7 beats in 8 quarters, with an average absolute reaction of 5.3% and a -6.1% reaction after the last report. Seasonality over 5 years shows a 0.7% average 20-day return from this point, rising in 2 of those years. Analyst consensus stands at 8 buy, 5 hold, 1 sell across 14 firms, with a consensus target of $69.57.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
OneMain price vs fair value
Close $56.23200-day averageGekko Fair Value $65.26
OneMain quick facts
- Market cap
- $6.50B
- P/E ratio
- 8.6
- Forward P/E
- 6.7
- EPS, TTM
- $6.56
- Revenue, TTM
- $3.02B
- Profit margin
- 25.9%
- Dividend yield
- 7.32%
- Beta
- 1.19
- Volume
- 765,373 avg 972,335
- 1-year return
- −4.3%
- Typical daily move
- ±2.6%
- Typical 20-day move
- ±6.6%
- 50-day average
- $62.29
- 200-day average
- $59.84
- Next earnings
- Oct 30 before open
- Shares outstanding
- 115.0M
OneMain swing-trade checklist
OneMain scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $56.23 sits between the 50-day ($62.29) and 200-day ($59.84) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
71.4, Buying
Reading 71.4 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
13.8% below
Price is 13.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 31 days
Next report Oct 30, 2026, 31 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+0.7% on average
From this point in the calendar, the next 20 trading days averaged +0.7% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
OneMain stock chart and price history
OneMain closed at $56.23 on Sep 28, 2026, −4.3% over the past year, inside a 52-week range of $45.78 to $71.93.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −12.0%
- 3 months
- −9.8%
- 6 months
- +9.1%
- 1 year
- −4.3%
The full OMF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open OMF in Gekko
Follow OneMain through every session
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About OneMain
OneMain operates as a financial services holding company centered on lending money to individual consumers and pairing those loans with insurance coverage. Its core work involves originating, evaluating, and managing personal loans, some backed by collateral like vehicles or other titled assets, and others extended without any security. Beyond lending, the company is known for bundling in credit cards and insurance products covering life, disability, and involuntary job loss.
Its revenue mix extends past basic loans to include optional non-credit insurance, an asset protection product sold either as a waiver or a policy, and membership programs offered to its customer base. Customers can reach the company through roughly 1,400 branch locations spread across 44 states, supplemented by an online channel for managing accounts and services.
The company traces its origins back to 1912 and operates out of Evansville, Indiana. It carried the name Springleaf Holdings, Inc. before rebranding as OneMain Holdings, Inc. in November 2015. Shares of the company trade on the NYSE under the ticker OMF.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- onemainfinancial.com
OneMain GekkoIndex: the smart money zone
OneMain’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 71.4, in the Buying zone, up 6.6 points over five sessions.
71.4Buying
Up 6.6 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 42 | +1.7% | +2.6% | ||
| Accumulation | 188 | +0.6% | +3.4% | ||
| Neutral | 405 | +0.1% | +0.3% | ||
| Distribution | 36 | −0.9% | −2.1% | ||
| Selling | 1 | Too few readings yet | |||
Average OMF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the OMF price, zone by zone.Track OMF in Gekko
Is OneMain stock overvalued? Gekko Fair Value
OneMain trades 13.8% below Gekko Fair Value of $65.26, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what OneMain shares are worth, recalculated every trading day.
$65.26
Gekko Fair Value, Sep 26, 2026
13.8% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open OMF in Gekko
OneMain insider and Congress trading
No open-market insider purchases were filed for OneMain, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in OMF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for OMF, plotted on the chart in Gekko.Open OMF in Gekko
Buybacks
OneMain has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $32.00M
- As a share of market cap
- 0.49%
- Trailing four quarters
- $243.0M
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds OMF.
1added0opened0trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko
OneMain earnings: next date and track record
OneMain reports on Oct 30, 2026, before the open (31 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 30, 2026
Expected before the open, 31 days away
- EPS estimate
- $1.80
- Revenue estimate
- $1.34B
7 of 8reports beat the EPS estimate
±5.3%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, May 1, 2026 AI summary
- What they said
- OneMain Holdings reported solid Q1 2026 results, with revenue and receivables up 6% year-over-year, C&I adjusted EPS up 13% to $1.95, GAAP EPS up 8% to $1.93, capital generation of $194 million, and disciplined underwriting. Credit performance was stable with net charge-offs in line with expectations (C&I NCOs 8.4%, consumer loan NCOs 8%). Management highlighted progress in strategic initiatives, growth in auto finance and credit card businesses (card turning profitable), investments in technology and AI, strong funding and balance sheet, and share repurchases of $105 million. Management reaffirmed confidence in the 2026 financial plan, expecting continued capital generation though moderated share repurchases due to seasonal growth. During Q&A, management provided updates on bank application (no new developments but optimistic), branch/digital integration and AI use, credit quality commentary including back book delinquency dynamics and normalization of roll rates, card profitability and returns comparable to personal loans, and defense against a State AG lawsuit. Overall tone was confident and measured, emphasizing conservative underwriting, steady execution, and cautious optimism regarding credit improvement in H2.
- Guidance
- Management expects to execute the 2026 financial plan and drive increased capital generation this year and beyond. They expect credit to improve more than seasonal patterns by the second half of the year. They expect to continue generating excess capital albeit at more moderate levels and anticipate share repurchase activity to adjust accordingly due to seasonal growth. No explicit numeric revenue or EPS guidance was provided on the call.
- Risks flagged
- Mentioned risks include regulatory/legal risk from a State AG lawsuit (management views claims as without merit and not material), macroeconomic risks such as geopolitical tensions and rising oil/gas prices that could affect consumers, and the uncertainty in timing and approval of the bank application. Credit normalization and back book delinquency are also noted as potential headwinds.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| May 1, 2026 | $1.95 est $1.86 | $1.26B est $1.27B | −6.1% |
| Feb 5, 2026 | $1.59 est $1.55 | $1.29B est $1.29B | −2.5% |
| Oct 31, 2025 | $1.90 est $1.60 | $1.27B est $1.25B | +10.1% |
| Jul 25, 2025 | $1.45 est $1.25 | $1.54B est $1.24B | +1.0% |
| Apr 29, 2025 | $1.72 est $1.57 | $1.19B est $1.16B | −4.2% |
| Jan 31, 2025 | $1.05 est $1.15 | $1.19B est $1.19B | −4.9% |
| Oct 30, 2024 | $1.26 est $1.14 | $1.16B est $1.05B | +4.6% |
| Jul 31, 2024 | $1.02 est $0.93 | $1.11B est $948.6M | −8.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
OneMain stock forecast and analyst price targets
Analysts’ average 12-month price target for OneMain is $69.57, +23.7% from the last close, from 14 firms rating the stock in the last 90 days.
$69.57consensus 12-month target, +23.7% from the last close
Now $56.23Avg $69.57
Low $60High $85
Each firm’s latest rating in the last 90 days: 14 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 27 | Bank of America Securities | $67 | +19.2% |
| Sep 25 | Northland Securities | $68 | +20.9% |
| Sep 23 | Wells Fargo | $65 | +15.6% |
| Sep 15 | Barclays | $60 | +6.7% |
| Sep 14 | Wells Fargo | $65 | +15.6% |
+2.6%average 20-day move after past Buying readings
+0.7%average move over the next 20 trading days in the last 5 years
±2.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
OneMain seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, OneMain averaged +0.7% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.6% | 3 of 5 |
| Next 10 trading days | −0.1% | 2 of 5 |
| Next 15 trading days | 0.0% | 3 of 5 |
| Next 20 trading days | +0.7% | 2 of 5 |
| Next 30 trading days | +9.9% | 3 of 5 |
For scale, OMF’s typical 20-trading-day move in either direction is about 6.6%.
OneMain market cap and key statistics
OneMain’s market cap is $6.50B, with a P/E ratio of 8.6 and revenue of $3.02B over the last twelve months.
Valuation
- Market cap
- $6.50B
- P/E ratio
- 8.6
- Forward P/E
- 6.7
- EPS, TTM
- $6.56
- Gekko Fair Value
- $65.26
Trading
- Volume
- 765,373
- Avg volume, 20 days
- 972,335
- 52-week high
- $71.93
- 52-week low
- $45.78
- Shares outstanding
- 115.0M
Financials
- Revenue, TTM
- $3.02B
- Profit margin
- 25.9%
- Return on equity
- 23.3%
- Quarterly earnings growth, YoY
- −5.9%
Risk and income
- Beta
- 1.19
- Typical daily move
- ±2.6%
- Typical 20-day move
- ±6.6%
- Dividend yield
- 7.32%
OneMain stock news this week
Coverage of OneMain this week reads positive: 3 positive, 0 neutral and 1 negative headlines.
- Analysts Offer Insights on Financial Companies: PNC Financial (PNC), Mastercard (MA) and OneMain Holdings (OMF)The Globe and Mail, Sep 24
- OneMain Holdings stock opens at USD 60.49 as earnings beat estimatesAD HOC NEWS, Sep 23
- Liquidity Mapping Around (OMF) Price EventsStock Traders Daily, Sep 23
- Engineers Gate Manager LP Cuts Position in OneMain Holdings, Inc. $OMFMarketBeat, Sep 21
OneMain peers
OneMain’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Neutral | 5.4% below |
| MAMastercard | Neutral | 6.5% below |
| AXPAmerican Express | Accumulation | 12.9% below |
| COFCapital One Financial | Accumulation | 14.8% below |
| URIUnited Rentals | Neutral | 9.0% below |
| RKTRocket Companies | Accumulation | 23.5% below |
A peer links to its own page where one exists.
OneMain stock FAQ
What is OneMain’s market cap?
OneMain’s market cap is $6.50B at the Sep 28, 2026 close of $56.23, with 115.0M shares outstanding. The shares trade on a P/E ratio of 8.6.
What is the OneMain stock forecast?
The consensus analyst 12-month price target for OneMain is $69.57, +23.7% from the last close. Of the 14 firms that rated the stock in the last 90 days, 8 rate it a buy, 5 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is OneMain stock overvalued or undervalued?
On Gekko’s estimate OneMain is undervalued: the Sep 28, 2026 close of $56.23 is 13.8% below Gekko Fair Value of $65.26. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does OneMain report earnings next?
OneMain is expected to report on Oct 30, 2026, before the market opens (31 days away). Analysts expect earnings of $1.80 per share on revenue of $1.34B. OneMain beat the earnings estimate in 7 of its last 8 reports, moving 5.3% on average across the report.
What is OneMain’s 52-week high and low?
OneMain’s 52-week high is $71.93 and its 52-week low is $45.78; it closed at $56.23 on Sep 28, 2026, −4.3% over the past year.
Is OneMain stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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