Insider buying last 90 days
No open-market insider purchases were filed for NNI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every NNI insider filing, plotted on the chart in Gekko.Open NNI in Gekko
Gekko Brief
AI summaryThis week's coverage of Nelnet centers on a comparative review pitting NNI against Upbound Group (UPBD), weighing the two finance names across risk, earnings, valuation, institutional ownership, dividends, analyst recommendations and profitability.
NNI closed at $124.05, down 0.2%, sitting below both its 50-day average of $128.93 and its 200-day average of $131.54, with the 50-day also below the 200-day. The stock is off 2.6% over one month, 6.7% over three months, and 2% over six months. The GekkoIndex reads 69.6, placing it in the Accumulation zone, up 5.2 over the past five sessions. Gekko Fair Value stands at $129.48, putting the current price 4.2% below that mark.
Nelnet's next earnings report is scheduled for 5 November 2026, 37 days out and beyond a typical 20-trading-day holding window; the prior quarter's EPS of $1.56 missed the $1.63 estimate, with an average absolute reaction of 3.6% historically. Seasonality from this point in the calendar has averaged a 3.2% move over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress, or unusual options activity appears in the current windows, and the sole analyst covering the stock holds a consensus target of $130.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Nelnet price vs fair value
Close $124.05200-day averageGekko Fair Value $129.48
Nelnet quick facts
- Market cap
- $4.46B
- P/E ratio
- 14.9
- Forward P/E
- 13.1
- EPS, TTM
- $8.36
- Revenue, TTM
- $1.49B
- Profit margin
- 20.3%
- Dividend yield
- 1.03%
- Beta
- 0.76
- Volume
- 125,280 avg 146,653
- 1-year return
- −1.6%
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±3.7%
- 50-day average
- $128.93
- 200-day average
- $131.54
- Next earnings
- Nov 5
- Shares outstanding
- 25.16M
Nelnet swing-trade checklist
Nelnet scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendheadwind
Below 50 and 200-day
Close $124.05 is below the 50-day ($128.93) and 200-day ($131.54) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
69.6, Accumulation
Reading 69.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
4.2% below
Price is within 5% of Gekko Fair Value (4.2% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 37 days
Next report Nov 5, 2026, 37 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.2% on average
From this point in the calendar, the next 20 trading days averaged +3.2% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Nelnet stock chart and price history
Nelnet closed at $124.05 on Sep 28, 2026, −1.6% over the past year, inside a 52-week range of $116.62 to $144.38.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −2.6%
- 3 months
- −6.7%
- 6 months
- −2.0%
- 1 year
- −1.6%
The full NNI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open NNI in Gekko
Follow Nelnet through every session
Put NNI on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track NNI in GekkoFree for 7 days. No credit card required.
About Nelnet
Nelnet works across several fields at once, combining loan management with telecommunications, education technology, and payment processing. It is perhaps most recognized for its student loan servicing work, which covers everything from processing applications and borrower data to handling payments, claims, and customer service through contact centers.
The company is organized into distinct segments. Its Loan Servicing and Systems arm builds software for student loan servicing and runs outsourced support operations. A separate segment, covering education technology, services, and payment processing, serves schools with tools such as financial management systems, admissions software, tuition payment plans, billing and refund technology, and campus payment options, alongside offerings like FACTS Giving for donations and platforms for faith community and learning management. Its Communications unit delivers fiber-based internet, television, and phone service to homes and businesses, while Asset Generation and Management focuses on acquiring and holding loan assets. Nelnet Bank, a further segment, runs internet-based industrial banking operations.
Nelnet was founded in 1978 and is headquartered in Lincoln, Nebraska. Its shares are listed on the NYSE under the ticker NNI.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Website
- nelnet.com
Nelnet GekkoIndex: the smart money zone
Nelnet’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69.6, in the Accumulation zone, up 5.2 points over five sessions.
69.6Accumulation
Up 5.2 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 9 | Too few readings yet | |||
| Accumulation (current zone) | 185 | +0.7% | +3.6% | ||
| Neutral | 421 | +0.3% | +0.8% | ||
| Distribution | 54 | −1.3% | −2.9% | ||
| Selling | 3 | Too few readings yet | |||
Average NNI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the NNI price, zone by zone.Track NNI in Gekko
Is Nelnet stock overvalued? Gekko Fair Value
Nelnet trades 4.2% below Gekko Fair Value of $129.48, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Nelnet shares are worth, recalculated every trading day.
$129.48
Gekko Fair Value, Sep 26, 2026
4.2% below fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open NNI in Gekko
Nelnet insider and Congress trading
No open-market insider purchases were filed for Nelnet, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in NNI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for NNI, plotted on the chart in Gekko.Open NNI in Gekko
Buybacks
Nelnet has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $24.35M
- As a share of market cap
- 0.55%
- Trailing four quarters
- $84.16M
From company filings.
Hedge funds and billionaires quarter ended Mar 31
1of the funds Gekko tracks holds NNI.
0added0opened1trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko
Nelnet earnings: next date and track record
Nelnet reports on Nov 5, 2026 (37 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Nov 5, 2026
37 days away
- EPS estimate
- $1.85
- Revenue estimate
- $426.7M
5 of 8reports beat the EPS estimate
±3.6%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Feb 26, 2026 | $1.56 est $1.63 | $392.0M est $382.3M | −1.0% |
| Nov 6, 2025 | $2.95 est $1.52 | $494.6M est $382.0M | +2.1% |
| Aug 6, 2025 | $5.05 est $1.91 | $617.7M est $376.4M | +0.6% |
| May 7, 2025 | $2.39 est $1.92 | $466.1M est $393.0M | +0.8% |
| Feb 25, 2025 | $1.44 est $1.23 | $434.2M est $335.0M | +0.3% |
| Nov 7, 2024 | $0.34 est $1.36 | $240.5M est $335.5M | −9.9% |
| Aug 8, 2024 | $1.23 est $1.33 | $506.1M est $358.8M | +1.1% |
| May 9, 2024 | $1.81 est $1.38 | $570.5M est $364.2M | +12.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Nelnet stock forecast and analyst price targets
Analysts’ average 12-month price target for Nelnet is $130.00, +4.8% from the last close, from 1 firm rating the stock in the last 90 days.
$130.00consensus 12-month target, +4.8% from the last close
Each firm’s latest rating in the last 90 days: 1 firm.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 7 | TD Cowen | $130 | +4.8% |
+3.6%average 20-day move after past Accumulation readings
+3.2%average move over the next 20 trading days in the last 5 years
±1.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Nelnet seasonality: the next 20 trading days
Over the next 20 trading days from Sep 26, Nelnet averaged +3.2% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.6% | 4 of 5 |
| Next 10 trading days | +0.6% | 3 of 5 |
| Next 15 trading days | +2.9% | 4 of 5 |
| Next 20 trading days | +3.2% | 4 of 5 |
| Next 30 trading days | +7.2% | 4 of 5 |
For scale, NNI’s typical 20-trading-day move in either direction is about 3.7%.
Nelnet market cap and key statistics
Nelnet’s market cap is $4.46B, with a P/E ratio of 14.9 and revenue of $1.49B over the last twelve months.
Valuation
- Market cap
- $4.46B
- P/E ratio
- 14.9
- Forward P/E
- 13.1
- EPS, TTM
- $8.36
- Gekko Fair Value
- $129.48
Trading
- Volume
- 125,280
- Avg volume, 20 days
- 146,653
- 52-week high
- $144.38
- 52-week low
- $116.62
- Shares outstanding
- 25.16M
Financials
- Revenue, TTM
- $1.49B
- Profit margin
- 20.3%
- Return on equity
- 6.8%
- Quarterly earnings growth, YoY
- −62.8%
Risk and income
- Beta
- 0.76
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±3.7%
- Dividend yield
- 1.03%
Nelnet stock news this week
1 headline about Nelnet from the past week, newest first, each linking to the publisher.
- Head-To-Head Review: Nelnet (NYSE:NNI) versus Upbound Group (NASDAQ:UPBD)Defense World, Sep 21
Nelnet peers
Nelnet’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Neutral | 5.4% below |
| MAMastercard | Neutral | 6.5% below |
| AXPAmerican Express | Accumulation | 12.9% below |
| COFCapital One Financial | Accumulation | 14.8% below |
| URIUnited Rentals | Neutral | 9.0% below |
| RKTRocket Companies | Accumulation | 23.5% below |
A peer links to its own page where one exists.
Nelnet stock FAQ
What is Nelnet’s market cap?
Nelnet’s market cap is $4.46B at the Sep 28, 2026 close of $124.05, with 25.16M shares outstanding. The shares trade on a P/E ratio of 14.9.
What is the Nelnet stock forecast?
The consensus analyst 12-month price target for Nelnet is $130.00, +4.8% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Nelnet stock overvalued or undervalued?
On Gekko’s estimate Nelnet is about fair value: the Sep 28, 2026 close of $124.05 is 4.2% below Gekko Fair Value of $129.48. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Nelnet report earnings next?
Nelnet is expected to report on Nov 5, 2026 (37 days away). Analysts expect earnings of $1.85 per share on revenue of $426.7M. Nelnet beat the earnings estimate in 5 of its last 8 reports, moving 3.6% on average across the report.
What is Nelnet’s 52-week high and low?
Nelnet’s 52-week high is $144.38 and its 52-week low is $116.62; it closed at $124.05 on Sep 28, 2026, −1.6% over the past year.
Is Nelnet stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, earnings risk and seasonality), 1 as mixed (fair value) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Nelnet the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,380 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.