Insider buying last 90 days
No open-market insider purchases were filed for PFS in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every PFS insider filing, plotted on the chart in Gekko.Open PFS in Gekko
NYSE: PFS
Provident Financial Services (PFS) Stock Analysis & Forecast
Oct 12 close
$22.14+0.05 (+0.2%)
Gekko Brief
Oct 12 closeProvident Financial Services closed at $22.14 on 12 October 2026, +0.2% on the day. The price sits between the 50-day ($23.42) and 200-day ($22.45) moving averages, inside a 52-week range of $17.69 to $25.49. The GekkoIndex reads 64.6, in the Accumulation zone, down 0.9 points over five sessions. Gekko Fair Value is $25.18, so the price is 12.1% below it.
The next earnings report is due on 28 October 2026, 16 days away (after close). Over the last 8 reports the company beat the earnings estimate 6 times, with an average move of 3.2% across the report. Seasonally, the next 20 trading days from this point averaged +8.1% over the last 5 years, rising in 4 of them.
4 firms rate the stock: 3 buy, 1 hold and 0 sell, with a consensus target of $27.75. A typical daily move is about 1.8%, and a typical 20-day move about 5.8%. On the swing-trade checklist, 3 items read supportive and 1 reads as a headwind (earnings risk).
A plain summary of the figures as of the Oct 12, 2026 close.
Provident Financial Services price vs fair value
Close $22.14200-day averageGekko Fair Value $25.18
Provident Financial Services quick facts
- Market cap
- $2.89B
- P/E ratio
- 9.3
- Forward P/E
- 9
- EPS, TTM
- $2.40
- Revenue, TTM
- $894.3M
- Profit margin
- 35%
- Dividend yield
- 2.18%
- Beta
- 0.82
- Volume
- 652,001 avg 897,523
- 1-year return
- +15.1%
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.8%
- 50-day average
- $23.42
- 200-day average
- $22.45
- Next earnings
- Oct 28 after close
- Shares outstanding
- 130.4M
Provident Financial Services swing-trade checklist
Provident Financial Services scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $22.14 sits between the 50-day ($23.42) and 200-day ($22.45) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
64.6, Accumulation
Reading 64.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
12.1% below
Price is 12.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 16 days
Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.1% on average
From this point in the calendar, the next 20 trading days averaged +8.1% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Provident Financial Services stock chart and price history
Provident Financial Services closed at $22.14 on Oct 12, 2026, +15.1% over the past year, inside a 52-week range of $17.69 to $25.49.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.0%
- 3 months
- −5.9%
- 6 months
- −0.8%
- 1 year
- +15.1%
The full PFS chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PFS in Gekko
Follow Provident Financial Services through every session
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About Provident Financial Services
Provident Financial Services is the holding company behind Provident Bank, offering everyday banking along with lending and advisory services to households and businesses throughout the United States. Customers can access a range of deposit accounts, from savings and checking to money market accounts, certificates of deposit, and IRAs. The company is perhaps best recognized for its wide-ranging loan book, covering commercial real estate secured by apartment buildings, offices, retail sites, and industrial properties, as well as residential mortgages, construction loans, and consumer financing for vehicles, homes, and personal needs.
Its operations extend into business banking tools such as cash management, payroll processing, remote deposit capture, and commercial credit cards, alongside digital banking access. Provident also runs a wealth management arm handling investments, trusts, estate planning, tax services, and private banking, and sells insurance and investment products including annuities. Separately, it functions as a real estate investment trust, acquiring mortgage loans and related assets and handling properties gained through foreclosure. Its branch network spans northern and central New Jersey along with parts of Pennsylvania and New York.
The company traces its founding back to 1839 and is headquartered in Jersey City, New Jersey. Provident Financial Services is listed on the NYSE under the ticker PFS.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Savings banks
- Website
- provident.bank
Provident Financial Services GekkoIndex: the smart money zone
Provident Financial Services’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.6, in the Accumulation zone, down 0.9 points over five sessions.
64.6Accumulation
Down 0.9 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 28 | +1.5% | +3.8% | ||
| Accumulation (current zone) | 224 | +0.5% | +3.4% | ||
| Neutral | 385 | +0.2% | +0.9% | ||
| Distribution | 44 | −0.6% | −6.2% | ||
| Selling | 1 | Too few readings yet | |||
Average PFS share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the PFS price, zone by zone.Track PFS in Gekko
Is Provident Financial Services stock overvalued? Gekko Fair Value
Provident Financial Services trades 12.1% below Gekko Fair Value of $25.18, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Provident Financial Services shares are worth, recalculated every trading day.
$25.18
Gekko Fair Value, Oct 10, 2026
12.1% Undervalued
At the end of Aug 2026 the price was 11.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open PFS in Gekko
Provident Financial Services insider and Congress trading
No open-market insider purchases were filed for Provident Financial Services, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in PFS were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for PFS, plotted on the chart in Gekko.Open PFS in Gekko
Buybacks
Provident Financial Services has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $10.26M
- As a share of market cap
- 0.36%
From company filings.
Provident Financial Services earnings: next date and track record
Provident Financial Services reports on Oct 28, 2026, after the close (16 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 28, 2026
Expected after the close, 16 days away
- EPS estimate
- $0.61
- Revenue estimate
- $235.3M
6 of 8reports beat the EPS estimate
±3.2%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 29, 2026 AI summary
- What they said
- Provident Financial Services reported Q2 2026 net earnings of $78M ($0.60/diluted share) with core earnings of $80M ($0.61/share). Adjusted PPNR reached a record $118M, up 23bps year-over-year. Commercial loans grew 10% annualized with C&I up 20%, and record pipeline of $3.2B. EPS grew 17% in H1 2026 vs. prior year. Noninterest income hit record $32M, representing 14% of total revenue.
- Guidance
- Management expects full-year loan growth to trend toward the high end of guidance given strong production and record pipeline. Asset quality improvements are expected to continue in H2 2026. The senior housing nonaccrual relationship ($82M) is expected to be fully resolved by year-end with no material loss.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 29, 2026 | $0.60 est $0.56 | $235.0M est $225.6M | +2.9% |
| Apr 29, 2026 | $0.61 est $0.55 | $225.2M est $225.6M | −1.3% |
| Jan 27, 2026 | $0.64 est $0.56 | $225.0M est $224.1M | +7.9% |
| Oct 29, 2025 | $0.55 est $0.54 | $221.8M est $220.7M | −2.2% |
| Jul 24, 2025 | $0.55 est $0.50 | $214.2M est $220.9M | +4.2% |
| Apr 24, 2025 | $0.51 est $0.47 | $208.8M est $207.0M | +1.0% |
| Jan 28, 2025 | $0.49 est $0.50 | $165.5M est $210.4M | −4.4% |
| Oct 29, 2024 | $0.36 est $0.47 | $179.4M est $214.8M | −1.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Provident Financial Services stock forecast and analyst price targets
Analysts’ average 12-month price target for Provident Financial Services is $27.75, +25.3% from the last close, from 4 firms rating the stock in the last 90 days.
$27.75consensus 12-month target, +25.3% from the last close
Now $22.14Avg $27.75
Low $26High $30
Each firm’s latest rating in the last 90 days: 4 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 3 | KBW | $28 | +26.5% |
| Jul 31 | Raymond James | $30 | +35.5% |
| Jul 31 | D.A. Davidson | $26 | +17.4% |
| Jul 31 | Piper Sandler | $29 | +31.0% |
| Jul 30 | D.A. Davidson | — | — |
+3.4%average 20-day move after past Accumulation readings
+8.1%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Provident Financial Services seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Provident Financial Services averaged +8.1% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.5% | 2 of 5 |
| Next 10 trading days | +1.5% | 4 of 5 |
| Next 15 trading days | +3.0% | 3 of 5 |
| Next 20 trading days | +8.1% | 4 of 5 |
| Next 30 trading days | +6.7% | 4 of 5 |
For scale, PFS’s typical 20-trading-day move in either direction is about 5.8%.
Provident Financial Services market cap and key statistics
Provident Financial Services’s market cap is $2.89B, with a P/E ratio of 9.3 and revenue of $894.3M over the last twelve months.
Valuation
- Market cap
- $2.89B
- P/E ratio
- 9.3
- Forward P/E
- 9
- EPS, TTM
- $2.40
- Gekko Fair Value
- $25.18
Trading
- Volume
- 652,001
- Avg volume, 20 days
- 897,523
- 52-week high
- $25.49
- 52-week low
- $17.69
- Shares outstanding
- 130.4M
Financials
- Revenue, TTM
- $894.3M
- Profit margin
- 35%
- Return on equity
- 11.1%
- Quarterly earnings growth, YoY
- +9.0%
Risk and income
- Beta
- 0.82
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.8%
- Dividend yield
- 2.18%
Provident Financial Services stock news this week
Coverage of Provident Financial Services this week reads positive: 4 positive, 1 neutral and 0 negative headlines.
- Provident Financial Services (NYSE:PFS) & F.N.B. (NYSE:FNB) Financial ReviewDefense World, Oct 12
- Provident Financial Services (NYSE:PFS) & Capital Bancorp (NASDAQ:CBNK) Financial ComparisonDefense World, Oct 11
- Provident Financial Services stock gets a higher fair value estimateAD HOC NEWS, Oct 8
- Provident Financial Services R (PQ3.DU) Q2 FY2026 earnings call transcriptYahoo Finance, Oct 6
- Provident Financial Services appoints Adriano Duarte as CFOscanx.trade, Oct 6
- Provident Financial Services stock heads toward Q3 results dateAD HOC NEWS, Oct 5
Provident Financial Services peers
Provident Financial Services’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| WBSWebster Financial | Neutral | 1.7% above |
| TFSLTFS Financial | Accumulation | 8.3% below |
| WSFSWSFS Financial | Accumulation | 8.3% below |
| CLBKColumbia Financial | Accumulation | 13.0% below |
| NWBINorthwest Bancshares | Accumulation | 5.6% below |
| TFINTriumph Financial | Accumulation | 12.8% below |
A peer links to its own page where one exists.
Provident Financial Services stock FAQ
What is Provident Financial Services’s market cap?
Provident Financial Services’s market cap is $2.89B at the Oct 12, 2026 close of $22.14, with 130.4M shares outstanding. The shares trade on a P/E ratio of 9.3.
What is the Provident Financial Services stock forecast?
The consensus analyst 12-month price target for Provident Financial Services is $27.75, +25.3% from the last close. Of the 4 firms that rated the stock in the last 90 days, 3 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Provident Financial Services stock overvalued or undervalued?
On Gekko’s estimate Provident Financial Services is undervalued: the Oct 12, 2026 close of $22.14 is 12.1% below Gekko Fair Value of $25.18. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Provident Financial Services report earnings next?
Provident Financial Services is expected to report on Oct 28, 2026, after the market closes (16 days away). Analysts expect earnings of $0.61 per share on revenue of $235.3M. Provident Financial Services beat the earnings estimate in 6 of its last 8 reports, moving 3.2% on average across the report.
What is Provident Financial Services’s 52-week high and low?
Provident Financial Services’s 52-week high is $25.49 and its 52-week low is $17.69; it closed at $22.14 on Oct 12, 2026, +15.1% over the past year. Over the last five years the shares peaked at $26.20 on Jan 10, 2022.
Is Provident Financial Services stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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