Insider buying last 90 days
No open-market insider purchases were filed for TRST in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TRST insider filing, plotted on the chart in Gekko.Open TRST in Gekko
NASDAQ: TRST
TrustCo Bank Corp NY (TRST) Stock Analysis & Forecast
Oct 12 close
$54.26+0.67 (+1.3%)
Gekko Brief
AI summaryOct 12 closeThis week's coverage of TrustCo Bank Corp NY (TRST) offered little in the way of new fundamental developments, with one piece noting it contained no specific forecasts despite its title, and another comparing TRST against Northeast Bancorp on institutional ownership, earnings, valuation, profitability and dividends. No results, guidance, deal or regulatory news accompanied these items.
TRST closes at $54.26, up 1.3%, sitting between its 50-day average of $56.46 and its 200-day average of $50.01. Over the past month the stock is down 7.2%, though it remains up 15.7% over six months and 51.1% over the past year, with a 52-week range of $34.31 to $59.28. The GekkoIndex reads 62.9, placing TRST in the Accumulation zone, up 1.7 over five days. Price sits 21.5% above Gekko Fair Value of $44.65.
Earnings are due on 20 October 2026, seven days away, falling inside a typical 20-trading-day holding window. No insider, Congress or unusual options activity appears in their respective windows. Seasonally, the next 20 trading days from this point in the calendar have averaged a 10.1% return over 5 years, rising in 4 of those years. The consensus target stands at 26, with a consensus upside figure of -52.1%.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
TrustCo Bank Corp NY price vs fair value
Close $54.26200-day averageGekko Fair Value $44.65
TrustCo Bank Corp NY quick facts
- Market cap
- $923.9M
- P/E ratio
- 15.1
- Forward P/E
- 14
- EPS, TTM
- $3.62
- Revenue, TTM
- $194.8M
- Profit margin
- 33.4%
- Dividend yield
- 2.80%
- Beta
- 0.66
- Volume
- 78,531 avg 132,887
- 1-year return
- +51.1%
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±4.7%
- 50-day average
- $56.46
- 200-day average
- $50.01
- Next earnings
- Oct 20
- Shares outstanding
- 17.03M
TrustCo Bank Corp NY swing-trade checklist
TrustCo Bank Corp NY scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $54.26 sits between the 50-day ($56.46) and 200-day ($50.01) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.9, Accumulation
Reading 62.9 is in the Accumulation zone.
See the GekkoIndex - Fair valueheadwind
21.5% above
Price is 21.5% above Gekko Fair Value (more than 5% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 8 days
Reports on Oct 20, 2026, 8 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+10.1% on average
From this point in the calendar, the next 20 trading days averaged +10.1% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
TrustCo Bank Corp NY stock chart and price history
TrustCo Bank Corp NY closed at $54.26 on Oct 12, 2026, +51.1% over the past year, inside a 52-week range of $34.31 to $59.28.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −7.2%
- 3 months
- −0.6%
- 6 months
- +15.7%
- 1 year
- +51.1%
The full TRST chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TRST in Gekko
Follow TrustCo Bank Corp NY through every session
Put TRST on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About TrustCo Bank Corp NY
TrustCo Bank Corp NY is the holding company for Trustco Bank, a federally regulated savings institution that serves individuals, partnerships, and businesses. Its banking work covers everyday deposit taking, lending, and investment services, making it a point of contact for customers handling routine financial matters as well as larger transactions.
Beyond standard banking, the company operates as a real estate investment trust, holding and managing mortgage-related assets such as residential home loans and mortgage-backed securities. It also carries out fiduciary duties, acting as executor of estates and trustee for personal trusts, while offering wealth management, estate planning, and custodial services. On top of this, it administers employee benefit plans, pension schemes, and profit-sharing trusts in a trustee capacity, giving it a role that extends into workplace and retirement planning for corporate clients.
Founded in 1902, TrustCo Bank Corp NY is headquartered in Glenville, New York. Its branch and ATM network spans five states, including New York, New Jersey, Vermont, Massachusetts, and Florida. The company's shares are listed on the NASDAQ under the ticker TRST.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Savings banks
- Website
- trustcobank.com
TrustCo Bank Corp NY GekkoIndex: the smart money zone
TrustCo Bank Corp NY’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.9, in the Accumulation zone, up 1.7 points over five sessions.
62.9Accumulation
Up 1.7 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 28 | +1.0% | +1.7% | ||
| Accumulation (current zone) | 179 | +0.8% | +5.3% | ||
| Neutral | 419 | +0.3% | +1.8% | ||
| Distribution | 50 | +1.3% | −2.4% | ||
| Selling | 6 | Too few readings yet | |||
Average TRST share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the TRST price, zone by zone.Track TRST in Gekko
Is TrustCo Bank Corp NY stock overvalued? Gekko Fair Value
TrustCo Bank Corp NY trades 21.5% above Gekko Fair Value of $44.65, so the shares are overvalued on Gekko’s estimate.
Gekko’s own estimate of what TrustCo Bank Corp NY shares are worth, recalculated every trading day.
$44.65
Gekko Fair Value, Oct 10, 2026
21.5% Overvalued
At the end of Aug 2026 the price was 55.6% above the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open TRST in Gekko
TrustCo Bank Corp NY insider and Congress trading
No open-market insider purchases were filed for TrustCo Bank Corp NY, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TRST were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TRST, plotted on the chart in Gekko.Open TRST in Gekko
Buybacks
TrustCo Bank Corp NY has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $24.57M
- As a share of market cap
- 2.66%
- Trailing four quarters
- $81.28M
From company filings.
TrustCo Bank Corp NY earnings: next date and track record
TrustCo Bank Corp NY reports on Oct 20, 2026 (8 days away).
Next earnings report
Oct 20, 2026
8 days away
TrustCo Bank Corp NY stock forecast and analyst price targets
Analysts’ average 12-month price target for TrustCo Bank Corp NY is $26.00, −52.1% from the last close.
$26.00consensus 12-month target, −52.1% from the last close
+5.3%average 20-day move after past Accumulation readings
+10.1%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
TrustCo Bank Corp NY seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, TrustCo Bank Corp NY averaged +10.1% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.5% | 3 of 5 |
| Next 10 trading days | +2.6% | 4 of 5 |
| Next 15 trading days | +5.6% | 4 of 5 |
| Next 20 trading days | +10.1% | 4 of 5 |
| Next 30 trading days | +11.3% | 4 of 5 |
For scale, TRST’s typical 20-trading-day move in either direction is about 4.7%.
TrustCo Bank Corp NY market cap and key statistics
TrustCo Bank Corp NY’s market cap is $923.9M, with a P/E ratio of 15.1 and revenue of $194.8M over the last twelve months.
Valuation
- Market cap
- $923.9M
- P/E ratio
- 15.1
- Forward P/E
- 14
- EPS, TTM
- $3.62
- Gekko Fair Value
- $44.65
Trading
- Volume
- 78,531
- Avg volume, 20 days
- 132,887
- 52-week high
- $59.28
- 52-week low
- $34.31
- Shares outstanding
- 17.03M
Financials
- Revenue, TTM
- $194.8M
- Profit margin
- 33.4%
- Return on equity
- 9.7%
- Quarterly earnings growth, YoY
- +24.1%
Risk and income
- Beta
- 0.66
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±4.7%
- Dividend yield
- 2.80%
TrustCo Bank Corp NY stock news this week
2 headlines about TrustCo Bank Corp NY from the past week, newest first, each linking to the publisher.
- TrustCo Bank Corp NY (TRST) Stock ForecastsYahoo Finance, Oct 9
- Northeast Bancorp (NASDAQ:NBN) versus TrustCo Bank Corp NY (NASDAQ:TRST) Head to Head ComparisonDefense World, Oct 5
TrustCo Bank Corp NY peers
TrustCo Bank Corp NY’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| WBSWebster Financial | Neutral | 1.7% above |
| TFSLTFS Financial | Accumulation | 8.3% below |
| WSFSWSFS Financial | Accumulation | 8.3% below |
| PFSProvident Financial Services | Accumulation | 12.1% below |
| CLBKColumbia Financial | Accumulation | 13.0% below |
| NWBINorthwest Bancshares | Accumulation | 5.6% below |
A peer links to its own page where one exists.
TrustCo Bank Corp NY stock FAQ
What is TrustCo Bank Corp NY’s market cap?
TrustCo Bank Corp NY’s market cap is $923.9M at the Oct 12, 2026 close of $54.26, with 17.03M shares outstanding. The shares trade on a P/E ratio of 15.1.
What is the TrustCo Bank Corp NY stock forecast?
The consensus analyst 12-month price target for TrustCo Bank Corp NY is $26.00, −52.1% from the last close. Gekko doesn’t publish price predictions of its own.
Is TrustCo Bank Corp NY stock overvalued or undervalued?
On Gekko’s estimate TrustCo Bank Corp NY is overvalued: the Oct 12, 2026 close of $54.26 is 21.5% above Gekko Fair Value of $44.65. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does TrustCo Bank Corp NY report earnings next?
TrustCo Bank Corp NY is expected to report on Oct 20, 2026 (8 days away).
What is TrustCo Bank Corp NY’s 52-week high and low?
TrustCo Bank Corp NY’s 52-week high is $59.28 and its 52-week low is $34.31; it closed at $54.26 on Oct 12, 2026, +51.1% over the past year.
Is TrustCo Bank Corp NY stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 1 as mixed (trend) and 2 as headwinds (fair value and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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