Insider buying last 90 days
No open-market insider purchases were filed for PLMR in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every PLMR insider filing, plotted on the chart in Gekko.Open PLMR in Gekko
NASDAQ: PLMR
Palomar (PLMR) Stock Analysis & Forecast
Oct 12 close
$134.23+3.47 (+2.7%)
Gekko Brief
AI summaryOct 12 closePalomar this week drew attention from AM Best's affirmation of its credit ratings, including the "bbb" Long-Term Issuer Credit Rating and "A" Financial Strength Rating for its main insurance subsidiaries, alongside continued analyst coverage. J.P. Morgan reaffirmed a Buy rating while lowering its price target to $156.00 from $167.00, maintaining an Overweight stance even as the target was trimmed. Coverage also referenced Palomar's Q2 2026 results, with adjusted EPS up 34.1% to $2.36 and raised full-year adjusted net income guidance.
Shares closed at $134.23, up 2.7% on the day, sitting above both the 50-day average of $131.07 and the 200-day average of $125.85. The stock trades 14.09 percent below its 52-week high of $147.62. The GekkoIndex reads 54, placing it in the Neutral zone, while the gap to Gekko Fair Value of $143.44 stands at -6.4%.
Palomar's next earnings date falls on 5 November 2026, 24 days away and within a typical 20-trading-day holding window; the prior quarter produced a 1.6% reaction following an EPS beat of $2.31 versus a $2.11 estimate, extending a streak of eight consecutive beats. Seasonality over the past 5 years shows the next 20 trading days averaging a 3.3% gain, with gains in 4 of those years. Analyst consensus across 6 firms stands at a Buy rating with a $162 price target, implying 20.7% consensus upside.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Palomar price vs fair value
Close $134.23200-day averageGekko Fair Value $143.44
Palomar quick facts
- Market cap
- $3.56B
- P/E ratio
- 17.7
- Forward P/E
- —
- EPS, TTM
- $7.43
- Revenue, TTM
- $1.09B
- Profit margin
- 18.6%
- Dividend yield
- 0.00%
- Beta
- 0.35
- Volume
- 242,101 avg 248,488
- 1-year return
- +12.1%
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±7.7%
- 50-day average
- $131.07
- 200-day average
- $125.85
- Next earnings
- Nov 5
- Shares outstanding
- 26.50M
Palomar swing-trade checklist
Palomar scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendsupportive
Above 50 and 200-day
Close $134.23 is above the 50-day ($131.07) and 200-day ($125.85) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
54, Neutral
Reading 54 is in the Neutral zone.
See the GekkoIndex - Fair valuesupportive
6.4% below
Price is 6.4% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 24 days
Reports on Nov 5, 2026, 24 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.3% on average
From this point in the calendar, the next 20 trading days averaged +3.3% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Palomar stock chart and price history
Palomar closed at $134.23 on Oct 12, 2026, +12.1% over the past year, inside a 52-week range of $100.81 to $147.62.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +0.4%
- 3 months
- −1.4%
- 6 months
- +4.6%
- 1 year
- +12.1%
The full PLMR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PLMR in Gekko
Follow Palomar through every session
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About Palomar
Palomar operates as an insurer built around narrowly targeted property risks, serving both households and companies. Among its offerings are earthquake policies for homes and businesses, broad commercial coverage for all types of risk, customized homeowners plans, inland marine protection, and hurricane policies specific to Hawaii, areas for which the company has become known.
Beyond these, Palomar writes flood insurance for residential and commercial clients and offers additional niche lines such as assumed reinsurance, errors and omissions coverage tied to real estate, and products designed for real estate investors. To reach policyholders, the firm relies on multiple channels working together, among them independent agents, wholesale brokers, program administrators, and arrangements made jointly with other insurance carriers.
Once operating under the name GC Palomar Holdings, the company traces its founding to 2013 and runs its operations from La Jolla, California. Its stock is listed on the NASDAQ under the ticker PLMR.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Property/Casualty insurance
- Website
- plmr.com
Palomar GekkoIndex: the smart money zone
Palomar’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 54, in the Neutral zone, down 8.7 points over five sessions.
54Neutral
Down 8.7 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 13 | +4.1% | +7.2% | ||
| Accumulation | 214 | +0.7% | +3.9% | ||
| Neutral (current zone) | 406 | +0.8% | +2.1% | ||
| Distribution | 42 | −0.8% | +1.0% | ||
| Selling | 7 | Too few readings yet | |||
Average PLMR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the PLMR price, zone by zone.Track PLMR in Gekko
Is Palomar stock overvalued? Gekko Fair Value
Palomar trades 6.4% below Gekko Fair Value of $143.44, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Palomar shares are worth, recalculated every trading day.
$143.44
Gekko Fair Value, Oct 10, 2026
6.4% Undervalued
At the end of Aug 2026 the price was 13.0% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open PLMR in Gekko
Palomar insider and Congress trading
No open-market insider purchases were filed for Palomar, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in PLMR were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for PLMR, plotted on the chart in Gekko.Open PLMR in Gekko
Buybacks
Palomar has been buying back its own shares.
- Latest authorization
- $200.0M, May 6, 2026
- Bought back, quarter ended Jun 30, 2026
- $41.02M
- As a share of market cap
- 1.15%
- Trailing four quarters
- $101.5M
From company filings.
Hedge funds and billionaires quarter ended Dec 31
0of the funds Gekko tracks hold PLMR.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Palomar earnings: next date and track record
Palomar reports on Nov 5, 2026 (24 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Nov 5, 2026
24 days away
- EPS estimate
- $2.55
- Revenue estimate
- $753.1M
8 of 8reports beat the EPS estimate
±6%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
Last earnings call, May 6, 2026 AI summary
- What they said
- Palomar Holdings reported Q1 2026 gross written premium growth of 42% year-over-year with broad-based growth across all five product categories. Adjusted net income grew 23%, adjusted combined ratio was 76%, and adjusted ROE was 27%. This marks the 14th consecutive quarterly earnings beat. The company repurchased 190,255 shares and the Board authorized a new $200 million two-year share repurchase program.
- Guidance
- Management authorized a new $200 million share repurchase program reflecting confidence in long-term opportunities and the Palomar 2x strategic imperative. No specific revenue or EPS targets were provided in this excerpt, but the company signaled continued disciplined underwriting and capital deployment.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| May 6, 2026 | $2.31 est $2.11 | $629.8M est $557.8M | +1.6% |
| Feb 11, 2026 | $2.24 est $2.07 | $492.6M est $481.0M | −1.7% |
| Nov 6, 2025 | $2.01 est $1.56 | $244.7M est $210.7M | +9.7% |
| Aug 4, 2025 | $1.76 est $1.68 | $203.3M est $216.3M | −13.4% |
| May 5, 2025 | $1.87 est $1.59 | $174.6M est $170.3M | +3.0% |
| Feb 12, 2025 | $1.52 est $1.22 | $155.6M est $139.2M | +13.3% |
| Nov 4, 2024 | $1.23 est $1.05 | $148.5M est $378.0M | +2.2% |
| Aug 5, 2024 | $1.25 est $1.09 | $131.4M est $338.7M | +3.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Palomar stock forecast and analyst price targets
Analysts’ average 12-month price target for Palomar is $162.00, +20.7% from the last close, from 6 firms rating the stock in the last 90 days.
$162.00consensus 12-month target, +20.7% from the last close
Now $134.23Avg $162.00
Low $152High $183
Each firm’s latest rating in the last 90 days: 6 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 9 | J.P. Morgan | $156 | +16.2% |
| Oct 3 | KBW | $183 | +36.3% |
| Aug 12 | Truist Financial | — | — |
| Aug 11 | KBW | $167 | +24.4% |
| Aug 6 | Truist Financial | $168 | +25.2% |
+2.1%average 20-day move after past Neutral readings
+3.3%average move over the next 20 trading days in the last 5 years
±2.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Palomar seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Palomar averaged +3.3% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.4% | 3 of 5 |
| Next 10 trading days | −2.7% | 1 of 5 |
| Next 15 trading days | +0.9% | 1 of 5 |
| Next 20 trading days | +3.3% | 4 of 5 |
| Next 30 trading days | +1.5% | 4 of 5 |
For scale, PLMR’s typical 20-trading-day move in either direction is about 7.7%.
Palomar market cap and key statistics
Palomar’s market cap is $3.56B, with a P/E ratio of 17.7 and revenue of $1.09B over the last twelve months.
Valuation
- Market cap
- $3.56B
- P/E ratio
- 17.7
- EPS, TTM
- $7.43
- Gekko Fair Value
- $143.44
Trading
- Volume
- 242,101
- Avg volume, 20 days
- 248,488
- 52-week high
- $147.62
- 52-week low
- $100.81
- Shares outstanding
- 26.50M
Financials
- Revenue, TTM
- $1.09B
- Profit margin
- 18.6%
- Return on equity
- 22.2%
- Quarterly earnings growth, YoY
- +15.5%
Risk and income
- Beta
- 0.35
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±7.7%
- Dividend yield
- 0.00%
Palomar stock news this week
Coverage of Palomar this week reads positive: 9 positive, 0 neutral and 1 negative headlines.
- Here's Why Palomar (PLMR) is a Strong Growth StockZacks Investment Research, Oct 12
- AM Best Affirms Credit Ratings Of PalomarBernews, Oct 11
- J.P. Morgan Reaffirms Their Buy Rating on Palomar Holdings (PLMR)The Globe and Mail, Oct 11
- Palomar Holdings Price Target Cut to $156.00/Share From $167.00 by JP MorganMoomoo, Oct 10
- Palomar Holdings, Inc. (PLMR) Stock Price, News, Quote & HistoryYahoo! Finance Canada, Oct 9
- PLMR Maintained by JP Morgan -- Price Target Lowered to $156GuruFocus, Oct 9
Palomar peers
Palomar’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| BRK.ABerkshire Hathaway | Neutral | 0.1% above |
| BRK.BBerkshire Hathaway | Neutral | 1.2% below |
| CBChubb | Neutral | 1.8% below |
| TRVTravelers Companies | Neutral | 1.6% above |
| HIGHartford Insurance | Neutral | 7.1% below |
| MKLMarkel | Neutral | 3.3% below |
A peer links to its own page where one exists.
Palomar stock FAQ
What is Palomar’s market cap?
Palomar’s market cap is $3.56B at the Oct 12, 2026 close of $134.23, with 26.50M shares outstanding. The shares trade on a P/E ratio of 17.7.
What is the Palomar stock forecast?
The consensus analyst 12-month price target for Palomar is $162.00, +20.7% from the last close. Of the 6 firms that rated the stock in the last 90 days, 6 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Palomar stock overvalued or undervalued?
On Gekko’s estimate Palomar is undervalued: the Oct 12, 2026 close of $134.23 is 6.4% below Gekko Fair Value of $143.44. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Palomar report earnings next?
Palomar is expected to report on Nov 5, 2026 (24 days away). Analysts expect earnings of $2.55 per share on revenue of $753.1M. Palomar beat the earnings estimate in 8 of its last 8 reports, moving 6% on average across the report.
What is Palomar’s 52-week high and low?
Palomar’s 52-week high is $147.62 and its 52-week low is $100.81; it closed at $134.23 on Oct 12, 2026, +12.1% over the past year. Over the last five years the shares peaked at $175.85 on Jun 3, 2025.
Is Palomar stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (trend, fair value and seasonality), 1 as mixed (gekkoindex) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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