Insider buying last 90 days
No open-market insider purchases were filed for DLO in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every DLO insider filing, plotted on the chart in Gekko.Open DLO in Gekko
NASDAQ: DLO
DLocal (DLO) Stock Analysis & Forecast
Sep 28 close
$13.82−0.26 (−1.8%)
Gekko Brief
AI summaryDLocal's stock this week continues to trade against the backdrop of its take-rate compression story, with commentary pointing to a rate now at 0.71%, attributed to merchant mix, volume tiers, and local-to-local transaction growth rather than competitive pressure alone. This follows the company's single-integration model spanning 60+ emerging markets, which underpins its ongoing total payment volume and revenue trajectory.
DLO closed at $13.82, down 1.8%, sitting between its 50-day average of $14.67 and 200-day average of $13.52, reflecting a mixed trend. The GekkoIndex reads 66.8, placing the stock in the Accumulation zone. Price sits 40.7% below Gekko Fair Value of $23.32. Returns over the past month show a decline of 8.7%, while the three-month and six-month windows show gains of 7.5% and 12.6% respectively; the one-year return stands at -4.8%.
The next earnings date falls on 11 November 2026, 43 days out and beyond a typical 20-trading-day holding window; the prior quarter saw an EPS of $0.18 against a $0.20 estimate, with a -0.8% reaction. No insider, Congress, or unusual options activity appears in the current window. Seasonality over the next 20 trading days has averaged -0.2% across 5 years, with gains in 3 of those years. Consensus among 3 covering firms stands at buy, with a consensus target of $18.80 and consensus upside of 36%.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
DLocal price vs fair value
Close $13.82200-day averageGekko Fair Value $23.32
DLocal quick facts
- Market cap
- $4.06B
- P/E ratio
- 20.7
- Forward P/E
- 19.6
- EPS, TTM
- $0.68
- Revenue, TTM
- $1.36B
- Profit margin
- 15%
- Dividend yield
- 1.40%
- Beta
- 0.87
- Volume
- 1.81M avg 1.63M
- 1-year return
- −4.8%
- Typical daily move
- ±2.8%
- Typical 20-day move
- ±9.2%
- 50-day average
- $14.67
- 200-day average
- $13.52
- Next earnings
- Nov 11 after close
- Shares outstanding
- 178.0M
DLocal swing-trade checklist
DLocal scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $13.82 sits between the 50-day ($14.67) and 200-day ($13.52) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
66.8, Accumulation
Reading 66.8 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
40.7% below
Price is 40.7% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 43 days
Next report Nov 11, 2026, 43 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
−0.2% on average
From this point in the calendar, the next 20 trading days averaged −0.2% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
DLocal stock chart and price history
DLocal closed at $13.82 on Sep 28, 2026, −4.8% over the past year, inside a 52-week range of $10.64 to $16.78.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −8.7%
- 3 months
- +7.5%
- 6 months
- +12.6%
- 1 year
- −4.8%
The full DLO chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open DLO in Gekko
Follow DLocal through every session
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About DLocal
DLocal provides payment processing infrastructure that helps merchants operating across borders collect and send money in different markets. Its pay-in tools cover a wide range of methods, including domestic and international cards, bank transfers, direct debit, cash, and numerous alternative payment options, allowing businesses to accept funds from customers in various regions. Alongside this, the company offers pay-out capabilities and cross-border as well as local-to-local transaction handling.
Its offering also includes a platform-focused product, dLocal for Platforms, built to help manage payments across global platforms. Customers span a wide mix of industries, among them commerce, streaming, ride-hailing, financial services, remittances, advertising, software-as-a-service, travel, online education, on-demand delivery, gaming, and crypto.
DLocal was founded in 2016 and is headquartered in Montevideo, Uruguay. Its shares are listed on the NASDAQ under the ticker DLO.
- Listed
- NASDAQ
- Sector
- Technology services
- Industry
- Packaged software
- Website
- dlocal.com
DLocal GekkoIndex: the smart money zone
DLocal’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66.8, in the Accumulation zone, up 4.6 points over five sessions.
66.8Accumulation
Up 4.6 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 65 | −2.8% | −5.2% | ||
| Accumulation (current zone) | 201 | +0.9% | +2.5% | ||
| Neutral | 370 | +0.3% | +1.2% | ||
| Distribution | 27 | +0.4% | 0.0% | ||
| Selling | 9 | Too few readings yet | |||
Average DLO share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the DLO price, zone by zone.Track DLO in Gekko
Is DLocal stock overvalued? Gekko Fair Value
DLocal trades 40.7% below Gekko Fair Value of $23.32, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what DLocal shares are worth, recalculated every trading day.
$23.32
Gekko Fair Value, Sep 29, 2026
40.7% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open DLO in Gekko
DLocal insider and Congress trading
No open-market insider purchases were filed for DLocal, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in DLO were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for DLO, plotted on the chart in Gekko.Open DLO in Gekko
Buybacks
DLocal has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $75.94M
- As a share of market cap
- 1.87%
From company filings.
DLocal earnings: next date and track record
DLocal reports on Nov 11, 2026, after the close (43 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Nov 11, 2026
Expected after the close, 43 days away
- EPS estimate
- $0.22
- Revenue estimate
- $407.8M
6 of 8reports beat the EPS estimate
±13.6%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 13, 2026 AI summary
- What they said
- dLocal reported a very strong Q2 2026 driven by exceptional TPV growth and improved operating leverage. TPV reached $17.7 billion, up 92% year-over-year, with net revenue retention at 153% and gross profit of $127 million (up 29% YoY), putting the company on an annualized gross profit run-rate above $500 million. Operating profit as a percentage of gross profit rose 6 percentage points sequentially to 50%, and net income and EPS grew materially; adjusted free cash flow conversion was strong at 86% of net income for H1. Key drivers included pronounced growth in ride-hailing and travel, share-of-wallet gains with large global merchants, local-to-local volume (61% of TPV), and favorable FX in some markets. Management highlighted AI and automation initiatives as catalysts for further operating leverage in H2. They updated guidance upward for volume and gross profit while keeping operating profit growth guidance unchanged due to a prior-year tax item and FX headwinds. Management remained confident in the underlying growth thesis but flagged volatility from FX, tax/regulatory changes, take-rate pressure from pricing tiers and local-to-local mix, and specific cost issues (e.g., Mexico).
- Guidance
- Updated full-year guidance: TPV growth 60%–70% year-over-year; gross profit growth 25%–30% year-over-year; operating profit growth maintained at 27.5%–32.5% year-over-year.
- Risks flagged
- FX volatility and currency dislocations (country pockets with variable FX spreads); tax and regulatory uncertainty including potential upward pressure on effective tax rate from OECD Pillar 2 starting 2027; take-rate compression driven by pricing tiers and local-to-local mix (particularly ride-hailing); concentration risks and dependency on ramp of a few large global merchants; slower-than-expected ramp of new products; country-level cost structure issues (notably Mexico).
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 13, 2026 | $0.18 est $0.20 | $399.7M est $366.8M | −0.8% |
| Mar 18, 2026 | $0.22 est $0.18 | $337.9M est $296.3M | +6.8% |
| Nov 12, 2025 | $0.17 est $0.17 | $282.5M est $262.0M | −4.6% |
| Aug 13, 2025 | $0.14 est $0.13 | $256.5M est $240.4M | +39.9% |
| May 14, 2025 | $0.17 est $0.12 | $216.8M est $209.9M | +14.1% |
| Feb 27, 2025 | $0.10 est $0.14 | $204.5M est $206.3M | −31.7% |
| Nov 13, 2024 | $0.15 est $0.10 | $185.8M est $181.5M | +9.1% |
| Aug 14, 2024 | $0.15 est $0.09 | $171.3M est $203.7M | +2.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
DLocal stock forecast and analyst price targets
Analysts’ average 12-month price target for DLocal is $18.80, +36.0% from the last close, from 3 firms rating the stock in the last 90 days.
$18.80consensus 12-month target, +36.0% from the last close
Now $13.82Avg $18.80
Low $18High $20
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 30 | Truist Financial | $18 | +30.2% |
| Aug 27 | Truist Financial | $18 | +30.2% |
| Aug 14 | Truist Financial | — | — |
| Jul 30 | Goldman Sachs | $19 | +37.5% |
| Jul 28 | Truist Financial | $17 | +23.0% |
+2.5%average 20-day move after past Accumulation readings
−0.2%average move over the next 20 trading days in the last 5 years
±2.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
DLocal seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, DLocal averaged −0.2% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.4% | 3 of 5 |
| Next 10 trading days | +1.5% | 1 of 5 |
| Next 15 trading days | −0.2% | 2 of 5 |
| Next 20 trading days | −0.2% | 3 of 5 |
| Next 30 trading days | −3.8% | 2 of 5 |
For scale, DLO’s typical 20-trading-day move in either direction is about 9.2%.
DLocal market cap and key statistics
DLocal’s market cap is $4.06B, with a P/E ratio of 20.7 and revenue of $1.36B over the last twelve months.
Valuation
- Market cap
- $4.06B
- P/E ratio
- 20.7
- Forward P/E
- 19.6
- EPS, TTM
- $0.68
- Gekko Fair Value
- $23.32
Trading
- Volume
- 1.81M
- Avg volume, 20 days
- 1.63M
- 52-week high
- $16.78
- 52-week low
- $10.64
- Shares outstanding
- 178.0M
Financials
- Revenue, TTM
- $1.36B
- Profit margin
- 15%
- Return on equity
- 41.3%
- Quarterly earnings growth, YoY
- +28.6%
Risk and income
- Beta
- 0.87
- Typical daily move
- ±2.8%
- Typical 20-day move
- ±9.2%
- Dividend yield
- 1.40%
DLocal stock news this week
1 headline about DLocal from the past week, newest first, each linking to the publisher.
- dLocal: Why Lower Take Rates Do Not Break The ThesisSeeking Alpha, Sep 22
DLocal peers
DLocal’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| MSFTMicrosoft | Neutral | 17.3% above |
| PLTRPalantir Technologies | Neutral | 15.7% above |
| ORCLOracle | Accumulation | 25.9% below |
| PANWPalo Alto Networks | Neutral | 16.1% above |
| CRWDCrowdStrike | Neutral | 27.2% above |
| CRMSalesforce | Neutral | 5.9% below |
A peer links to its own page where one exists.
DLocal stock FAQ
What is DLocal’s market cap?
DLocal’s market cap is $4.06B at the Sep 28, 2026 close of $13.82, with 178.0M shares outstanding. The shares trade on a P/E ratio of 20.7.
What is the DLocal stock forecast?
The consensus analyst 12-month price target for DLocal is $18.80, +36.0% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is DLocal stock overvalued or undervalued?
On Gekko’s estimate DLocal is undervalued: the Sep 28, 2026 close of $13.82 is 40.7% below Gekko Fair Value of $23.32. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does DLocal report earnings next?
DLocal is expected to report on Nov 11, 2026, after the market closes (43 days away). Analysts expect earnings of $0.22 per share on revenue of $407.8M. DLocal beat the earnings estimate in 6 of its last 8 reports, moving 13.6% on average across the report.
What is DLocal’s 52-week high and low?
DLocal’s 52-week high is $16.78 and its 52-week low is $10.64; it closed at $13.82 on Sep 28, 2026, −4.8% over the past year. Over the last five years the shares peaked at $63.61 on Sep 28, 2021.
Is DLocal stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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