Insider buying last 90 days
No open-market insider purchases were filed for MCY in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every MCY insider filing, plotted on the chart in Gekko.Open MCY in Gekko
NYSE: MCY
Mercury General (MCY) Stock Analysis & Forecast
Sep 28 close
$98.85−0.56 (−0.6%)
Gekko Brief
AI summaryThis week's commentary on Mercury General centers on valuation and underwriting performance, with pieces questioning whether the stock is undervalued and highlighting stronger underwriting, rising investment income and expanded catastrophe protection as supports for earnings and shareholder returns. No specific results, guidance changes or regulatory developments accompany these discussions.
MCY closed at $98.85, down 0.6%, sitting between its 50-day average of $104.24 and 200-day average of $97.41, reflecting a mixed trend picture. Shares are down 3.7% over one month and 7.8% over three months, though still up 14.9% over six months and 20.9% over the past year. The GekkoIndex reads 64.6, placing the stock in the Accumulation zone. Price sits 10.6% below Gekko Fair Value of $110.63.
Looking ahead, Mercury General's next earnings report is scheduled for 3 November 2026, 35 days out and beyond a typical 20-trading-day holding window; the prior report on 17 February 2026 saw actual EPS of $3.66 versus an estimate of $2.56, with a -6.6% reaction, and the company has posted 8 beats across 8 quarters tracked. Seasonality from this point in the calendar has averaged a 0.8% return over the next 20 trading days across 5 years, rising in 3 of them. No insider, Congress or unusual options activity appears in the current windows, and consensus analyst targets point to $120 with 21.4% upside, though firm-level breakdowns are not detailed here.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Mercury General price vs fair value
Close $98.85200-day averageGekko Fair Value $110.63
Mercury General quick facts
- Market cap
- $5.48B
- P/E ratio
- 5.9
- Forward P/E
- 19.8
- EPS, TTM
- $16.92
- Revenue, TTM
- $6.34B
- Profit margin
- 14.8%
- Dividend yield
- 1.29%
- Beta
- 0.92
- Volume
- 188,887 avg 275,038
- 1-year return
- +20.9%
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±5.4%
- 50-day average
- $104.24
- 200-day average
- $97.41
- Next earnings
- Nov 3
- Shares outstanding
- 55.39M
Mercury General swing-trade checklist
Mercury General scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $98.85 sits between the 50-day ($104.24) and 200-day ($97.41) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
64.6, Accumulation
Reading 64.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
10.6% below
Price is 10.6% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 35 days
Next report Nov 3, 2026, 35 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+0.8% on average
From this point in the calendar, the next 20 trading days averaged +0.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Mercury General stock chart and price history
Mercury General closed at $98.85 on Sep 28, 2026, +20.9% over the past year, inside a 52-week range of $74.29 to $113.06.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.7%
- 3 months
- −7.8%
- 6 months
- +14.9%
- 1 year
- +20.9%
The full MCY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open MCY in Gekko
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Mercury General GekkoIndex: the smart money zone
Mercury General’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.6, in the Accumulation zone, down 0.7 points over five sessions.
64.6Accumulation
Down 0.7 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 17 | −3.9% | −0.1% | ||
| Accumulation (current zone) | 137 | +0.8% | +4.0% | ||
| Neutral | 449 | +1.2% | +3.4% | ||
| Distribution | 61 | −0.8% | +1.9% | ||
| Selling | 8 | Too few readings yet | |||
Average MCY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the MCY price, zone by zone.Track MCY in Gekko
Is Mercury General stock overvalued? Gekko Fair Value
Mercury General trades 10.6% below Gekko Fair Value of $110.63, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Mercury General shares are worth, recalculated every trading day.
$110.63
Gekko Fair Value, Sep 26, 2026
10.6% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open MCY in Gekko
Mercury General insider and Congress trading
No open-market insider purchases were filed for Mercury General, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in MCY were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for MCY, plotted on the chart in Gekko.Open MCY in Gekko
Buybacks
Mercury General has been buying back its own shares.
- Bought back, year ended Dec 31, 2016
- $3.29M
- As a share of market cap
- 0.06%
From company filings.
Mercury General earnings: next date and track record
Mercury General reports on Nov 3, 2026 (35 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Nov 3, 2026
35 days away
- EPS estimate
- $3.35
- Revenue estimate
- $1.62B
8 of 8reports beat the EPS estimate
±4.5%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Feb 17, 2026 | $3.66 est $2.56 | $1.43B est $1.37B | −6.6% |
| Nov 4, 2025 | $3.86 est $2.15 | $1.58B est $1.37B | +7.2% |
| Jul 29, 2025 | $2.67 est $2.00 | $1.48B est $1.53B | +1.1% |
| May 6, 2025 | −$2.29 est −$4.00 | $1.39B est $1.40B | −2.7% |
| Feb 11, 2025 | $2.78 est $0.64 | $1.37B est $1.40B | +8.0% |
| Oct 29, 2024 | $2.54 est $1.15 | $1.53B est $1.40B | +5.9% |
| Jul 30, 2024 | $1.09 est $0.80 | $1.30B est $1.33B | +2.3% |
| Apr 30, 2024 | $0.78 est $0.15 | $1.27B est $1.24B | +2.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Mercury General stock forecast and analyst price targets
Analysts’ average 12-month price target for Mercury General is $120.00, +21.4% from the last close.
$120.00consensus 12-month target, +21.4% from the last close
+4.0%average 20-day move after past Accumulation readings
+0.8%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Mercury General seasonality: the next 20 trading days
Over the next 20 trading days from Sep 26, Mercury General averaged +0.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | 0.0% | 2 of 5 |
| Next 10 trading days | 0.0% | 2 of 5 |
| Next 15 trading days | +2.8% | 3 of 5 |
| Next 20 trading days | +0.8% | 3 of 5 |
| Next 30 trading days | +12.6% | 4 of 5 |
For scale, MCY’s typical 20-trading-day move in either direction is about 5.4%.
Mercury General market cap and key statistics
Mercury General’s market cap is $5.48B, with a P/E ratio of 5.9 and revenue of $6.34B over the last twelve months.
Valuation
- Market cap
- $5.48B
- P/E ratio
- 5.9
- Forward P/E
- 19.8
- EPS, TTM
- $16.92
- Gekko Fair Value
- $110.63
Trading
- Volume
- 188,887
- Avg volume, 20 days
- 275,038
- 52-week high
- $113.06
- 52-week low
- $74.29
- Shares outstanding
- 55.39M
Financials
- Revenue, TTM
- $6.34B
- Profit margin
- 14.8%
- Return on equity
- 39%
- Quarterly earnings growth, YoY
- +58.3%
Risk and income
- Beta
- 0.92
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±5.4%
- Dividend yield
- 1.29%
Mercury General stock news this week
2 headlines about Mercury General from the past week, newest first, each linking to the publisher.
- Are Investors Undervaluing Mercury General (MCY) Right Now?Zacks Investment Research, Sep 28
- MCY Outperforms Industry in a Year: Time to Buy the Stock for Solid Returns?Zacks Investment Research, Sep 25
Mercury General peers
Mercury General’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| BRK.BBerkshire Hathaway | Accumulation | 3.7% below |
| BRK.ABerkshire Hathaway | Accumulation | 2.8% below |
| CBChubb | Accumulation | 6.2% below |
| TRVTravelers Companies | Accumulation | 1.3% below |
| HIGHartford Insurance | Buying | 11.4% below |
| LLoews | Buying | 15.3% above |
A peer links to its own page where one exists.
Mercury General stock FAQ
What is Mercury General’s market cap?
Mercury General’s market cap is $5.48B at the Sep 28, 2026 close of $98.85, with 55.39M shares outstanding. The shares trade on a P/E ratio of 5.9.
What is the Mercury General stock forecast?
The consensus analyst 12-month price target for Mercury General is $120.00, +21.4% from the last close. Gekko doesn’t publish price predictions of its own.
Is Mercury General stock overvalued or undervalued?
On Gekko’s estimate Mercury General is undervalued: the Sep 28, 2026 close of $98.85 is 10.6% below Gekko Fair Value of $110.63. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Mercury General report earnings next?
Mercury General is expected to report on Nov 3, 2026 (35 days away). Analysts expect earnings of $3.35 per share on revenue of $1.62B. Mercury General beat the earnings estimate in 8 of its last 8 reports, moving 4.5% on average across the report.
What is Mercury General’s 52-week high and low?
Mercury General’s 52-week high is $113.06 and its 52-week low is $74.29; it closed at $98.85 on Sep 28, 2026, +20.9% over the past year.
Is Mercury General stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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