NASDAQ: ALKT

Alkami Technology (ALKT) Stock Analysis & Forecast

Oct 12 close

$14.09−0.20 (−1.4%)

Gekko Brief

AI summaryOct 12 close

This week's coverage centers on Alkami Technology's digital banking platform and partnerships rather than financial results. Alkami customers prevented over $263 million in fraud during 2025 through a BioCatch partnership using behavior-based fraud prevention on the Alkami Digital Banking Platform. Separately, Alkami and Bank Director are co-hosting a webinar on AI implementation in financial institutions, focused on strategic deployment and governance. A tactical trading note also flagged near-term price action patterns alongside persistent mid and long-term weakness.

Shares closed at $14.09, down 1.4%, sitting below both the 50-day average of $18.10 and the 200-day average of $17.80. The stock trades in the Accumulation zone on the GekkoIndex, with a reading of 66.6. Price sits 44.1% below Gekko Fair Value of $25.20, a gap that bears watching. Shares have fallen 31.3% over one month, 17.4% over three months, and 40.2% over the past year, with a 52-week range of $13.21 to $24.47.

Earnings are scheduled for 28 October, 16 days away, falling inside a typical 20-trading-day holding period; the prior report showed an EPS miss against estimate and a 2% reaction. Seasonality over the next 20 trading days averaged 6.5% across 5 years, rising in 3 of those years. Analyst consensus among 6 firms includes 4 buy, 1 hold, and 1 sell ratings, with a consensus target of $20.71.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Alkami Technology price vs fair value

$25.20$14.09Oct ’25Apr ’26Oct ’26
Close $14.09200-day averageGekko Fair Value $25.20

Alkami Technology quick facts

Market cap
$1.51B
P/E ratio
—
Forward P/E
—
EPS, TTM
−$0.43
Revenue, TTM
$489.7M
Profit margin
-9.2%
Dividend yield
—
Beta
0.60
Volume
1.19M avg 2.10M
1-year return
−40.2%
Typical daily move
±5.2%
Typical 20-day move
±8.2%
50-day average
$18.10
200-day average
$17.80
Next earnings
Oct 28 after close
Shares outstanding
106.9M
52-week range
$13.21$24.47

Alkami Technology swing-trade checklist

Alkami Technology scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $14.09 sits between the 50-day ($18.10) and 200-day ($17.80) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    66.6, Accumulation

    Reading 66.6 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    44.1% below

    Price is 44.1% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +6.5% on average

    From this point in the calendar, the next 20 trading days averaged +6.5% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Alkami Technology stock chart and price history

Alkami Technology closed at $14.09 on Oct 12, 2026, −40.2% over the past year, inside a 52-week range of $13.21 to $24.47.

Close50-day average200-day averageVolume
Alkami Technology share price, past year, with 50-day and 200-day moving averages and volume$20$25NovDecJan 2026FebMarAprMayJunJulAugSepOct14.09

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−31.3%
3 months
−17.4%
6 months
−13.8%
1 year
−40.2%
The full ALKT chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ALKT in Gekko

Follow Alkami Technology through every session

Put ALKT on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track ALKT in GekkoFree for 7 days. No credit card required.

About Alkami Technology

Alkami Technology builds a cloud-based digital banking platform used by financial institutions across the United States. The platform is designed to help banks and credit unions bring in new customers, deepen engagement with existing ones, grow revenue, and run their operations more efficiently, all built on a cloud architecture that Alkami developed itself.

The company's offerings are organized into a core platform alongside dedicated solutions for retail banking, business banking, and a set of additional services it calls "The Alkami Difference." Its customers span community and regional banks and credit unions, covering both consumer and commercial banking needs.

Alkami Technology was founded in 2009 and is based in Plano, Texas. Its shares are listed on the NASDAQ under the ticker ALKT.

Listed
NASDAQ
Sector
Technology services
Industry
Packaged software
Website
alkami.com

Alkami Technology GekkoIndex: the smart money zone

Alkami Technology’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66.6, in the Accumulation zone, down 2 points over five sessions.

010066.6Accumulation

Down 2 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying59+0.7%+1.4%+3.0%+5.3%
Accumulation (current zone)226−0.3%−0.3%+0.7%+1.4%
Neutral362−0.1%−0.7%−1.9%−3.6%
Distribution34−1.6%0.0%−0.8%+1.7%
Selling1Too few readings yet

Average ALKT share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the ALKT price, zone by zone.Track ALKT in Gekko

Is Alkami Technology stock overvalued? Gekko Fair Value

Alkami Technology trades 44.1% below Gekko Fair Value of $25.20, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Alkami Technology shares are worth, recalculated every trading day.

$25.20

Gekko Fair Value, Oct 10, 2026

44.1% Undervalued

At the end of Aug 2026 the price was 28.3% below the estimate.

Gekko Fair ValueShare price, month end
$25$14Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open ALKT in Gekko

Alkami Technology insider and Congress trading

No open-market insider purchases were filed for Alkami Technology, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for ALKT in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every ALKT insider filing, plotted on the chart in Gekko.Open ALKT in Gekko

Congress trades last 90 days

No trades in ALKT were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for ALKT, plotted on the chart in Gekko.Open ALKT in Gekko

Buybacks

Alkami Technology has been buying back its own shares.

Latest authorization
$100.0M, Apr 29, 2026
Bought back, quarter ended Jun 30, 2026
$15.00M
As a share of market cap
1.00%

From company filings.

Hedge funds and billionaires quarter ended Jun 30

2of the funds Gekko tracks hold ALKT.

1added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Alkami Technology earnings: next date and track record

Alkami Technology reports on Oct 28, 2026, after the close (16 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±5.4%average move across the report
2 of 8reports followed by a gain

Share-price move across each report

−5.3%Oct ’24+4.5%Feb ’25−1.3%Apr ’25−16.3%Jul ’25−10.2%Oct ’25+0.2%Feb ’26−3.0%Apr ’26−2.0%Jul ’26

Last earnings call, Jul 29, 2026 AI summary

What they said
Alkami Technology reported Q2 2026 revenue and profitability ahead of expectations, progressing toward $500M revenue and $100M adjusted EBITDA targets set in 2022 (from $42M revenue base). The company signed 5 new digital banking relationships, added 8 MANTL and 3 Data & Marketing clients, and grew to 54 bank clients under contract. RPU expanded from $13.68 in 2021 to over $21 today through product adoption, not price increases. Five-year customer cohorts have grown to 2x and 10-year cohorts to 4x their original ARR.
Guidance
Management targets $500M in revenue and $100M adjusted EBITDA as multi-year goals now described as 'within reach.' Six additional treasury management capabilities are expected in beta or GA in H2 2026. Banks now represent nearly 30% of digital launches, signaling accelerating bank segment scaling.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 29, 2026−$0.01
est $0.01
−200.0%$129.8M
est $128.7M
+0.9%−2.0%
Apr 29, 2026$0.04
est $0.21
−81.0%$126.1M
est $125.2M
+0.7%−3.0%
Feb 25, 2026$0.10
est $0.15
−33.3%$120.8M
est $120.1M
+0.6%+0.2%
Oct 30, 2025$0.13
est $0.15
−13.3%$113.0M
est $120.1M
−6.0%−10.2%
Jul 30, 2025$0.13
est $0.09
+44.4%$112.1M
est $110.0M
+1.9%−16.3%
Apr 30, 2025$0.13
est $0.09
+44.4%$97.84M
est $94.41M
+3.6%−1.3%
Feb 27, 2025$0.10
est $0.08
+25.0%$89.66M
est $89.63M
0.0%+4.5%
Oct 30, 2024$0.09
est $0.06
+50.0%$85.91M
est $89.62M
−4.1%−5.3%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Alkami Technology stock forecast and analyst price targets

Analysts’ average 12-month price target for Alkami Technology is $20.71, +47.0% from the last close, from 6 firms rating the stock in the last 90 days.

$20.71consensus 12-month target, +47.0% from the last close
Low $14High $25
Buy4
Hold1
Sell1

Each firm’s latest rating in the last 90 days: 6 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 12BarclaysHold, reiterated$15+6.5%
Sep 24J.P. MorganSell, downgraded$14−0.6%
Sep 23William BlairBuy, maintained——
Sep 16J.P. MorganBuy, maintained$24+70.3%
Aug 24NeedhamBuy, reiterated$25+77.4%
+0.7%average 20-day move after past Accumulation readings
+6.5%average move over the next 20 trading days in the last 5 years
±5.2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Alkami Technology seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Alkami Technology averaged +6.5% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+19.0%2021−12.9%2022+23.1%2023+14.6%2024−17.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.8%3 of 5
Next 10 trading days+7.8%5 of 5
Next 15 trading days+6.4%4 of 5
Next 20 trading days+6.5%3 of 5
Next 30 trading days+5.9%3 of 5

For scale, ALKT’s typical 20-trading-day move in either direction is about 8.2%.

Alkami Technology market cap and key statistics

Alkami Technology’s market cap is $1.51B and revenue of $489.7M over the last twelve months.

Valuation

Market cap
$1.51B
EPS, TTM
−$0.43
Gekko Fair Value
$25.20

Trading

Volume
1.19M
Avg volume, 20 days
2.10M
52-week high
$24.47
52-week low
$13.21
Shares outstanding
106.9M

Financials

Revenue, TTM
$489.7M
Profit margin
-9.2%
Return on equity
-12.8%
Quarterly earnings growth, YoY
0.0%

Risk and income

Beta
0.60
Typical daily move
±5.2%
Typical 20-day move
±8.2%

Alkami Technology peers

Alkami Technology’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MSFTMicrosoft+0.7%Neutral21.7% above
PLTRPalantir Technologies+0.1%Distribution22.3% above
ORCLOracle−2.9%Neutral24.3% below
PANWPalo Alto Networks−4.2%Neutral21.6% above
CRWDCrowdStrike−4.8%Neutral23.7% above
CRMSalesforce−1.1%Neutral3.6% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Alkami Technology stock FAQ

What is Alkami Technology’s market cap?

Alkami Technology’s market cap is $1.51B at the Oct 12, 2026 close of $14.09, with 106.9M shares outstanding.

What is the Alkami Technology stock forecast?

The consensus analyst 12-month price target for Alkami Technology is $20.71, +47.0% from the last close. Of the 6 firms that rated the stock in the last 90 days, 4 rate it a buy, 1 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is Alkami Technology stock overvalued or undervalued?

On Gekko’s estimate Alkami Technology is undervalued: the Oct 12, 2026 close of $14.09 is 44.1% below Gekko Fair Value of $25.20. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Alkami Technology report earnings next?

Alkami Technology is expected to report on Oct 28, 2026, after the market closes (16 days away). Analysts expect earnings of $0.20 per share on revenue of $133.5M. Alkami Technology beat the earnings estimate in 4 of its last 8 reports, moving 5.4% on average across the report.

What is Alkami Technology’s 52-week high and low?

Alkami Technology’s 52-week high is $24.47 and its 52-week low is $13.21; it closed at $14.09 on Oct 12, 2026, −40.2% over the past year. Over the last five years the shares peaked at $42.29 on Nov 25, 2024.

Is Alkami Technology stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See Alkami Technology the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,408 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.