Insider buying last 90 days
No open-market insider purchases were filed for SEZL in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SEZL insider filing, plotted on the chart in Gekko.Open SEZL in Gekko
NASDAQ: SEZL
Sezzle (SEZL) Stock Analysis & Forecast
Oct 12 close
$130.48+1.84 (+1.4%)
Gekko Brief
AI summaryOct 12 closeSezzle's stock rose this week, with shares up about 9.7% to around $128.64 in one session, as attention centered on the company's scheduling of third quarter 2026 results, to be released after market close on 4 November, followed by a conference call and webcast at 5:00 p.m. ET. Alongside this, coverage noted insider selling activity, including a Form 144 filing and a trust's proposed sale of shares tied to covering call options, though the broader move appears driven by price action rather than these filings alone.
Sezzle now trades at $130.48, up 1.4%, sitting above both its 50-day average of $122.45 and 200-day average of $104.47, with the shorter-term average above the longer-term one. The GekkoIndex reads 49.2, placing it in the Neutral zone, down from a higher level five days prior. Price sits 7.2% below Gekko Fair Value of $140.63.
Over the next 20 trading days, the 4 November earnings date falls within this window, with the company having beaten estimates in 8 of its last 8 quarters and showing an average absolute reaction of 31.6% around results, including a -32.3% move after the last report. Seasonality data shows the next 20 trading days averaged +32.2% over five years, though gains occurred in only 2 of those years. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Consensus among 6 analysts stands at 4 buy and 2 hold ratings, with a target of $167.17.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Sezzle price vs fair value
Close $130.48200-day averageGekko Fair Value $140.63
Sezzle quick facts
- Market cap
- $4.39B
- P/E ratio
- 25.7
- Forward P/E
- 17.1
- EPS, TTM
- $4.56
- Revenue, TTM
- $531.9M
- Profit margin
- 30.3%
- Dividend yield
- —
- Beta
- 6.73
- Volume
- 376,045 avg 531,094
- 1-year return
- +59.7%
- Typical daily move
- ±4.2%
- Typical 20-day move
- ±25.2%
- 50-day average
- $122.45
- 200-day average
- $104.47
- Next earnings
- Nov 4 after close
- Shares outstanding
- 33.68M
Sezzle swing-trade checklist
Sezzle scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendsupportive
Above 50 and 200-day
Close $130.48 is above the 50-day ($122.45) and 200-day ($104.47) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
49.2, Neutral
Reading 49.2 is in the Neutral zone.
See the GekkoIndex - Fair valuesupportive
7.2% below
Price is 7.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Nov 4, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+32.2% on average
From this point in the calendar, the next 20 trading days averaged +32.2% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Sezzle stock chart and price history
Sezzle closed at $130.48 on Oct 12, 2026, +59.7% over the past year, inside a 52-week range of $49.50 to $195.71.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +9.8%
- 3 months
- −28.5%
- 6 months
- +112.8%
- 1 year
- +59.7%
The full SEZL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SEZL in Gekko
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About Sezzle
Sezzle provides a payment option that lets shoppers split a purchase into four equal, interest-free installments spread across six weeks. The service is built for use both online and in physical stores, giving buyers a way to pay over time rather than all at once. This installment-based checkout tool is the core of what the company is recognized for.
Operating as a technology-driven payments business, Sezzle works to connect everyday consumers with the merchants they shop from, supporting transactions across the United States and Canada. Its platform sits between retailers and customers at the point of sale, whether that sale happens on a website or at a brick-and-mortar counter.
Sezzle was founded in 2016 and is headquartered in Minneapolis, Minnesota. Its shares trade on the NASDAQ under the ticker SEZL.
- Listed
- NASDAQ
- Sector
- Technology services
- Industry
- Packaged software
- Website
- sezzle.com
Sezzle GekkoIndex: the smart money zone
Sezzle’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 49.2, in the Neutral zone, down 15 points over five sessions.
49.2Neutral
Down 15 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +0.6% | +10.7% | ||
| Accumulation | 219 | +2.7% | +6.6% | ||
| Neutral (current zone) | 347 | +4.0% | +17.4% | ||
| Distribution | 75 | +3.7% | +20.4% | ||
| Selling | 11 | Not available | |||
Average SEZL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the SEZL price, zone by zone.Track SEZL in Gekko
Is Sezzle stock overvalued? Gekko Fair Value
Sezzle trades 7.2% below Gekko Fair Value of $140.63, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Sezzle shares are worth, recalculated every trading day.
$140.63
Gekko Fair Value, Oct 10, 2026
7.2% Undervalued
At the end of Aug 2026 the price was 26.0% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open SEZL in Gekko
Sezzle insider and Congress trading
No open-market insider purchases were filed for Sezzle, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SEZL were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SEZL, plotted on the chart in Gekko.Open SEZL in Gekko
Buybacks
Sezzle has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $32.81M
- As a share of market cap
- 0.75%
- Trailing four quarters
- $92.54M
From company filings.
Sezzle earnings: next date and track record
Sezzle reports on Nov 4, 2026, after the close (23 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Nov 4, 2026
Expected after the close, 23 days away
- EPS estimate
- $1.28
- Revenue estimate
- $155.0M
8 of 8reports beat the EPS estimate
±31.6%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 6, 2026 | $1.13 est $1.03 | $149.7M est $135.1M | −32.3% |
| May 6, 2026 | $1.43 est $1.24 | $135.5M est $127.7M | +17.2% |
| Feb 25, 2026 | $1.21 est $0.96 | $129.9M est $127.6M | +39.7% |
| Nov 5, 2025 | $0.71 est $0.65 | $116.8M est $128.3M | −5.7% |
| Aug 7, 2025 | $0.69 est $0.58 | $98.70M est $94.93M | −35.7% |
| May 7, 2025 | $1.00 est $0.20 | $104.9M est $64.76M | +35.9% |
| Feb 25, 2025 | $4.39 est $3.04 | $98.22M est $73.90M | +7.7% |
| Nov 7, 2024 | $2.62 est $0.89 | $69.96M est $74.22M | +78.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Sezzle stock forecast and analyst price targets
Analysts’ average 12-month price target for Sezzle is $167.17, +28.1% from the last close, from 6 firms rating the stock in the last 90 days.
$167.17consensus 12-month target, +28.1% from the last close
Now $130.48Avg $167.17
Low $155High $196
Each firm’s latest rating in the last 90 days: 6 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 6 | TD Cowen | $160 | +22.6% |
| Aug 20 | Needham | $172 | +31.8% |
| Aug 10 | TD Cowen | $165 | +26.5% |
| Aug 7 | B. Riley Securities | $196 | +50.2% |
| Aug 7 | Oppenheimer | — | — |
+17.4%average 20-day move after past Neutral readings
+32.2%average move over the next 20 trading days in the last 5 years
±4.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Sezzle seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Sezzle averaged +32.2% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +28.6% | 2 of 5 |
| Next 10 trading days | +61.3% | 3 of 5 |
| Next 15 trading days | +33.5% | 2 of 5 |
| Next 20 trading days | +32.2% | 2 of 5 |
| Next 30 trading days | +29.3% | 2 of 5 |
For scale, SEZL’s typical 20-trading-day move in either direction is about 25.2%.
Sezzle market cap and key statistics
Sezzle’s market cap is $4.39B, with a P/E ratio of 25.7 and revenue of $531.9M over the last twelve months.
Valuation
- Market cap
- $4.39B
- P/E ratio
- 25.7
- Forward P/E
- 17.1
- EPS, TTM
- $4.56
- Gekko Fair Value
- $140.63
Trading
- Volume
- 376,045
- Avg volume, 20 days
- 531,094
- 52-week high
- $195.71
- 52-week low
- $49.50
- Shares outstanding
- 33.68M
Financials
- Revenue, TTM
- $531.9M
- Profit margin
- 30.3%
- Return on equity
- 88.8%
- Quarterly earnings growth, YoY
- +50.0%
Risk and income
- Beta
- 6.73
- Typical daily move
- ±4.2%
- Typical 20-day move
- ±25.2%
Sezzle stock news this week
Coverage of Sezzle this week reads positive: 7 positive, 7 neutral and 3 negative headlines.
- Sezzle Inc. (Coinbase Tokenized Stock) (SEZLC) Price Prediction for 2026 to 2031Bybit, Oct 11
- Sezzle (NASDAQ: SEZL) schedules November 4 results call and investor conferencesDefense World, Oct 11
- Sezzle Inc. (SEZL) stock price, news, quote and historyYahoo Finance Australia, Oct 10
- Form 144 SEZZLE INC For: 10 October By Investing.comInvesting.com Nigeria, Oct 10
- Charles G. Youakim 2020 GST Trust Files to Sell 350,000 Shares of Sezzle Inc.Kalkine Media, Oct 10
- A Look at Sezzle Inc (SEZL) After 9.7% Gain -- GF Value $95.31 vGuruFocus, Oct 9
Sezzle peers
Sezzle’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| MSFTMicrosoft | Neutral | 21.7% above |
| PLTRPalantir Technologies | Distribution | 22.3% above |
| ORCLOracle | Neutral | 24.3% below |
| PANWPalo Alto Networks | Neutral | 21.6% above |
| CRWDCrowdStrike | Neutral | 23.7% above |
| CRMSalesforce | Neutral | 3.6% below |
A peer links to its own page where one exists.
Sezzle stock FAQ
What is Sezzle’s market cap?
Sezzle’s market cap is $4.39B at the Oct 12, 2026 close of $130.48, with 33.68M shares outstanding. The shares trade on a P/E ratio of 25.7.
What is the Sezzle stock forecast?
The consensus analyst 12-month price target for Sezzle is $167.17, +28.1% from the last close. Of the 6 firms that rated the stock in the last 90 days, 4 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Sezzle stock overvalued or undervalued?
On Gekko’s estimate Sezzle is undervalued: the Oct 12, 2026 close of $130.48 is 7.2% below Gekko Fair Value of $140.63. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Sezzle report earnings next?
Sezzle is expected to report on Nov 4, 2026, after the market closes (23 days away). Analysts expect earnings of $1.28 per share on revenue of $155.0M. Sezzle beat the earnings estimate in 8 of its last 8 reports, moving 31.6% on average across the report.
What is Sezzle’s 52-week high and low?
Sezzle’s 52-week high is $195.71 and its 52-week low is $49.50; it closed at $130.48 on Oct 12, 2026, +59.7% over the past year.
Is Sezzle stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (trend and fair value), 2 as mixed (gekkoindex and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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