Insider buying last 90 days
No open-market insider purchases were filed for HIG in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every HIG insider filing, plotted on the chart in Gekko.Open HIG in Gekko
NYSE: HIG
Hartford Insurance (HIG) Stock Analysis & Forecast
Nov 4 close
$138.11+3.19 (+2.4%)
Gekko Brief
AI summaryNov 4 closeHartford Insurance's week centers on business performance and analyst activity. Straight-through small business policy processing reached 78% in the third quarter, with small business written premium growing 7% alongside an 85.2 underlying combined ratio. Analyst views remain mixed: Morgan Stanley maintained a Hold rating with a $135 price target, while other firms including Roth MKM and TD Cowen issued a range of Moderate Buy and Hold ratings. Separately, The Hartford appointed Ryan Nally as head of energy to drive growth in traditional and emerging energy segments.
HIG closed at $138.11, up 2.4%, sitting above both its 50-day average of $132.85 and its 200-day average of $135.49. The GekkoIndex reads 52.7, placing the stock in the Neutral zone. Price sits essentially at Gekko Fair Value of $138.17, a gap of 0%. One-month returns stand at 8.9%, while the three-month return is -4.4%, reflecting choppier action beneath the recent strength.
The next earnings date falls on 4 February 2027, 91 days away and outside a typical 20-trading-day hold. No insider, Congress, or unusual options activity appears in the respective windows. Consensus among 14 analysts includes 5 Buy and 9 Hold ratings, with a consensus target of $146.14, implying 5.8% upside. Seasonally, the next 20 trading days have averaged a 2.5% gain over 5 years, rising in 4 of them, a pattern worth noting alongside the stock's typical 20-day move of 3.8%.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Hartford Insurance price vs fair value
Close $138.11200-day averageGekko Fair Value $138.17
Hartford Insurance quick facts
- Market cap
- $36.93B
- P/E ratio
- 9.1
- Forward P/E
- 9.6
- EPS, TTM
- $14.94
- Revenue, TTM
- $29.59B
- Profit margin
- 15.6%
- Dividend yield
- 1.81%
- Beta
- 0.47
- Volume
- 1.80M avg 1.88M
- 1-year return
- +11.1%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±3.8%
- 50-day average
- $132.85
- 200-day average
- $135.49
- Next earnings
- Feb 4 before open
- Shares outstanding
- 267.4M
Hartford Insurance swing-trade checklist
Hartford Insurance scores 2 supportive, 3 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive3 mixed0 headwinds
- Trendmixed
Averages disagree
Close $138.11 sits between the 50-day ($132.85) and 200-day ($135.49) averages, or the averages disagree.
See the chart - GekkoIndexmixed
52.7, Neutral
Reading 52.7 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
0.0% above
Price is within 5% of Gekko Fair Value (0% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 91 days
Next report Feb 4, 2027, 91 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+2.5% on average
From this point in the calendar, the next 20 trading days averaged +2.5% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Hartford Insurance stock chart and price history
Hartford Insurance closed at $138.11 on Nov 4, 2026, +11.1% over the past year, inside a 52-week range of $120.42 to $146.07.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +8.9%
- 3 months
- −4.4%
- 6 months
- +3.5%
- 1 year
- +11.1%
The full HIG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open HIG in Gekko
Follow Hartford Insurance through every session
Put HIG on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track HIG in GekkoFree for 7 days. No credit card required.
About Hartford Insurance
Hartford Insurance offers insurance and financial protection products to households and companies operating in the United States, Britain, and other overseas markets. Its offerings span coverage areas such as workplace injury claims, property damage, vehicle protection, general and professional liability, umbrella policies, marine risks, and reinsurance, reaching customers through agents, brokers, and various service outlets.
The business is structured into several divisions, covering commercial insurance, personal lines, older legacy liabilities, employee benefits, and investment fund management. Through these areas it supplies group life and disability plans, claims handling for companies that self-insure, and assistance with employee leave programs, reaching clients through brokers and third-party administrators. It also runs mutual funds and exchange-traded funds, providing portfolio management and distribution support to financial advisers, retirement plan sponsors, and other institutional clients, while a separate unit handles older exposures tied to pollution and asbestos claims.
Hartford Insurance traces its origins to 1810 and operates from Hartford, Connecticut. Its stock trades on the NYSE under the ticker HIG.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Property/Casualty insurance
- Website
- thehartford.com
Hartford Insurance GekkoIndex: the smart money zone
Hartford Insurance’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 52.7, in the Neutral zone, down 9.6 points over five sessions.
52.7Neutral
Down 9.6 points over five sessions, from the Accumulation zone.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +1.4% | +7.1% | ||
| Accumulation | 158 | +0.8% | +2.7% | ||
| Neutral (current zone) | 450 | +0.2% | +0.2% | ||
| Distribution | 51 | −0.4% | +2.5% | ||
| Selling | 8 | Too few readings yet | |||
Average HIG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the HIG price, zone by zone.Track HIG in Gekko
Is Hartford Insurance stock overvalued? Gekko Fair Value
Hartford Insurance trades level with Gekko Fair Value of $138.17, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Hartford Insurance shares are worth, recalculated every trading day.
$138.17
Gekko Fair Value, Nov 4, 2026
0.0% from fair value · About fair value
At the end of Aug 2026 the price was 5.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open HIG in Gekko
Hartford Insurance insider and Congress trading
No open-market insider purchases were filed for Hartford Insurance, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in HIG were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for HIG, plotted on the chart in Gekko.Open HIG in Gekko
Buybacks
Hartford Insurance has been buying back its own shares.
- Bought back, quarter ended Sep 30, 2026
- $475.0M
- As a share of market cap
- 1.29%
- Trailing four quarters
- $2.61B
From company filings.
Hartford Insurance earnings: next date and track record
Hartford Insurance reports on Feb 4, 2027, before the open (91 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Feb 4, 2027
Expected before the open, 91 days away
- EPS estimate
- $3.21
- Revenue estimate
- $7.32B
6 of 8reports beat the EPS estimate
±3.1%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 29, 2026 AI summary
- What they said
- The Hartford’s Q4 and full-year 2025 earnings call highlighted strong financial performance across segments: Business Insurance showed robust growth and healthy margins, Personal Insurance achieved auto profitability and improved homeowners results, Employee Benefits delivered strong margins, and investments produced solid returns. Management emphasized technology and AI investments, digital platform Prevail expansion, and disciplined underwriting and pricing. Core earnings were $3.8B with 19.4% core earnings ROE; Q4 core earnings were $1.1B or $4.6 per share. Management discussed pricing dynamics, expense ratio trajectory (expecting declines toward 30% for Business Insurance and sub-25% for Personal Insurance by end of 2027), capital allocation (moderate buyback increases and higher dividends), and manageable weather event exposure. They refrained from numerical forward guidance for underwriting margins but provided qualitative outlooks and targets for expense ratios and Prevail state expansion.
- Guidance
- No explicit numerical forward financial guidance issued. Management provided qualitative forward-looking commentary: expect property pricing and packaged product stabilizing in 2026; business insurance expense ratio potentially below 30% by end of 2027; personal insurance expense ratio possibly below 25% by end of 2027; Prevail expansion to ~30 states by early 2027; modest increase in buyback pace ($50M/quarter) and dividend increased (parent dividends rising ~ $400M year-over-year).
- Risks flagged
- Mentioned risks include softening property pricing, elevated casualty/trend (liability and commercial auto), potential macro impacts on employment affecting group disability, weather/cat event exposure (Winter Storm Fern watched but manageable), competition in pricing, and execution risks in technology/AI transformation.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 29, 2026 | $4.06 est $3.17 | $7.34B est $7.29B | +3.4% |
| Oct 23, 2025 | $3.78 est $3.04 | $7.15B est $7.17B | +0.2% |
| Jul 28, 2025 | $3.41 est $2.83 | $6.99B est $7.04B | +1.0% |
| Apr 24, 2025 | $2.20 est $2.15 | $6.77B est $6.81B | −0.2% |
| Jan 30, 2025 | $2.94 est $2.64 | $6.80B est $6.61B | −1.7% |
| Oct 24, 2024 | $2.53 est $2.53 | $6.71B est $6.68B | −6.3% |
| Jul 25, 2024 | $2.50 est $2.24 | $6.49B est $6.57B | +7.5% |
| Apr 25, 2024 | $2.34 est $2.45 | $6.42B est $6.52B | −4.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Hartford Insurance stock forecast and analyst price targets
Analysts’ average 12-month price target for Hartford Insurance is $146.14, +5.8% from the last close, from 14 firms rating the stock in the last 90 days.
$146.14consensus 12-month target, +5.8% from the last close
Now $138.11Avg $146.14
Low $135High $163
Each firm’s latest rating in the last 90 days: 14 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Nov 2 | Cantor Fitzgerald | $136 | −1.5% |
| Nov 2 | KBW | $137 | −0.8% |
| Oct 30 | Morgan Stanley | $135 | −2.3% |
| Oct 28 | Roth MKM | $135 | −2.3% |
| Oct 28 | Wells Fargo | $158 | +14.4% |
+0.2%average 20-day move after past Neutral readings
+2.5%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Hartford Insurance seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, Hartford Insurance averaged +2.5% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.9% | 3 of 5 |
| Next 10 trading days | +2.3% | 3 of 5 |
| Next 15 trading days | +4.1% | 4 of 5 |
| Next 20 trading days | +2.5% | 4 of 5 |
| Next 30 trading days | +1.7% | 2 of 5 |
For scale, HIG’s typical 20-trading-day move in either direction is about 3.8%.
Hartford Insurance market cap and key statistics
Hartford Insurance’s market cap is $36.93B, with a P/E ratio of 9.1 and revenue of $29.59B over the last twelve months.
Valuation
- Market cap
- $36.93B
- P/E ratio
- 9.1
- Forward P/E
- 9.6
- EPS, TTM
- $14.94
- Gekko Fair Value
- $138.17
Trading
- Volume
- 1.80M
- Avg volume, 20 days
- 1.88M
- 52-week high
- $146.07
- 52-week low
- $120.42
- Shares outstanding
- 267.4M
Financials
- Revenue, TTM
- $29.59B
- Profit margin
- 15.6%
- Return on equity
- 23.3%
- Quarterly earnings growth, YoY
- +28.0%
Risk and income
- Beta
- 0.47
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±3.8%
- Dividend yield
- 1.81%
Hartford Insurance stock news this week
Coverage of Hartford Insurance this week reads positive: 2 positive, 2 neutral and 0 negative headlines.
- Hartford Insurance Group: 3 Key Takeaways for Long-Term InvestorsThe Motley Fool, Nov 3
- Analysts Offer Insights on Financial Companies: Hartford Insurance (HIG), Ares Management (ARES) and Bank of America (BAC)The Globe and Mail, Nov 1
- Form 4 The Hartford Insurance Group, Inc: Priscilla Almodovar (Director) For: 28 OctoberInvesting.com Canada, Oct 30
- Analysts Have Conflicting Sentiments on These Financial Companies: Hartford Insurance (HIG), Robinhood (HOOD) and Chubb (CB)The Globe and Mail, Oct 29
- Insurance moves: The Hartford, Virtus and Radian GroupInsurance Business, Oct 29
- Citizens Financial Group Inc. RI Acquires 6,123 Shares of The Hartford Insurance Group, Inc. $HIGDefense World, Oct 28
Hartford Insurance peers
Hartford Insurance’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| BRK.ABerkshire Hathaway | Distribution | 10.1% above |
| BRK.BBerkshire Hathaway | Distribution | 8.8% above |
| CBChubb | Neutral | 5.1% above |
| TRVTravelers Companies | Neutral | 8.8% above |
| MKLMarkel | Neutral | 4.6% above |
| LLoews | Neutral | 25.2% above |
A peer links to its own page where one exists.
Hartford Insurance stock FAQ
What is Hartford Insurance’s market cap?
Hartford Insurance’s market cap is $36.93B at the Nov 4, 2026 close of $138.11, with 267.4M shares outstanding. The shares trade on a P/E ratio of 9.1.
What is the Hartford Insurance stock forecast?
The consensus analyst 12-month price target for Hartford Insurance is $146.14, +5.8% from the last close. Of the 14 firms that rated the stock in the last 90 days, 5 rate it a buy, 9 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Hartford Insurance stock overvalued or undervalued?
On Gekko’s estimate Hartford Insurance is about fair value: the Nov 4, 2026 close of $138.11 is level with Gekko Fair Value of $138.17. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Hartford Insurance report earnings next?
Hartford Insurance is expected to report on Feb 4, 2027, before the market opens (91 days away). Analysts expect earnings of $3.21 per share on revenue of $7.32B. Hartford Insurance beat the earnings estimate in 6 of its last 8 reports, moving 3.1% on average across the report.
What is Hartford Insurance’s 52-week high and low?
Hartford Insurance’s 52-week high is $146.07 and its 52-week low is $120.42; it closed at $138.11 on Nov 4, 2026, +11.1% over the past year.
Is Hartford Insurance stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (earnings risk and seasonality), 3 as mixed (trend, gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Hartford Insurance the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,460 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.