Insider buying last 90 days
No open-market insider purchases were filed for AFL in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every AFL insider filing, plotted on the chart in Gekko.Open AFL in Gekko
Gekko Brief
AI summaryNov 4 closeAFLAC's stock this week centers on its third-quarter 2026 results, released 4 November, in which the company surpassed earnings and revenue estimates, compared with earnings of $2.49 per share a year ago. Coverage also flagged benefit ratios in the U.S. and Japan as a key focus for underwriting margins after a weaker prior quarter. Separately, a technical commentary piece described AFL as forming a breakout setup, citing a Technical Rating of 8 and a Setup Rating of 8, alongside outperformance against the market and peers. Additional stories marked the 25th anniversary of the company's Holiday Duck charitable program.
AFL closed at $125.30, up 1% on the day, sitting above both its 50-day average of $117.19 and 200-day average of $116.10, with the shorter average above the longer one. The GekkoIndex reads 45.5, placing the stock in the Neutral zone, down 3.8 over the prior five readings. Price stands 7% above Gekko Fair Value of $117.13. The stock trades within its 52-week range of $105.76 to $130.22, with one-month returns of 10.3% and one-year returns of 17.1%.
No confirmed earnings date appears on the calendar following the Q3 report issued 4 November. No insider, Congress, or unusual options activity is recorded in the current windows, and no billionaire holders are listed, though trailblazer holders stand at zero. Analyst views are split among 10 firms, with 2 buy, 5 hold, and 3 sell ratings, and a consensus target of $117.33. Seasonality over the next 20 trading days has averaged 1.2% across 5 years, rising in 4 of them.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
AFLAC price vs fair value
Close $125.30200-day averageGekko Fair Value $117.13
AFLAC quick facts
- Market cap
- $62.82B
- P/E ratio
- 13.4
- Forward P/E
- 15.2
- EPS, TTM
- $9.30
- Revenue, TTM
- $18.07B
- Profit margin
- 26.9%
- Dividend yield
- 1.92%
- Beta
- 0.55
- Volume
- 2.52M avg 1.62M
- 1-year return
- +17.1%
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±3.7%
- 50-day average
- $117.19
- 200-day average
- $116.10
- Next earnings
- —
- Shares outstanding
- 501.3M
AFLAC swing-trade checklist
AFLAC scores 2 supportive, 1 mixed and 1 headwind across the 4 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed1 headwind
- Trendsupportive
Above 50 and 200-day
Close $125.30 is above the 50-day ($117.19) and 200-day ($116.10) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
45.5, Neutral
Reading 45.5 is in the Neutral zone.
See the GekkoIndex - Fair valueheadwind
7.0% above
Price is 7% above Gekko Fair Value (more than 5% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskno data
No data
No confirmed report date on the calendar.
See earnings - Seasonalitysupportive
+1.2% on average
From this point in the calendar, the next 20 trading days averaged +1.2% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
AFLAC stock chart and price history
AFLAC closed at $125.30 on Nov 4, 2026, +17.1% over the past year, inside a 52-week range of $105.76 to $130.22.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +10.3%
- 3 months
- −1.1%
- 6 months
- +10.5%
- 1 year
- +17.1%
The full AFL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open AFL in Gekko
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About AFLAC
AFLAC provides supplemental health and life insurance, offering policies that pay out alongside a person's main medical coverage rather than replacing it. It is widely known for its insurance products covering cancer, accidents, and other health events, sold to individuals and workplaces in Japan and the United States.
The company runs its business through two main divisions, Aflac Japan and Aflac U.S. The Japan division sells cancer, medical, and nursing-care income policies, along with the GIFT plan, whole and term life coverage, and savings products such as WAYS and child endowment plans. The U.S. division offers cancer, accident, short-term disability, critical illness, and hospital indemnity policies, plus dental, vision, long-term care, disability, and life insurance. These products reach customers through career sales agents, independent brokers, agencies, and affiliated partners.
AFLAC was founded in 1955 and is headquartered in Columbus, Georgia. Its shares are listed on the NYSE under the ticker AFL.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Multi-line insurance
- Website
- aflac.com
AFLAC GekkoIndex: the smart money zone
AFLAC’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 45.5, in the Neutral zone, down 3.8 points over five sessions.
45.5Neutral
Down 3.8 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 20 | +2.9% | +5.2% | ||
| Accumulation | 192 | +0.6% | +2.4% | ||
| Neutral (current zone) | 445 | +0.2% | +0.6% | ||
| Distribution | 31 | −0.3% | +2.8% | ||
| Selling | 9 | Too few readings yet | |||
Average AFL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the AFL price, zone by zone.Track AFL in Gekko
Is AFLAC stock overvalued? Gekko Fair Value
AFLAC trades 7.0% above Gekko Fair Value of $117.13, so the shares are overvalued on Gekko’s estimate.
Gekko’s own estimate of what AFLAC shares are worth, recalculated every trading day.
$117.13
Gekko Fair Value, Nov 4, 2026
7.0% Overvalued
At the end of Aug 2026 the price was 3.1% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open AFL in Gekko
AFLAC insider and Congress trading
No open-market insider purchases were filed for AFLAC, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in AFL were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for AFL, plotted on the chart in Gekko.Open AFL in Gekko
Buybacks
AFLAC has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $984.0M
- As a share of market cap
- 1.57%
- Trailing four quarters
- $3.79B
From company filings.
Hedge funds and billionaires quarter ended Dec 31
0of the funds Gekko tracks hold AFL.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
AFLAC earnings: next date and track record
AFLAC beat the EPS estimate in 4 of its last 8 reports, moving 4.3% on average across the report.
4 of 8reports beat the EPS estimate
±4.3%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Apr 29, 2026 AI summary
- What they said
- Aflac reported Q1 2026 net EPS of $1.98 and adjusted EPS of $1.75. Aflac Japan achieved 25.5% sales increase driven by new medical product Onsen Tallett and cancer insurance product Miraito, with all distribution channels posting gains. Aflac U.S. saw 2.9% sales growth, 79.3% premium persistency, and 3.5% net earned premium increase, supported by strong group voluntary product momentum.
- Guidance
- Management emphasized continued focus on profitable growth through underwriting discipline and premium persistency. Strong capital generation and prudent liquidity management remain priorities, with Japan's sales transformation expected to sustain momentum throughout 2026.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Apr 29, 2026 | $1.75 est $1.80 | $4.35B est $4.20B | −2.3% |
| Feb 4, 2026 | $1.57 est $1.69 | $4.87B est $4.25B | +4.8% |
| Nov 4, 2025 | $2.49 est $1.77 | $4.79B est $4.37B | +4.0% |
| Aug 5, 2025 | $1.78 est $1.70 | $4.22B est $4.33B | +3.8% |
| Apr 30, 2025 | $1.66 est $1.67 | $3.45B est $4.28B | −4.7% |
| Feb 5, 2025 | $1.56 est $1.62 | $5.50B est $4.33B | −3.4% |
| Oct 30, 2024 | $2.16 est $1.68 | $3.04B est $4.30B | −4.7% |
| Jul 31, 2024 | $1.83 est $1.60 | $5.16B est $4.10B | +6.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
AFLAC stock forecast and analyst price targets
Analysts’ average 12-month price target for AFLAC is $117.33, −6.4% from the last close, from 10 firms rating the stock in the last 90 days.
$117.33consensus 12-month target, −6.4% from the last close
Now $125.30Avg $117.33
Low $101High $138
Each firm’s latest rating in the last 90 days: 10 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 15 | J.P. Morgan | $119 | −5.0% |
| Oct 12 | Piper Sandler | $138 | +10.1% |
| Oct 12 | Bank of America Securities | $133 | +6.1% |
| Oct 12 | Wells Fargo | $116 | −7.4% |
| Oct 8 | KBW | $120 | −4.2% |
+0.6%average 20-day move after past Neutral readings
+1.2%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
AFLAC seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, AFLAC averaged +1.2% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.0% | 4 of 5 |
| Next 10 trading days | +3.1% | 4 of 5 |
| Next 15 trading days | +3.5% | 4 of 5 |
| Next 20 trading days | +1.2% | 4 of 5 |
| Next 30 trading days | +0.7% | 3 of 5 |
For scale, AFL’s typical 20-trading-day move in either direction is about 3.7%.
AFLAC market cap and key statistics
AFLAC’s market cap is $62.82B, with a P/E ratio of 13.4 and revenue of $18.07B over the last twelve months.
Valuation
- Market cap
- $62.82B
- P/E ratio
- 13.4
- Forward P/E
- 15.2
- EPS, TTM
- $9.30
- Gekko Fair Value
- $117.13
Trading
- Volume
- 2.52M
- Avg volume, 20 days
- 1.62M
- 52-week high
- $130.22
- 52-week low
- $105.76
- Shares outstanding
- 501.3M
Financials
- Revenue, TTM
- $18.07B
- Profit margin
- 26.9%
- Return on equity
- 16.9%
- Quarterly earnings growth, YoY
- +46.8%
Risk and income
- Beta
- 0.55
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±3.7%
- Dividend yield
- 1.92%
AFLAC stock news this week
Coverage of AFLAC this week reads positive: 11 positive, 9 neutral and 2 negative headlines.
- Aflac (AFL) Surpasses Q3 Earnings and Revenue EstimatesZacks Investment Research, Nov 4
- Aflac Incorporated Announces Third Quarter 2026 Results, Declares Fourth Quarter DividendPRNewsWire, Nov 4
- Aflac stock faces key test on benefit ratios in Q3 reportad-hoc-news.de, Nov 4
- Aflac (NYSE:AFL) Forms Breakout Setup With Strong Technical and Setup RatingsChartMill, Nov 4
- Aflac’s 2026 Holiday Duck marks 25 years of childhood cancer supportBeinsure, Nov 3
- Aflac Incorporated - For Aflac, 25 years of holiday giving is just ducky!Aflac, Nov 3
AFLAC peers
AFLAC’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| PGRProgressive | Neutral | 5.3% above |
| MFCManulife Financial | Neutral | 14.5% above |
| ALLAllstate | Neutral | 5.5% above |
| METMetLife | Neutral | 1.1% above |
| SLFSun Life Financial | Neutral | 11.2% above |
| AIGAIG | Neutral | 0.3% above |
A peer links to its own page where one exists.
AFLAC stock FAQ
What is AFLAC’s market cap?
AFLAC’s market cap is $62.82B at the Nov 4, 2026 close of $125.30, with 501.3M shares outstanding. The shares trade on a P/E ratio of 13.4.
What is the AFLAC stock forecast?
The consensus analyst 12-month price target for AFLAC is $117.33, −6.4% from the last close. Of the 10 firms that rated the stock in the last 90 days, 2 rate it a buy, 5 a hold and 3 a sell. Gekko doesn’t publish price predictions of its own.
Is AFLAC stock overvalued or undervalued?
On Gekko’s estimate AFLAC is overvalued: the Nov 4, 2026 close of $125.30 is 7.0% above Gekko Fair Value of $117.13. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
What is AFLAC’s 52-week high and low?
AFLAC’s 52-week high is $130.22 and its 52-week low is $105.76; it closed at $125.30 on Nov 4, 2026, +17.1% over the past year.
Is AFLAC stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 4 items with data read as supportive (trend and seasonality), 1 as mixed (gekkoindex) and 1 as a headwind (fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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