Insider buying last 90 days
No open-market insider purchases were filed for SIGI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SIGI insider filing, plotted on the chart in Gekko.Open SIGI in Gekko
NASDAQ: SIGI
Selective Insurance (SIGI) Stock Analysis & Forecast
Sep 28 close
$85.08−1.04 (−1.2%)
Gekko Brief
AI summarySelective Insurance has drawn a lowered price target from Argus, cut to $96.00, describing the company as a regional property-casualty insurer operating primarily in the New York metropolitan area. This followed a stretch in which the stock held near its 52-week low despite beating second-quarter earnings estimates, reporting EPS of $1.95 against consensus, with a significant rise in investment income that led management to raise guidance for 2026 after-tax net investment income.
SIGI closed at $85.08, down 1.2%, sitting between its 50-day average of $92.22 and 200-day average of $86.89, with a one-month return of -7.8% and a three-month return of -13%, though the six-month return remains positive at 13.9%. The GekkoIndex reads 74.5, placing the stock in the Buying zone. Price sits 11.9% below Gekko Fair Value of $96.61.
The next earnings date falls on 28 October 2026, before the open, 29 days away and outside a typical 20-trading-day holding window; the prior report showed EPS of $2.57 against an estimate of $2.13, with a last reaction of -0.5%. No insider, Congress or unusual options activity appears in the current windows. Seasonality from this point in the calendar has averaged a 2.4% move over the next 20 trading days across 5 years, rising in 2 of them. Analyst views span 2 buy, 3 hold and 1 sell ratings, with a consensus target of $102.86.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Selective Insurance price vs fair value
Close $85.08200-day averageGekko Fair Value $96.61
Selective Insurance quick facts
- Market cap
- $5.07B
- P/E ratio
- 10.8
- Forward P/E
- 9.8
- EPS, TTM
- $8.01
- Revenue, TTM
- $5.47B
- Profit margin
- 9.1%
- Dividend yield
- 1.95%
- Beta
- 0.28
- Volume
- 618,763 avg 473,637
- 1-year return
- +8.5%
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4%
- 50-day average
- $92.22
- 200-day average
- $86.89
- Next earnings
- Oct 28 before open
- Shares outstanding
- 59.57M
Selective Insurance swing-trade checklist
Selective Insurance scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $85.08 sits between the 50-day ($92.22) and 200-day ($86.89) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
74.5, Buying
Reading 74.5 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
11.9% below
Price is 11.9% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 29 days
Next report Oct 28, 2026, 29 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+2.4% on average
From this point in the calendar, the next 20 trading days averaged +2.4% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Selective Insurance stock chart and price history
Selective Insurance closed at $85.08 on Sep 28, 2026, +8.5% over the past year, inside a 52-week range of $72.78 to $100.40.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −7.8%
- 3 months
- −13.0%
- 6 months
- +13.9%
- 1 year
- +8.5%
The full SIGI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SIGI in Gekko
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About Selective Insurance
Selective Insurance provides a range of insurance coverage to businesses, government bodies, nonprofits and individual policyholders across the United States. Its offerings span property protection against damage to buildings and belongings, casualty coverage for workplace injuries and third-party liability claims, and flood insurance, giving it a presence across several lines of personal and commercial risk.
The company organizes its work into four main areas: standard commercial lines, standard personal lines, excess and surplus lines, and an investments segment that manages the capital generated from underwriting. That investment arm holds a mix of fixed income securities, commercial mortgage loans, equities and alternative assets. Selective reaches its customers not through direct sales but through independent retail agents and wholesale general agents who distribute its policies.
Founded in 1926, Selective Insurance is headquartered in Branchville, New Jersey. Its shares trade on the NASDAQ under the ticker SIGI.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Property/Casualty insurance
- Website
- selective.com
Selective Insurance GekkoIndex: the smart money zone
Selective Insurance’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 74.5, in the Buying zone, up 0.7 points over five sessions.
74.5Buying
Up 0.7 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 25 | +0.5% | +5.3% | ||
| Accumulation | 253 | +0.9% | +0.6% | ||
| Neutral | 363 | −0.6% | −0.8% | ||
| Distribution | 24 | −2.2% | −3.9% | ||
| Selling | 7 | Too few readings yet | |||
Average SIGI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the SIGI price, zone by zone.Track SIGI in Gekko
Is Selective Insurance stock overvalued? Gekko Fair Value
Selective Insurance trades 11.9% below Gekko Fair Value of $96.61, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Selective Insurance shares are worth, recalculated every trading day.
$96.61
Gekko Fair Value, Sep 26, 2026
11.9% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open SIGI in Gekko
Selective Insurance insider and Congress trading
No open-market insider purchases were filed for Selective Insurance, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SIGI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SIGI, plotted on the chart in Gekko.Open SIGI in Gekko
Buybacks
Selective Insurance has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $32.38M
- As a share of market cap
- 0.64%
- Trailing four quarters
- $134.5M
From company filings.
Selective Insurance earnings: next date and track record
Selective Insurance reports on Oct 28, 2026, before the open (29 days away), and beat the EPS estimate in 2 of its last 8 reports.
Next earnings report
Oct 28, 2026
Expected before the open, 29 days away
- EPS estimate
- $1.80
- Revenue estimate
- $1.17B
2 of 8reports beat the EPS estimate
±8.1%average move across the report
1 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 27, 2026 AI summary
- What they said
- Selective Insurance Group Q4 and Full Year 2025 earnings call. Management highlighted strong financial results: 2025 ROE 14.4% (operating 14.2%), book value per share up 18%, returned $182M to shareholders via dividends and buybacks. Net premiums written grew 5% for the year. Full-year combined ratio improved to 97.2% (Q4 93.8%), narrowly missing initial guidance but within updated range. Underwriting focus remains primary; strategic investments in geographic expansion, E&S distribution, data/analytics/AI and technology. Q4 drivers: favorable workers' compensation development offsetting unfavorable prior-year emergence in commercial & personal auto and E&S casualty. Management described reserve strengthening in 2024-25 with picks holding up. CFO reported EPS $2.52 GAAP (up 66% YoY), operating EPS $2.57 (up 59%), underlying combined ratio 92.1% for quarter, Standard Commercial Lines combined ratio 92.9% with higher current-year casualty loss costs, pricing increases across lines (GL +9.8%, commercial auto +8.6%, property renewal +12.2%). E&S combined ratio Q4 93.1% and 87.8% for year. Personal Lines combined ratio 103% (deterioration driven by catastrophe and New Jersey prior-year development). Guidance for 2026: underlying combined ratio 90.5%-91.5% (improvement vs 91.8% in 2025), embeds loss trend ~7.5% (3.5% property, 9% casualty), ~0.5 point higher expense ratio for tech investments, operating ROE ~14%. Management emphasized 100th anniversary, strategic priorities. Q&A covered reserves (workers' comp tail study, New Jersey concentrated PYD in personal auto), case reserve setting, E&S reserve $10M across 2020-2023, geographic expansion contributing 1-2 points growth historically, operating leverage target 1.35x-1.55x, capital discipline, retention stable around 82% though not guided, discussion on tech investments being ongoing and expect benefits over time.
- Guidance
- 2026 guidance: underlying combined ratio 90.5%-91.5% (vs 91.8% in 2025). Embedded overall expected loss trend ~7.5% (property 3.5%, casualty 9%; casualty ~10% excluding workers' comp). Expense ratio expected to increase ~0.5 point due to strategic technology investments. Operating ROE implied in the 14% range for 2026. No segment-level combined ratio guidance provided.
- Risks flagged
- Risks discussed: reserving uncertainty from recent accident years (commercial auto, general liability, E&S casualty), concentrated prior-year development in New Jersey for personal auto, social inflation and pro-plaintiff legislative changes (NJ), deceleration in pricing particularly on property and some physical damage in commercial auto, market behavior affecting retention, potential upward pressure on medical severity in workers' comp, and pressure on growth in E&S if market pricing becomes aggressive. Also noted macro/market/interest rate assumptions impacting long-term investment yields.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 27, 2026 | $2.57 est $2.13 | $1.13B est $1.14B | −0.5% |
| Oct 29, 2025 | $1.75 est $1.63 | $1.36B est $1.35B | +0.5% |
| Jul 23, 2025 | $1.31 est $1.55 | $1.33B est $1.35B | −17.5% |
| Apr 23, 2025 | $1.76 est $1.89 | $1.29B est $1.31B | −2.3% |
| Jan 29, 2025 | $1.62 est $1.99 | $1.26B est $1.27B | −13.7% |
| Oct 21, 2024 | $1.40 est $1.64 | $1.24B est $1.09B | −5.4% |
| Jul 18, 2024 | −$1.10 est $1.49 | $1.20B est $1.17B | −18.9% |
| May 2, 2024 | $1.33 est $1.86 | $1.16B est $1.12B | −5.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Selective Insurance stock forecast and analyst price targets
Analysts’ average 12-month price target for Selective Insurance is $102.86, +20.9% from the last close, from 6 firms rating the stock in the last 90 days.
$102.86consensus 12-month target, +20.9% from the last close
Now $85.08Avg $102.86
Low $80High $115
Each firm’s latest rating in the last 90 days: 6 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | Piper Sandler | $97 | +14.0% |
| Sep 21 | RBC Capital | $115 | +35.2% |
| Aug 14 | Oppenheimer | $115 | +35.2% |
| Jul 30 | KBW | $102 | +19.9% |
| Jul 29 | Morgan Stanley | $80 | −6.0% |
+5.3%average 20-day move after past Buying readings
+2.4%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Selective Insurance seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Selective Insurance averaged +2.4% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.8% | 5 of 5 |
| Next 10 trading days | +2.8% | 4 of 5 |
| Next 15 trading days | +4.6% | 5 of 5 |
| Next 20 trading days | +2.4% | 2 of 5 |
| Next 30 trading days | +4.8% | 3 of 5 |
For scale, SIGI’s typical 20-trading-day move in either direction is about 4%.
Selective Insurance market cap and key statistics
Selective Insurance’s market cap is $5.07B, with a P/E ratio of 10.8 and revenue of $5.47B over the last twelve months.
Valuation
- Market cap
- $5.07B
- P/E ratio
- 10.8
- Forward P/E
- 9.8
- EPS, TTM
- $8.01
- Gekko Fair Value
- $96.61
Trading
- Volume
- 618,763
- Avg volume, 20 days
- 473,637
- 52-week high
- $100.40
- 52-week low
- $72.78
- Shares outstanding
- 59.57M
Financials
- Revenue, TTM
- $5.47B
- Profit margin
- 9.1%
- Return on equity
- 14.1%
- Quarterly earnings growth, YoY
- +55.1%
Risk and income
- Beta
- 0.28
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4%
- Dividend yield
- 1.95%
Selective Insurance stock news this week
Coverage of Selective Insurance this week reads neutral: 1 positive, 1 neutral and 1 negative headlines.
- Selective Insurance Group, Inc. (SIGI) Stock ForecastsYahoo! Finance Canada, Sep 24
- Selective Insurance Group, Inc. (SIGI) Stock Price, News, Quote & HistoryYahoo! Finance Canada, Sep 23
- Selective Insurance Group stock holds near its 52-week lowAD HOC NEWS, Sep 23
Selective Insurance peers
Selective Insurance’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| BRK.BBerkshire Hathaway | Accumulation | 3.7% below |
| BRK.ABerkshire Hathaway | Accumulation | 2.8% below |
| CBChubb | Accumulation | 6.2% below |
| TRVTravelers Companies | Accumulation | 1.3% below |
| HIGHartford Insurance | Buying | 11.4% below |
| LLoews | Buying | 15.3% above |
A peer links to its own page where one exists.
Selective Insurance stock FAQ
What is Selective Insurance’s market cap?
Selective Insurance’s market cap is $5.07B at the Sep 28, 2026 close of $85.08, with 59.57M shares outstanding. The shares trade on a P/E ratio of 10.8.
What is the Selective Insurance stock forecast?
The consensus analyst 12-month price target for Selective Insurance is $102.86, +20.9% from the last close. Of the 6 firms that rated the stock in the last 90 days, 2 rate it a buy, 3 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is Selective Insurance stock overvalued or undervalued?
On Gekko’s estimate Selective Insurance is undervalued: the Sep 28, 2026 close of $85.08 is 11.9% below Gekko Fair Value of $96.61. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Selective Insurance report earnings next?
Selective Insurance is expected to report on Oct 28, 2026, before the market opens (29 days away). Analysts expect earnings of $1.80 per share on revenue of $1.17B. Selective Insurance beat the earnings estimate in 2 of its last 8 reports, moving 8.1% on average across the report.
What is Selective Insurance’s 52-week high and low?
Selective Insurance’s 52-week high is $100.40 and its 52-week low is $72.78; it closed at $85.08 on Sep 28, 2026, +8.5% over the past year. Over the last five years the shares peaked at $109.58 on Mar 28, 2024.
Is Selective Insurance stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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