KB Financial (KB) Stock Analysis & Forecast

KB Financial Group Inc. Finance sector. Market cap $44.57B.

$126.93−2.89 (−2.2%)

Close on Sep 18, 2026. Page updated Sep 19, 9:17 pm ET.

Gekko Brief

AI summary

KB Financial closes at $126.93, down 2.2% on the day but sitting above both its 50-day average of $121.94 and its 200-day average of $106.30, with the shorter average above the longer one. The GekkoIndex reads 55.5, placing the stock in the Neutral zone. Against Gekko Fair Value of $144.43, the current price leaves a gap of -12.1%.

Recent coverage centers on leadership and capital actions alongside stock-screen mentions. Lee Jae-keun, the newly selected chairman of KB Financial Group, has said he intends to expand the company's reach beyond Korea and set new industry standards. Separately, KB Financial Group has added a KRW 300 billion unsecured bond issue under its 2026 debt program to support operations and regulatory capital. Other items include screens flagging the stock for price strength and momentum, and a note on a $212 DCF estimate.

Over the next 20 trading days, the next earnings report is set for 29 October 2026, before the open, 39 days out and outside that window; the prior quarter posted EPS of $3.49 against an estimate of $3.48, with a 0% reaction, and the company has beaten estimates in 5 of the last 8 quarters. Seasonality over 5 years shows an average 20-day return of 1.3%, positive in 2 of those years. One covering firm carries a buy rating with a consensus target of $178.16. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $126.93200-day averageGekko Fair Value $144.43

Key stats

Market cap
$44.57B
P/E ratio
10.5
Forward P/E
3.8
EPS, TTM
$12.37
Revenue, TTM
$17.20T
Profit margin
36.5%
Dividend yield
2.55%
Beta
0.63
Volume
157,298 avg 154,175
1-year return
+48.3%
Typical daily move
±3%
Typical 20-day move
±5.4%
50-day average
$121.94
200-day average
$106.30
Next earnings
Oct 29 before open
Shares outstanding
351.1M
52-week range
$77.44$133.29

KB Financial swing-trade checklist

KB Financial scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive2 mixed0 headwinds

  • Trendsupportive

    Above 50 and 200-day

    Close $126.93 is above the 50-day ($121.94) and 200-day ($106.30) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    55.5, Neutral

    Reading 55.5 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuesupportive

    12.1% below

    Price is 12.1% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 39 days

    Next report Oct 29, 2026, 39 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +1.3% on average

    From this point in the calendar, the next 20 trading days averaged +1.3% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

KB Financial stock chart and price history

KB Financial closed at $126.93 on Sep 18, 2026, +48.3% over the past year, inside a 52-week range of $77.44 to $133.29.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+9.4%
3 months
+18.9%
6 months
+22.7%
1 year
+48.3%
The full KB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open KB in Gekko

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About KB Financial

KB Financial provides banking and related financial services to individuals and businesses in South Korea and beyond. It handles everyday consumer banking alongside corporate lending, and it has built a broad presence across insurance, brokerage and card services rather than sticking to a single line of business.

The group is structured around several business lines, including corporate and retail banking, securities, non-life and life insurance, credit cards, and other banking services. Its customers range from large corporations and smaller enterprises to home offices and individual households, who use its deposit accounts, loans, investment banking, brokerage, and insurance products. Beyond these core areas, it also offers foreign exchange, leasing, real estate trust management, credit assessment, asset management, and technology and advisory services that support its main banking and insurance operations.

KB Financial was founded in 2008 and is based in Seoul, South Korea. Its shares are listed under the ticker KB.

Sector
Finance
Website
kbfg.com

KB Financial GekkoIndex: the smart money zone

KB Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 55.5, in the Neutral zone, up 7.8 points over five sessions.

010055.5Neutral

Up 7.8 points over five sessions.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying25+1.9%+3.1%+10.3%+16.3%
Accumulation159+1.7%+3.5%+5.4%+12.1%
Neutral (current zone)378+0.5%+0.8%+1.9%+6.1%
Distribution53+0.5%+2.3%+4.8%+7.3%
Selling0Not available

Average KB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the KB price, zone by zone.Track KB in Gekko

Is KB Financial stock overvalued? Gekko Fair Value

KB Financial trades 12.1% below Gekko Fair Value of $144.43, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what KB Financial shares are worth, recalculated every trading day.

$144.43

Gekko Fair Value, Sep 19, 2026

12.1% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open KB in Gekko

KB Financial insider and Congress trading

No open-market insider purchases were filed for KB Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for KB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every KB insider filing, plotted on the chart in Gekko.Open KB in Gekko

Congress trades last 90 days

No trades in KB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for KB, plotted on the chart in Gekko.Open KB in Gekko

KB Financial earnings: next date and track record

KB Financial reports on Oct 29, 2026, before the open (39 days away), and beat the EPS estimate in 5 of its last 8 reports.

5 of 8reports beat the EPS estimate
±3.2%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

+10.0%Apr ’240.0%Aug ’24−1.4%Oct ’24−5.8%Feb ’25+2.2%Apr ’25+2.0%Jul ’25−4.5%Nov ’250.0%Apr ’26

Last earnings call, Apr 23, 2026 AI summary

What they said
KB Financial Group's 2026 Q1 results presentation opened with the IR head introducing CFO Sang-Rok Na, who described shareholder return policy actions (cancellation of treasury shares ~14.26 million shares, representing 3.8% of issued shares) and emphasized strong commitment to shareholder value. CFO highlighted improvements in per-share metrics and bank core deposits growth. The prepared remarks were brief, quickly followed by Q&A. In Q&A, analysts asked about capital (CET1 ratio, RWA allocation and RORWA), impacts of regulatory changes and FX on capital, role of nonbank subsidiaries, NIM/margin outlook, loan growth targets and credit cost guidance, operational risk RWA and ELS compensation recognition, NPL coverage and provisioning strategy, and overseas subsidiaries' contribution. Management (CFO and other executives) responded with: RWA split (70% bank, 15% securities, 15% others), stable capital management priority, inability to provide detailed RWA allocation metrics on the spot, expectation that regulatory rationalization effects will be mixed and not immediate, CET1 around 13.5% at Q2 end, shareholder return policy tied to 13% (unclear phrasing), buyback/cancellation decisions, bank NIM at 1.77% in Q1 with slight q/q improvement and expectation of slight increase given base rate trends, loan growth guidance: household loans 1-2%, corporate loans 6-7%, overall bank credit growth ~4% for year, conservative provisioning stance with CCR around 120% for NPL coverage noted earlier but Q had 40 bps CCR (credit cost 40bps per the question), management expects to remain conservative on provisioning but will pursue NPL reduction via write-offs/sales, operational risk RWA and ELS compensation: KRW 745bn paid and recognition in H1 next year could give ~20bps positive CET1; Bukopin and global units expected to contribute 5% rising to 6-7% of earnings; sensitivity of CET1 to FX impact around 15-19bps; SG&A rose ~10% Q/Q and loan growth targets and credit cost discussed; management generally cautious but confident with proactive measures. Call concluded after ~40 minutes.
Guidance
- Loan growth: household loans 1-2%, corporate loans 6-7%, overall bank credit growth target ~4% for the year. - Bank NIM: Q1 bank NIM 1.77%, management expects a slight increase vs prior plan due to interest rate environment (no explicit numeric guidance beyond trend). - CET1 ratio: cited Q2-end standing 13.5% and management aims for stable capital management; ELS-related recognition in H1 next year could add ~20bps to CET1. - Profit contribution from global/Bukopin: expected to rise from ~5% to ~6-7% of group earnings (prudent estimate).
Risks flagged
- FX rate sensitivity: FX movements reduced CET1 by ~15-19bps in Q1; FX remains a major external driver. - Operational risk/ELS: KRW 745bn voluntary compensation paid; regulatory recognition change could affect CET1 but the fine/penalty amounts uncertain (KRW 97bn provisioned noted). - Macroeconomic/geopolitical risks: Middle East conflict could pressure FX and asset quality. - NPLs and provisioning: NPL coverage and potential need for ongoing conservative provisioning; NPLs require active write-offs/sales. - Regulatory uncertainty: capital relief measures not finalized; negotiations with regulators ongoing.
ReportedEPSSurpriseRevenueSurpriseMove
Apr 23, 2026$3.49
est $3.48
+0.4%$1.80B
est $3.23B
−44.4%0.0%
Nov 14, 2025$4,453.00
est $4,502.02
−1.1%$3.05B
est $3.15B
−3.4%−4.5%
Jul 24, 2025$4,565.00
est $4,375.57
+4.3%$3.32B
est $3.24B
+2.5%+2.0%
Apr 24, 2025$4,384.00
est $4,253.00
+3.1%$6.52B
est $3.05B
+114.1%+2.2%
Feb 5, 2025$1,558.00
est $1,591.75
−2.1%−5.8%
Oct 23, 2024$4,216.00
est $3,650.21
+15.5%$3.26B
est $3.11B
+5.0%−1.4%
Aug 14, 2024$4,368.00
est $3,722.78
+17.3%$3.29B
est $3.17B
+3.8%0.0%
Apr 25, 2024$1.94
est $1.99
−2.5%+10.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

KB Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for KB Financial is $178.16, +40.4% from the last close, from 1 firm rating the stock in the last 90 days.

$178.16consensus 12-month target, +40.4% from the last close
Buy1
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 7Bank of America SecuritiesBuy, maintained$162.90+28.3%
+1.9%average 20-day move after past Neutral readings
+1.3%average move over the next 20 trading days in the last 5 years
±3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

KB Financial seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, KB Financial averaged +1.3% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+10.2%2021−11.5%2022−1.5%2023+8.1%2024−3.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−3.4%1 of 5
Next 10 trading days−2.3%1 of 5
Next 15 trading days−1.4%3 of 5
Next 20 trading days+1.3%2 of 5
Next 30 trading days+0.5%2 of 5

For scale, KB’s typical 20-trading-day move in either direction is about 5.4%.

KB Financial market cap and key statistics

KB Financial’s market cap is $44.57B, with a P/E ratio of 10.5 and revenue of $17.20T over the last twelve months.

Valuation

Market cap
$44.57B
P/E ratio
10.5
Forward P/E
3.8
EPS, TTM
$12.37
Gekko Fair Value
$144.43

Trading

Volume
157,298
Avg volume, 20 days
154,175
52-week high
$133.29
52-week low
$77.44
Shares outstanding
351.1M

Financials

Revenue, TTM
$17.20T
Profit margin
36.5%
Return on equity
10.2%
Quarterly earnings growth, YoY
+20.7%

Risk and income

Beta
0.63
Typical daily move
±3%
Typical 20-day move
±5.4%
Dividend yield
2.55%

KB Financial stock news this week

Coverage of KB Financial this week reads neutral: 1 positive, 2 neutral and 0 negative headlines.

News sentiment neutral

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KB Financial stock FAQ

What is KB Financial’s market cap?

KB Financial’s market cap is $44.57B at the Sep 18, 2026 close of $126.93, with 351.1M shares outstanding. The shares trade on a P/E ratio of 10.5.

What is the KB Financial stock forecast?

The consensus analyst 12-month price target for KB Financial is $178.16, +40.4% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is KB Financial stock overvalued or undervalued?

On Gekko’s estimate KB Financial is undervalued: the Sep 18, 2026 close of $126.93 is 12.1% below Gekko Fair Value of $144.43. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does KB Financial report earnings next?

KB Financial is expected to report on Oct 29, 2026, before the market opens (39 days away). Analysts expect earnings of $3.61 per share on revenue of $3.40B. KB Financial beat the earnings estimate in 5 of its last 8 reports, moving 3.2% on average across the report.

What is KB Financial’s 52-week high and low?

KB Financial’s 52-week high is $133.29 and its 52-week low is $77.44; it closed at $126.93 on Sep 18, 2026, +48.3% over the past year.

Is KB Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (trend, fair value and earnings risk), 2 as mixed (gekkoindex and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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