NASDAQ: FIGR

Figure Technology Solutions (FIGR) Stock Analysis & Forecast

Sep 28 close

$29.33−2.57 (−8.1%)

Gekko Brief

AI summary

Figure Technology Solutions traded lower this week, with analyst commentary continuing to circulate around the stock. Bernstein's Gautam Chhugani maintained a Buy rating with a $70.00 price target, while brokerage coverage more broadly puts the stock at a consensus "Moderate Buy" from eleven analysts. Coverage also compared FIGR against peers in the finance sector, including Fiserv, alongside general stock overview pieces, following a 5.3% single-session jump noted in mid-September trading.

FIGR closed at $29.33, down 8.1%, and sits below both its 50-day average of $32.84 and 200-day average of $36.73, with the 50-day also below the 200-day. The one-month return stands at -22.9%, the three-month return at 8.3%, and the one-year return at -27.3%. The GekkoIndex reads 65.2, placing the stock in the Accumulation zone, up 7 over the last five sessions. Gekko Fair Value is set at $41.24, putting the current price 28.9% below that level.

The next earnings date falls on 12 November 2026, 44 days out and beyond a typical 20-trading-day holding window; the last report on 13 August 2026 showed EPS of $0.37 against a $0.24 estimate, with a 2.4% reaction. Over the last 30 days, 6 unusual options signals have appeared, with call premium of $2,402,955 against put premium of $3,144,687. Holdings include one billionaire holder and one trailblazer holder. The consensus analyst target sits at $55.29, implying 88.5% upside per that consensus.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Figure Technology Solutions price vs fair value

$41.24$29.33Sep ’25Mar ’26Sep ’26
Close $29.33200-day averageGekko Fair Value $41.24

Figure Technology Solutions quick facts

Market cap
$5.36B
P/E ratio
33.2
Forward P/E
—
EPS, TTM
$0.96
Revenue, TTM
$619.1M
Profit margin
38.3%
Dividend yield
—
Beta
—
Volume
6.16M avg 4.76M
1-year return
−27.3%
Typical daily move
±8.7%
Typical 20-day move
±13.5%
50-day average
$32.84
200-day average
$36.73
Next earnings
Nov 12
Shares outstanding
185.7M
52-week range
$24.11$78.00

Figure Technology Solutions swing-trade checklist

Figure Technology Solutions scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive0 mixed2 headwinds

  • Trendheadwind

    Below 50 and 200-day

    Close $29.33 is below the 50-day ($32.84) and 200-day ($36.73) averages, and the 50-day is below the 200-day.

    See the chart
  • GekkoIndexsupportive

    65.2, Accumulation

    Reading 65.2 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    28.9% below

    Price is 28.9% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyheadwind

    Leans bearish

    Last 30 days: 6 unusual options signals.

    See smart money
  • Earnings risksupportive

    Reports in 44 days

    Next report Nov 12, 2026, 44 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityno data

    No data

    Not enough years of history for a seasonal read.

A description of current data, not a recommendation. How this page works

Figure Technology Solutions stock chart and price history

Figure Technology Solutions closed at $29.33 on Sep 28, 2026, −27.3% over the past year, inside a 52-week range of $24.11 to $78.00.

Close50-day average200-day averageVolume
Figure Technology Solutions share price, past year, with 50-day and 200-day moving averages and volume$40$50$60$70NovDecJan 2026FebMarAprMayJunJulAugSep29.33

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−22.9%
3 months
+8.3%
6 months
−5.4%
1 year
−27.3%
The full FIGR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FIGR in Gekko

Follow Figure Technology Solutions through every session

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About Figure Technology Solutions

Figure Technology Solutions builds and runs blockchain-based platforms used within consumer finance. Its technology supports marketplace functions such as lending, trading and investing, giving it recognition for applying distributed ledger systems to these financial activities.

The company operates as a provider of these distributed ledger solutions, offering the infrastructure that underpins marketplace transactions in lending, trading and investing for participants in the consumer finance space.

Figure Technology Solutions was founded in 2018 and is headquartered in Reno, Nevada. It was previously called FT Intermediate, Inc. before taking on its present name in August 2025. Its shares are listed on the NASDAQ under the ticker FIGR.

Listed
NASDAQ
Sector
Finance
Industry
Finance/Rental/Leasing
Website
figure.com

Figure Technology Solutions GekkoIndex: the smart money zone

Figure Technology Solutions’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.2, in the Accumulation zone, up 7 points over five sessions.

010065.2Accumulation

Up 7 points over five sessions, from the Neutral zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying12+1.1%+6.3%+9.6%+29.5%
Accumulation (current zone)80+1.4%+2.1%+7.0%+16.3%
Neutral142−0.2%+0.4%+1.6%−8.8%
Distribution23+4.1%−1.4%−15.6%−33.1%
Selling0Not available

Average FIGR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FIGR price, zone by zone.Track FIGR in Gekko

Is Figure Technology Solutions stock overvalued? Gekko Fair Value

Figure Technology Solutions trades 28.9% below Gekko Fair Value of $41.24, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Figure Technology Solutions shares are worth, recalculated every trading day.

$41.24

Gekko Fair Value, Sep 29, 2026

28.9% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FIGR in Gekko

Figure Technology Solutions insider and Congress trading

No open-market insider purchases were filed for Figure Technology Solutions, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FIGR in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FIGR insider filing, plotted on the chart in Gekko.Open FIGR in Gekko

Congress trades last 90 days

No trades in FIGR were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FIGR, plotted on the chart in Gekko.Open FIGR in Gekko

Buybacks

Figure Technology Solutions has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$9.70M
As a share of market cap
0.18%

From company filings.

Unusual options activity last 30 days

6signals, 43% of the flagged premium in calls.

Latest: Bearish flow on Sep 26, $537K in unusual premium.

Hedge funds and billionaires quarter ended Jun 30

2of the funds Gekko tracks hold FIGR.

0added1opened1trimmed4sold out
Every signal with its contract, strike and premium, and which funds are on each side.Unlock in Gekko

Figure Technology Solutions earnings: next date and track record

Figure Technology Solutions reports on Nov 12, 2026 (44 days away), and beat the EPS estimate in 2 of its last 4 reports.

2 of 4reports beat the EPS estimate
±10.6%average move across the report
3 of 4reports followed by a gain

Share-price move across each report

+7.9%Nov ’25−27.1%Feb ’26+5.0%May ’26+2.4%Aug ’26

Last earnings call, Aug 13, 2026 AI summary

What they said
Figure Technology Solutions reported Q2 2026 consumer loan marketplace volume of $4.3 billion, beating guidance by 4% with 132% year-over-year growth. EBITDA margins reached 55%, with nearly 100% revenue growth. Figure Connect (tokenized marketplace) grew to 65% of volume from 56% last quarter. Partner ecosystem expanded to 489 partners, up 102 sequentially, with application volumes surpassing $1 billion per week in early July.
Guidance
Management raised medium-term Figure Connect volume mix estimate to ~70% from prior 60% target. EBITDA margin target remains 60% medium-term. Continued Q3 momentum signaled with application volumes exceeding $1 billion per week.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 13, 2026$0.37
est $0.24
+54.2%$218.4M
est $208.2M
+4.9%+2.4%
May 11, 2026$0.18
est $0.19
−3.3%$167.0M
est $159.5M
+4.7%+5.0%
Feb 26, 2026$0.06
est $0.13
−53.8%$157.6M
est $155.2M
+1.5%−27.1%
Nov 13, 2025$0.34
est $0.16
+110.3%$156.4M
est $119.4M
+31.0%+7.9%
Sep 2, 2025$0.07—$111.9M——

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Figure Technology Solutions stock forecast and analyst price targets

Analysts’ average 12-month price target for Figure Technology Solutions is $55.29, +88.5% from the last close, from 5 firms rating the stock in the last 90 days.

$55.29consensus 12-month target, +88.5% from the last close
Low $45High $70
Buy4
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 21BernsteinBuy, maintained$70+138.7%
Sep 9Bank of America SecuritiesHold, upgraded$49+67.1%
Aug 21BernsteinBuy, maintained$70+138.7%
Aug 20NeedhamBuy, reiterated$55+87.5%
Aug 14Piper SandlerBuy, maintained$65+121.6%
+7.0%average 20-day move after past Accumulation readings
±8.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Figure Technology Solutions market cap and key statistics

Figure Technology Solutions’s market cap is $5.36B, with a P/E ratio of 33.2 and revenue of $619.1M over the last twelve months.

Valuation

Market cap
$5.36B
P/E ratio
33.2
EPS, TTM
$0.96
Gekko Fair Value
$41.24

Trading

Volume
6.16M
Avg volume, 20 days
4.76M
52-week high
$78.00
52-week low
$24.11
Shares outstanding
185.7M

Financials

Revenue, TTM
$619.1M
Profit margin
38.3%
Return on equity
26.1%
Quarterly earnings growth, YoY
+337.5%

Risk and income

Typical daily move
±8.7%
Typical 20-day move
±13.5%

Figure Technology Solutions peers

Figure Technology Solutions’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
VVisa+0.3%Neutral5.4% below
MAMastercard+0.4%Neutral6.5% below
AXPAmerican Express−0.4%Accumulation12.9% below
COFCapital One Financial−1.4%Accumulation14.8% below
URIUnited Rentals+0.5%Neutral9.0% below
RKTRocket Companies−1.8%Accumulation23.5% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Figure Technology Solutions stock FAQ

What is Figure Technology Solutions’s market cap?

Figure Technology Solutions’s market cap is $5.36B at the Sep 28, 2026 close of $29.33, with 185.7M shares outstanding. The shares trade on a P/E ratio of 33.2.

What is the Figure Technology Solutions stock forecast?

The consensus analyst 12-month price target for Figure Technology Solutions is $55.29, +88.5% from the last close. Of the 5 firms that rated the stock in the last 90 days, 4 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Figure Technology Solutions stock overvalued or undervalued?

On Gekko’s estimate Figure Technology Solutions is undervalued: the Sep 28, 2026 close of $29.33 is 28.9% below Gekko Fair Value of $41.24. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Figure Technology Solutions report earnings next?

Figure Technology Solutions is expected to report on Nov 12, 2026 (44 days away). Analysts expect earnings of $0.33 per share on revenue of $253.3M. Figure Technology Solutions beat the earnings estimate in 2 of its last 4 reports, moving 10.6% on average across the report.

What is Figure Technology Solutions’s 52-week high and low?

Figure Technology Solutions’s 52-week high is $78.00 and its 52-week low is $24.11; it closed at $29.33 on Sep 28, 2026, −27.3% over the past year.

Is Figure Technology Solutions stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk) and 2 as headwinds (trend and smart money). The checklist is a description of current data, not a recommendation.

Is there unusual options activity in Figure Technology Solutions?

Gekko flagged 6 unusual options signals in Figure Technology Solutions over the last 30 days, with $2.40M of flagged premium in calls and $3.14M in puts. The latest, bearish flow, was on Sep 26, 2026 with $537K in unusual premium. The signal-by-signal table is in Gekko.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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