NASDAQ: FISV

Fiserv (FISV) Stock Analysis & Forecast

Sep 28 close

$46.02−0.46 (−1.0%)

Gekko Brief

AI summary

Fiserv shares remain under scrutiny this week amid a mix of commentary on valuation and turnaround prospects, with some framing the stock as a value trap given negative earnings and free cash flow growth, while others argue the market is overreacting to a one-off decline or point to a compelling valuation awaiting a turnaround story. Separately, the company expanded its Florida footprint with a lease at the Boca Raton Innovation Campus, announced a leadership change as Eric Nelson succeeds Adam Rosman as chief legal officer effective October 1st, and signed a Clover platform deal with the Winnipeg Blue Bombers of the CFL, alongside unresolved reports of a $15 billion debit network discussion.

The stock closed at $46.02, down 1%, sitting below both its 50-day average of $51.42 and 200-day average of $57.21, with the 50-day below the 200-day. The GekkoIndex reads 70.7, placing it in the Buying zone. Price sits 40.6% below the Gekko Fair Value of $77.46.

Earnings are scheduled for 28 October 2026, 29 days out and beyond a typical 20-day holding window. Over the last 90 days, smart money activity includes one insider purchase and one Congressional buy with no sales. Seasonality over the next 20 trading days has averaged +0.4% across 5 years, rising in 2 of them.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Fiserv price vs fair value

$77.46$46.02Sep ’25Mar ’26Sep ’26
Close $46.02200-day averageGekko Fair Value $77.46

Fiserv quick facts

Market cap
$24.54B
P/E ratio
8.9
Forward P/E
5.7
EPS, TTM
—
Revenue, TTM
$0
Profit margin
0%
Dividend yield
—
Beta
—
Volume
8.86M avg 7.26M
1-year return
−64.2%
Typical daily move
±3.7%
Typical 20-day move
±5.5%
50-day average
$51.42
200-day average
$57.21
Next earnings
Oct 28 before open
Shares outstanding
542.0M
52-week range
$44.82$130.64

Fiserv swing-trade checklist

Fiserv scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed1 headwind

  • Trendheadwind

    Below 50 and 200-day

    Close $46.02 is below the 50-day ($51.42) and 200-day ($57.21) averages, and the 50-day is below the 200-day.

    See the chart
  • GekkoIndexsupportive

    70.7, Buying

    Reading 70.7 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    40.6% below

    Price is 40.6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: 1 open-market insider purchase; Congress 1 buy / 0 sales.

    See smart money
  • Earnings risksupportive

    Reports in 29 days

    Next report Oct 28, 2026, 29 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +0.4% on average

    From this point in the calendar, the next 20 trading days averaged +0.4% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Fiserv stock chart and price history

Fiserv closed at $46.02 on Sep 28, 2026, −64.2% over the past year, inside a 52-week range of $44.82 to $130.64.

Close50-day average200-day averageVolume
Fiserv share price, past year, with 50-day and 200-day moving averages and volume$100$150NovDecJan 2026FebMarAprMayJunJulAugSep46.02

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−12.5%
3 months
−5.8%
6 months
−14.6%
1 year
−64.2%
The full FISV chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FISV in Gekko

Follow Fiserv through every session

Put FISV on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Fiserv

Fiserv builds technology used to move money and run financial operations, serving businesses and financial institutions that need to accept payments, manage accounts, and handle transactions online and in person. The company is widely associated with tools such as Carat, its commerce platform, and Clover, a cloud-based system for point-of-sale and business management, alongside Clover Connect for software vendors.

The business is divided into three areas. One helps merchants take payments across in-person and digital channels while guarding against fraud. Another supports banks and credit unions with core functions like deposits, loans, ledgers, digital banking, and risk management. The third handles card transactions, including debit, credit, and prepaid processing, plus card production and digital payment services such as bill pay and person-to-person transfers. Together these serve merchants, banks, credit unions, other financial institutions, and corporate clients.

Fiserv was founded in 1984 and is headquartered in Brookfield, Wisconsin. Its shares trade on the NASDAQ under the ticker FISV.

Listed
NASDAQ
Sector
Commercial services
Industry
Miscellaneous commercial services

Fiserv GekkoIndex: the smart money zone

Fiserv’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 70.7, in the Buying zone, up 0.3 points over five sessions.

010070.7Buying

Up 0.3 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)80+0.5%+0.1%−3.1%−13.1%
Accumulation261−1.1%−2.4%−4.1%−11.3%
Neutral197−1.4%−1.8%−3.2%−3.4%
Distribution116+1.0%+1.4%+2.9%+5.1%
Selling18+0.5%+1.3%+3.3%+5.1%

Average FISV share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the FISV price, zone by zone.Track FISV in Gekko

Is Fiserv stock overvalued? Gekko Fair Value

Fiserv trades 40.6% below Gekko Fair Value of $77.46, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Fiserv shares are worth, recalculated every trading day.

$77.46

Gekko Fair Value, Sep 29, 2026

40.6% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FISV in Gekko

Fiserv insider and Congress trading

Insiders filed 1 open-market purchase in Fiserv worth $520K, and members of Congress disclosed 1 purchase and 0 sales, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

$520Kin 1 open-market purchase

FiledInsiderTypeSharesValue
Aug 11Lance M Fritz
Director
Purchase10,000$520K

From Form 4 filings, dated to when each was filed.

Congress trades last 90 days

1trade disclosed: 1 purchase and 0 sales.

MemberTypeAmountDisclosed
Ro Khanna
House, CA, purchase
Purchase$1,001 - $15,000Sep 7
traded Aug 10

From congressional disclosures, which report amounts as ranges.

Buybacks

Fiserv has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$153.0M
As a share of market cap
0.62%
Trailing four quarters
$1.65B

From company filings.

Hedge funds and billionaires quarter ended Jun 30

2of the funds Gekko tracks hold FISV.

1added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Fiserv earnings: next date and track record

Fiserv reports on Oct 28, 2026, before the open (29 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±13.7%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

+2.6%Oct ’24+7.9%Feb ’25−18.2%Apr ’25−15.6%Jul ’25−48.3%Oct ’25+3.3%Feb ’26−10.7%May ’26−3.1%Aug ’26

Last earnings call, Aug 6, 2026 AI summary

What they said
Fiserv Q2 2026 results were in-line with guidance, with free cash flow exceeding $1 billion and Clover GPV growing 9% (revenue +13% adjusted). Full-year organic revenue guidance was revised down to -1% to flat, driven by Argentina macro weakness, slower execution of growth initiatives, and incremental tech/cybersecurity investments. New CEO Takis Georgakopoulos outlined strategic focus on capital allocation, portfolio rationalization (divesting student loan servicing and managed ATM businesses), and operational excellence.
Guidance
Full-year organic revenue guidance revised to -1% to flat, with adjusted operating margins of 31% to 31.5%. Headwinds include Argentina macro conditions, slower client implementation timelines, and incremental technology and cybersecurity investments primarily impacting the Financial Services segment.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 6, 2026$1.84
est $1.91
−3.7%$4.96B
est $5.04B
−1.5%−3.1%
May 5, 2026$1.79
est $1.64
+9.1%$4.68B
est $4.73B
−1.1%−10.7%
Feb 10, 2026$1.99
est $1.90
+4.7%$4.90B
est $4.90B
−0.1%+3.3%
Oct 29, 2025$2.04
est $2.64
−22.7%$5.26B
est $5.35B
−1.5%−48.3%
Jul 23, 2025$2.47
est $2.43
+1.6%$5.52B
est $5.19B
+6.2%−15.6%
Apr 24, 2025$2.14
est $2.08
+2.9%$5.13B
est $4.83B
+6.1%−18.2%
Feb 5, 2025$2.51
est $2.48
+1.2%$5.25B
est $4.95B
+6.1%+7.9%
Oct 22, 2024$2.30
est $2.26
+1.8%$5.22B
est $4.90B
+6.3%+2.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Fiserv stock forecast and analyst price targets

Analysts’ average 12-month price target for Fiserv is $60.35, +31.1% from the last close, from 25 firms rating the stock in the last 90 days.

$60.35consensus 12-month target, +31.1% from the last close
Low $50High $85
Buy4
Hold21
Sell0

Each firm’s latest rating in the last 90 days: 25 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 28B. Riley SecuritiesHold, initiated$51+10.8%
Sep 24Wells FargoHold, maintained$62+34.7%
Sep 3Mizuho SecuritiesBuy, reiterated$78+69.5%
Sep 3Wells FargoHold, maintained$56+21.7%
Sep 1Cantor FitzgeraldHold, reiterated$53+15.2%
−3.1%average 20-day move after past Buying readings
+0.4%average move over the next 20 trading days in the last 5 years
±3.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Fiserv seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Fiserv averaged +0.4% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−10.7%2021+4.2%2022−0.4%2023+12.1%2024−3.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.7%3 of 5
Next 10 trading days−0.9%2 of 5
Next 15 trading days+0.7%2 of 5
Next 20 trading days+0.4%2 of 5
Next 30 trading days−5.7%3 of 5

For scale, FISV’s typical 20-trading-day move in either direction is about 5.5%.

Fiserv market cap and key statistics

Fiserv’s market cap is $24.54B, with a P/E ratio of 8.9 and revenue of $0 over the last twelve months.

Valuation

Market cap
$24.54B
P/E ratio
8.9
Forward P/E
5.7
Gekko Fair Value
$77.46

Trading

Volume
8.86M
Avg volume, 20 days
7.26M
52-week high
$130.64
52-week low
$44.82
Shares outstanding
542.0M

Financials

Revenue, TTM
$0
Profit margin
0%
Return on equity
0%
Quarterly earnings growth, YoY
0.0%

Risk and income

Typical daily move
±3.7%
Typical 20-day move
±5.5%

Fiserv stock news this week

Coverage of Fiserv this week reads neutral: 2 positive, 5 neutral and 2 negative headlines.

News sentiment neutral

Fiserv peers

Fiserv’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+4.3%Neutral5.0% above
CTASCintas+0.5%Neutral11.5% above
PYPLPayPal−0.2%Accumulation4.6% below
XYZBlock−2.7%Accumulation2.5% above
CPAYCorpay+0.2%Accumulation18.1% below
GPNGlobal Payments−0.4%Accumulation23.4% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Fiserv stock FAQ

What is Fiserv’s market cap?

Fiserv’s market cap is $24.54B at the Sep 28, 2026 close of $46.02, with 542.0M shares outstanding. The shares trade on a P/E ratio of 8.9.

What is the Fiserv stock forecast?

The consensus analyst 12-month price target for Fiserv is $60.35, +31.1% from the last close. Of the 25 firms that rated the stock in the last 90 days, 4 rate it a buy, 21 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Fiserv stock overvalued or undervalued?

On Gekko’s estimate Fiserv is undervalued: the Sep 28, 2026 close of $46.02 is 40.6% below Gekko Fair Value of $77.46. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Fiserv report earnings next?

Fiserv is expected to report on Oct 28, 2026, before the market opens (29 days away). Analysts expect earnings of $1.72 per share on revenue of $4.85B. Fiserv beat the earnings estimate in 6 of its last 8 reports, moving 13.7% on average across the report.

What is Fiserv’s 52-week high and low?

Fiserv’s 52-week high is $130.64 and its 52-week low is $44.82; it closed at $46.02 on Sep 28, 2026, −64.2% over the past year. Over the last five years the shares peaked at $238.59 on Mar 3, 2025.

Is Fiserv stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and earnings risk), 1 as mixed (seasonality) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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