Insider buying last 90 days
No open-market insider purchases were filed for SLM in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SLM insider filing, plotted on the chart in Gekko.Open SLM in Gekko
Gekko Brief
AI summarySLM shares slipped this week amid bond profile updates on several of the company's notes and continued analyst commentary. A Marketbeat report noted a consensus "Hold" recommendation from twelve analysts with a $29.80 price target, while separate coverage flagged the stock as declining 3.3% to $24.25 despite a GF Score of 79/100. A filing also showed Bank of America Corp DE acquiring a new stake in SLM.
The stock closes at $22.90, down 3.2%, sitting below both its 50-day average of $26.00 and its 200-day average of $24.24, with a 1-month return of -14.5% and a 1-year return of -18.4%. The GekkoIndex reads 71.1, placing SLM in the Buying zone. Price sits 15.3% below Gekko Fair Value of $27.05.
Earnings are scheduled for 22 October 2026 after close, 23 days away and inside a typical 20-trading-day holding window; the prior quarter saw EPS of $1.54 versus a $1.20 estimate, with a 3.2% reaction. No insider, Congress, or unusual options activity appears in their respective windows. Seasonality from this point in the calendar has averaged a 1.6% gain over the next 20 trading days across 5 years, rising in 3 of them. Analyst coverage from 8 firms shows 4 buy, 3 hold, and 1 sell ratings, with a consensus target of $28.55, representing 24.7% upside from current levels.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
SLM price vs fair value
Close $22.90200-day averageGekko Fair Value $27.05
SLM quick facts
- Market cap
- $4.31B
- P/E ratio
- 6.6
- Forward P/E
- 6.9
- EPS, TTM
- $3.50
- Revenue, TTM
- $1.69B
- Profit margin
- 43.6%
- Dividend yield
- 2.20%
- Beta
- 0.97
- Volume
- 2.05M avg 2.02M
- 1-year return
- −18.4%
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±5.6%
- 50-day average
- $26.00
- 200-day average
- $24.24
- Next earnings
- Oct 22 after close
- Shares outstanding
- 188.0M
SLM swing-trade checklist
SLM scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $22.90 sits between the 50-day ($26.00) and 200-day ($24.24) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
71.1, Buying
Reading 71.1 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
15.3% below
Price is 15.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+1.6% on average
From this point in the calendar, the next 20 trading days averaged +1.6% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
SLM stock chart and price history
SLM closed at $22.90 on Sep 28, 2026, −18.4% over the past year, inside a 52-week range of $17.77 to $31.06.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −14.5%
- 3 months
- −12.3%
- 6 months
- +12.5%
- 1 year
- −18.4%
The full SLM chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SLM in Gekko
Follow SLM through every session
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SLM GekkoIndex: the smart money zone
SLM’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 71.1, in the Buying zone, up 5.1 points over five sessions.
71.1Buying
Up 5.1 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 25 | −1.7% | −0.1% | ||
| Accumulation | 203 | +0.8% | +2.5% | ||
| Neutral | 403 | +0.4% | +1.2% | ||
| Distribution | 40 | −2.6% | −3.0% | ||
| Selling | 1 | Too few readings yet | |||
Average SLM share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the SLM price, zone by zone.Track SLM in Gekko
Is SLM stock overvalued? Gekko Fair Value
SLM trades 15.3% below Gekko Fair Value of $27.05, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what SLM shares are worth, recalculated every trading day.
$27.05
Gekko Fair Value, Sep 26, 2026
15.3% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open SLM in Gekko
SLM insider and Congress trading
No open-market insider purchases were filed for SLM, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SLM were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SLM, plotted on the chart in Gekko.Open SLM in Gekko
Buybacks
SLM has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $3.15M
- As a share of market cap
- 0.07%
- Trailing four quarters
- $561.1M
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds SLM.
0added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
SLM earnings: next date and track record
SLM reports on Oct 22, 2026, after the close (23 days away), and beat the EPS estimate in 4 of its last 8 reports.
Next earnings report
Oct 22, 2026
Expected after the close, 23 days away
- EPS estimate
- $0.37
- Revenue estimate
- $472.7M
4 of 8reports beat the EPS estimate
±2.4%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Apr 23, 2026 AI summary
- What they said
- SLM reported Q1 2026 diluted EPS of $1.54, up from $1.40 year-over-year, with loan originations of $2.9 billion, up 5%. The company executed $3.3 billion in loan sales generating $146 million in gains, including a $2 billion seasoned portfolio sale. A $200 million ASR was launched alongside a 10b5-1 repurchase plan. Management anticipates federal higher education reforms could increase originations by up to 70% over several years.
- Guidance
- Management expects multiyear origination growth of up to 70% driven by federal higher education reforms. New loan program customer performance is tracking slightly better than loss outlook assumptions, though more data is needed for full confidence.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Apr 23, 2026 | $1.54 est $1.20 | $560.0M est $530.5M | +3.2% |
| Jan 22, 2026 | $1.12 est $0.92 | $454.1M est $442.4M | +4.5% |
| Oct 23, 2025 | $0.63 est $0.81 | $830.3M est $545.2M | +2.3% |
| Jul 24, 2025 | $0.32 est $0.49 | $683.5M est $386.7M | −0.8% |
| Apr 24, 2025 | $1.40 est $1.19 | $862.1M est $560.3M | +2.2% |
| Jan 23, 2025 | $0.50 est $0.55 | $689.2M est $368.1M | −0.2% |
| Oct 23, 2024 | −$0.23 est $0.12 | $677.2M est $391.7M | −3.6% |
| Jul 24, 2024 | $1.11 est $0.84 | $783.3M est $362.8M | −2.1% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
SLM stock forecast and analyst price targets
Analysts’ average 12-month price target for SLM is $28.55, +24.7% from the last close, from 8 firms rating the stock in the last 90 days.
$28.55consensus 12-month target, +24.7% from the last close
Now $22.90Avg $28.55
Low $25High $32
Each firm’s latest rating in the last 90 days: 8 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 15 | TD Cowen | $32 | +39.7% |
| Sep 15 | Barclays | $26 | +13.5% |
| Sep 15 | Morgan Stanley | $28 | +22.3% |
| Sep 14 | Wells Fargo | $28 | +22.3% |
| Aug 17 | Morgan Stanley | $28 | +22.3% |
−0.1%average 20-day move after past Buying readings
+1.6%average move over the next 20 trading days in the last 5 years
±3.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
SLM seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, SLM averaged +1.6% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.6% | 3 of 5 |
| Next 10 trading days | −0.1% | 2 of 5 |
| Next 15 trading days | +0.6% | 3 of 5 |
| Next 20 trading days | +1.6% | 3 of 5 |
| Next 30 trading days | +8.0% | 4 of 5 |
For scale, SLM’s typical 20-trading-day move in either direction is about 5.6%.
SLM market cap and key statistics
SLM’s market cap is $4.31B, with a P/E ratio of 6.6 and revenue of $1.69B over the last twelve months.
Valuation
- Market cap
- $4.31B
- P/E ratio
- 6.6
- Forward P/E
- 6.9
- EPS, TTM
- $3.50
- Gekko Fair Value
- $27.05
Trading
- Volume
- 2.05M
- Avg volume, 20 days
- 2.02M
- 52-week high
- $31.06
- 52-week low
- $17.77
- Shares outstanding
- 188.0M
Financials
- Revenue, TTM
- $1.69B
- Profit margin
- 43.6%
- Return on equity
- 30.3%
- Quarterly earnings growth, YoY
- −9.4%
Risk and income
- Beta
- 0.97
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±5.6%
- Dividend yield
- 2.20%
SLM stock news this week
Coverage of SLM this week reads neutral: 0 positive, 4 neutral and 0 negative headlines.
- SLM.RN Bond Profile: Coupon and RedemptionTradingView, Sep 27
- SLM.TA Bond Profile: Coupon and RedemptionTradingView, Sep 26
- SLM.QA Bond Profile: Coupon and RedemptionTradingView, Sep 26
- SLM Corp (SLM) Stock Down 3.3% but Still Overvalued -- GF Score: 79/100GuruFocus, Sep 22
- Bank of America Corp DE Invests $37.27 Million in SLM Corporation $SLMMarketBeat, Sep 22
- SLM Corporation (NASDAQ:SLM) Receives $29.80 Consensus Price Target from AnalystsDefense World, Sep 21
SLM peers
SLM’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| VVisa | Neutral | 5.4% below |
| MAMastercard | Neutral | 6.5% below |
| AXPAmerican Express | Accumulation | 12.9% below |
| COFCapital One Financial | Accumulation | 14.8% below |
| URIUnited Rentals | Neutral | 9.0% below |
| RKTRocket Companies | Accumulation | 23.5% below |
A peer links to its own page where one exists.
SLM stock FAQ
What is SLM’s market cap?
SLM’s market cap is $4.31B at the Sep 28, 2026 close of $22.90, with 188.0M shares outstanding. The shares trade on a P/E ratio of 6.6.
What is the SLM stock forecast?
The consensus analyst 12-month price target for SLM is $28.55, +24.7% from the last close. Of the 8 firms that rated the stock in the last 90 days, 4 rate it a buy, 3 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is SLM stock overvalued or undervalued?
On Gekko’s estimate SLM is undervalued: the Sep 28, 2026 close of $22.90 is 15.3% below Gekko Fair Value of $27.05. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does SLM report earnings next?
SLM is expected to report on Oct 22, 2026, after the market closes (23 days away). Analysts expect earnings of $0.37 per share on revenue of $472.7M. SLM beat the earnings estimate in 4 of its last 8 reports, moving 2.4% on average across the report.
What is SLM’s 52-week high and low?
SLM’s 52-week high is $31.06 and its 52-week low is $17.77; it closed at $22.90 on Sep 28, 2026, −18.4% over the past year. Over the last five years the shares peaked at $34.97 on Jul 8, 2025.
Is SLM stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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