Oct 12 close
Kemper's stock this week reflects a reckoning with its Q2 2026 results, in which the company reported a GAAP net loss of $464.8 million, driven primarily by a $460 million non-cash goodwill impairment in its specialty auto segment, alongside sequential improvement in adjusted consolidated net operating income to $26.3 million. Sell-side brokerages collectively rate the stock "Reduce," with three analysts recommending sell, four hold, and two buy, and an average 12-month price target of $43.25, while Pomerantz LLP has disclosed an investigation into potential securities fraud tied to increased minimum liability limits and higher loss costs. Separately, Kemper restructured its executive team, creating a new Distribution & Marketing organization and naming new leaders for P&C Claims and Kemper Life.
Kemper closed at $27.61, up 2.4%, sitting between its 50-day average of $27.10 and 200-day average of $30.43. The GekkoIndex reads 53.8, placing the stock in the Neutral zone, down from a five-day change of -8.1. Price remains 10.4% below Gekko Fair Value of $30.80.
Kemper next reports earnings on 4 November 2026, after close, 23 days away and within a typical 20-trading-day holding window; its average absolute reaction to prior reports has been 8.7%. Over the last 90 days, insiders made 3 open-market purchases totaling $315,010. Seasonally, the next 20 trading days have averaged a 1.3% gain over five years, rising in 2 of those years.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Kemper scores 2 supportive, 3 mixed and 1 headwind across the 6 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive3 mixed1 headwind
Averages disagree
Close $27.61 sits between the 50-day ($27.10) and 200-day ($30.43) averages, or the averages disagree.
See the chart53.8, Neutral
Reading 53.8 is in the Neutral zone.
See the GekkoIndex10.4% below
Price is 10.4% below Gekko Fair Value (more than 5% below).
See fair valueLeans bullish
Last 90 days: 3 open-market insider purchases.
See smart moneyReports in 23 days
Reports on Nov 4, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings+1.3% on average
From this point in the calendar, the next 20 trading days averaged +1.3% over 5 years, rising in 2 of them.
See seasonalityA description of current data, not a recommendation. How this page works
Kemper closed at $27.61 on Oct 12, 2026, −44.0% over the past year, inside a 52-week range of $22.69 to $50.52.
Use the left and right arrow keys to read daily values.
Put KMPR on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Kemper operates as an insurance holding company, offering property and casualty coverage along with life and health policies across the United States. Individuals can obtain auto, homeowners', renters', fire, umbrella, and general liability protection, while businesses can access commercial auto insurance. The company is particularly associated with this broad mix of personal and commercial insurance lines sold under one roof.
The business runs through three main segments, covering specialty property and casualty insurance, preferred property and casualty insurance, and life and health insurance. On the life and health side, Kemper provides permanent and term life insurance, supplemental accident and health coverage, Medicare supplement plans, fixed hospital indemnity, home health care services, specified disease policies, and accident-only plans, aimed at customers in rural, suburban, and urban settings. These products reach policyholders mainly through independent agents and brokers rather than a direct sales force.
Kemper was established in 1990 and is headquartered in Chicago, Illinois. It previously traded as Unitrin, Inc. before adopting its current name in August 2011. Its shares are listed on the NYSE under the ticker KMPR.
Kemper’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 53.8, in the Neutral zone, down 8.1 points over five sessions.
Down 8.1 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 50 | −1.6% | −1.6% | ||
| Accumulation | 280 | −0.2% | −1.8% | ||
| Neutral (current zone) | 336 | −0.4% | −2.1% | ||
| Distribution | 15 | −1.0% | −3.8% | ||
| Selling | 1 | Too few readings yet | |||
Average KMPR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
Kemper trades 10.4% below Gekko Fair Value of $30.80, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Kemper shares are worth, recalculated every trading day.
$30.80
Gekko Fair Value, Oct 10, 2026
10.4% Undervalued
At the end of Aug 2026 the price was 15.6% below the estimate.
Insiders filed 3 open-market purchases in Kemper worth $315K, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
$315Kin 3 open-market purchases
| Filed | Insider | Type | Value |
|---|---|---|---|
| Aug 13 | Stephen J Mcanena President and CEO | Purchase | $80K |
| Aug 11 | Jason N Gorevic Director | Purchase | $130K |
| Aug 11 | Gerald Laderman Director | Purchase | $106K |
From Form 4 filings, dated to when each was filed.
No trades in KMPR were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Kemper has been buying back its own shares.
From company filings.
Kemper reports on Nov 4, 2026, after the close (23 days away), and beat the EPS estimate in 4 of its last 8 reports.
Nov 4, 2026
Expected after the close, 23 days away
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 5, 2026 | $0.45 est $0.32 | $1.09B est $1.16B | +1.4% |
| May 6, 2026 | $0.21 est $0.80 | $1.11B est $1.17B | −10.6% |
| Feb 4, 2026 | $0.25 est $0.85 | $1.13B est $1.18B | −12.2% |
| Nov 5, 2025 | $0.33 est $1.33 | $1.24B est $1.22B | −16.5% |
| Aug 5, 2025 | $1.30 est $1.52 | $1.23B est $1.27B | −20.5% |
| May 7, 2025 | $1.65 est $1.48 | $1.19B est $1.21B | +1.4% |
| Feb 5, 2025 | $1.78 est $1.36 | $1.18B est $1.16B | +5.3% |
| Oct 30, 2024 | $1.62 est $1.30 | $1.18B est $1.03B | −2.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Analysts’ average 12-month price target for Kemper is $36.33, +31.6% from the last close, from 4 firms rating the stock in the last 90 days.
Each firm’s latest rating in the last 90 days: 4 firms.
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 27 | TD Cowen | $42 | +52.1% |
| Aug 10 | UBS | $43 | +55.7% |
| Aug 6 | William Blair | — | — |
| Aug 6 | Piper Sandler | $28 | +1.4% |
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Over the next 20 trading days from Oct 10, Kemper averaged +1.3% across the last 5 years, rising in 2 of them.
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.4% | 4 of 5 |
| Next 10 trading days | +1.2% | 2 of 5 |
| Next 15 trading days | −0.1% | 2 of 5 |
| Next 20 trading days | +1.3% | 2 of 5 |
| Next 30 trading days | +1.6% | 2 of 5 |
For scale, KMPR’s typical 20-trading-day move in either direction is about 6.1%.
Kemper’s market cap is $1.63B and revenue of $4.59B over the last twelve months.
Coverage of Kemper this week reads negative: 1 positive, 0 neutral and 4 negative headlines.
Kemper’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| BRK.ABerkshire Hathaway | Neutral | 0.1% above |
| BRK.BBerkshire Hathaway | Neutral | 1.2% below |
| CBChubb | Neutral | 1.8% below |
| TRVTravelers Companies | Neutral | 1.6% above |
| HIGHartford Insurance | Neutral | 7.1% below |
| MKLMarkel | Neutral | 3.3% below |
A peer links to its own page where one exists.
Kemper’s market cap is $1.63B at the Oct 12, 2026 close of $27.61, with 58.87M shares outstanding.
The consensus analyst 12-month price target for Kemper is $36.33, +31.6% from the last close. Of the 4 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.
On Gekko’s estimate Kemper is undervalued: the Oct 12, 2026 close of $27.61 is 10.4% below Gekko Fair Value of $30.80. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
Kemper is expected to report on Nov 4, 2026, after the market closes (23 days away). Analysts expect earnings of $0.56 per share on revenue of $1.07B. Kemper beat the earnings estimate in 4 of its last 8 reports, moving 8.7% on average across the report.
Kemper’s 52-week high is $50.52 and its 52-week low is $22.69; it closed at $27.61 on Oct 12, 2026, −44.0% over the past year. Over the last five years the shares peaked at $73.01 on Nov 25, 2024.
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 6 items with data read as supportive (fair value and smart money), 3 as mixed (trend, gekkoindex and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,408 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.Type a ticker or company name. Press Esc to close.