KB Financial (KB) Stock Analysis & Forecast

Nov 4 close

$114.98+4.05 (+3.7%)
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Gekko Brief

AI summaryNov 4 close

KB Financial's week centers on its Q3 2026 results and a leadership development. The company reported cumulative nine-month net profit of KRW 5,792.1 billion, up 13.1% YoY, with group ROE improving to 13.89%. Net interest income rose 2.9% YoY to KRW 9,985.3 billion on 3.5% YTD loan growth, while non-interest income surged 27.3% YoY, with fee income topping KRW 1 trillion for four straight quarters. EPS beat estimates by 4.5%, prompting a reiterated "Buy" rating from at least one analyst, though shares reacted -2.3% on the print. Separately, proxy adviser ISS backed Lee Jae-keun's appointment as inside director, raising the likelihood of his elevation to chairman and setting up a possible year-end shakeup of affiliate CEOs.

KB closed at $114.98, up 3.7% on the day, though the stock remains down 7.8% over one month and 5.2% over three months despite a 39.8% one-year return. The close sits between the 50-day average of $122.77 and the 200-day average of $111.84, reflecting a mixed trend. The GekkoIndex reads 65.9, placing KB in the Accumulation zone, and the price sits 18% below the Gekko Fair Value of $140.28.

The next earnings date falls on 9 February 2027, 96 days out, beyond a typical 20-trading-day hold. No insider, Congress, or unusual options activity appears in the respective windows. Seasonally, the next 20 trading days have averaged a 5.1% return over 5 years, rising in 4 of them, a pattern worth noting alongside the pending chairman decision.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

KB Financial price vs fair value

$140.28$114.98Nov ’25May ’26Nov ’26
Close $114.98200-day averageGekko Fair Value $140.28

KB Financial quick facts

Market cap
$40.63B
P/E ratio
9.6
Forward P/E
3.8
EPS, TTM
$11.65
Revenue, TTM
$37.71T
Profit margin
17.2%
Dividend yield
2.96%
Beta
0.66
Volume
239,706 avg 266,439
1-year return
+39.8%
Typical daily move
±2.5%
Typical 20-day move
±5.6%
50-day average
$122.77
200-day average
$111.84
Next earnings
Feb 9 before open
Shares outstanding
347.1M
52-week range
$81.36$133.29

KB Financial swing-trade checklist

KB Financial scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $114.98 sits between the 50-day ($122.77) and 200-day ($111.84) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    65.9, Accumulation

    Reading 65.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    18.0% below

    Price is 18% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 96 days

    Next report Feb 9, 2027, 96 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +5.1% on average

    From this point in the calendar, the next 20 trading days averaged +5.1% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

KB Financial stock chart and price history

KB Financial closed at $114.98 on Nov 4, 2026, +39.8% over the past year, inside a 52-week range of $81.36 to $133.29.

5Y and weekly in Gekko
Close50-day average200-day averageVolume
KB Financial share price, past year, with 50-day and 200-day moving averages and volume$80$100$120DecJan 2026FebMarAprMayJunJulAugSepOct114.98

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−7.8%
3 months
−5.2%
6 months
+3.7%
1 year
+39.8%
The full KB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open KB in Gekko

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About KB Financial

KB Financial provides banking and related financial services to individuals and businesses in South Korea and beyond. It handles everyday consumer banking alongside corporate lending, and it has built a broad presence across insurance, brokerage and card services rather than sticking to a single line of business.

The group is structured around several business lines, including corporate and retail banking, securities, non-life and life insurance, credit cards, and other banking services. Its customers range from large corporations and smaller enterprises to home offices and individual households, who use its deposit accounts, loans, investment banking, brokerage, and insurance products. Beyond these core areas, it also offers foreign exchange, leasing, real estate trust management, credit assessment, asset management, and technology and advisory services that support its main banking and insurance operations.

KB Financial was founded in 2008 and is based in Seoul, South Korea. Its shares are listed under the ticker KB.

Sector
Finance
Website
kbfg.com

KB Financial GekkoIndex: the smart money zone

KB Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.9, in the Accumulation zone, down 3.2 points over five sessions.

010065.9Accumulation

Down 3.2 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying25+1.9%+3.1%+10.3%+16.3%
Accumulation (current zone)172+1.4%+3.1%+5.3%+12.1%
Neutral400+0.4%+0.6%+1.7%+5.8%
Distribution53+0.5%+2.2%+4.6%+7.3%
Selling0Not available

Average KB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the KB price, zone by zone.Track KB in Gekko

Is KB Financial stock overvalued? Gekko Fair Value

KB Financial trades 18.0% below Gekko Fair Value of $140.28, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what KB Financial shares are worth, recalculated every trading day.

$140.28

Gekko Fair Value, Nov 4, 2026

18.0% Undervalued

At the end of Aug 2026 the price was 20.8% below the estimate.

Gekko Fair ValueShare price, month end
$140$111Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open KB in Gekko

KB Financial insider and Congress trading

No open-market insider purchases were filed for KB Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for KB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every KB insider filing, plotted on the chart in Gekko.Open KB in Gekko

Congress trades last 90 days

No trades in KB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for KB, plotted on the chart in Gekko.Open KB in Gekko

KB Financial earnings: next date and track record

KB Financial reports on Feb 9, 2027, before the open (96 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±2.4%average move across the report
2 of 8reports followed by a gain

Share-price move across each report

−1.4%Oct ’24−5.8%Feb ’25+2.2%Apr ’25+2.0%Jul ’25−4.5%Nov ’250.0%Apr ’26−1.3%Jul ’26−2.3%Oct ’26

Last earnings call, Oct 29, 2026 AI summary

What they said
KB Financial Group reported Q3 2026 cumulative net profit of KRW 5,792.1 billion, up 13.1% YoY, with group ROE improving 1.1pp to 13.89%. Net interest income grew 2.9% YoY to KRW 9,985.3 billion, supported by 3.5% YTD loan growth to KRW 391 trillion. Non-interest income surged 27.3% YoY to KRW 4,758.8 billion, with fee income exceeding KRW 1 trillion for four consecutive quarters. BOD approved Q3 cash dividend of KRW 1,167/share, up 25.5% YoY.
Guidance
Management expects NIM improvement as July-August base rate hikes reprice loan assets in Q4, with bank NIM currently at 1.72%. KB plans to grow low-cost deposits, rebalance household loan portfolios toward productive finance, and diversify revenue streams to sustain earnings growth.
ReportedEPSSurpriseRevenueSurpriseMove
Oct 29, 2026$3.93
est $3.66		+7.4%$3.47B
est $3.53B		−1.8%−2.3%
Jul 23, 2026$3.74
est $3.51		+6.6%$3.49B
est $3.28B		+6.5%−1.3%
Apr 23, 2026$3.49
est $3.31		+5.4%$1.80B
est $3.23B		−44.4%0.0%
Nov 14, 2025$4,453.00
est $4,502.02		−1.1%$3.05B
est $3.15B		−3.4%−4.5%
Jul 24, 2025$4,565.00
est $4,375.57		+4.3%$3.32B
est $3.24B		+2.5%+2.0%
Apr 24, 2025$4,384.00
est $4,253.00		+3.1%$6.52B
est $3.05B		+114.1%+2.2%
Feb 5, 2025$1,558.00
est $1,591.75		−2.1%——−5.8%
Oct 23, 2024$4,216.00
est $3,650.21		+15.5%$3.26B
est $3.11B		+5.0%−1.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

KB Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for KB Financial is $166.39, +44.7% from the last close.

$166.39consensus 12-month target, +44.7% from the last close
+5.3%average 20-day move after past Accumulation readings
+5.1%average move over the next 20 trading days in the last 5 years
±2.5%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

KB Financial seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, KB Financial averaged +5.1% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+2.2%2021+16.0%2022−5.5%2023+3.7%2024+6.8%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.4%4 of 5
Next 10 trading days+2.2%5 of 5
Next 15 trading days+2.2%3 of 5
Next 20 trading days+5.1%4 of 5
Next 30 trading days+1.6%3 of 5

For scale, KB’s typical 20-trading-day move in either direction is about 5.6%.

KB Financial market cap and key statistics

KB Financial’s market cap is $40.63B, with a P/E ratio of 9.6 and revenue of $37.71T over the last twelve months.

Valuation

Market cap
$40.63B
P/E ratio
9.6
Forward P/E
3.8
EPS, TTM
$11.65
Gekko Fair Value
$140.28

Trading

Volume
239,706
Avg volume, 20 days
266,439
52-week high
$133.29
52-week low
$81.36
Shares outstanding
347.1M

Financials

Revenue, TTM
$37.71T
Profit margin
17.2%
Return on equity
10.2%
Quarterly earnings growth, YoY
+21.1%

Risk and income

Beta
0.66
Typical daily move
±2.5%
Typical 20-day move
±5.6%
Dividend yield
2.96%

KB Financial stock news this week

Coverage of KB Financial this week reads positive: 5 positive, 3 neutral and 0 negative headlines.

News sentiment positive

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KB Financial stock FAQ

What is KB Financial’s market cap?

KB Financial’s market cap is $40.63B at the Nov 4, 2026 close of $114.98, with 347.1M shares outstanding. The shares trade on a P/E ratio of 9.6.

What is the KB Financial stock forecast?

The consensus analyst 12-month price target for KB Financial is $166.39, +44.7% from the last close. Gekko doesn’t publish price predictions of its own.

Is KB Financial stock overvalued or undervalued?

On Gekko’s estimate KB Financial is undervalued: the Nov 4, 2026 close of $114.98 is 18.0% below Gekko Fair Value of $140.28. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does KB Financial report earnings next?

KB Financial is expected to report on Feb 9, 2027, before the market opens (96 days away). Analysts expect earnings of $1.78 per share on revenue of $3.26B. KB Financial beat the earnings estimate in 6 of its last 8 reports, moving 2.4% on average across the report.

What is KB Financial’s 52-week high and low?

KB Financial’s 52-week high is $133.29 and its 52-week low is $81.36; it closed at $114.98 on Nov 4, 2026, +39.8% over the past year.

Is KB Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

Built and overseen by Jared Mann

Founder of Gekko.app. Jared has traded stocks and ETFs for more than 20 years and has a financial industry background.

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