Insider buying last 90 days
No open-market insider purchases were filed for UNM in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every UNM insider filing, plotted on the chart in Gekko.Open UNM in Gekko
Gekko Brief
AI summaryUnum's week centers on capital-return and financial-strength news: the company announced a new $1.0 billion share repurchase authorization while maintaining its A-level financial strength ratings from AM Best. Coverage also notes that Unum's Q2 earnings met analyst EPS estimates and exceeded revenue expectations. Institutional filings during the period showed mixed positioning, with State Street Corp trimming its stake by 1.5% while still holding over 5 million shares worth $453.2 million, and Bank of America Corp DE adding 618,267 shares worth approximately $55.3 million.
Unum closed at $91.12, down 1.1%, sitting almost exactly at its 50-day average of $91.13 and well above its 200-day average of $82.44. The stock's six-month return stands at 25% and its one-year return at 18.8%, though the one-month return is slightly negative at -1.4%. The GekkoIndex reads 61.7, placing it in the Accumulation zone, up 6.6 points over the past five sessions. Gekko Fair Value is set at $95.39, putting the current price 4.5% below that level.
Unum's next earnings report is scheduled for 3 November 2026 after close, 35 days out and beyond a typical 20-trading-day holding window. Its last report on 28 April 2026 showed an EPS of $2.14 against an estimate of $2.05, producing a 5.4% reaction, with three beats logged over the last eight quarters. Seasonality over the next 20 trading days has averaged a 4.8% gain across 5 years, rising in 3 of them. Analyst consensus from 12 firms shows 8 buy and 4 hold ratings, with a consensus target of $101.85, implying 11.8% upside from current levels.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Unum price vs fair value
Close $91.12200-day averageGekko Fair Value $95.39
Unum quick facts
- Market cap
- $14.42B
- P/E ratio
- 21.4
- Forward P/E
- 8.5
- EPS, TTM
- $4.31
- Revenue, TTM
- $13.35B
- Profit margin
- 5.3%
- Dividend yield
- 2.07%
- Beta
- 0.26
- Volume
- 1.33M avg 1.99M
- 1-year return
- +18.8%
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±4.7%
- 50-day average
- $91.13
- 200-day average
- $82.44
- Next earnings
- Nov 3 after close
- Shares outstanding
- 158.3M
Unum swing-trade checklist
Unum scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $91.12 sits between the 50-day ($91.13) and 200-day ($82.44) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
61.7, Accumulation
Reading 61.7 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
4.5% below
Price is within 5% of Gekko Fair Value (4.5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 35 days
Next report Nov 3, 2026, 35 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+4.8% on average
From this point in the calendar, the next 20 trading days averaged +4.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Unum stock chart and price history
Unum closed at $91.12 on Sep 28, 2026, +18.8% over the past year, inside a 52-week range of $69.02 to $96.77.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −1.4%
- 3 months
- +1.6%
- 6 months
- +25.0%
- 1 year
- +18.8%
The full UNM chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open UNM in Gekko
Follow Unum through every session
Put UNM on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track UNM in GekkoFree for 7 days. No credit card required.
About Unum
Unum provides insurance products built around financial protection for individuals and workers, with operations spanning the United States, the United Kingdom, and Poland. It is widely recognized for its disability and life insurance coverage, offered largely through group benefit plans, alongside accident, critical illness, dental, and vision products. Its supplemental and voluntary offerings give employees additional layers of coverage beyond standard group plans.
The company runs its business through several segments, including Unum US, Unum International, Colonial Life, and a Closed Block division. Employers make up its main customer base, purchasing these benefit packages to extend to their employees. Unum reaches these clients through several channels, including its own sales teams, independent brokers and consultants, and a network of independent contractor agents. Beyond workplace benefits, the company also handles group pension plans, individual life policies, corporate-owned life insurance, and reinsurance pool management.
Unum traces its founding to 1848 and is headquartered in Chattanooga, Tennessee. Its shares are listed on the NYSE under the ticker UNM.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Multi-line insurance
- Website
- unum.com
Unum GekkoIndex: the smart money zone
Unum’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.7, in the Accumulation zone, up 6.6 points over five sessions.
61.7Accumulation
Up 6.6 points over five sessions, from the Neutral zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 16 | +2.2% | +4.0% | ||
| Accumulation (current zone) | 131 | +1.7% | +4.4% | ||
| Neutral | 469 | +0.3% | +1.6% | ||
| Distribution | 47 | −0.2% | +2.2% | ||
| Selling | 9 | Too few readings yet | |||
Average UNM share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the UNM price, zone by zone.Track UNM in Gekko
Is Unum stock overvalued? Gekko Fair Value
Unum trades 4.5% below Gekko Fair Value of $95.39, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Unum shares are worth, recalculated every trading day.
$95.39
Gekko Fair Value, Sep 26, 2026
4.5% below fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open UNM in Gekko
Unum insider and Congress trading
No open-market insider purchases were filed for Unum, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in UNM were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for UNM, plotted on the chart in Gekko.Open UNM in Gekko
Buybacks
Unum has been buying back its own shares.
- Latest authorization
- $1.00B, Aug 26, 2026
- Bought back, quarter ended Jun 30, 2026
- $209.9M
- As a share of market cap
- 1.46%
- Trailing four quarters
- $1.12B
From company filings.
Unum earnings: next date and track record
Unum reports on Nov 3, 2026, after the close (35 days away), and beat the EPS estimate in 3 of its last 8 reports.
Next earnings report
Nov 3, 2026
Expected after the close, 35 days away
- EPS estimate
- $2.17
- Revenue estimate
- $2.91B
3 of 8reports beat the EPS estimate
±5.2%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Apr 28, 2026 AI summary
- What they said
- Unum Group's Q1 2026 earnings call: Management reported a strong start to 2026 with solid top- and bottom-line results. After-tax adjusted operating EPS was $2.14, up nearly 10% year-over-year. Core earned premium growth was over 5% on an adjusted basis; sales were up ~14.4% (company-wide) and 20% in U.S. group. Group Life had standout results with record earnings; Group Disability showed consistent strength though benefit ratio slightly higher q/q; Colonial Life and Unum International performed well on sales but international experienced some claim size volatility. Management highlighted persistency improvement to 92%, strong execution in pricing and underwriting, investments in technology and distribution (HR Connect), and capital deployment including opportunistic buybacks (3% of shares retired). They discussed long-term care (LTC) actions: 7% of group LTC cases terminated in Q1 (about 30k lives), modest statutory reserve release (<$100M), and $2.2B of protections remaining in Fairwind. Management is exploring further risk transfer transactions but cautioned these are complex. PFML expansion has short-tail pricing dynamics; small share of disability book (<10%). Leadership transition: Tim Arnold retiring in July; Steve Jones to replace him at Colonial Life.
- Guidance
- Management reiterated prior full-year guidance ranges: core premium growth expected 4%–7% (noted Q1 slightly below but would accelerate), after-tax adjusted operating EPS outlook unchanged; Steve Zabel said he remains comfortable with prior guidance and pegged corporate loss at mid-40s for the year. No new formal numerical guidance was provided beyond reaffirmation and commentary.
- Risks flagged
- Risks called out: ongoing LTC book risk and employer-level terminations, potential volatility in Group Life claim frequency, mix-driven claim size volatility in U.K. long-term disability, macroeconomic softness/inflation in U.K., regulatory inquiries in voluntary products re: loss ratios, and execution risk around complex risk-transfer transactions. PFML adds near-term variability.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Apr 28, 2026 | $2.14 est $2.05 | $3.36B est $2.91B | +5.4% |
| Feb 5, 2026 | $1.92 est $2.11 | $3.24B est $3.29B | −3.1% |
| Nov 3, 2025 | $0.23 est $1.58 | $3.36B est $3.33B | +6.5% |
| Jul 29, 2025 | $2.07 est $2.21 | $3.36B est $3.33B | −11.2% |
| Apr 29, 2025 | $2.04 est $2.19 | $3.08B est $3.34B | −1.8% |
| Feb 4, 2025 | $2.03 est $2.14 | $3.24B est $3.29B | +2.0% |
| Oct 29, 2024 | $2.13 est $2.11 | $3.20B est $3.26B | +4.1% |
| Jul 30, 2024 | $2.16 est $2.02 | $3.23B est $3.23B | +7.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Unum stock forecast and analyst price targets
Analysts’ average 12-month price target for Unum is $101.85, +11.8% from the last close, from 12 firms rating the stock in the last 90 days.
$101.85consensus 12-month target, +11.8% from the last close
Now $91.12Avg $101.85
Low $92High $123
Each firm’s latest rating in the last 90 days: 12 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 24 | Morgan Stanley | $92 | +1.0% |
| Aug 17 | Morgan Stanley | $87 | −4.5% |
| Aug 4 | BMO Capital | $99 | +8.6% |
| Aug 3 | J.P. Morgan | $98 | +7.6% |
| Jul 30 | Truist Financial | $96 | +5.4% |
+4.4%average 20-day move after past Accumulation readings
+4.8%average move over the next 20 trading days in the last 5 years
±2.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Unum seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Unum averaged +4.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.0% | 5 of 5 |
| Next 10 trading days | +4.8% | 4 of 5 |
| Next 15 trading days | +5.9% | 3 of 5 |
| Next 20 trading days | +4.8% | 3 of 5 |
| Next 30 trading days | +3.7% | 3 of 5 |
For scale, UNM’s typical 20-trading-day move in either direction is about 4.7%.
Unum market cap and key statistics
Unum’s market cap is $14.42B, with a P/E ratio of 21.4 and revenue of $13.35B over the last twelve months.
Valuation
- Market cap
- $14.42B
- P/E ratio
- 21.4
- Forward P/E
- 8.5
- EPS, TTM
- $4.31
- Gekko Fair Value
- $95.39
Trading
- Volume
- 1.33M
- Avg volume, 20 days
- 1.99M
- 52-week high
- $96.77
- 52-week low
- $69.02
- Shares outstanding
- 158.3M
Financials
- Revenue, TTM
- $13.35B
- Profit margin
- 5.3%
- Return on equity
- 6.4%
- Quarterly earnings growth, YoY
- −16.2%
Risk and income
- Beta
- 0.26
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±4.7%
- Dividend yield
- 2.07%
Unum stock news this week
Coverage of Unum this week reads positive: 3 positive, 1 neutral and 0 negative headlines.
- State Street Corp Sells 78,017 Shares of Unum Group $UNMMarketBeat, Sep 24
- Unum Group (UNM) options chainYahoo Finance Australia, Sep 23
- 618,267 Shares in Unum Group $UNM Bought by Bank of America Corp DEMarketBeat, Sep 21
- Learn Why The Bull Case For Unum Group (UNM) Could Change Following $1b Buyback PlanSimply Wall Street, Sep 21
Unum peers
Unum’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| PGRProgressive | Accumulation | 5.2% below |
| MFCManulife Financial | Neutral | 8.8% above |
| METMetLife | Neutral | 4.2% below |
| ALLAllstate | Buying | 13.8% below |
| AFLAFLAC | Accumulation | 4.8% below |
| SLFSun Life Financial | Neutral | 7.1% above |
A peer links to its own page where one exists.
Unum stock FAQ
What is Unum’s market cap?
Unum’s market cap is $14.42B at the Sep 28, 2026 close of $91.12, with 158.3M shares outstanding. The shares trade on a P/E ratio of 21.4.
What is the Unum stock forecast?
The consensus analyst 12-month price target for Unum is $101.85, +11.8% from the last close. Of the 12 firms that rated the stock in the last 90 days, 8 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Unum stock overvalued or undervalued?
On Gekko’s estimate Unum is about fair value: the Sep 28, 2026 close of $91.12 is 4.5% below Gekko Fair Value of $95.39. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Unum report earnings next?
Unum is expected to report on Nov 3, 2026, after the market closes (35 days away). Analysts expect earnings of $2.17 per share on revenue of $2.91B. Unum beat the earnings estimate in 3 of its last 8 reports, moving 5.2% on average across the report.
What is Unum’s 52-week high and low?
Unum’s 52-week high is $96.77 and its 52-week low is $69.02; it closed at $91.12 on Sep 28, 2026, +18.8% over the past year.
Is Unum stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, earnings risk and seasonality), 2 as mixed (trend and fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Unum the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,380 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.