NASDAQ: PRCH

Porch (PRCH) Stock Analysis & Forecast

Oct 12 close

$17.69+0.13 (+0.7%)

Gekko Brief

AI summaryOct 12 close

This week's news on Porch is dominated by insider selling activity rather than new business developments. COO Matthew Neagle sold $678,022 in stock on October 1, director Amanda Reierson sold $152,617 worth on October 6 following a proposed sale of 20,919 shares, CEO Matt Ehrlichman sold over $507,556.90 and separately 26,135 shares to cover tax-withholding obligations tied to RSU vesting, and CFO Shawn Tabak sold approximately $162,295 in shares for similar tax purposes. These transactions were largely conducted under Rule 10b5-1 trading plans or mandated sell-to-cover arrangements rather than discretionary trades, occurring while shares traded near their 52-week high.

Porch closes at $17.69, up 0.7%, sitting above both its 50-day average of $16.78 and 200-day average of $11.42, with the 50-day above the 200-day. The stock's six-month return stands at 159.8% and its one-year return at 16.7%. The GekkoIndex reads 49.1, placing it in the Neutral zone, down 3.4 over five days. Gekko Fair Value is set at $18.34, putting the current price 3.5% below that level.

Porch next reports earnings on 4 November 2026 after the close, 23 days away and within a typical 20-trading-day holding window. Its last reaction to earnings was a 13.5% move, with 6 beats in the last 8 quarters and an average absolute reaction of 38%. Analyst consensus from 6 firms shows 5 buy and 1 hold ratings, with a consensus target of $20.79, implying 17.5% upside. Seasonality over the next 20 trading days has averaged 11.2% across 5 years, rising in 2 of them.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Porch price vs fair value

$18.34$17.69Oct ’25Apr ’26Oct ’26
Close $17.69200-day averageGekko Fair Value $18.34

Porch quick facts

Market cap
$2.01B
P/E ratio
—
Forward P/E
69.4
EPS, TTM
−$0.12
Revenue, TTM
$513.6M
Profit margin
-2.6%
Dividend yield
—
Beta
3.16
Volume
1.46M avg 1.60M
1-year return
+16.7%
Typical daily move
±4.8%
Typical 20-day move
±21.5%
50-day average
$16.78
200-day average
$11.42
Next earnings
Nov 4 after close
Shares outstanding
113.5M
52-week range
$6.36$18.37

Porch swing-trade checklist

Porch scores 1 supportive, 3 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive3 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $17.69 is above the 50-day ($16.78) and 200-day ($11.42) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    49.1, Neutral

    Reading 49.1 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    3.5% below

    Price is within 5% of Gekko Fair Value (3.5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 23 days

    Reports on Nov 4, 2026, 23 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +11.2% on average

    From this point in the calendar, the next 20 trading days averaged +11.2% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Porch stock chart and price history

Porch closed at $17.69 on Oct 12, 2026, +16.7% over the past year, inside a 52-week range of $6.36 to $18.37.

Close50-day average200-day averageVolume
Porch share price, past year, with 50-day and 200-day moving averages and volume$10$15NovDecJan 2026FebMarAprMayJunJulAugSepOct17.69

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+7.5%
3 months
+28.7%
6 months
+159.8%
1 year
+16.7%
The full PRCH chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PRCH in Gekko

Follow Porch through every session

Put PRCH on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Porch

Porch builds a software platform used by customers in the United States and Canada, with its work split across two main lines: Vertical Software and Insurance. Through the Vertical Software side, it equips home services businesses with purpose-built tools and support, and gives homeowners and future buyers an early link to helpful resources. Familiar names tied to this part of the business include Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12.

On the Insurance side, Porch sells property-focused coverage through a carrier it owns outright, a group of independent agencies, and a warranty underwriter under its control, with brands such as American Home Protect, Elite Insurance Group, and Homeowners of America attached to this work. The people and businesses it serves range from inspectors and other home service workers to homebuyers, current homeowners, and firms handling moving, insurance, warranties, security, or telecom. It rounds out its offerings with coverage for property and casualty, homes, vehicles, floods, and umbrella needs, plus services built for contractors.

Founded in 2011, Porch runs its operations out of Seattle, Washington. Its stock trades on the NASDAQ under the ticker PRCH.

Listed
NASDAQ
Sector
Finance
Industry
Property/Casualty insurance
Website
porchgroup.com

Porch GekkoIndex: the smart money zone

Porch’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 49.1, in the Neutral zone, down 3.4 points over five sessions.

010049.1Neutral

Down 3.4 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying47+0.9%+2.8%−0.3%−10.1%
Accumulation217+2.6%+3.4%+12.1%+32.9%
Neutral (current zone)365+3.2%+7.0%+11.5%+33.6%
Distribution50+0.1%+2.5%+11.2%+25.3%
Selling3Too few readings yet

Average PRCH share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the PRCH price, zone by zone.Track PRCH in Gekko

Is Porch stock overvalued? Gekko Fair Value

Porch trades 3.5% below Gekko Fair Value of $18.34, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Porch shares are worth, recalculated every trading day.

$18.34

Gekko Fair Value, Oct 10, 2026

3.5% below fair value · About fair value

At the end of Aug 2026 the price was 5.9% below the estimate.

Gekko Fair ValueShare price, month end
$18$18Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open PRCH in Gekko

Porch insider and Congress trading

No open-market insider purchases were filed for Porch, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for PRCH in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every PRCH insider filing, plotted on the chart in Gekko.Open PRCH in Gekko

Congress trades last 90 days

No trades in PRCH were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for PRCH, plotted on the chart in Gekko.Open PRCH in Gekko

Buybacks

Porch has been buying back its own shares.

Bought back, quarter ended Mar 31, 2026
$2.51M
As a share of market cap
0.13%

From company filings.

Porch earnings: next date and track record

Porch reports on Nov 4, 2026, after the close (23 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±38%average move across the report
7 of 8reports followed by a gain

Share-price move across each report

+58.8%Nov ’24+67.9%Feb ’25+70.4%May ’25+24.7%Aug ’25−27.2%Nov ’25+15.6%Feb ’26+25.8%Apr ’26+13.5%Jul ’26

Last earnings call, Jul 29, 2026 AI summary

What they said
Porch Group reported Q2 2026 results exceeding expectations, with consolidated revenue of $141M (up 12% YoY) and revenue excluding the reciprocal of $132M (up 23% YoY). Adjusted EBITDA excluding the reciprocal reached $39M, up 2.5x YoY, achieving Rule of 50 status. Insurance Services grew 38% with a 48% adjusted EBITDA margin. Reciprocal written premium hit $140M (up 16% YoY) with policies written up 38% to 59,000. The company generated positive net income in Q2.
Guidance
Management raised 2026 guidance substantially, targeting $122M adjusted EBITDA at the midpoint, pushing leverage below 3x. RWP annual target remains $600M. Policies are expected to ramp to 70,000+ per quarter by year-end. Positive net income expected for full year 2026, 2027, and beyond.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 29, 2026$0.05
est −$0.03
+266.7%$131.8M
est $122.3M
+7.8%+13.5%
Apr 28, 2026−$0.04
est −$0.06
+32.0%$109.4M
est $94.72M
+15.5%+25.8%
Feb 11, 2026−$0.03
est −$0.08
+62.5%$112.3M
est $108.4M
+3.6%+15.6%
Nov 5, 2025−$0.10
est −$0.08
−25.0%$118.1M
est $108.8M
+8.6%−27.2%
Aug 5, 2025$0.02
est −$0.08
+125.0%$119.3M
est $112.1M
+6.4%+24.7%
May 6, 2025$0.04
est −$0.34
+111.4%$104.7M
est $96.85M
+8.1%+70.4%
Feb 25, 2025$0.09
est $0.14
−30.2%$100.4M
est $110.3M
−9.0%+67.9%
Nov 7, 2024$0.12
est −$0.30
+140.0%$111.2M
est $109.6M
+1.5%+58.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Porch stock forecast and analyst price targets

Analysts’ average 12-month price target for Porch is $20.79, +17.5% from the last close, from 6 firms rating the stock in the last 90 days.

$20.79consensus 12-month target, +17.5% from the last close
Low $16.50High $23
Buy5
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 6 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 22Texas Capital SecuritiesBuy, initiated$20+13.1%
Sep 16Craig-HallumBuy, maintained——
Aug 3B. Riley SecuritiesBuy, initiated$21+18.7%
Jul 30Benchmark Co.Buy, maintained$23+30.0%
Jul 30KBWHold, reiterated$16.50−6.7%
+11.5%average 20-day move after past Neutral readings
+11.2%average move over the next 20 trading days in the last 5 years
±4.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Porch seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Porch averaged +11.2% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+44.0%2021−28.4%2022−1.5%2023+79.2%2024−28.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−0.2%3 of 5
Next 10 trading days−7.6%2 of 5
Next 15 trading days+12.5%3 of 5
Next 20 trading days+11.2%2 of 5
Next 30 trading days+46.7%3 of 5

For scale, PRCH’s typical 20-trading-day move in either direction is about 21.5%.

Porch market cap and key statistics

Porch’s market cap is $2.01B and revenue of $513.6M over the last twelve months.

Valuation

Market cap
$2.01B
Forward P/E
69.4
EPS, TTM
−$0.12
Gekko Fair Value
$18.34

Trading

Volume
1.46M
Avg volume, 20 days
1.60M
52-week high
$18.37
52-week low
$6.36
Shares outstanding
113.5M

Financials

Revenue, TTM
$513.6M
Profit margin
-2.6%
Return on equity
-103.3%
Quarterly earnings growth, YoY
+155.3%

Risk and income

Beta
3.16
Typical daily move
±4.8%
Typical 20-day move
±21.5%

Porch stock news this week

Coverage of Porch this week reads neutral: 1 positive, 16 neutral and 3 negative headlines.

News sentiment neutral

Porch peers

Porch’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
BRK.ABerkshire Hathaway+0.5%Neutral0.1% above
BRK.BBerkshire Hathaway+0.1%Neutral1.2% below
CBChubb+0.6%Neutral1.8% below
TRVTravelers Companies+0.4%Neutral1.6% above
HIGHartford Insurance+0.1%Neutral7.1% below
MKLMarkel+1.2%Neutral3.3% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Porch stock FAQ

What is Porch’s market cap?

Porch’s market cap is $2.01B at the Oct 12, 2026 close of $17.69, with 113.5M shares outstanding.

What is the Porch stock forecast?

The consensus analyst 12-month price target for Porch is $20.79, +17.5% from the last close. Of the 6 firms that rated the stock in the last 90 days, 5 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Porch stock overvalued or undervalued?

On Gekko’s estimate Porch is about fair value: the Oct 12, 2026 close of $17.69 is 3.5% below Gekko Fair Value of $18.34. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Porch report earnings next?

Porch is expected to report on Nov 4, 2026, after the market closes (23 days away). Analysts expect earnings of $0.01 per share on revenue of $135.0M. Porch beat the earnings estimate in 6 of its last 8 reports, moving 38% on average across the report.

What is Porch’s 52-week high and low?

Porch’s 52-week high is $18.37 and its 52-week low is $6.36; it closed at $17.69 on Oct 12, 2026, +16.7% over the past year. Over the last five years the shares peaked at $27.50 on Nov 16, 2021.

Is Porch stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (trend), 3 as mixed (gekkoindex, fair value and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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