NASDAQ: ACIW

ACI Worldwide (ACIW) Stock Analysis & Forecast

Sep 28 close

$49.00−0.51 (−1.0%)

Gekko Brief

AI summary

ACI Worldwide has been in the news this week mainly for product and platform developments. The company and Cognizant completed performance testing of the BASE24-eps card acquiring and issuing software on Amazon Web Services, processing over 4.6 million transactions without failure at more than double the target load. Separately, ACI has expanded its ACI Connetic cloud platform to integrate Swift's blockchain-based ledger routing and brought Solaris live for SEPA Instant payments, moves tied to tokenized deposit payments and core bank payment flows. A Form 4 filing noting a CFO share disposition tied to vested restricted stock units also appeared during the period.

ACIW closed at $49.00, down 1%, sitting between its 50-day average of $53.36 and 200-day average of $46.60, with a mixed trend picture. The stock is down 9.6% over the past month and 5.2% over the past year, though it has gained 22.9% over six months. The GekkoIndex reads 67, placing it in the Accumulation zone, down 3.1 points over five days. Price sits 22.4% below Gekko Fair Value of $63.13.

The next earnings report is scheduled for 5 November 2026, before the open, 37 days away and outside a typical 20-trading-day holding window; the prior report on 6 August showed a $0.31 actual versus $0.30 estimate, with a -7.1% reaction, and 7 beats in the last 8 quarters. No insider, Congress or unusual options activity appears in the current windows. Seasonality over the next 20 trading days has averaged -1.7% across 5 years, rising in 1 of them. Consensus among 3 firms stands at 2 buy and 1 hold, with a consensus target of $67.33.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

ACI Worldwide price vs fair value

$63.13$49.00Sep ’25Mar ’26Sep ’26
Close $49.00200-day averageGekko Fair Value $63.13

ACI Worldwide quick facts

Market cap
$4.98B
P/E ratio
22.7
Forward P/E
12.6
EPS, TTM
$2.18
Revenue, TTM
$1.82B
Profit margin
12.4%
Dividend yield
—
Beta
0.98
Volume
441,365 avg 716,823
1-year return
−5.2%
Typical daily move
±2.4%
Typical 20-day move
±5.6%
50-day average
$53.36
200-day average
$46.60
Next earnings
Nov 5 before open
Shares outstanding
101.0M
52-week range
$38.05$61.08

ACI Worldwide swing-trade checklist

ACI Worldwide scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $49.00 sits between the 50-day ($53.36) and 200-day ($46.60) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    67, Accumulation

    Reading 67 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    22.4% below

    Price is 22.4% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 37 days

    Next report Nov 5, 2026, 37 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −1.7% on average

    From this point in the calendar, the next 20 trading days averaged −1.7% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

ACI Worldwide stock chart and price history

ACI Worldwide closed at $49.00 on Sep 28, 2026, −5.2% over the past year, inside a 52-week range of $38.05 to $61.08.

Close50-day average200-day averageVolume
ACI Worldwide share price, past year, with 50-day and 200-day moving averages and volume$40$45$55$60NovDecJan 2026FebMarAprMayJunJulAugSep49.00

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−9.6%
3 months
−1.0%
6 months
+22.9%
1 year
−5.2%
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ACI Worldwide GekkoIndex: the smart money zone

ACI Worldwide’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67, in the Accumulation zone, down 3.1 points over five sessions.

010067Accumulation

Down 3.1 points over five sessions, from the Buying zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying15+3.4%+2.1%+4.2%+6.1%
Accumulation (current zone)219+0.5%+0.7%+1.0%+2.3%
Neutral389+0.3%+0.7%+2.2%+6.6%
Distribution48+0.9%+3.4%+4.1%+7.5%
Selling1Too few readings yet

Average ACIW share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the ACIW price, zone by zone.Track ACIW in Gekko

Is ACI Worldwide stock overvalued? Gekko Fair Value

ACI Worldwide trades 22.4% below Gekko Fair Value of $63.13, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what ACI Worldwide shares are worth, recalculated every trading day.

$63.13

Gekko Fair Value, Sep 29, 2026

22.4% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open ACIW in Gekko

ACI Worldwide insider and Congress trading

No open-market insider purchases were filed for ACI Worldwide, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for ACIW in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every ACIW insider filing, plotted on the chart in Gekko.Open ACIW in Gekko

Congress trades last 90 days

No trades in ACIW were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for ACIW, plotted on the chart in Gekko.Open ACIW in Gekko

Buybacks

ACI Worldwide has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$106.8M
As a share of market cap
2.14%
Trailing four quarters
$240.9M

From company filings.

ACI Worldwide earnings: next date and track record

ACI Worldwide reports on Nov 5, 2026, before the open (37 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±7.4%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+6.6%Nov ’24+13.4%Feb ’25−15.2%May ’25+5.7%Aug ’25+1.5%Nov ’25−4.3%Feb ’26+5.2%May ’26−7.1%Aug ’26
ReportedEPSSurpriseRevenueSurpriseMove
Aug 6, 2026$0.31
est $0.30
+5.1%$430.4M
est $430.6M
0.0%−7.1%
May 7, 2026$0.38
est $0.29
+31.0%$425.7M
est $410.1M
+3.8%+5.2%
Feb 26, 2026$0.63
est $0.80
−21.3%$481.6M
est $464.6M
+3.6%−4.3%
Nov 6, 2025$1.09
est $0.99
+10.1%$482.4M
est $465.2M
+3.7%+1.5%
Aug 7, 2025$0.35
est $0.27
+29.6%$401.3M
est $461.2M
−13.0%+5.7%
May 8, 2025$0.51
est $0.23
+121.7%$394.6M
est $364.3M
+8.3%−15.2%
Feb 27, 2025$0.94
est $0.73
+28.8%$453.0M
est $451.8M
+0.3%+13.4%
Nov 7, 2024$0.77
est $0.42
+83.3%$451.8M
est $451.0M
+0.2%+6.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

ACI Worldwide stock forecast and analyst price targets

Analysts’ average 12-month price target for ACI Worldwide is $67.33, +37.4% from the last close, from 3 firms rating the stock in the last 90 days.

$67.33consensus 12-month target, +37.4% from the last close
Buy2
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 1D.A. DavidsonBuy, maintained$66+34.7%
Aug 7NeedhamHold, maintained——
Aug 7D.A. DavidsonBuy, maintained$66+34.7%
Aug 7Craig-HallumBuy, reiterated$66+34.7%
Aug 6NeedhamHold, maintained——
+1.0%average 20-day move after past Accumulation readings
−1.7%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

ACI Worldwide seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, ACI Worldwide averaged −1.7% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

−2.6%2021+13.2%2022−12.5%2023−2.6%2024−4.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.4%3 of 5
Next 10 trading days−1.4%2 of 5
Next 15 trading days−1.5%3 of 5
Next 20 trading days−1.7%1 of 5
Next 30 trading days+6.2%3 of 5

For scale, ACIW’s typical 20-trading-day move in either direction is about 5.6%.

ACI Worldwide market cap and key statistics

ACI Worldwide’s market cap is $4.98B, with a P/E ratio of 22.7 and revenue of $1.82B over the last twelve months.

Valuation

Market cap
$4.98B
P/E ratio
22.7
Forward P/E
12.6
EPS, TTM
$2.18
Gekko Fair Value
$63.13

Trading

Volume
441,365
Avg volume, 20 days
716,823
52-week high
$61.08
52-week low
$38.05
Shares outstanding
101.0M

Financials

Revenue, TTM
$1.82B
Profit margin
12.4%
Return on equity
15.6%
Quarterly earnings growth, YoY
+165.2%

Risk and income

Beta
0.98
Typical daily move
±2.4%
Typical 20-day move
±5.6%

ACI Worldwide peers

ACI Worldwide’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MSFTMicrosoft+0.7%Neutral17.3% above
PLTRPalantir Technologies+0.7%Neutral15.7% above
ORCLOracle−0.1%Accumulation25.9% below
PANWPalo Alto Networks+5.8%Neutral16.1% above
CRWDCrowdStrike+4.2%Neutral27.2% above
CRMSalesforce+1.0%Neutral5.9% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

ACI Worldwide stock FAQ

What is ACI Worldwide’s market cap?

ACI Worldwide’s market cap is $4.98B at the Sep 28, 2026 close of $49.00, with 101.0M shares outstanding. The shares trade on a P/E ratio of 22.7.

What is the ACI Worldwide stock forecast?

The consensus analyst 12-month price target for ACI Worldwide is $67.33, +37.4% from the last close. Of the 3 firms that rated the stock in the last 90 days, 2 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is ACI Worldwide stock overvalued or undervalued?

On Gekko’s estimate ACI Worldwide is undervalued: the Sep 28, 2026 close of $49.00 is 22.4% below Gekko Fair Value of $63.13. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does ACI Worldwide report earnings next?

ACI Worldwide is expected to report on Nov 5, 2026, before the market opens (37 days away). Analysts expect earnings of $0.36 per share on revenue of $421.8M. ACI Worldwide beat the earnings estimate in 7 of its last 8 reports, moving 7.4% on average across the report.

What is ACI Worldwide’s 52-week high and low?

ACI Worldwide’s 52-week high is $61.08 and its 52-week low is $38.05; it closed at $49.00 on Sep 28, 2026, −5.2% over the past year.

Is ACI Worldwide stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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