Insider buying last 90 days
No open-market insider purchases were filed for KNSL in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every KNSL insider filing, plotted on the chart in Gekko.Open KNSL in Gekko
NYSE: KNSL
Kinsale Capital (KNSL) Stock Analysis & Forecast
Sep 28 close
$324.92−5.57 (−1.7%)
Gekko Brief
AI summaryKinsale Capital shares have been under pressure this week, continuing a decline that has taken the stock down 18.3% over the past year. The move comes despite a strong second quarter, in which the company reported a 31.2% year-over-year increase in net income to $175.9 million, with disciplined underwriting and specialty growth cited as offsetting softer excess and surplus pricing and rising competition. Kinsale also featured alongside peers RLI, Palomar and Skyward Specialty in broader coverage of the specialty insurance space, while Q3 estimates point to EPS of $4.87, a 6.53% expected year-over-year decrease, and revenue of $479.3 million, down 3.66%.
The stock closed at $324.92, down 1.7% on the day, sitting below both its 50-day average of $364.72 and its 200-day average of $356.38. The GekkoIndex reads 73.8, placing the stock in the Buying zone, while the current price sits 10% below the Gekko Fair Value of $360.97.
Kinsale's next earnings report is scheduled for 22 October 2026, 23 days away and within the coming 20-trading-day window. In the last eight quarters, the company has beaten EPS estimates each time, with the most recent reaction to results a 7.2% move. Seasonality over the past 5 years shows an average -3.1% return across the next 20 trading days from this point, rising in 2 of those years. No insider, Congress or unusual options activity appears in the current window.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Kinsale Capital price vs fair value
Close $324.92200-day averageGekko Fair Value $360.97
Kinsale Capital quick facts
- Market cap
- $7.40B
- P/E ratio
- 13.8
- Forward P/E
- 15.1
- EPS, TTM
- $24.72
- Revenue, TTM
- $2.00B
- Profit margin
- 28.5%
- Dividend yield
- 0.25%
- Beta
- 0.89
- Volume
- 267,659 avg 193,929
- 1-year return
- −21.7%
- Typical daily move
- ±3%
- Typical 20-day move
- ±6.8%
- 50-day average
- $364.72
- 200-day average
- $356.38
- Next earnings
- Oct 22
- Shares outstanding
- 22.78M
Kinsale Capital swing-trade checklist
Kinsale Capital scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $324.92 sits between the 50-day ($364.72) and 200-day ($356.38) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
73.8, Buying
Reading 73.8 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
10.0% below
Price is 10% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−3.1% on average
From this point in the calendar, the next 20 trading days averaged −3.1% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Kinsale Capital stock chart and price history
Kinsale Capital closed at $324.92 on Sep 28, 2026, −21.7% over the past year, inside a 52-week range of $287.20 to $485.00.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −14.9%
- 3 months
- −2.1%
- 6 months
- −0.7%
- 1 year
- −21.7%
The full KNSL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open KNSL in Gekko
Follow Kinsale Capital through every session
Put KNSL on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track KNSL in GekkoFree for 7 days. No credit card required.
About Kinsale Capital
Kinsale Capital underwrites property and casualty insurance across the United States, with a wide range of commercial coverage lines that include commercial property, casualty, construction, professional liability, energy, aviation, ocean marine, and product recall, among others. It also offers personal lines products, including coverage for high value homes and other personal insurance needs.
The company reaches customers through independent insurance brokers rather than selling directly, distributing its policies across all fifty states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. This broker network serves as the main channel connecting Kinsale Capital's underwriting business to policyholders in both commercial and personal insurance categories.
Kinsale Capital was founded in 2009 and is headquartered in Richmond, Virginia. Its shares are listed on the NYSE under the ticker KNSL.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Multi-line insurance
- Website
- kinsalecapitalgroup.com
Kinsale Capital GekkoIndex: the smart money zone
Kinsale Capital’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 73.8, in the Buying zone, up 10.3 points over five sessions.
73.8Buying
Up 10.3 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying (current zone) | 38 | +2.5% | +5.9% |
| Accumulation | 251 | +0.4% | +1.4% |
| Neutral | 351 | −0.6% | −1.6% |
| Distribution | 22 | +1.0% | −0.8% |
| Selling | 10 | +0.8% | +12.9% |
Average KNSL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the KNSL price, zone by zone.Track KNSL in Gekko
Is Kinsale Capital stock overvalued? Gekko Fair Value
Kinsale Capital trades 10.0% below Gekko Fair Value of $360.97, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Kinsale Capital shares are worth, recalculated every trading day.
$360.97
Gekko Fair Value, Sep 26, 2026
10.0% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open KNSL in Gekko
Kinsale Capital insider and Congress trading
No open-market insider purchases were filed for Kinsale Capital, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in KNSL were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for KNSL, plotted on the chart in Gekko.Open KNSL in Gekko
Buybacks
Kinsale Capital has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $100.6M
- As a share of market cap
- 1.36%
- Trailing four quarters
- $233.1M
From company filings.
Kinsale Capital earnings: next date and track record
Kinsale Capital reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 22, 2026
23 days away
- EPS estimate
- $4.95
- Revenue estimate
- $404.9M
8 of 8reports beat the EPS estimate
±6.2%average move across the report
1 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 23, 2026 AI summary
- What they said
- Kinsale Capital Group Q2 2026 earnings call: Management (CEO Mike Kehoe, CFO Bryan Petrucelli, Chief Underwriting Officer Stuart Winston, Chief Analytics & Technology Officer Salmaan Allibhai) reported improved profitability despite soft Excess & Surplus (E&S) market conditions. Key financials: diluted operating EPS up 15.9% YoY to $5.54; annualized operating ROE 24.4%; gross written premium down 5%; net written premium down 1.4%; net earned premium up 8.9%; combined ratio 75.5% (including 4.5 pts favorable prior-year reserve development and 1.3 pts catastrophe losses); expense ratio rose to 21.7% driven by higher net commission ratio from increased reinsurance retention; investment income rose nearly 20% and new money yields ~5.25% with average duration 4.5 years; float grew to $3.4B. Management emphasized prioritizing profitability over growth given competitive market, with particular weakness and intense competition in commercial property (large layered accounts); excluding that division, GWP grew 3.7% in Q2 and 4.8% YTD. Growth areas: excess casualty, commercial auto, entertainment, environmental, agribusiness casualty, energy, and small-to-medium enterprise business (avg premium ~$12k). Analytics/technology and AI adoption highlighted as drivers of efficiency and underwriting segmentation. Management discussed reinsurance, commissions, margin discipline, buybacks (recent significant repurchases; new $250M authorization), and cautious reserve positioning. Q&A focused on drivers of improved accident year loss ratio, reinsurance/commission trends, property cycle outlook, submission growth drivers, casualty loss trends (mid-single digits), product expansion, buyback pacing. Tone was confident and measured; management repeatedly emphasized conservative reserving, disciplined underwriting, and capital return strategy.
- Guidance
- No explicit numerical guidance for future quarters was issued. Management provided directional commentary: they will prioritize profitability over growth, expect Q2 expense ratio to be a reasonable forward indicator, may see slight uptick in commission ratio after reinsurance renewals, and plan to continue share buybacks while growth is muted. No formal revenue, EPS, or ROE guidance given.
- Risks flagged
- Competitive E&S market with intense rate pressure in commercial property; increased competition from London and MGAs; potential for further rate declines and expanding coverage; cat losses are unpredictable; pressure on broker commissions and reinsurance dynamics; macro/market uncertainties referenced as general risk; no new specific risk factors beyond those typical for P&C insurers.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 23, 2026 | $5.54 est $5.10 | $452.5M est $445.1M | +7.2% |
| Apr 23, 2026 | $5.11 est $4.68 | $403.3M est $405.8M | −1.3% |
| Feb 12, 2026 | $5.81 est $5.30 | $370.6M est $392.4M | −8.4% |
| Oct 23, 2025 | $5.21 est $4.79 | $497.5M est $467.7M | −6.7% |
| Jul 24, 2025 | $4.78 est $4.39 | $469.8M est $422.4M | −0.4% |
| Apr 24, 2025 | $3.71 est $3.26 | $423.4M est $424.9M | −14.6% |
| Feb 13, 2025 | $4.62 est $4.32 | $412.1M est $416.6M | −5.7% |
| Oct 24, 2024 | $4.20 est $3.60 | $418.1M est $417.7M | −5.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Kinsale Capital stock forecast and analyst price targets
Analysts’ average 12-month price target for Kinsale Capital is $354.78, +9.2% from the last close, from 7 firms rating the stock in the last 90 days.
$354.78consensus 12-month target, +9.2% from the last close
Now $324.92Avg $354.78
Low $342High $405
Each firm’s latest rating in the last 90 days: 7 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 25 | Truist Financial | $405 | +24.6% |
| Aug 19 | Morgan Stanley | $390 | +20.0% |
| Jul 29 | Morgan Stanley | $345 | +6.2% |
| Jul 28 | BMO Capital | $342 | +5.3% |
| Jul 27 | Truist Financial | $405 | +24.6% |
+5.9%average 20-day move after past Buying readings
−3.1%average move over the next 20 trading days in the last 5 years
±3%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Kinsale Capital seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Kinsale Capital averaged −3.1% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +5.2% | 4 of 5 |
| Next 10 trading days | +5.7% | 4 of 5 |
| Next 15 trading days | +2.8% | 4 of 5 |
| Next 20 trading days | −3.1% | 2 of 5 |
| Next 30 trading days | +4.4% | 2 of 5 |
For scale, KNSL’s typical 20-trading-day move in either direction is about 6.8%.
Kinsale Capital market cap and key statistics
Kinsale Capital’s market cap is $7.40B, with a P/E ratio of 13.8 and revenue of $2.00B over the last twelve months.
Valuation
- Market cap
- $7.40B
- P/E ratio
- 13.8
- Forward P/E
- 15.1
- EPS, TTM
- $24.72
- Gekko Fair Value
- $360.97
Trading
- Volume
- 267,659
- Avg volume, 20 days
- 193,929
- 52-week high
- $485.00
- 52-week low
- $287.20
- Shares outstanding
- 22.78M
Financials
- Revenue, TTM
- $2.00B
- Profit margin
- 28.5%
- Return on equity
- 30.3%
- Quarterly earnings growth, YoY
- +34.0%
Risk and income
- Beta
- 0.89
- Typical daily move
- ±3%
- Typical 20-day move
- ±6.8%
- Dividend yield
- 0.25%
Kinsale Capital stock news this week
Coverage of Kinsale Capital this week reads negative: 1 positive, 1 neutral and 2 negative headlines.
- Kinsale Capital Group, Inc. (KNSL) Suffers a Larger Drop Than the General Market: Key InsightsZacks Investment Research, Sep 28
- The Zacks Analyst Blog Highlights Kinsale Capital, RLI, Palomar and Skyward SpecialtyYahoo! Finance Canada, Sep 28
- KNSL Stock Falls 18.3% in a Year: Here's What Investors Should KnowZacks Investment Research, Sep 24
- Kinsale Capital Group stock falls 3.54 percent despite Q2 profitAD HOC NEWS, Sep 24
- Kinsale Capital Group stock falls 1.78 percent as shares lagAD HOC NEWS, Sep 23
- Kinsale Capital Group, Inc. (KNSL) Stock Moves -1.78%: What You Should KnowYahoo Finance, Sep 22
Kinsale Capital peers
Kinsale Capital’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| PGRProgressive | Accumulation | 5.2% below |
| MFCManulife Financial | Neutral | 8.8% above |
| METMetLife | Neutral | 4.2% below |
| ALLAllstate | Buying | 13.8% below |
| AFLAFLAC | Accumulation | 4.8% below |
| SLFSun Life Financial | Neutral | 7.1% above |
A peer links to its own page where one exists.
Kinsale Capital stock FAQ
What is Kinsale Capital’s market cap?
Kinsale Capital’s market cap is $7.40B at the Sep 28, 2026 close of $324.92, with 22.78M shares outstanding. The shares trade on a P/E ratio of 13.8.
What is the Kinsale Capital stock forecast?
The consensus analyst 12-month price target for Kinsale Capital is $354.78, +9.2% from the last close. Of the 7 firms that rated the stock in the last 90 days, 1 rate it a buy, 5 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is Kinsale Capital stock overvalued or undervalued?
On Gekko’s estimate Kinsale Capital is undervalued: the Sep 28, 2026 close of $324.92 is 10.0% below Gekko Fair Value of $360.97. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Kinsale Capital report earnings next?
Kinsale Capital is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $4.95 per share on revenue of $404.9M. Kinsale Capital beat the earnings estimate in 8 of its last 8 reports, moving 6.2% on average across the report.
What is Kinsale Capital’s 52-week high and low?
Kinsale Capital’s 52-week high is $485.00 and its 52-week low is $287.20; it closed at $324.92 on Sep 28, 2026, −21.7% over the past year. Over the last five years the shares peaked at $548.47 on Mar 7, 2024.
Is Kinsale Capital stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Kinsale Capital the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,380 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.