NYSE: V

Visa (V) Stock Analysis & Forecast

Visa Inc. Finance sector, finance/rental/leasing industry. Market cap $687.6B.

$368.29−1.64 (−0.4%)

Close on Sep 18, 2026. Page updated Sep 19, 9:16 pm ET.

Gekko Brief

AI summary

Visa trades at $368.29, down 0.4%, sitting above both its 50-day average of $367.08 and its 200-day average of $335.94, with the 50-day above the 200-day. The GekkoIndex reads 61.4, placing the stock in the Accumulation zone. Price sits 5.1% below Gekko Fair Value of $387.99, a gap that bears watching.

This week's coverage centers on Visa's push into stablecoins, including a report that stablecoin settlements grew fifteen times over the past year alongside record results in the core business, and a new platform giving banks tools to mint, hold and move digital dollars while merchants receive local currency automatically. MoneyGram launched a stablecoin-backed Visa card tied to USDC, developed by Circle Internet Group. Separately, Visa and Mastercard agreed to a $167.5 million class action settlement over allegations tied to non-bank ATM surcharge practices, and commentary compared Visa's take-rate dynamics and AI-related positioning against Mastercard.

Visa's next earnings report is set for 27 October 2026 after the close, 37 days out and beyond a typical 20-trading-day holding window; the prior report on 28 July showed EPS of $3.32 against a $3.23 estimate, with an 8-for-8 beat streak and a 1.7% reaction, against an average absolute reaction of 2.6%. Seasonality over the next 20 trading days has averaged -0.1% across 5 years, rising in 2 of them. Analyst coverage from 27 firms includes 25 buy ratings and a consensus target of $419.36. Insider, Congress and unusual options activity show no data in their respective windows.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $368.29200-day averageGekko Fair Value $387.99

Key stats

Market cap
$687.6B
P/E ratio
31.5
Forward P/E
24.7
EPS, TTM
$11.73
Revenue, TTM
$44.49B
Profit margin
50.8%
Dividend yield
0.72%
Beta
0.76
Volume
19.36M avg 6.14M
1-year return
+6.4%
Typical daily move
±1.5%
Typical 20-day move
±3.7%
50-day average
$367.08
200-day average
$335.94
Next earnings
Oct 27 after close
Shares outstanding
1.70B
52-week range
$293.89$385.57

Visa swing-trade checklist

Visa scores 4 supportive, 0 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive0 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $368.29 is above the 50-day ($367.08) and 200-day ($335.94) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexsupportive

    61.4, Accumulation

    Reading 61.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    5.1% below

    Price is 5.1% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 37 days

    Next report Oct 27, 2026, 37 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −0.1% on average

    From this point in the calendar, the next 20 trading days averaged −0.1% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Visa stock chart and price history

Visa closed at $368.29 on Sep 18, 2026, +6.4% over the past year, inside a 52-week range of $293.89 to $385.57.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+0.8%
3 months
+12.5%
6 months
+22.9%
1 year
+6.4%
The full V chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open V in Gekko

Follow Visa through every session

Put V on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Visa

Visa moves money electronically between the people and organizations that need to pay one another, including shoppers, merchants, banks, businesses, partners, and government agencies. The work runs through VisaNet, a processing network that authorizes, clears, and settles payment transactions. Visa is recognized largely for building and running this transaction infrastructure at the center of everyday card payments.

Beyond the core network, Visa offers card products, digital payment platforms, and a set of additional services that support those payments. Its offerings reach customers through several brand names, among them Visa, Visa Electron, Interlink, VPAY, and PLUS. It has also worked with partners such as Ooredoo in Qatar to extend payment options to cardholders and customers there.

Visa was founded in 1958 and is headquartered in San Francisco, California. Its shares are listed on the NYSE under the ticker V.

Listed
NYSE
Sector
Finance
Industry
Finance/Rental/Leasing
Website
visa.com

Visa GekkoIndex: the smart money zone

Visa’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.4, in the Accumulation zone, up 2.1 points over five sessions.

010061.4Accumulation

Up 2.1 points over five sessions, from the Neutral zone.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying12+3.0%+2.8%+2.3%+0.2%
Accumulation (current zone)202+0.5%+0.5%+1.1%+1.7%
Neutral409+0.1%+0.5%+1.1%+3.0%
Distribution31+0.6%+0.6%−0.3%+1.3%
Selling8Too few readings yet

Average V share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the V price, zone by zone.Track V in Gekko

Is Visa stock overvalued? Gekko Fair Value

Visa trades 5.1% below Gekko Fair Value of $387.99, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Visa shares are worth, recalculated every trading day.

$387.99

Gekko Fair Value, Sep 19, 2026

5.1% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open V in Gekko

Visa insider and Congress trading

No open-market insider purchases were filed for Visa, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for V in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every V insider filing, plotted on the chart in Gekko.Open V in Gekko

Congress trades last 90 days

No trades in V were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for V, plotted on the chart in Gekko.Open V in Gekko

Buybacks

Visa has been buying back its own shares.

Latest authorization
$20.00B, Apr 28, 2026
Bought back, quarter ended Jun 30, 2026
$4.81B
As a share of market cap
0.70%
Trailing four quarters
$21.36B

From company filings.

Hedge funds and billionaires quarter ended Jun 30

12of the funds Gekko tracks hold V.

7added3opened2trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko

Visa earnings: next date and track record

Visa reports on Oct 27, 2026, after the close (37 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±2.6%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+2.1%Oct ’24+1.8%Jan ’25+2.4%Apr ’25−1.3%Jul ’25−1.9%Oct ’25−1.6%Jan ’26+8.1%Apr ’26+1.7%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 28, 2026$3.32
est $3.23
+2.8%$11.63B
est $11.40B
+2.0%+1.7%
Apr 28, 2026$3.31
est $3.10
+6.8%$11.23B
est $10.75B
+4.5%+8.1%
Jan 29, 2026$3.32
est $3.14
+5.7%$11.63B
est $10.69B
+8.8%−1.6%
Oct 28, 2025$2.98
est $2.97
+0.3%$10.72B
est $10.62B
+1.0%−1.9%
Jul 29, 2025$2.98
est $2.85
+4.6%$10.17B
est $9.85B
+3.3%−1.3%
Apr 29, 2025$2.76
est $2.68
+3.0%$9.59B
est $9.55B
+0.4%+2.4%
Jan 30, 2025$2.75
est $2.66
+3.4%$9.51B
est $9.35B
+1.7%+1.8%
Oct 29, 2024$2.71
est $2.58
+5.0%$9.62B
est $9.49B
+1.4%+2.1%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Visa stock forecast and analyst price targets

Analysts’ average 12-month price target for Visa is $419.36, +13.9% from the last close, from 27 firms rating the stock in the last 90 days.

$419.36consensus 12-month target, +13.9% from the last close
Low $350High $466
Buy25
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 27 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 2SusquehannaBuy, reiterated$427+15.9%
Aug 28RBC CapitalBuy, maintained$466+26.5%
Aug 25Wolfe ResearchBuy, maintained$460+24.9%
Aug 12BernsteinBuy, maintained$450+22.2%
Aug 4Truist FinancialBuy, maintained
+1.1%average 20-day move after past Accumulation readings
−0.1%average move over the next 20 trading days in the last 5 years
±1.5%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Visa seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, Visa averaged −0.1% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+4.8%2021−4.1%2022−1.0%2023+1.8%2024+0.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−3.1%1 of 5
Next 10 trading days−2.3%2 of 5
Next 15 trading days−1.9%2 of 5
Next 20 trading days−0.1%2 of 5
Next 30 trading days+0.1%2 of 5

For scale, V’s typical 20-trading-day move in either direction is about 3.7%.

Visa market cap and key statistics

Visa’s market cap is $687.6B, with a P/E ratio of 31.5 and revenue of $44.49B over the last twelve months.

Valuation

Market cap
$687.6B
P/E ratio
31.5
Forward P/E
24.7
EPS, TTM
$11.73
Gekko Fair Value
$387.99

Trading

Volume
19.36M
Avg volume, 20 days
6.14M
52-week high
$385.57
52-week low
$293.89
Shares outstanding
1.70B

Financials

Revenue, TTM
$44.49B
Profit margin
50.8%
Return on equity
61.2%
Quarterly earnings growth, YoY
+10.2%

Risk and income

Beta
0.76
Typical daily move
±1.5%
Typical 20-day move
±3.7%
Dividend yield
0.72%

Visa peers

Visa’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MAMastercard+0.1%Accumulation6.8% below
AXPAmerican Express+0.6%Buying14.4% below
COFCapital One Financial+0.6%Accumulation12.3% below
URIUnited Rentals+1.6%Accumulation3.7% below
RKTRocket Companies−1.6%Buying19.9% below
SYFSynchrony Financial+1.1%Accumulation8.4% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Visa stock FAQ

What is Visa’s market cap?

Visa’s market cap is $687.6B at the Sep 18, 2026 close of $368.29, with 1.70B shares outstanding. The shares trade on a P/E ratio of 31.5.

What is the Visa stock forecast?

The consensus analyst 12-month price target for Visa is $419.36, +13.9% from the last close. Of the 27 firms that rated the stock in the last 90 days, 25 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Visa stock overvalued or undervalued?

On Gekko’s estimate Visa is undervalued: the Sep 18, 2026 close of $368.29 is 5.1% below Gekko Fair Value of $387.99. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Visa report earnings next?

Visa is expected to report on Oct 27, 2026, after the market closes (37 days away). Analysts expect earnings of $3.43 per share on revenue of $12.08B. Visa beat the earnings estimate in 8 of its last 8 reports, moving 2.6% on average across the report.

What is Visa’s 52-week high and low?

Visa’s 52-week high is $385.57 and its 52-week low is $293.89; it closed at $368.29 on Sep 18, 2026, +6.4% over the past year.

Is Visa stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (trend, gekkoindex, fair value and earnings risk) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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