NYSE: EIG

Employers (EIG) Stock Analysis & Forecast

Oct 12 close

$49.56+0.16 (+0.3%)
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Gekko Brief

AI summaryOct 12 close

Employers Holdings (EIG) sees Argus lower its price target to USD 50.00 ahead of the company's Q3 2026 results, a move that contrasts with a higher consensus target of USD 59.00 and follows a Q2 in which revenue fell year-over-year while adjusted earnings per share held up. Separately, an AI-driven strategy piece flagged near-term strong sentiment, mid-term neutrality and a long-term positive bias for the stock, pointing to specific entry, target and stop-loss zones.

EIG closed at $49.56, up 0.3%, sitting above both its 50-day average of $49.00 and its 200-day average of $45.36, with the 50-day above the 200-day. The stock's six-month return stands at 17.9% and its one-year return at 18.7%, though the one-month and three-month figures are slightly negative at -0.2% and -1.1%. The GekkoIndex reads 53.8, placing it in the Neutral zone, down 3.5 over the past five sessions. Price sits 2.8% below Gekko Fair Value of $51.01.

Earnings are due on 28 October 2026, 16 days away and within a typical 20-trading-day holding window; the last report showed EPS of $0.66 against a $0.41 estimate, yet the shares reacted -7.1%. Five of the last eight quarters beat estimates, with an average absolute reaction of 2.7%. Seasonality over the past 5 years shows a 6.2% average 20-day return from this point, though gains occurred in only 2 of those years. No insider, Congress or unusual options activity appears in the current windows.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Employers price vs fair value

$51.01$49.56Oct ’25Apr ’26Oct ’26
Close $49.56200-day averageGekko Fair Value $51.01

Employers quick facts

Market cap
$1.02B
P/E ratio
65.9
Forward P/E
13.6
EPS, TTM
$0.76
Revenue, TTM
$837.6M
Profit margin
0.9%
Dividend yield
2.64%
Beta
0.47
Volume
120,951 avg 180,917
1-year return
+18.7%
Typical daily move
±2.1%
Typical 20-day move
±3.3%
50-day average
$49.00
200-day average
$45.36
Next earnings
Oct 28
Shares outstanding
17.96M
52-week range
$35.73$52.59

Employers swing-trade checklist

Employers scores 1 supportive, 3 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive3 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $49.56 is above the 50-day ($49.00) and 200-day ($45.36) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    53.8, Neutral

    Reading 53.8 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    2.8% below

    Price is within 5% of Gekko Fair Value (2.8% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +6.2% on average

    From this point in the calendar, the next 20 trading days averaged +6.2% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Employers stock chart and price history

Employers closed at $49.56 on Oct 12, 2026, +18.7% over the past year, inside a 52-week range of $35.73 to $52.59.

5Y and weekly in Gekko
Close50-day average200-day averageVolume
Employers share price, past year, with 50-day and 200-day moving averages and volume$40$45NovDecJan 2026FebMarAprMayJunJulAugSepOct49.56

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−0.2%
3 months
−1.1%
6 months
+17.9%
1 year
+18.7%
The full EIG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open EIG in Gekko

Follow Employers through every session

Put EIG on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Employers

Employers provides workers' compensation coverage to small businesses operating in lower and moderate risk trades across the United States. Through its subsidiaries, the company focuses specifically on this type of commercial insurance rather than offering a broad range of property and casualty products, and it has built its identity around serving smaller employers with these policies.

Policies reach customers through several channels rather than a single route to market. Employers works with independent agents and brokers at local, regional and national levels, while also using alternative sales arrangements, partnerships with trade and business associations of different sizes, and direct sales to policyholders.

The company traces its founding to 2000 and keeps its headquarters in Reno, Nevada. Its shares trade on the NYSE under the ticker EIG.

Listed
NYSE
Sector
Finance
Industry
Property/Casualty insurance
Website
employers.com

Employers GekkoIndex: the smart money zone

Employers’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 53.8, in the Neutral zone, down 3.5 points over five sessions.

010053.8Neutral

Down 3.5 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying16+3.9%+3.8%+4.6%+7.8%
Accumulation229+0.1%+0.2%+0.2%+1.7%
Neutral (current zone)3840.0%+0.2%+0.4%+1.1%
Distribution47+0.5%+0.9%+2.6%−1.5%
Selling6Too few readings yet

Average EIG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the EIG price, zone by zone.Track EIG in Gekko

Is Employers stock overvalued? Gekko Fair Value

Employers trades 2.8% below Gekko Fair Value of $51.01, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Employers shares are worth, recalculated every trading day.

$51.01

Gekko Fair Value, Oct 10, 2026

2.8% below fair value · About fair value

At the end of Aug 2026 the price was 6.5% below the estimate.

Gekko Fair ValueShare price, month end
$51$49Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open EIG in Gekko

Employers insider and Congress trading

No open-market insider purchases were filed for Employers, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for EIG in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every EIG insider filing, plotted on the chart in Gekko.Open EIG in Gekko

Congress trades last 90 days

No trades in EIG were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for EIG, plotted on the chart in Gekko.Open EIG in Gekko

Buybacks

Employers has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$30.20M
As a share of market cap
2.95%
Trailing four quarters
$249.0M

From company filings.

Employers earnings: next date and track record

Employers reports on Oct 28, 2026 (16 days away), and beat the EPS estimate in 5 of its last 8 reports.

5 of 8reports beat the EPS estimate
±2.7%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−2.0%Apr ’24−2.4%Jul ’24+1.9%Oct ’24+1.4%Feb ’25+0.9%Apr ’25−0.3%Jul ’25−5.4%Oct ’25−7.1%Feb ’26

Last earnings call, Feb 19, 2026 AI summary

What they said
EIG reported Q4 2025 gross premiums written of $156.8M, down 11% from prior year due to decreased new business and lower audit premiums. Losses and LAE increased 18.7% to $134.4M driven by higher accident year loss ratios. Company completed $215M in share repurchases and dividends in 2025, with book value per share rising 11% to $51.31. Management is addressing elevated California cumulative trauma claims through rate increases and tighter underwriting.
Guidance
Pricing and underwriting actions in California, while expected to strengthen underwriting profitability, will likely reduce written premium in 2026. Company launched new workers' compensation excess product to create growth avenues and diversify risk profile.
ReportedEPSSurpriseRevenueSurpriseMove
Feb 19, 2026$0.66
est $0.41		+61.0%$170.5M
est $216.5M		−21.2%−7.1%
Oct 30, 2025−$1.10
est $0.61		−280.3%$239.3M
est $217.3M		+10.1%−5.4%
Jul 29, 2025$0.48
est $1.01		−52.5%$246.3M
est $217.8M		+13.1%−0.3%
Apr 23, 2025$0.87
est $0.76		+14.5%$202.6M
est $217.9M		−7.0%+0.9%
Feb 13, 2025$1.15
est $1.09		+5.5%——+1.4%
Oct 30, 2024$0.81
est $0.78		+3.8%$224.0M
est $220.7M		+1.5%+1.9%
Jul 31, 2024$1.10
est $1.08		+1.9%$217.0M
est $223.8M		−3.0%−2.4%
Apr 25, 2024$0.67
est $0.71		−5.6%$223.1M
est $223.1M		0.0%−2.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Employers stock forecast and analyst price targets

Analysts’ average 12-month price target for Employers is $54.00, +9.0% from the last close, from 1 firm rating the stock in the last 90 days.

$54.00consensus 12-month target, +9.0% from the last close
Buy1
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 31Truist FinancialBuy, maintained$59+19.0%
+0.4%average 20-day move after past Neutral readings
+6.2%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Employers seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Employers averaged +6.2% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−0.3%2021+32.0%2022−4.1%2023+9.6%2024−7.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.1%3 of 5
Next 10 trading days+1.8%3 of 5
Next 15 trading days+2.5%1 of 5
Next 20 trading days+6.2%2 of 5
Next 30 trading days+5.9%2 of 5

For scale, EIG’s typical 20-trading-day move in either direction is about 3.3%.

Employers market cap and key statistics

Employers’s market cap is $1.02B, with a P/E ratio of 65.9 and revenue of $837.6M over the last twelve months.

Valuation

Market cap
$1.02B
P/E ratio
65.9
Forward P/E
13.6
EPS, TTM
$0.76
Gekko Fair Value
$51.01

Trading

Volume
120,951
Avg volume, 20 days
180,917
52-week high
$52.59
52-week low
$35.73
Shares outstanding
17.96M

Financials

Revenue, TTM
$837.6M
Profit margin
0.9%
Return on equity
0.8%
Quarterly earnings growth, YoY
+29.3%

Risk and income

Beta
0.47
Typical daily move
±2.1%
Typical 20-day move
±3.3%
Dividend yield
2.64%

Employers stock news this week

3 headlines about Employers from the past week, newest first, each linking to the publisher.

Employers peers

Employers’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
BRK.ABerkshire Hathaway+0.5%Neutral0.1% above
BRK.BBerkshire Hathaway+0.1%Neutral1.2% below
CBChubb+0.6%Neutral1.8% below
TRVTravelers Companies+0.4%Neutral1.6% above
HIGHartford Insurance+0.1%Neutral7.1% below
MKLMarkel+1.2%Neutral3.3% below

A peer links to its own page where one exists.

In the Buying zone today

VZTMUSTBMYINGBCS

Reporting earnings this week

JPMJNJUNHGSWFCC

Popular on Gekko

NVDATSLAMSFTAMZNMETAGOOGL

Employers stock FAQ

What is Employers’s market cap?

Employers’s market cap is $1.02B at the Oct 12, 2026 close of $49.56, with 17.96M shares outstanding. The shares trade on a P/E ratio of 65.9.

What is the Employers stock forecast?

The consensus analyst 12-month price target for Employers is $54.00, +9.0% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Employers stock overvalued or undervalued?

On Gekko’s estimate Employers is about fair value: the Oct 12, 2026 close of $49.56 is 2.8% below Gekko Fair Value of $51.01. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Employers report earnings next?

Employers is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $0.59 per share on revenue of $191.5M. Employers beat the earnings estimate in 5 of its last 8 reports, moving 2.7% on average across the report.

What is Employers’s 52-week high and low?

Employers’s 52-week high is $52.59 and its 52-week low is $35.73; it closed at $49.56 on Oct 12, 2026, +18.7% over the past year. Over the last five years the shares peaked at $54.44 on Nov 11, 2024.

Is Employers stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (trend), 3 as mixed (gekkoindex, fair value and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

Built and overseen by Jared Mann

Founder of Gekko.app. Jared has traded stocks and ETFs for more than 20 years and has a financial industry background.

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