NYSE: CPAY

Corpay (CPAY) Stock Analysis & Forecast

Sep 28 close

$396.23−1.88 (−0.5%)

Gekko Brief

AI summary

Corpay's week centers on continued momentum in its core business, with second-quarter 2026 revenue reported at $1.34 billion, up 21% year-over-year, driven largely by core growth of $118 million that outpaced contributions from acquisitions and macro factors. Alongside this, Corpay expanded its AI agent offerings to give businesses more control over spend. The company also settled with the Federal Trade Commission for $100 million, resolving allegations tied to undisclosed fees and misrepresented benefits on fuel-card services under its former FleetCor name, while separate commentary continues to point to strength in Corporate Payments and cross-border activity alongside margin pressure.

CPAY closed at $396.23, down 0.5%, sitting between its 50-day average of $399.56 and 200-day average of $345.18, reflecting a mixed short-term trend within a longer uptrend, with one-year returns at 35.6%. The GekkoIndex reads 62.7, placing the stock in the Accumulation zone. Shares trade 18.1% below the Gekko Fair Value of $484.08.

Over the next 20 trading days, the next earnings report is scheduled for 4 November 2026, after the close, 36 days out and beyond a typical holding window. Seasonality over five years shows an average 20-day return of 0.9%, positive in 2 of those years. Analyst sentiment remains largely favorable, with 10 of 13 firms rating the stock a buy and a consensus target of $461, implying 16.3% upside. No insider, Congress, or unusual options activity appears in the current windows.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Corpay price vs fair value

$484.08$396.23Sep ’25Mar ’26Sep ’26
Close $396.23200-day averageGekko Fair Value $484.08

Corpay quick facts

Market cap
$25.90B
P/E ratio
23.9
Forward P/E
12.8
EPS, TTM
$16.52
Revenue, TTM
$5.02B
Profit margin
22.7%
Dividend yield
—
Beta
0.87
Volume
491,771 avg 442,762
1-year return
+35.6%
Typical daily move
±1.8%
Typical 20-day move
±5.7%
50-day average
$399.56
200-day average
$345.18
Next earnings
Nov 4 after close
Shares outstanding
65.66M
52-week range
$252.84$427.46

Corpay swing-trade checklist

Corpay scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $396.23 sits between the 50-day ($399.56) and 200-day ($345.18) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.7, Accumulation

    Reading 62.7 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    18.1% below

    Price is 18.1% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 36 days

    Next report Nov 4, 2026, 36 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −1.5% on average

    From this point in the calendar, the next 20 trading days averaged −1.5% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Corpay stock chart and price history

Corpay closed at $396.23 on Sep 28, 2026, +35.6% over the past year, inside a 52-week range of $252.84 to $427.46.

Close50-day average200-day averageVolume
Corpay share price, past year, with 50-day and 200-day moving averages and volume$250$300$350NovDecJan 2026FebMarAprMayJunJulAugSep396.23

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−1.8%
3 months
+18.2%
6 months
+39.1%
1 year
+35.6%
The full CPAY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CPAY in Gekko

Follow Corpay through every session

Put CPAY on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track CPAY in GekkoFree for 7 days. No credit card required.

About Corpay

Corpay builds payment technology aimed at helping companies and everyday consumers keep tabs on different kinds of spending. Much of its work touches vehicle expenses, business-related payments, and costs tied to lodging, with a presence stretching across the United States, Brazil, the United Kingdom, and several other countries. It has become associated with tools for managing fuel purchases, toll charges, parking, upkeep of vehicle fleets, and long-haul travel costs, alongside prepaid cards used for meals and transit.

On the business side, Corpay offers automated tools for handling accounts payable, virtual cards for transactions, options for moving money across borders, and cards designed for purchasing as well as travel and entertainment spending. Its lodging offerings extend to workers away on business, airline or cruise staff dealing with disruptions, stranded travelers, and people temporarily out of their homes due to insurance claims. The company rounds out its offerings with gift cards and payroll cards, serving businesses, merchants, individual consumers, and partners within payment networks.

The company is headquartered in Atlanta, Georgia, with roots going back to 1986, having operated for a long stretch under the name FLEETCOR Technologies before switching to Corpay in March 2024. Shares trade on the NYSE under the ticker CPAY.

Listed
NYSE
Sector
Commercial services
Industry
Miscellaneous commercial services
Website
corpay.com

Corpay GekkoIndex: the smart money zone

Corpay’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.7, in the Accumulation zone, up 0.2 points over five sessions.

010062.7Accumulation

Up 0.2 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying25+4.0%+3.9%+3.4%+11.7%
Accumulation (current zone)192+0.8%+1.5%+3.0%+5.1%
Neutral408+0.1%+0.3%+0.6%+2.4%
Distribution46−0.6%−0.9%+0.1%−1.7%
Selling1Too few readings yet

Average CPAY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the CPAY price, zone by zone.Track CPAY in Gekko

Is Corpay stock overvalued? Gekko Fair Value

Corpay trades 18.1% below Gekko Fair Value of $484.08, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Corpay shares are worth, recalculated every trading day.

$484.08

Gekko Fair Value, Sep 25, 2026

18.1% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CPAY in Gekko

Corpay insider and Congress trading

No open-market insider purchases were filed for Corpay, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CPAY in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CPAY insider filing, plotted on the chart in Gekko.Open CPAY in Gekko

Congress trades last 90 days

No trades in CPAY were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CPAY, plotted on the chart in Gekko.Open CPAY in Gekko

Buybacks

Corpay has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$326.6M
As a share of market cap
1.26%
Trailing four quarters
$1.80B

From company filings.

Hedge funds and billionaires quarter ended Jun 30

1of the funds Gekko tracks holds CPAY.

1added0opened0trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko

Corpay earnings: next date and track record

Corpay reports on Nov 4, 2026, after the close (36 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±6.5%average move across the report
6 of 8reports followed by a gain

Share-price move across each report

+5.7%Aug ’24+4.9%Nov ’24+2.6%Feb ’25−0.7%May ’25−4.4%Aug ’25+6.4%Nov ’25+14.6%Feb ’26+12.6%May ’26

Last earnings call, May 7, 2026 AI summary

What they said
Corpay delivered a strong Q1 2026 with revenue $1.26B (+25%) and cash EPS $5.80 (+29%). Organic revenue growth was 11% for the fourth consecutive quarter. Corporate Payments grew 16% (18% ex float compression), Vehicle Payments grew 10%, and Lodging improved to flat, with same-store sales flat overall and retention at 93.5%. Management raised full-year 2026 revenue guidance to $5.29B midpoint, reflecting a $50M Q1 beat and an additional $50M rest-of-year increase due to higher fuel price expectations and continued strong performance. They noted divestitures (sale of PayByPhone) and potential additional non-core disposals, while pursuing acquisitions focused on geographies and verticals to bulk up Corporate Payments. Cross-border accelerated strongly with currency volatility aiding sales; Alpha integration progressing with migrations ongoing. Mastercard partnership showing early pipeline traction. Management expressed strong confidence in midterm direction; lodging and fleet improvements noted. Sale proceeds used for buybacks; a $75M reduction to rest-of-year guide due to PayByPhone sale was reflected but offset by buybacks for EPS neutral effect. Overall tone is upbeat, with multiple strategic initiatives and clear execution focus.
Guidance
Raised full-year 2026 revenue guidance to $5.290 billion midpoint (reflecting $100M net increase: $50M Q1 beat + $50M rest-of-year), underlying full-year organic growth target ~10% (management comfortable with full-year 10%), Q2 adds $25M of the raise, rest of year $25M. No explicit EPS guidance detail beyond cash EPS reported; sale of PayByPhone reduced rest-of-year revenue guidance by $75M but no material impact on adjusted EPS due to share buybacks.
Risks flagged
Risks noted include macro sensitivity (fuel price reliance), float compression from lower interest rates affecting Corporate Payments, execution risk on Alpha migrations and cross-border initiatives, potential uncertainty/timing of divestitures (may or may not close this quarter), competition for acquisition targets and valuation tradeoffs vs buybacks, and some product-specific operational risks (e.g., past lodging IT disruption).
ReportedEPSSurpriseRevenueSurpriseMove
May 7, 2026$5.80
est $5.47
+6.0%$1.26B
est $1.21B
+4.0%+12.6%
Feb 4, 2026$6.04
est $5.95
+1.5%$1.25B
est $1.23B
+1.1%+14.6%
Nov 5, 2025$5.70
est $5.63
+1.2%$1.17B
est $1.16B
+0.8%+6.4%
Aug 6, 2025$5.13
est $5.12
+0.2%$1.10B
est $1.10B
+0.2%−4.4%
May 6, 2025$4.51
est $4.51
0.0%$1.01B
est $1.02B
−1.0%−0.7%
Feb 5, 2025$3.44
est $4.31
−20.2%$1.03B
est $1.05B
−1.6%+2.6%
Nov 7, 2024$5.00
est $4.97
+0.6%$1.03B
est $1.03B
+0.3%+4.9%
Aug 7, 2024$4.55
est $4.51
+0.9%$975.7M
est $975.5M
0.0%+5.7%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Corpay stock forecast and analyst price targets

Analysts’ average 12-month price target for Corpay is $461.00, +16.3% from the last close, from 13 firms rating the stock in the last 90 days.

$461.00consensus 12-month target, +16.3% from the last close
Low $390High $536
Buy10
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 13 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 2ScotiabankBuy, initiated$536+35.3%
Aug 28RBC CapitalHold, maintained$438+10.5%
Aug 25Wolfe ResearchBuy, maintained$530+33.8%
Aug 10Cantor FitzgeraldBuy, maintained$480+21.1%
Aug 7Morgan StanleyBuy, reiterated$455+14.8%
+3.0%average 20-day move after past Accumulation readings
−1.5%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Corpay seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Corpay averaged −1.5% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−1.2%2021+1.4%2022−13.1%2023+8.4%2024−3.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.5%2 of 5
Next 10 trading days−1.4%1 of 5
Next 15 trading days−0.4%2 of 5
Next 20 trading days−1.5%2 of 5
Next 30 trading days+0.5%2 of 5

For scale, CPAY’s typical 20-trading-day move in either direction is about 5.7%.

Corpay market cap and key statistics

Corpay’s market cap is $25.90B, with a P/E ratio of 23.9 and revenue of $5.02B over the last twelve months.

Valuation

Market cap
$25.90B
P/E ratio
23.9
Forward P/E
12.8
EPS, TTM
$16.52
Gekko Fair Value
$484.08

Trading

Volume
491,771
Avg volume, 20 days
442,762
52-week high
$427.46
52-week low
$252.84
Shares outstanding
65.66M

Financials

Revenue, TTM
$5.02B
Profit margin
22.7%
Return on equity
29.2%
Quarterly earnings growth, YoY
−7.0%

Risk and income

Beta
0.87
Typical daily move
±1.8%
Typical 20-day move
±5.7%

Corpay stock news this week

4 headlines about Corpay from the past week, newest first, each linking to the publisher.

Corpay peers

Corpay’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+4.3%Neutral4.8% above
CTASCintas+0.5%Neutral11.5% above
PYPLPayPal−0.2%Accumulation4.5% below
XYZBlock−2.7%Accumulation3.5% above
FISVFiserv0.0%Buying40.6% below
GPNGlobal Payments−0.4%Accumulation23.4% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Corpay stock FAQ

What is Corpay’s market cap?

Corpay’s market cap is $25.90B at the Sep 28, 2026 close of $396.23, with 65.66M shares outstanding. The shares trade on a P/E ratio of 23.9.

What is the Corpay stock forecast?

The consensus analyst 12-month price target for Corpay is $461.00, +16.3% from the last close. Of the 13 firms that rated the stock in the last 90 days, 10 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Corpay stock overvalued or undervalued?

On Gekko’s estimate Corpay is undervalued: the Sep 28, 2026 close of $396.23 is 18.1% below Gekko Fair Value of $484.08. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Corpay report earnings next?

Corpay is expected to report on Nov 4, 2026, after the market closes (36 days away). Analysts expect earnings of $7.17 per share on revenue of $1.36B. Corpay beat the earnings estimate in 6 of its last 8 reports, moving 6.5% on average across the report.

What is Corpay’s 52-week high and low?

Corpay’s 52-week high is $427.46 and its 52-week low is $252.84; it closed at $396.23 on Sep 28, 2026, +35.6% over the past year.

Is Corpay stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See Corpay the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,380 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.