NASDAQ: MQ

Marqeta (MQ) Stock Analysis & Forecast

Oct 12 close

$18.29+0.18 (+1.0%)

Gekko Brief

AI summaryOct 12 close

Marqeta shares have been climbing, with shares up 3.8% on 9 October to $18.11, continuing a run that leaves the stock still viewed as undervalued relative to its own benchmark score. The move continues a broader rally that has taken the stock well off its 52-week low of $14.80, with the only other item of note being the absence of fresh insider or Congressional filings in recent weeks.

At $18.29, up 1% on the day, Marqeta trades above both its 50-day average of $16.45 and its 200-day average of $16.64, consistent with a one-month return of 12% and a three-month return of 13.4%, though the one-year return remains negative at -9.6%. The GekkoIndex reads 47.3, placing the stock in the Neutral zone after a five-day change of -6.7. Price sits just 1.3% above Gekko Fair Value of $18.06, putting the stock close to that marker.

Marqeta next reports earnings on 3 November, 22 days away and within a typical 20-trading-day holding window; the prior quarter saw a reaction of -8.4% despite an EPS beat, with six beats recorded over the last eight quarters. No insider, Congressional or unusual options activity appears in the current window. Seasonality over five years shows an average 20-day return of 0.1% from this point in the calendar, with gains in just one of those years. Analyst coverage from six firms currently stands entirely at hold, with a consensus target of $20.50.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Marqeta price vs fair value

$18.29$18.06Oct ’25Apr ’26Oct ’26
Close $18.29200-day averageGekko Fair Value $18.06

Marqeta quick facts

Market cap
$1.79B
P/E ratio
174.4
Forward P/E
30.5
EPS, TTM
$0.10
Revenue, TTM
$677.2M
Profit margin
1.5%
Dividend yield
—
Beta
1.21
Volume
765,010 avg 969,652
1-year return
−9.6%
Typical daily move
±3.1%
Typical 20-day move
±7.9%
50-day average
$16.45
200-day average
$16.64
Next earnings
Nov 3 after close
Shares outstanding
97.00M
52-week range
$14.80$22.28

Marqeta swing-trade checklist

Marqeta scores 0 supportive, 4 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

0 supportive4 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $18.29 sits between the 50-day ($16.45) and 200-day ($16.64) averages, or the averages disagree.

    See the chart
  • GekkoIndexmixed

    47.3, Neutral

    Reading 47.3 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    1.3% above

    Price is within 5% of Gekko Fair Value (1.3% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 22 days

    Reports on Nov 3, 2026, 22 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +0.1% on average

    From this point in the calendar, the next 20 trading days averaged +0.1% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Marqeta stock chart and price history

Marqeta closed at $18.29 on Oct 12, 2026, −9.6% over the past year, inside a 52-week range of $14.80 to $22.28.

Close50-day average200-day averageVolume
Marqeta share price, past year, with 50-day and 200-day moving averages and volume$16$20$22NovDecJan 2026FebMarAprMayJunJulAugSepOct18.29

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+12.0%
3 months
+13.4%
6 months
+13.5%
1 year
−9.6%
The full MQ chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open MQ in Gekko

Follow Marqeta through every session

Put MQ on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Marqeta

Marqeta designs software that powers digital payment cards, giving companies the means to launch and run their own card offerings. It has become recognized for a flexible issuing platform that lets clients shape card features and controls to match their own products.

Beyond the platform itself, Marqeta works as an issuer processor, handling the technical side of transaction processing, and it also takes on the role of managing card programs for the businesses that rely on it. Its tools are aimed at companies that want to embed customized payment cards into their own services.

Jason M. Gardner started the company in 2010, and its main offices sit in Oakland, California. Marqeta trades on the NASDAQ exchange under the ticker symbol MQ.

Listed
NASDAQ
Sector
Commercial services
Industry
Miscellaneous commercial services
Website
marqeta.com

Marqeta GekkoIndex: the smart money zone

Marqeta’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 47.3, in the Neutral zone, down 6.7 points over five sessions.

010047.3Neutral

Down 6.7 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying43−0.2%−0.1%−2.0%−1.3%
Accumulation223+1.6%+1.5%+2.3%+1.9%
Neutral (current zone)226−0.8%−0.9%−2.3%−3.9%
Distribution44−1.8%−1.0%+0.1%+4.4%
Selling10−4.5%−5.9%−4.4%−3.5%

Average MQ share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the MQ price, zone by zone.Track MQ in Gekko

Is Marqeta stock overvalued? Gekko Fair Value

Marqeta trades 1.3% above Gekko Fair Value of $18.06, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Marqeta shares are worth, recalculated every trading day.

$18.06

Gekko Fair Value, Oct 10, 2026

1.3% above fair value · About fair value

At the end of Aug 2026 the price was 14.1% below the estimate.

Gekko Fair ValueShare price, month end
$18$18Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open MQ in Gekko

Marqeta insider and Congress trading

No open-market insider purchases were filed for Marqeta, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for MQ in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every MQ insider filing, plotted on the chart in Gekko.Open MQ in Gekko

Congress trades last 90 days

No trades in MQ were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for MQ, plotted on the chart in Gekko.Open MQ in Gekko

Buybacks

Marqeta has been buying back its own shares.

Latest authorization
$150.0M, Aug 4, 2026
Bought back, quarter ended Jun 30, 2026
$54.67M
As a share of market cap
3.06%
Trailing four quarters
$210.0M

From company filings.

Marqeta earnings: next date and track record

Marqeta reports on Nov 3, 2026, after the close (22 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±15.6%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+9.4%Aug ’24−41.5%Nov ’24+13.0%Feb ’25+15.1%May ’25+22.2%Aug ’25+9.4%Nov ’25−5.6%Feb ’26−8.4%May ’26

Last earnings call, May 5, 2026 AI summary

What they said
Marqeta reported Q1 2026 gross profit growth of 19% driven by 33% TPV growth. Adjusted EBITDA reached $33 million at a 20% margin, with GAAP net income of $8 million marking profitability. Key growth drivers include multinational expansion (12 of top 15 customers in multiple countries), integrated debit/credit product continuum, and emerging stablecoin-backed card programs. Customers Sezzle and Ramp are expanding internationally via Marqeta's platform.
Guidance
CFO Patti Kangwankij was set to provide detailed Q2 and full-year 2026 expectations; specific targets were not yet disclosed in this excerpt. Management signaled continued momentum based on strong Q1 execution and operating leverage.
ReportedEPSSurpriseRevenueSurpriseMove
May 5, 2026$0.02
est −$0.01
+484.6%$165.8M
est $164.3M
+0.9%−8.4%
Feb 24, 2026$0.00
est −$0.01
+68.0%$172.1M
est $167.7M
+2.7%−5.6%
Nov 5, 2025−$0.01
est −$0.01
0.0%$163.3M
est $167.0M
−2.2%+9.4%
Aug 6, 2025$0.01
est −$0.03
+133.3%$150.4M
est $145.7M
+3.2%+22.2%
May 7, 2025$0.00
est −$0.05
+93.4%$139.1M
est $135.3M
+2.8%+15.1%
Feb 26, 2025−$0.03
est −$0.04
+19.0%$135.8M
est $132.7M
+2.3%+13.0%
Nov 4, 2024−$0.06
est −$0.05
−20.0%$128.0M
est $132.8M
−3.6%−41.5%
Aug 7, 2024$0.23
est $0.17
+35.3%$125.3M
est $121.9M
+2.8%+9.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Marqeta stock forecast and analyst price targets

Analysts’ average 12-month price target for Marqeta is $20.50, +12.1% from the last close, from 6 firms rating the stock in the last 90 days.

$20.50consensus 12-month target, +12.1% from the last close
Low $18High $20
Buy0
Hold6
Sell0

Each firm’s latest rating in the last 90 days: 6 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Aug 25Wolfe ResearchHold, maintained——
Aug 10Morgan StanleyHold, reiterated$20+9.3%
Aug 10KeyBancHold, maintained——
Aug 5Mizuho SecuritiesHold, maintained$18−1.6%
Aug 5Mizuho SecuritiesHold, reiterated$18−1.6%
−2.3%average 20-day move after past Neutral readings
+0.1%average move over the next 20 trading days in the last 5 years
±3.1%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Marqeta seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Marqeta averaged +0.1% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

+41.6%2021−3.1%2022−8.9%2023−23.1%2024−6.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.7%2 of 5
Next 10 trading days+7.2%3 of 5
Next 15 trading days+14.8%3 of 5
Next 20 trading days+0.1%1 of 5
Next 30 trading days−4.5%2 of 5

For scale, MQ’s typical 20-trading-day move in either direction is about 7.9%.

Marqeta market cap and key statistics

Marqeta’s market cap is $1.79B, with a P/E ratio of 174.4 and revenue of $677.2M over the last twelve months.

Valuation

Market cap
$1.79B
P/E ratio
174.4
Forward P/E
30.5
EPS, TTM
$0.10
Gekko Fair Value
$18.06

Trading

Volume
765,010
Avg volume, 20 days
969,652
52-week high
$22.28
52-week low
$14.80
Shares outstanding
97.00M

Financials

Revenue, TTM
$677.2M
Profit margin
1.5%
Return on equity
1.3%
Quarterly earnings growth, YoY
0.0%

Risk and income

Beta
1.21
Typical daily move
±3.1%
Typical 20-day move
±7.9%

Marqeta stock news this week

1 headline about Marqeta from the past week, newest first, each linking to the publisher.

Marqeta peers

Marqeta’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+3.1%Distribution25.9% above
CTASCintas+0.9%Neutral14.1% above
PYPLPayPal+0.8%Neutral0.8% below
XYZBlock−0.1%Neutral7.5% above
CPAYCorpay−0.7%Neutral17.5% below
FISVFiserv+1.3%Accumulation39.7% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Marqeta stock FAQ

What is Marqeta’s market cap?

Marqeta’s market cap is $1.79B at the Oct 12, 2026 close of $18.29, with 97.00M shares outstanding. The shares trade on a P/E ratio of 174.4.

What is the Marqeta stock forecast?

The consensus analyst 12-month price target for Marqeta is $20.50, +12.1% from the last close. Of the 6 firms that rated the stock in the last 90 days, 0 rate it a buy, 6 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Marqeta stock overvalued or undervalued?

On Gekko’s estimate Marqeta is about fair value: the Oct 12, 2026 close of $18.29 is 1.3% above Gekko Fair Value of $18.06. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Marqeta report earnings next?

Marqeta is expected to report on Nov 3, 2026, after the market closes (22 days away). Analysts expect earnings of $0.06 per share on revenue of $175.3M. Marqeta beat the earnings estimate in 6 of its last 8 reports, moving 15.6% on average across the report.

What is Marqeta’s 52-week high and low?

Marqeta’s 52-week high is $22.28 and its 52-week low is $14.80; it closed at $18.29 on Oct 12, 2026, −9.6% over the past year. Over the last five years the shares peaked at $151.60 on Oct 27, 2021.

Is Marqeta stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 0 of the 5 items with data read as supportive, 4 as mixed (trend, gekkoindex, fair value and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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