NYSE: FOUR

Shift4 Payments (FOUR) Stock Analysis & Forecast

Oct 12 close

$39.85−0.15 (−0.4%)
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Gekko Brief

AI summaryOct 12 close

Shift4 Payments trades at $39.85, down 0.4% on the day and sitting well below both its 50-day ($42.86) and 200-day ($48.13) moving averages, with the shorter average also below the longer one. The stock has declined 11.5% over the past month, 20.3% over three months, and 49.8% over the past year, leaving it closer to its 52-week low of $34.56 than its high of $79.93.

The GekkoIndex reads 59.8, placing FOUR in the Neutral zone, though the index has slipped 6.1 points over the last five sessions. Against this backdrop, Gekko Fair Value stands at $67.12, putting the current price 40.6% below that level.

Looking ahead, Shift4 reports earnings on 5 November 2026, before the open, 24 days away and within a typical 20-trading-day holding window; its last report on 6 August showed EPS of $1.32 against a $1.26 estimate but was followed by a 22.7% reaction, and prior quarters show 4 beats out of 8 with an average absolute move of 11%. Seasonality over this stretch of the calendar has averaged a 9.8% decline across 5 years, higher in just 1 of them. No insider, Congress, or unusual options activity appears in the recent windows, though one billionaire holder and two trailblazer holders are recorded. Analyst coverage from 18 firms shows 11 buy and 7 hold ratings, with a consensus target of $53.90.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Shift4 Payments price vs fair value

$67.12$39.85Oct ’25Apr ’26Oct ’26
Close $39.85200-day averageGekko Fair Value $67.12

Shift4 Payments quick facts

Market cap
$3.63B
P/E ratio
63.4
Forward P/E
6.4
EPS, TTM
$0.63
Revenue, TTM
$4.78B
Profit margin
2.2%
Dividend yield
—
Beta
1.39
Volume
1.39M avg 2.08M
1-year return
−49.8%
Typical daily move
±4.1%
Typical 20-day move
±9.9%
50-day average
$42.86
200-day average
$48.13
Next earnings
Nov 5 before open
Shares outstanding
78.96M
52-week range
$34.56$79.93

Shift4 Payments swing-trade checklist

Shift4 Payments scores 1 supportive, 1 mixed and 3 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive1 mixed3 headwinds

  • Trendheadwind

    Below 50 and 200-day

    Close $39.85 is below the 50-day ($42.86) and 200-day ($48.13) averages, and the 50-day is below the 200-day.

    See the chart
  • GekkoIndexmixed

    59.8, Neutral

    Reading 59.8 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuesupportive

    40.6% below

    Price is 40.6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 24 days

    Reports on Nov 5, 2026, 24 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −9.8% on average

    From this point in the calendar, the next 20 trading days averaged −9.8% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Shift4 Payments stock chart and price history

Shift4 Payments closed at $39.85 on Oct 12, 2026, −49.8% over the past year, inside a 52-week range of $34.56 to $79.93.

5Y and weekly in Gekko
Close50-day average200-day averageVolume
Shift4 Payments share price, past year, with 50-day and 200-day moving averages and volume$60$80NovDecJan 2026FebMarAprMayJunJulAugSepOct39.85

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−11.5%
3 months
−20.3%
6 months
−12.4%
1 year
−49.8%
The full FOUR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FOUR in Gekko

Follow Shift4 Payments through every session

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About Shift4 Payments

Shift4 Payments builds payment processing and software tools that help businesses in the United States accept and manage transactions. Its systems cover a wide range of payment types, including standard card payments, contactless and mobile wallet transactions, QR-based payments, and other alternative methods. The company is known for pairing payment processing with practical business software such as point-of-sale systems, security and fraud protection, reporting tools, and online store development.

The company's offerings extend into a set of named platforms aimed at different kinds of businesses. VenueNext serves stadiums and entertainment venues with mobile ordering and kiosk tools, Shift4Shop supports online retailers with site building and order management, Lighthouse gives businesses tools for customer engagement and reputation tracking, and SkyTab combines point-of-sale hardware with mobile payment features. Shift4 also runs a marketplace for third-party app integrations and provides merchants with support services such as onboarding, training, compliance, and risk management.

Shift4 Payments was established in 1999 and is headquartered in Allentown, Pennsylvania. Its shares are listed on the NYSE under the ticker FOUR.

Listed
NYSE
Sector
Commercial services
Industry
Miscellaneous commercial services
Website
shift4.com

Shift4 Payments GekkoIndex: the smart money zone

Shift4 Payments’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 59.8, in the Neutral zone, down 6.1 points over five sessions.

010059.8Neutral

Down 6.1 points over five sessions, from the Accumulation zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying42+2.6%+1.0%−0.4%−5.2%
Accumulation281−0.1%−0.9%−2.5%−2.9%
Neutral (current zone)317−0.6%−0.4%+0.1%−2.2%
Distribution41−0.9%−0.9%−2.3%+1.3%
Selling1Too few readings yet

Average FOUR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the FOUR price, zone by zone.Track FOUR in Gekko

Is Shift4 Payments stock overvalued? Gekko Fair Value

Shift4 Payments trades 40.6% below Gekko Fair Value of $67.12, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Shift4 Payments shares are worth, recalculated every trading day.

$67.12

Gekko Fair Value, Oct 10, 2026

40.6% Undervalued

At the end of Aug 2026 the price was 20.4% below the estimate.

Gekko Fair ValueShare price, month end
$67$40Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FOUR in Gekko

Shift4 Payments insider and Congress trading

No open-market insider purchases were filed for Shift4 Payments, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FOUR in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FOUR insider filing, plotted on the chart in Gekko.Open FOUR in Gekko

Congress trades last 90 days

No trades in FOUR were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FOUR, plotted on the chart in Gekko.Open FOUR in Gekko

Buybacks

Shift4 Payments has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$26.00M
As a share of market cap
0.72%

From company filings.

Hedge funds and billionaires quarter ended Jun 30

3of the funds Gekko tracks hold FOUR.

1added0opened2trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko

Shift4 Payments earnings: next date and track record

Shift4 Payments reports on Nov 5, 2026, before the open (24 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±11%average move across the report
1 of 8reports followed by a gain

Share-price move across each report

−3.4%Nov ’24−14.5%Feb ’25+2.7%Apr ’25−19.6%Aug ’25−1.5%Nov ’25−23.2%Feb ’26−0.7%May ’26−22.7%Aug ’26

Last earnings call, Aug 6, 2026 AI summary

What they said
Shift4 delivered Q2 2026 results above guidance with 34% YoY gross revenue growth, 51% growth in gross revenue less network fees, and 39% adjusted EBITDA growth. Adjusted free cash flow reached $21M versus $10M guidance. Organic gross revenue less network fees grew 11% YoY. Americas payments revenue less network fees grew 19% while international grew 53%. Middle East conflict created travel headwinds but impact was better than forecast.
Guidance
Management anticipates continued travel disruption headwinds in Q3 2026, already reflected in updated guidance. International expansion is expected to continue scaling with confidence in trajectory. Organic growth momentum expected to continue as products expand to new geographies.
Risks flagged
Travel disruption from the Middle East conflict is a near-term headwind for the TFS business (management quantified ~$20M impact in Q2 that performed modestly better than forecast and expects $25M impact in Q3). FX volatility can affect reported results. Integration and upfront investment costs related to Global Blue and international expansion (sales build-outs and market entries) create near-term margin pressure; these are expected to normalize and produce synergies in 2027. Pro forma net leverage (~3.7x) and seasonality (cash-consumptive Q2) constrain repurchases and capital allocation near term.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 6, 2026$1.32
est $1.26		+4.8%$624.0M
est $615.7M		+1.4%−22.7%
May 7, 2026$0.97
est $1.18		−17.8%$549.0M
est $1.09B		−49.5%−0.7%
Feb 26, 2026$1.60
est $1.62		−1.2%$610.0M
est $617.8M		−1.3%−23.2%
Nov 6, 2025$1.47
est $1.46		+0.7%$1.18B
est $1.20B		−2.3%−1.5%
Aug 5, 2025$1.10
est $1.20		−8.3%$966.2M
est $1.19B		−18.6%−19.6%
Apr 29, 2025$1.07
est $0.63		+69.8%$848.3M
est $989.0M		−14.2%+2.7%
Feb 18, 2025$1.35
est $1.15		+17.6%$887.0M
est $1.00B		−11.5%−14.5%
Nov 12, 2024$1.04
est $1.07		−2.8%$909.2M
est $371.1M		+145.0%−3.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Shift4 Payments stock forecast and analyst price targets

Analysts’ average 12-month price target for Shift4 Payments is $53.90, +35.3% from the last close, from 18 firms rating the stock in the last 90 days.

$53.90consensus 12-month target, +35.3% from the last close
Low $45High $94
Buy11
Hold7
Sell0

Each firm’s latest rating in the last 90 days: 18 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 6B. Riley SecuritiesBuy, maintained$94+135.9%
Oct 6D.A. DavidsonBuy, maintained$68+70.6%
Oct 5SusquehannaBuy, maintained$63+58.1%
Oct 5KBWHold, maintained$45+12.9%
Oct 4Wells FargoBuy, maintained$59+48.1%
+0.1%average 20-day move after past Neutral readings
−9.8%average move over the next 20 trading days in the last 5 years
±4.1%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Shift4 Payments seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Shift4 Payments averaged −9.8% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

−9.0%2021−19.5%2022−10.7%2023+4.7%2024−14.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.2%2 of 5
Next 10 trading days+0.2%1 of 5
Next 15 trading days−7.4%0 of 5
Next 20 trading days−9.8%1 of 5
Next 30 trading days−0.5%2 of 5

For scale, FOUR’s typical 20-trading-day move in either direction is about 9.9%.

Shift4 Payments market cap and key statistics

Shift4 Payments’s market cap is $3.63B, with a P/E ratio of 63.4 and revenue of $4.78B over the last twelve months.

Valuation

Market cap
$3.63B
P/E ratio
63.4
Forward P/E
6.4
EPS, TTM
$0.63
Gekko Fair Value
$67.12

Trading

Volume
1.39M
Avg volume, 20 days
2.08M
52-week high
$79.93
52-week low
$34.56
Shares outstanding
78.96M

Financials

Revenue, TTM
$4.78B
Profit margin
2.2%
Return on equity
6.5%
Quarterly earnings growth, YoY
−75.4%

Risk and income

Beta
1.39
Typical daily move
±4.1%
Typical 20-day move
±9.9%

Shift4 Payments peers

Shift4 Payments’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+3.1%Distribution25.9% above
CTASCintas+0.9%Neutral14.1% above
PYPLPayPal+0.8%Neutral0.8% below
XYZBlock−0.1%Neutral7.5% above
CPAYCorpay−0.7%Neutral17.5% below
FISVFiserv+1.3%Accumulation39.7% below

A peer links to its own page where one exists.

In the Buying zone today

VZTMUSTBMYINGBCS

Reporting earnings this week

JPMJNJUNHGSWFCC

Popular on Gekko

NVDATSLAMSFTAMZNMETAGOOGL

Shift4 Payments stock FAQ

What is Shift4 Payments’s market cap?

Shift4 Payments’s market cap is $3.63B at the Oct 12, 2026 close of $39.85, with 78.96M shares outstanding. The shares trade on a P/E ratio of 63.4.

What is the Shift4 Payments stock forecast?

The consensus analyst 12-month price target for Shift4 Payments is $53.90, +35.3% from the last close. Of the 18 firms that rated the stock in the last 90 days, 11 rate it a buy, 7 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Shift4 Payments stock overvalued or undervalued?

On Gekko’s estimate Shift4 Payments is undervalued: the Oct 12, 2026 close of $39.85 is 40.6% below Gekko Fair Value of $67.12. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Shift4 Payments report earnings next?

Shift4 Payments is expected to report on Nov 5, 2026, before the market opens (24 days away). Analysts expect earnings of $1.37 per share on revenue of $652.9M. Shift4 Payments beat the earnings estimate in 4 of its last 8 reports, moving 11% on average across the report.

What is Shift4 Payments’s 52-week high and low?

Shift4 Payments’s 52-week high is $79.93 and its 52-week low is $34.56; it closed at $39.85 on Oct 12, 2026, −49.8% over the past year. Over the last five years the shares peaked at $127.50 on Feb 18, 2025.

Is Shift4 Payments stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (fair value), 1 as mixed (gekkoindex) and 3 as headwinds (trend, earnings risk and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

Built and overseen by Jared Mann

Founder of Gekko.app. Jared has traded stocks and ETFs for more than 20 years and has a financial industry background.

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