NYSE: V

Visa (V) Stock Analysis & Forecast

Nov 4 close

$436.57+16.15 (+3.8%)

Gekko Brief

Nov 4 close

Visa closed at $436.57 on 4 November 2026, +3.8% on the day. The price sits above both the 50-day ($384.21) and 200-day ($343.71) moving averages, inside a 52-week range of $293.89 to $436.76. The GekkoIndex reads 42.7, in the Distribution zone, down 6.5 points over five sessions. Gekko Fair Value is $407.27, so the price is 7.2% above it.

The next earnings report is due on 28 January 2027, 84 days away (after close). Over the last 8 reports the company beat the earnings estimate 8 times, with an average move of 2.5% across the report. Smart-money activity over the last 90 days includes 1 Congress purchase and 0 sales. Seasonally, the next 20 trading days from this point averaged +2.2% over the last 5 years, rising in 3 of them.

27 firms rate the stock: 24 buy, 3 hold and 0 sell, with a consensus target of $443.44. A typical daily move is about 1.9%, and a typical 20-day move about 3.8%. On the swing-trade checklist, 4 items read supportive and 2 read as a headwind (gekkoindex, fair value).

A plain summary of the figures as of the Nov 4, 2026 close.

Visa price vs fair value

$436.57$407.27Nov ’25May ’26Nov ’26
Close $436.57200-day averageGekko Fair Value $407.27

Visa quick facts

Market cap
$816.0B
P/E ratio
34.5
Forward P/E
27.6
EPS, TTM
$12.32
Revenue, TTM
$45.90B
Profit margin
51.2%
Dividend yield
0.67%
Beta
0.79
Volume
9.67M avg 6.75M
1-year return
+29.6%
Typical daily move
±1.9%
Typical 20-day move
±3.8%
50-day average
$384.21
200-day average
$343.71
Next earnings
Jan 28 after close
Shares outstanding
1.73B
52-week range
$293.89$436.76

Visa swing-trade checklist

Visa scores 4 supportive, 0 mixed and 2 headwinds across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive0 mixed2 headwinds

  • Trendsupportive

    Above 50 and 200-day

    Close $436.57 is above the 50-day ($384.21) and 200-day ($343.71) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexheadwind

    42.7, Distribution

    Reading 42.7 is in the Distribution zone.

    See the GekkoIndex
  • Fair valueheadwind

    7.2% above

    Price is 7.2% above Gekko Fair Value (more than 5% above).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: Congress 1 buy / 0 sales.

    See smart money
  • Earnings risksupportive

    Reports in 84 days

    Next report Jan 28, 2027, 84 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +2.2% on average

    From this point in the calendar, the next 20 trading days averaged +2.2% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Visa stock chart and price history

Visa closed at $436.57 on Nov 4, 2026, +29.6% over the past year, inside a 52-week range of $293.89 to $436.76.

Close50-day average200-day averageVolume
Visa share price, past year, with 50-day and 200-day moving averages and volume$300$350$400DecJan 2026FebMarAprMayJunJulAugSepOct436.57

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+17.8%
3 months
+17.8%
6 months
+36.9%
1 year
+29.6%
The full V chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open V in Gekko

Follow Visa through every session

Put V on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Visa

Visa moves money electronically between the people and organizations that need to pay one another, including shoppers, merchants, banks, businesses, partners, and government agencies. The work runs through VisaNet, a processing network that authorizes, clears, and settles payment transactions. Visa is recognized largely for building and running this transaction infrastructure at the center of everyday card payments.

Beyond the core network, Visa offers card products, digital payment platforms, and a set of additional services that support those payments. Its offerings reach customers through several brand names, among them Visa, Visa Electron, Interlink, VPAY, and PLUS. It has also worked with partners such as Ooredoo in Qatar to extend payment options to cardholders and customers there.

Visa was founded in 1958 and is headquartered in San Francisco, California. Its shares are listed on the NYSE under the ticker V.

Listed
NYSE
Sector
Finance
Industry
Finance/Rental/Leasing
Website
visa.com

Visa GekkoIndex: the smart money zone

Visa’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 42.7, in the Distribution zone, down 6.5 points over five sessions.

010042.7Distribution

Down 6.5 points over five sessions, from the Neutral zone.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying12+3.0%+2.8%+2.3%+0.2%
Accumulation214+0.5%+0.7%+1.6%+1.7%
Neutral423+0.1%+0.5%+1.1%+3.3%
Distribution (current zone)40+0.7%+0.8%−0.3%+1.5%
Selling8Too few readings yet

Average V share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Distribution readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Distribution zone: Institutions potentially offloading. About the five zones →

See every daily GekkoIndex reading plotted over the V price, zone by zone.Track V in Gekko

Is Visa stock overvalued? Gekko Fair Value

Visa trades 7.2% above Gekko Fair Value of $407.27, so the shares are overvalued on Gekko’s estimate.

Gekko’s own estimate of what Visa shares are worth, recalculated every trading day.

$407.27

Gekko Fair Value, Nov 4, 2026

7.2% Overvalued

At the end of Aug 2026 the price was 4.5% below the estimate.

Gekko Fair ValueShare price, month end
$407$420Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open V in Gekko

Visa insider and Congress trading

No open-market insider purchases were filed for Visa, and members of Congress disclosed 1 purchase and 0 sales, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for V in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every V insider filing, plotted on the chart in Gekko.Open V in Gekko

Congress trades last 90 days

1trade disclosed: 1 purchase and 0 sales.

MemberTypeAmountDisclosed
Ro Khanna
House, CA, purchase
Purchase$1,001 - $15,000Oct 9
traded Sep 25

From congressional disclosures, which report amounts as ranges.

Buybacks

Visa has been buying back its own shares.

Latest authorization
$20.00B, Apr 28, 2026
Bought back, quarter ended Sep 30, 2026
$4.02B
As a share of market cap
0.49%
Trailing four quarters
$20.45B

From company filings.

Hedge funds and billionaires quarter ended Jun 30

12of the funds Gekko tracks hold V.

7added3opened2trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko

Visa earnings: next date and track record

Visa reports on Jan 28, 2027, after the close (84 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±2.5%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+1.8%Jan ’25+2.4%Apr ’25−1.3%Jul ’25−1.9%Oct ’25−1.6%Jan ’26+8.1%Apr ’26+1.7%Jul ’26−0.9%Oct ’26

Last earnings call, Oct 27, 2026 AI summary

What they said
Visa reported Q4 FY2026 net revenue of $12.1B (up 13% YoY) and record full-year net revenue of $46B (up 15%), the strongest growth in 15+ years excluding post-pandemic recovery. Payments volume grew 9% in constant dollars; cross-border volume ex-intra-Europe rose 12%. CMS and VAS revenues grew 19% and 30% respectively, collectively exceeding 40% of total revenue. Visa Direct surpassed 15B transactions representing $1.5T in volume.
Guidance
No explicit forward-looking guidance or specific targets were provided in this transcript excerpt. Management highlighted strategic momentum in tokenization, stablecoin credentials, and commercial payments as growth drivers.
ReportedEPSSurpriseRevenueSurpriseMove
Oct 27, 2026$3.48
est $3.44
+1.2%$12.14B
est $12.09B
+0.4%−0.9%
Jul 28, 2026$3.32
est $3.23
+2.8%$11.63B
est $11.40B
+2.0%+1.7%
Apr 28, 2026$3.31
est $3.10
+6.8%$11.23B
est $10.75B
+4.5%+8.1%
Jan 29, 2026$3.32
est $3.14
+5.7%$11.63B
est $10.69B
+8.8%−1.6%
Oct 28, 2025$2.98
est $2.97
+0.3%$10.72B
est $10.62B
+1.0%−1.9%
Jul 29, 2025$2.98
est $2.85
+4.6%$10.17B
est $9.85B
+3.3%−1.3%
Apr 29, 2025$2.76
est $2.68
+3.0%$9.59B
est $9.55B
+0.4%+2.4%
Jan 30, 2025$2.75
est $2.66
+3.4%$9.51B
est $9.35B
+1.7%+1.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Visa stock forecast and analyst price targets

Analysts’ average 12-month price target for Visa is $443.44, +1.6% from the last close, from 27 firms rating the stock in the last 90 days.

$443.44consensus 12-month target, +1.6% from the last close
Low $405High $500
Buy24
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 27 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Nov 4Freedom Capital MarketsHold, downgraded$427−2.2%
Nov 3DZ BANK AGBuy, maintained——
Nov 2Cantor FitzgeraldBuy, maintained$500+14.5%
Oct 29Wells FargoBuy, reiterated$463+6.1%
Oct 29Wells FargoBuy, maintained$463+6.1%
−0.3%average 20-day move after past Distribution readings
+2.2%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Visa seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, Visa averaged +2.2% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

−6.0%2021+8.5%2022+4.6%2023+7.3%2024−3.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.3%4 of 5
Next 10 trading days+1.6%3 of 5
Next 15 trading days+2.4%3 of 5
Next 20 trading days+2.2%3 of 5
Next 30 trading days+4.4%5 of 5

For scale, V’s typical 20-trading-day move in either direction is about 3.8%.

Visa market cap and key statistics

Visa’s market cap is $816.0B, with a P/E ratio of 34.5 and revenue of $45.90B over the last twelve months.

Valuation

Market cap
$816.0B
P/E ratio
34.5
Forward P/E
27.6
EPS, TTM
$12.32
Gekko Fair Value
$407.27

Trading

Volume
9.67M
Avg volume, 20 days
6.75M
52-week high
$436.76
52-week low
$293.89
Shares outstanding
1.73B

Financials

Revenue, TTM
$45.90B
Profit margin
51.2%
Return on equity
63.5%
Quarterly earnings growth, YoY
+21.9%

Risk and income

Beta
0.79
Typical daily move
±1.9%
Typical 20-day move
±3.8%
Dividend yield
0.67%

Visa peers

Visa’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MAMastercard+1.8%Distribution5.8% above
AXPAmerican Express−0.4%Neutral1.1% below
COFCapital One Financial−3.8%Neutral8.2% below
URIUnited Rentals−4.7%Neutral2.1% below
RKTRocket Companies+5.0%Distribution12.7% above
AERAerCap+1.1%Distribution2.0% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

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Visa stock FAQ

What is Visa’s market cap?

Visa’s market cap is $816.0B at the Nov 4, 2026 close of $436.57, with 1.73B shares outstanding. The shares trade on a P/E ratio of 34.5.

What is the Visa stock forecast?

The consensus analyst 12-month price target for Visa is $443.44, +1.6% from the last close. Of the 27 firms that rated the stock in the last 90 days, 24 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Visa stock overvalued or undervalued?

On Gekko’s estimate Visa is overvalued: the Nov 4, 2026 close of $436.57 is 7.2% above Gekko Fair Value of $407.27. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Visa report earnings next?

Visa is expected to report on Jan 28, 2027, after the market closes (84 days away). Analysts expect earnings of $3.63 per share on revenue of $12.19B. Visa beat the earnings estimate in 8 of its last 8 reports, moving 2.5% on average across the report.

What is Visa’s 52-week high and low?

Visa’s 52-week high is $436.76 and its 52-week low is $293.89; it closed at $436.57 on Nov 4, 2026, +29.6% over the past year.

Is Visa stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (trend, smart money, earnings risk and seasonality) and 2 as headwinds (gekkoindex and fair value). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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