NASDAQ: PICS

PicS (PICS) Stock Analysis & Forecast

Oct 12 close

$13.600.00 (0.0%)

Gekko Brief

Oct 12 close

PicS closed at $13.60 on 12 October 2026, 0% on the day. The GekkoIndex reads 40.4, in the Distribution zone, down 10.7 points over five sessions. Gekko Fair Value is $14.26, so the price is 4.6% below it.

The next earnings report is due on 23 November 2026, 42 days away. Over the last 3 reports the company beat the earnings estimate 2 times, with an average move of 13.2% across the report.

3 firms rate the stock: 3 buy, 0 hold and 0 sell, with a consensus target of $19.61. A typical daily move is about 6.5%, and a typical 20-day move about 12.9%. On the swing-trade checklist, 1 item reads supportive and 1 reads as a headwind (gekkoindex).

A plain summary of the figures as of the Oct 12, 2026 close.

PicS price vs fair value

$14.26$13.60Jan ’26Jun ’26Oct ’26
Close $13.60Gekko Fair Value $14.26

PicS quick facts

Market cap
$1.76B
P/E ratio
6.1
Forward P/E
2.3
EPS, TTM
$1.95
Revenue, TTM
$13.38B
Profit margin
10%
Dividend yield
—
Beta
—
Volume
634,455 avg 593,320
1-year return
—
Typical daily move
±6.5%
Typical 20-day move
±12.9%
50-day average
$10.71
200-day average
—
Next earnings
Nov 23
Shares outstanding
43.14M
52-week range
$8.08$19.95

PicS swing-trade checklist

PicS scores 1 supportive, 1 mixed and 1 headwind across the 3 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive1 mixed1 headwind

  • Trendno data

    No data

    Not enough price history for both moving averages.

    See the chart
  • GekkoIndexheadwind

    40.4, Distribution

    Reading 40.4 is in the Distribution zone.

    See the GekkoIndex
  • Fair valuemixed

    4.6% below

    Price is within 5% of Gekko Fair Value (4.6% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 42 days

    Next report Nov 23, 2026, 42 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityno data

    No data

    Not enough years of history for a seasonal read.

A description of current data, not a recommendation. How this page works

PicS stock chart and price history

PicS closed at $13.60 on Oct 12, 2026, inside a 52-week range of $8.08 to $19.95.

Close50-day average200-day averageVolume
PicS share price, past year, with 50-day and 200-day moving averages and volume$10$15MarAprMayJunJulAugSepOct13.60

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+33.2%
3 months
+19.5%
6 months
+6.8%
The full PICS chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PICS in Gekko

Follow PicS through every session

Put PICS on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track PICS in GekkoFree for 7 days. No credit card required.

About PicS

PicS runs a digital wallet and mobile app used by everyday consumers and by businesses to move money, pay bills and access credit. It is widely recognized for its payments ecosystem, which includes instant transfers through Brazil's Pix system, peer-to-peer sends within its own network, bill payment and consolidation tools, payroll portability, and a global account option.

For individual users, the company also issues multipurpose cards and offers lending products such as personal loans, installment plans, and payroll loans aimed at public servants, retirees, pensioners and salaried workers, alongside access to the FGTS annual birthday withdrawal benefit. It distributes insurance covering digital wallets, card bills, credit life, smartphones, life and home, and offers investment products for different financial goals. Business customers, particularly small and medium-sized firms, can use QR code payment tools, banking services, and corporate benefit programs with salary advances. The company also runs PicPay Shop, a marketplace for goods and services, and PicPay Ads, which lets brands place targeted promotions within the app.

PicS trades on the NASDAQ under the ticker PICS.

Listed
NASDAQ
Sector
Commercial services
Industry
Miscellaneous commercial services
Website
picpay.com

PicS GekkoIndex: the smart money zone

PicS’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 40.4, in the Distribution zone, down 10.7 points over five sessions.

010040.4Distribution

Down 10.7 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying27+7.6%+6.0%+6.2%−9.9%
Accumulation83+0.6%−0.8%−5.0%−3.3%
Neutral60−4.6%−5.6%−8.3%−15.1%
Distribution (current zone)0Not available
Selling1Too few readings yet

Average PICS share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Distribution readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Distribution zone: Institutions potentially offloading. About the five zones →

See every daily GekkoIndex reading plotted over the PICS price, zone by zone.Track PICS in Gekko

Is PicS stock overvalued? Gekko Fair Value

PicS trades 4.6% below Gekko Fair Value of $14.26, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what PicS shares are worth, recalculated every trading day.

$14.26

Gekko Fair Value, Oct 10, 2026

4.6% below fair value · About fair value

At the end of Aug 2026 the price was 35.9% below the estimate.

Gekko Fair ValueShare price, month end
$14$14Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open PICS in Gekko

PicS insider and Congress trading

No open-market insider purchases were filed for PicS, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for PICS in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every PICS insider filing, plotted on the chart in Gekko.Open PICS in Gekko

Congress trades last 90 days

No trades in PICS were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for PICS, plotted on the chart in Gekko.Open PICS in Gekko

PicS earnings: next date and track record

PicS reports on Nov 23, 2026 (42 days away), and beat the EPS estimate in 2 of its last 3 reports.

2 of 3reports beat the EPS estimate
±13.2%average move across the report
1 of 3reports followed by a gain

Share-price move across each report

−18.7%Mar ’26−18.4%Jun ’26+2.4%Aug ’26

Last earnings call, Aug 24, 2026 AI summary

What they said
PicPay reported Q2 2026 results beating guidance across all key metrics. Credit portfolio reached BRL 31.9B (+3% above guidance), revenues BRL 3.7B (+3.6% above guidance), and adjusted net income BRL 283M (+15.5% above guidance). Total accounts grew 10% YoY to 70.4M with TPV up 27% YoY to BRL 167.6B. Revenue per client expanded 67% YoY while cost to serve grew only 13%, demonstrating strong operating leverage.
Guidance
Management provided guidance ranges that were beaten across all metrics in Q2. Cost of risk came in at 3.9%, within guided range. Forward-looking commentary emphasized continued operating leverage with revenue growth significantly outpacing cost growth.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 24, 2026$0.44
est $0.40
+11.1%$800.6M
est $687.9M
+16.4%+2.4%
Jun 2, 2026$0.27
est $1.13
−76.1%$694.4M
est $584.6M
+18.8%−18.4%
Mar 18, 2026$761,000.25
est $1.08
+70,462,886.0%$571.9M
est $520.9M
+9.8%−18.7%
Jan 5, 2026$0.15—$526.5M——

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

PicS stock forecast and analyst price targets

Analysts’ average 12-month price target for PicS is $19.61, +44.2% from the last close, from 3 firms rating the stock in the last 90 days.

$19.61consensus 12-month target, +44.2% from the last close
Low $16High $27
Buy3
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Aug 28RBC CapitalBuy, maintained$16+17.6%
Aug 25Mizuho SecuritiesBuy, maintained$16+17.6%
Aug 24RBC CapitalBuy, maintained$16+17.6%
Aug 24RBC CapitalBuy, reiterated$16+17.6%
Aug 24Bank of America SecuritiesBuy, maintained$27+98.5%
±6.5%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

PicS market cap and key statistics

PicS’s market cap is $1.76B, with a P/E ratio of 6.1 and revenue of $13.38B over the last twelve months.

Valuation

Market cap
$1.76B
P/E ratio
6.1
Forward P/E
2.3
EPS, TTM
$1.95
Gekko Fair Value
$14.26

Trading

Volume
634,455
Avg volume, 20 days
593,320
52-week high
$19.95
52-week low
$8.08
Shares outstanding
43.14M

Financials

Revenue, TTM
$13.38B
Profit margin
10%
Return on equity
30.7%
Quarterly earnings growth, YoY
−99.7%

Risk and income

Typical daily move
±6.5%
Typical 20-day move
±12.9%

PicS peers

PicS’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+3.1%Distribution25.9% above
CTASCintas+0.9%Neutral14.1% above
PYPLPayPal+0.8%Neutral0.8% below
XYZBlock−0.1%Neutral7.5% above
CPAYCorpay−0.7%Neutral17.5% below
FISVFiserv+1.3%Accumulation39.7% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

PicS stock FAQ

What is PicS’s market cap?

PicS’s market cap is $1.76B at the Oct 12, 2026 close of $13.60, with 43.14M shares outstanding. The shares trade on a P/E ratio of 6.1.

What is the PicS stock forecast?

The consensus analyst 12-month price target for PicS is $19.61, +44.2% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is PicS stock overvalued or undervalued?

On Gekko’s estimate PicS is about fair value: the Oct 12, 2026 close of $13.60 is 4.6% below Gekko Fair Value of $14.26. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does PicS report earnings next?

PicS is expected to report on Nov 23, 2026 (42 days away). Analysts expect earnings of $0.39 per share on revenue of $785.1M.

What is PicS’s 52-week high and low?

PicS’s 52-week high is $19.95 and its 52-week low is $8.08; it closed at $13.60 on Oct 12, 2026.

Is PicS stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 3 items with data read as supportive (earnings risk), 1 as mixed (fair value) and 1 as a headwind (gekkoindex). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See PicS the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,408 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.