Insider buying last 90 days
No open-market insider purchases were filed for JKHY in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every JKHY insider filing, plotted on the chart in Gekko.Open JKHY in Gekko
NASDAQ: JKHY
Jack Henry & Associates (JKHY) Stock Analysis & Forecast
Sep 28 close
$147.82+0.03 (0.0%)
Gekko Brief
AI summaryJack Henry & Associates draws a wave of fresh analyst attention this week, with Seaport Research Partners and Seaport Global Securities both initiating coverage with a Buy rating and a $193 price target, citing the company's position in payment processing and technology for financial institutions, along with strategic priorities such as moving upmarket and building out AI and data capabilities. Separately, Jack Henry was recognized in the 2026 IDC FinTech Rankings Top 25, marking its 18th consecutive year on the list, where it placed 13th. These items concern the company's competitive standing and growth strategy rather than any single catalyst.
The stock closes at $147.82, sitting below both its 50-day average of $157.79 and its 200-day average of $158.51, with the shorter average also below the longer one, reflecting a one-month return of -12.9% and a six-month return of -3.6%, though the three-month return stands at 8.1%. The GekkoIndex reads 64.1, placing JKHY in the Accumulation zone. Price sits 16.1% below the Gekko Fair Value of $176.24.
The next earnings report is due 3 November 2026, 35 days out, placing it beyond a typical 20-trading-day window; the prior report on 18 August showed EPS of $1.57 against an estimate of $1.44, with an 8.8% reaction. No insider, Congress, or unusual options activity appears in their respective windows. Seasonality over the past 5 years shows the next 20 trading days from this point averaging a 1% gain, positive in 3 of those years. Analyst consensus among 16 firms carries 12 Buy and 4 Hold ratings, with a consensus target of $190.24.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Jack Henry & Associates price vs fair value
Close $147.82200-day averageGekko Fair Value $176.24
Jack Henry & Associates quick facts
- Market cap
- $10.50B
- P/E ratio
- 21.1
- Forward P/E
- 20.2
- EPS, TTM
- $6.99
- Revenue, TTM
- $2.54B
- Profit margin
- 19.8%
- Dividend yield
- 1.60%
- Beta
- 0.56
- Volume
- 910,772 avg 1.04M
- 1-year return
- −0.4%
- Typical daily move
- ±3.2%
- Typical 20-day move
- ±4.4%
- 50-day average
- $157.79
- 200-day average
- $158.51
- Next earnings
- Nov 3
- Shares outstanding
- 70.11M
Jack Henry & Associates swing-trade checklist
Jack Henry & Associates scores 4 supportive, 0 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive0 mixed1 headwind
- Trendheadwind
Below 50 and 200-day
Close $147.82 is below the 50-day ($157.79) and 200-day ($158.51) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
64.1, Accumulation
Reading 64.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
16.1% below
Price is 16.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 35 days
Next report Nov 3, 2026, 35 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+1.0% on average
From this point in the calendar, the next 20 trading days averaged +1% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Jack Henry & Associates stock chart and price history
Jack Henry & Associates closed at $147.82 on Sep 28, 2026, −0.4% over the past year, inside a 52-week range of $121.04 to $193.39.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −12.9%
- 3 months
- +8.1%
- 6 months
- −3.6%
- 1 year
- −0.4%
The full JKHY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open JKHY in Gekko
Follow Jack Henry & Associates through every session
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About Jack Henry & Associates
Jack Henry & Associates builds technology that links banks, credit unions, and other financial institutions with the people who use their services. Its work centers on core processing systems that handle deposits, loans, general ledger entries, and accountholder records, alongside tools for payment handling such as ATM networks, clearing house transfers, remote deposits, and debit and credit card processing. It is also known for digital and mobile banking software marketed under its Banno platform.
The company organizes its work into four areas: one focused on core processing platforms, one on payments infrastructure, one on complementary software such as treasury tools, account opening, fraud prevention, and lending, and one covering hardware and other corporate offerings. Its customers are banks, credit unions, and other financial and corporate organizations, which it serves through systems like SilverLake for commercial banks, Symitar for credit unions, and CIF 20/20 and Core Director for banks, alongside implementation, training, hosting, and support services.
Founded in 1976, Jack Henry & Associates is headquartered in Monett, Missouri. Its shares trade on the NASDAQ under the ticker JKHY.
- Listed
- NASDAQ
- Sector
- Technology services
- Industry
- Packaged software
- Website
- jackhenry.com
Jack Henry & Associates GekkoIndex: the smart money zone
Jack Henry & Associates’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.1, in the Accumulation zone, down 0.8 points over five sessions.
64.1Accumulation
Down 0.8 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +0.1% | +0.7% | ||
| Accumulation (current zone) | 260 | −0.1% | −0.1% | ||
| Neutral | 353 | +0.1% | +0.1% | ||
| Distribution | 25 | −1.0% | −0.7% | ||
| Selling | 4 | Too few readings yet | |||
Average JKHY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the JKHY price, zone by zone.Track JKHY in Gekko
Is Jack Henry & Associates stock overvalued? Gekko Fair Value
Jack Henry & Associates trades 16.1% below Gekko Fair Value of $176.24, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Jack Henry & Associates shares are worth, recalculated every trading day.
$176.24
Gekko Fair Value, Sep 26, 2026
16.1% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open JKHY in Gekko
Jack Henry & Associates insider and Congress trading
No open-market insider purchases were filed for Jack Henry & Associates, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in JKHY were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for JKHY, plotted on the chart in Gekko.Open JKHY in Gekko
Buybacks
Jack Henry & Associates has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $163.8M
- As a share of market cap
- 1.56%
- Trailing four quarters
- $448.2M
From company filings.
Jack Henry & Associates earnings: next date and track record
Jack Henry & Associates reports on Nov 3, 2026 (35 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Nov 3, 2026
35 days away
- EPS estimate
- $2.07
- Revenue estimate
- $685.1M
8 of 8reports beat the EPS estimate
±3.7%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 18, 2026 AI summary
- What they said
- Jack Henry reported record fiscal 2026 results with full-year non-GAAP revenue of $2.5 billion, up 7% YoY, and non-GAAP operating margin of 24%, a 92 basis point improvement marking the third consecutive year of margin expansion exceeding initial guidance. Q4 non-GAAP revenue reached $633 million, up 7%. The company set a record 58 competitive core wins, including Woodforest National Bank ($9.2B assets), with 59% of wins being trifecta deals including core, digital banking, and card.
- Guidance
- Management provided fiscal 2027 guidance as referenced in their press release. The company has demonstrated consistent ability to exceed initial margin expansion guidance of 20-40 basis points, suggesting continued profitability improvement expectations.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 18, 2026 | $1.57 est $1.44 | $644.0M est $631.6M | +8.8% |
| May 5, 2026 | $1.56 est $1.42 | $636.2M est $619.7M | −6.3% |
| Feb 3, 2026 | $1.72 est $1.43 | $619.3M est $609.8M | −3.0% |
| Nov 4, 2025 | $1.97 est $1.71 | $644.7M est $636.0M | +6.1% |
| Aug 19, 2025 | $1.75 est $1.58 | $615.4M est $604.5M | +1.8% |
| May 6, 2025 | $1.45 est $1.33 | $585.1M est $587.3M | −0.4% |
| Feb 4, 2025 | $1.35 est $1.32 | $573.8M est $586.6M | −1.1% |
| Nov 5, 2024 | $1.63 est $1.60 | $601.0M est $599.6M | −2.1% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Jack Henry & Associates stock forecast and analyst price targets
Analysts’ average 12-month price target for Jack Henry & Associates is $190.24, +28.7% from the last close, from 16 firms rating the stock in the last 90 days.
$190.24consensus 12-month target, +28.7% from the last close
Now $147.82Avg $190.24
Low $170High $233
Each firm’s latest rating in the last 90 days: 16 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | Seaport Global | $193 | +30.6% |
| Sep 24 | Wells Fargo | $233 | +57.6% |
| Sep 17 | Barclays | $185 | +25.2% |
| Sep 16 | William Blair | — | — |
| Sep 16 | D.A. Davidson | $198 | +33.9% |
−0.1%average 20-day move after past Accumulation readings
+1.0%average move over the next 20 trading days in the last 5 years
±3.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Jack Henry & Associates seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Jack Henry & Associates averaged +1.0% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.1% | 2 of 5 |
| Next 10 trading days | +0.3% | 3 of 5 |
| Next 15 trading days | +1.5% | 4 of 5 |
| Next 20 trading days | +1.0% | 3 of 5 |
| Next 30 trading days | +0.2% | 2 of 5 |
For scale, JKHY’s typical 20-trading-day move in either direction is about 4.4%.
Jack Henry & Associates market cap and key statistics
Jack Henry & Associates’s market cap is $10.50B, with a P/E ratio of 21.1 and revenue of $2.54B over the last twelve months.
Valuation
- Market cap
- $10.50B
- P/E ratio
- 21.1
- Forward P/E
- 20.2
- EPS, TTM
- $6.99
- Gekko Fair Value
- $176.24
Trading
- Volume
- 910,772
- Avg volume, 20 days
- 1.04M
- 52-week high
- $193.39
- 52-week low
- $121.04
- Shares outstanding
- 70.11M
Financials
- Revenue, TTM
- $2.54B
- Profit margin
- 19.8%
- Return on equity
- 24%
- Quarterly earnings growth, YoY
- −10.4%
Risk and income
- Beta
- 0.56
- Typical daily move
- ±3.2%
- Typical 20-day move
- ±4.4%
- Dividend yield
- 1.60%
Jack Henry & Associates stock news this week
Coverage of Jack Henry & Associates this week reads positive: 11 positive, 2 neutral and 1 negative headlines.
- Seaport Research Initiates Buy on Jack Henry (JKHY) with $193 PrGuruFocus, Sep 28
- Seaport Global initiates Jack Henry stock coverage with buy ratingInvesting.com, Sep 28
- Seaport Global initiates coverage of Jack Henry & Associates with Buy rating, $193 price targetTradingView, Sep 28
- Seaport Research Partners Initiates Coverage on Jack Henry & Associates (NASDAQ:JKHY)MarketBeat, Sep 28
- Jack Henry & Associates, Inc. (JKHY) latest stock news and headlinesYahoo Finance Australia, Sep 28
- Seaport Global Initiates Jack Henry & Associates at Buy With $193 Price Targetwww.marketscreener.com, Sep 28
Jack Henry & Associates peers
Jack Henry & Associates’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| MSFTMicrosoft | Neutral | 17.3% above |
| PLTRPalantir Technologies | Neutral | 15.7% above |
| ORCLOracle | Accumulation | 25.9% below |
| PANWPalo Alto Networks | Neutral | 16.1% above |
| CRWDCrowdStrike | Neutral | 27.2% above |
| CRMSalesforce | Neutral | 5.9% below |
A peer links to its own page where one exists.
Jack Henry & Associates stock FAQ
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is $10.50B at the Sep 28, 2026 close of $147.82, with 70.11M shares outstanding. The shares trade on a P/E ratio of 21.1.
What is the Jack Henry & Associates stock forecast?
The consensus analyst 12-month price target for Jack Henry & Associates is $190.24, +28.7% from the last close. Of the 16 firms that rated the stock in the last 90 days, 12 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Jack Henry & Associates stock overvalued or undervalued?
On Gekko’s estimate Jack Henry & Associates is undervalued: the Sep 28, 2026 close of $147.82 is 16.1% below Gekko Fair Value of $176.24. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Jack Henry & Associates report earnings next?
Jack Henry & Associates is expected to report on Nov 3, 2026 (35 days away). Analysts expect earnings of $2.07 per share on revenue of $685.1M. Jack Henry & Associates beat the earnings estimate in 8 of its last 8 reports, moving 3.7% on average across the report.
What is Jack Henry & Associates’s 52-week high and low?
Jack Henry & Associates’s 52-week high is $193.39 and its 52-week low is $121.04; it closed at $147.82 on Sep 28, 2026, −0.4% over the past year. Over the last five years the shares peaked at $212.62 on Aug 10, 2022.
Is Jack Henry & Associates stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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