NASDAQ: LIFE

Ethos Technologies (LIFE) Stock Analysis & Forecast

Oct 12 close

$37.36+0.40 (+1.1%)

Gekko Brief

AI summaryOct 12 close

Ethos Technologies confirms it will report third-quarter 2026 results on 2 November 2026, following its second consecutive quarter of 100%+ revenue growth reported in August. The company has also updated its beneficial ownership data for Class A and Class B common stock ahead of the December 2026 Russell indices reconstitution, a procedural step tied to index eligibility rather than operating news.

LIFE trades at $37.36, up 1.1% on the day and above its 50-day moving average of $35.37, though the stock is down 7.2% over the past month after gains of 88.3% over three months and 160% over six months. The GekkoIndex reads 53, placing the stock in the Neutral zone, down 4.7 points over five sessions. Price sits 5.9% above Gekko Fair Value of $35.27.

Earnings arrive on 2 November 2026, 20 days out, falling inside a typical 20-trading-day holding window; the last report produced a 35.4% reaction versus an average absolute move of 29.3% across prior quarters, with six beats in the last eight. Analyst coverage from 9 firms stands at 8 buy and 1 hold ratings, with a consensus target of $35.62, about 4.7% below the current price. Glynn Capital Management disclosed a new stake in LIFE shares valued at approximately $16 million. No insider, Congress or unusual options activity appears in the current window.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Ethos Technologies price vs fair value

$37.36$35.27Jan ’26Jun ’26Oct ’26
Close $37.36Gekko Fair Value $35.27

Ethos Technologies quick facts

Market cap
$2.37B
P/E ratio
—
Forward P/E
—
EPS, TTM
−$2.08
Revenue, TTM
$586.5M
Profit margin
-18.1%
Dividend yield
—
Beta
—
Volume
722,531 avg 1.70M
1-year return
—
Typical daily move
±6.8%
Typical 20-day move
±17.6%
50-day average
$35.37
200-day average
—
Next earnings
Nov 2
Shares outstanding
31.55M
52-week range
$9.45$42.55

Ethos Technologies swing-trade checklist

Ethos Technologies scores 0 supportive, 1 mixed and 2 headwinds across the 3 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

0 supportive1 mixed2 headwinds

  • Trendno data

    No data

    Not enough price history for both moving averages.

    See the chart
  • GekkoIndexmixed

    53, Neutral

    Reading 53 is in the Neutral zone.

    See the GekkoIndex
  • Fair valueheadwind

    5.9% above

    Price is 5.9% above Gekko Fair Value (more than 5% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 21 days

    Reports on Nov 2, 2026, 21 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityno data

    No data

    Not enough years of history for a seasonal read.

A description of current data, not a recommendation. How this page works

Ethos Technologies stock chart and price history

Ethos Technologies closed at $37.36 on Oct 12, 2026, inside a 52-week range of $9.45 to $42.55.

Close50-day average200-day averageVolume
Ethos Technologies share price, past year, with 50-day and 200-day moving averages and volume$10$20$30$40MarAprMayJunJulAugSepOct37.36

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−7.2%
3 months
+88.3%
6 months
+160.0%
The full LIFE chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open LIFE in Gekko

Follow Ethos Technologies through every session

Put LIFE on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Ethos Technologies

Ethos Technologies provides administrative support to insurance carriers, working as a third-party administrator in markets that include the United States, India, and Singapore. Its main offering, called Ethos, is a technology platform built to simplify how consumers, agents, and insurers handle the buying, distribution, and management of life insurance risk. The company is best known for this platform and the role it plays in streamlining life insurance processes.

Its product range covers term, whole, and indexed universal life insurance, along with supplemental health coverage and assistance with wills and estate planning. Customers span individual policyholders as well as insurance agents, agencies, and carriers who rely on the platform to manage their business.

Ethos Technologies was incorporated in 2016 and is headquartered in San Francisco, California. It was previously named Ethos Insurance Corporation before adopting its current name that same year. Shares of the company are listed on the NASDAQ under the ticker LIFE.

Listed
NASDAQ
Sector
Technology services
Industry
Packaged software
Website
ethos.com

Ethos Technologies GekkoIndex: the smart money zone

Ethos Technologies’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 53, in the Neutral zone, down 4.7 points over five sessions.

010053Neutral

Down 4.7 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying20−1.1%+7.7%+18.5%+53.5%
Accumulation44Not available
Neutral (current zone)72Not available
Distribution27+9.1%+19.6%+10.1%+5.1%
Selling8Too few readings yet

Average LIFE share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the LIFE price, zone by zone.Track LIFE in Gekko

Is Ethos Technologies stock overvalued? Gekko Fair Value

Ethos Technologies trades 5.9% above Gekko Fair Value of $35.27, so the shares are overvalued on Gekko’s estimate.

Gekko’s own estimate of what Ethos Technologies shares are worth, recalculated every trading day.

$35.27

Gekko Fair Value, Oct 10, 2026

5.9% Overvalued

At the end of Aug 2026 the price was 15.5% above the estimate.

Gekko Fair ValueShare price, month end
$35$37Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open LIFE in Gekko

Ethos Technologies insider and Congress trading

No open-market insider purchases were filed for Ethos Technologies, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for LIFE in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every LIFE insider filing, plotted on the chart in Gekko.Open LIFE in Gekko

Congress trades last 90 days

No trades in LIFE were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for LIFE, plotted on the chart in Gekko.Open LIFE in Gekko

Buybacks

Latest authorization
$100.0M, Aug 3, 2026

From company filings.

Ethos Technologies earnings: next date and track record

Ethos Technologies reports on Nov 2, 2026 (21 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±29.3%average move across the report
3 of 3reports followed by a gain

Share-price move across each report

+7.3%Feb ’26+45.3%May ’26+35.4%Aug ’26

Last earnings call, Aug 3, 2026 AI summary

What they said
Ethos Technologies reported Q2 2026 revenue of $190 million, representing 113% year-over-year growth, marking their second consecutive quarter of 100%+ growth. Adjusted EBITDA reached $35 million with a Rule of 40 score of 132%. The company activated 100,000 new policies in Q2, bringing cumulative total to 700,000. Direct channel revenue grew 131% YoY, driven by data-driven marketing experimentation and their proprietary automated underwriting engine with 95% instant decisioning rate.
Guidance
Full year 2026 guidance implies accelerating growth, putting Ethos on pace for its fourth consecutive year of over 50% annual growth. Management projects continued momentum across direct and third-party channels, supported by expanding carrier partnerships and white label platform initiatives.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 3, 2026$0.30
est $0.19
+57.9%$189.6M
est $117.3M
+61.6%+35.4%
May 6, 2026−$3.57
est $0.46
−876.1%$193.1M
est $145.0M
+33.2%+45.3%
Feb 25, 2026$0.42
est $0.38
+10.5%$110.1M
est $108.4M
+1.6%+7.3%
Dec 5, 2025$0.29
est −$0.10
+390.0%$93.80M
est $190K
+49,268.4%—
Sep 26, 2025$0.29
est −$0.16
+281.2%$88.85M——
May 2, 2024−$0.23
est −$0.24
+4.2%—
est $37K
——
Mar 14, 2024−$0.25
est −$0.24
−4.2%—
est $3.42M
——
Nov 9, 2023−$0.20
est −$0.23
+13.0%—
est $1.50M
——

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Ethos Technologies stock forecast and analyst price targets

Analysts’ average 12-month price target for Ethos Technologies is $35.62, −4.7% from the last close, from 9 firms rating the stock in the last 90 days.

$35.62consensus 12-month target, −4.7% from the last close
Low $32High $40
Buy8
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 9 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 12Citizens JMPBuy, maintained$40+7.1%
Oct 1J.P. MorganHold, downgraded$37−1.0%
Sep 23Bank of America SecuritiesBuy, reiterated$38+1.7%
Sep 23William BlairBuy, maintained——
Sep 23Bank of America SecuritiesBuy, maintained$38+1.7%
±6.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Ethos Technologies market cap and key statistics

Ethos Technologies’s market cap is $2.37B and revenue of $586.5M over the last twelve months.

Valuation

Market cap
$2.37B
EPS, TTM
−$2.08
Gekko Fair Value
$35.27

Trading

Volume
722,531
Avg volume, 20 days
1.70M
52-week high
$42.55
52-week low
$9.45
Shares outstanding
31.55M

Financials

Revenue, TTM
$586.5M
Profit margin
-18.1%
Return on equity
-26.1%
Quarterly earnings growth, YoY
−5.3%

Risk and income

Typical daily move
±6.8%
Typical 20-day move
±17.6%

Ethos Technologies peers

Ethos Technologies’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MSFTMicrosoft+0.7%Neutral21.7% above
PLTRPalantir Technologies+0.1%Distribution22.3% above
ORCLOracle−2.9%Neutral24.3% below
PANWPalo Alto Networks−4.2%Neutral21.6% above
CRWDCrowdStrike−4.8%Neutral23.7% above
CRMSalesforce−1.1%Neutral3.6% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Ethos Technologies stock FAQ

What is Ethos Technologies’s market cap?

Ethos Technologies’s market cap is $2.37B at the Oct 12, 2026 close of $37.36, with 31.55M shares outstanding.

What is the Ethos Technologies stock forecast?

The consensus analyst 12-month price target for Ethos Technologies is $35.62, −4.7% from the last close. Of the 9 firms that rated the stock in the last 90 days, 8 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Ethos Technologies stock overvalued or undervalued?

On Gekko’s estimate Ethos Technologies is overvalued: the Oct 12, 2026 close of $37.36 is 5.9% above Gekko Fair Value of $35.27. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Ethos Technologies report earnings next?

Ethos Technologies is expected to report on Nov 2, 2026 (21 days away). Analysts expect earnings of $0.37 per share on revenue of $167.0M. Ethos Technologies beat the earnings estimate in 6 of its last 8 reports, moving 29.3% on average across the report.

What is Ethos Technologies’s 52-week high and low?

Ethos Technologies’s 52-week high is $42.55 and its 52-week low is $9.45; it closed at $37.36 on Oct 12, 2026.

Is Ethos Technologies stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 0 of the 3 items with data read as supportive, 1 as mixed (gekkoindex) and 2 as headwinds (fair value and earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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