Insider buying last 90 days
$172Kin 1 open-market purchase
| Filed | Insider | Type | Value |
|---|---|---|---|
| Aug 27 | Debbink Dirk J director | Purchase | $172K |
From Form 4 filings, dated to when each was filed.
NASDAQ: CINF
Cincinnati Financial (CINF) Stock Analysis & Forecast
Sep 28 close
$161.92−0.62 (−0.4%)
Gekko Brief
AI summaryCincinnati Financial's most notable news this week concerns its revolving credit facility, extended to October 10, 2031, through an amendment to its existing Credit Agreement with Fifth Third Bank-led lenders. Separately, the stock has continued trading in the wake of its Q2 2026 report, with diluted EPS of $8.05 for the quarter, though non-GAAP operating income declined to $224 million from $311 million a year earlier, and the P&C combined ratio rose to 100.8%, up 5.9 points year over year. Shares also traded ex-dividend on September 23 ahead of an October 15 payment of $0.94.
The stock closed at $161.92, down 0.4%, sitting below both its 50-day average of $172.74 and its 200-day average of $167.54. Over the past month shares are down 6.1%, and over three months down 13%, though the six-month return is positive at 5.4%. The GekkoIndex reads 71.2, placing CINF in the Buying zone, up 1.8 over five days. The price sits 10.3% below Gekko Fair Value of $180.54.
Looking ahead, Cincinnati Financial next reports earnings on 26 October 2026, 27 days out, which falls inside a typical 20-trading-day holding window. In the last 90 days there was 1 open-market insider purchase valued at $171,640. Seasonally, the next 20 trading days have averaged a 2.4% gain over 5 years, rising in 4 of them. Analyst consensus target sits at $191.67 across 5 firms, with 2 buy and 3 hold ratings.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Cincinnati Financial price vs fair value
Close $161.92200-day averageGekko Fair Value $180.54
Cincinnati Financial quick facts
- Market cap
- $24.85B
- P/E ratio
- 7.7
- Forward P/E
- 18.5
- EPS, TTM
- $21.18
- Revenue, TTM
- $13.95B
- Profit margin
- 23.8%
- Dividend yield
- 2.23%
- Beta
- 0.55
- Volume
- 395,848 avg 601,652
- 1-year return
- +4.9%
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±3.9%
- 50-day average
- $172.74
- 200-day average
- $167.54
- Next earnings
- Oct 26
- Shares outstanding
- 153.5M
Cincinnati Financial swing-trade checklist
Cincinnati Financial scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $161.92 sits between the 50-day ($172.74) and 200-day ($167.54) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
71.2, Buying
Reading 71.2 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
10.3% below
Price is 10.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneysupportive
Leans bullish
Last 90 days: 1 open-market insider purchase.
See smart money - Earnings riskheadwind
Reports in 27 days
Reports on Oct 26, 2026, 27 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+2.4% on average
From this point in the calendar, the next 20 trading days averaged +2.4% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Cincinnati Financial stock chart and price history
Cincinnati Financial closed at $161.92 on Sep 28, 2026, +4.9% over the past year, inside a 52-week range of $150.00 to $194.81.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −6.1%
- 3 months
- −13.0%
- 6 months
- +5.4%
- 1 year
- +4.9%
The full CINF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CINF in Gekko
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Cincinnati Financial GekkoIndex: the smart money zone
Cincinnati Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 71.2, in the Buying zone, up 1.8 points over five sessions.
71.2Buying
Up 1.8 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 8 | Too few readings yet | |||
| Accumulation | 166 | +0.9% | +3.4% | ||
| Neutral | 442 | +0.2% | +0.9% | ||
| Distribution | 48 | −0.7% | −0.3% | ||
| Selling | 8 | Too few readings yet | |||
Average CINF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the CINF price, zone by zone.Track CINF in Gekko
Is Cincinnati Financial stock overvalued? Gekko Fair Value
Cincinnati Financial trades 10.3% below Gekko Fair Value of $180.54, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Cincinnati Financial shares are worth, recalculated every trading day.
$180.54
Gekko Fair Value, Sep 26, 2026
10.3% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open CINF in Gekko
Cincinnati Financial insider and Congress trading
Insiders filed 1 open-market purchase in Cincinnati Financial worth $172K, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in CINF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for CINF, plotted on the chart in Gekko.Open CINF in Gekko
Buybacks
Cincinnati Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $216.0M
- As a share of market cap
- 0.87%
- Trailing four quarters
- $540.0M
From company filings.
Cincinnati Financial earnings: next date and track record
Cincinnati Financial reports on Oct 26, 2026 (27 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 26, 2026
27 days away
- EPS estimate
- $1.93
- Revenue estimate
- $2.64B
6 of 8reports beat the EPS estimate
±2.4%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 27, 2026 AI summary
- What they said
- CINF reported Q2 2026 net income of ~$1.3 billion, including $882 million after-tax from equity securities fair value increases. Non-GAAP operating income was $224 million, down from $311 million a year ago. The P&C combined ratio was 100.8%, up 5.9 points YoY. Net written premiums grew 3%, with E&S lines up 8% and Cincinnati Re up 16%. Investment income grew 12%, driven by bond interest income up 14%.
- Guidance
- Management maintains pricing discipline amid softening market conditions, with commercial and E&S lines at low single-digit increases and personal lines at high single-digit increases. No specific earnings targets were provided, but management expressed confidence in long-term positioning through independent agent relationships.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 27, 2026 | $1.43 est $1.82 | $2.64B est $2.71B | −0.1% |
| Apr 27, 2026 | $2.10 est $1.94 | $2.60B est $2.61B | +0.3% |
| Feb 9, 2026 | $3.37 est $2.90 | $2.59B est $2.55B | −5.5% |
| Oct 27, 2025 | $2.85 est $2.14 | $3.73B est $2.55B | −3.1% |
| Jul 28, 2025 | $1.97 est $1.41 | $3.25B est $2.53B | +2.0% |
| Apr 28, 2025 | −$0.24 est −$0.62 | $2.57B est $2.40B | +4.6% |
| Feb 10, 2025 | $3.14 est $1.90 | $2.54B est $2.33B | +1.8% |
| Oct 24, 2024 | $1.42 est $1.46 | $3.32B est $2.25B | +1.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Cincinnati Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Cincinnati Financial is $191.67, +18.4% from the last close, from 5 firms rating the stock in the last 90 days.
$191.67consensus 12-month target, +18.4% from the last close
Now $161.92Avg $191.67
Low $190High $200
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 5 | KBW | $190 | +17.3% |
| Jul 30 | Bank of America Securities | $193 | +19.2% |
| Jul 29 | BMO Capital | $198 | +22.3% |
| Jul 28 | Piper Sandler | $197 | +21.7% |
| Jul 28 | Roth MKM | $200 | +23.5% |
+2.4%average move over the next 20 trading days in the last 5 years
±1.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Cincinnati Financial seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Cincinnati Financial averaged +2.4% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.0% | 4 of 5 |
| Next 10 trading days | +2.4% | 4 of 5 |
| Next 15 trading days | +1.8% | 3 of 5 |
| Next 20 trading days | +2.4% | 4 of 5 |
| Next 30 trading days | +7.4% | 4 of 5 |
For scale, CINF’s typical 20-trading-day move in either direction is about 3.9%.
Cincinnati Financial market cap and key statistics
Cincinnati Financial’s market cap is $24.85B, with a P/E ratio of 7.7 and revenue of $13.95B over the last twelve months.
Valuation
- Market cap
- $24.85B
- P/E ratio
- 7.7
- Forward P/E
- 18.5
- EPS, TTM
- $21.18
- Gekko Fair Value
- $180.54
Trading
- Volume
- 395,848
- Avg volume, 20 days
- 601,652
- 52-week high
- $194.81
- 52-week low
- $150.00
- Shares outstanding
- 153.5M
Financials
- Revenue, TTM
- $13.95B
- Profit margin
- 23.8%
- Return on equity
- 21.5%
- Quarterly earnings growth, YoY
- +85.5%
Risk and income
- Beta
- 0.55
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±3.9%
- Dividend yield
- 2.23%
Cincinnati Financial stock news this week
Coverage of Cincinnati Financial this week reads neutral: 4 positive, 11 neutral and 4 negative headlines.
- Cincinnati Financial extends credit facility expiration to 2031 By Investing.comInvesting.com Nigeria, Sep 28
- Cincinnati Financial extends credit facility expiration to 2031Investing.com India, Sep 28
- Form 8K Cincinnati Financial Corporation For: 28 September By Investing.comInvesting.com India, Sep 28
- Cincinnati Financial Extends Maturity of Revolving Credit Facility to 2031 With Fifth Third-Led LendersTradingView, Sep 28
- Cincinnati Financial stock last at USD 162.72, up 0.24 percent in New York tradingAD HOC NEWS, Sep 25
- Cincinnati Financial stock gains 0.93 percent ahead of the openAD HOC NEWS, Sep 25
Cincinnati Financial peers
Cincinnati Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| PGRProgressive | Accumulation | 5.2% below |
| MFCManulife Financial | Neutral | 8.8% above |
| METMetLife | Neutral | 4.2% below |
| ALLAllstate | Buying | 13.8% below |
| AFLAFLAC | Accumulation | 4.8% below |
| SLFSun Life Financial | Neutral | 7.1% above |
A peer links to its own page where one exists.
Cincinnati Financial stock FAQ
What is Cincinnati Financial’s market cap?
Cincinnati Financial’s market cap is $24.85B at the Sep 28, 2026 close of $161.92, with 153.5M shares outstanding. The shares trade on a P/E ratio of 7.7.
What is the Cincinnati Financial stock forecast?
The consensus analyst 12-month price target for Cincinnati Financial is $191.67, +18.4% from the last close. Of the 5 firms that rated the stock in the last 90 days, 2 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Cincinnati Financial stock overvalued or undervalued?
On Gekko’s estimate Cincinnati Financial is undervalued: the Sep 28, 2026 close of $161.92 is 10.3% below Gekko Fair Value of $180.54. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Cincinnati Financial report earnings next?
Cincinnati Financial is expected to report on Oct 26, 2026 (27 days away). Analysts expect earnings of $1.93 per share on revenue of $2.64B. Cincinnati Financial beat the earnings estimate in 6 of its last 8 reports, moving 2.4% on average across the report.
What is Cincinnati Financial’s 52-week high and low?
Cincinnati Financial’s 52-week high is $194.81 and its 52-week low is $150.00; it closed at $161.92 on Sep 28, 2026, +4.9% over the past year.
Is Cincinnati Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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